公开(公告)号：WO9525396A3

公开(公告)日：1996-02-29

申请号：PCT/US9503424

申请日：1995-03-16

Applicant: TRANSACTION TECHNOLOGY INC

Inventor： KAWAN JOSEPH C ,  TAKATA MELVIN M ,  SAMULON ALFRED S ,  PAREKH DILIP J ,  MARKS HARVEY ,  CARUTHERS DOUGLAS W ,  MEDINE CAROL A ,  NGUYEN TRUC ,  WARREN LUCILLA ,  MOSS LESLIE ,  MERGUIDIJIAN SARKIS A ,  LEE SHAN ,  ROTH LESLIE ,  KRIEGER KENNETH ,  HADDOCK ROBERT ,  CHIN EDWARD ,  TUCCI MORRIS ,  AHLIN LEO ,  ENGBER MARJORIE ,  VOLLMER JIM ,  WEISS LAWRENCE

IPC: G06F9/445 ,  G06Q20/00 ,  G06Q30/00 ,  G07F19/00 ,  H04L29/06 ,  H04M1/00 ,  H04M1/247 ,  H04M1/253 ,  H04M11/06 ,  H04M

CPC classification number: H04M1/2471 ,  G06F8/60 ,  G06Q20/00 ,  G06Q30/02 ,  G06Q40/02 ,  G07F19/20 ,  G07F19/201 ,  H04L29/06 ,  H04M1/00 ,  H04M1/247 ,  H04M1/253 ,  H04M11/066

Abstract: A telephone configured as a programmable microcomputer (2) (telephone-computer) which operates in most circumstances through a standard telephone 12-key keypad input (3). The telephone-computer (2) has the overall appearance of a telephone and includes telephone electronics and a microprocessor unit operated in conjunction with other computer elements, including memory devices, a programmable gate array (PGA) chip which can be initially programmed and then fixed, and enhanced integrity features. The PGA has the capability of being configured to accomodate various types of software which require different hardware configuration, but without actually reconfiguring the hardware. The telephone-computer (2) delivers data processing capabilities and services through an ordinary telephone instrument via conventional telephone lines (78) with a network host computer (68) which communicates with a vast panoply of service bureaus (80a-80d). Specifically, operating software is downloaded to the telephone-computer (2) by the network host computer (68) to format the microcomputer to conform to the software format used by the service bureaus (80a-80d).

公开(公告)号：WO1989011195A1

公开(公告)日：1989-11-16

申请号：PCT/US1989001942

申请日：1989-05-04

Applicant: TRANSACTION TECHNOLOGY, INC.

Inventor： TRANSACTION TECHNOLOGY, INC. ,  WEISS, Lawrence, D. ,  CARUTHERS, Douglas, W. ,  INATOMI, Charles, T. ,  KAWAN, Joseph, C. ,  LEE, Shan ,  MARKS, Harvey ,  MEGUERDIJIAN, Sarkis, A. ,  PAREKH, Dilip, J. ,  SAMULON, Alfred, S. ,  TAKATA, Melvin, M. ,  TUCCI, Morris, L. ,  VOLLMER, Jim, R.

IPC: H04M11/06

CPC classification number: G06Q20/00 ,  H04M1/2473 ,  H04M11/066

Abstract: The present invention relates to a programmable microcomputer or microprocessor device with associated memory and telephone circuitry designed to be operated in most circumstances through a standard telephone 12-key keypad input. The microcomputer device of the present invention, which includes the primary microprocessor operated in conjunction with other computer elements, including memory, has the overall appearence of a telephone. The primary microprocessor of the invention consists of a central processing unit and associated memory and includes enhanced integrity features. The device delivers data processing capabilities and services through an ordinary telephone instrument.

公开(公告)号：WO1998012615A3

公开(公告)日：1998-03-26

申请号：PCT/US1997/006925

申请日：1997-03-10

Applicant: TRANSACTION TECHNOLOGY, INC.

Inventor： YOKOMOTO, Randal, H. ,  YUNG-HANG TAN, Warren ,  SMUSHKOVICH, Yosif ,  BUI, Xuan, S. ,  MERMAN, Michael ,  DESSOUKY, Inas, M. ,  DO, Cuong ,  GRYTE, Stephen, M. ,  HSU, Phoebe, Rin-Rin ,  PROPP, Robert, R. ,  SEARS, Michael, L.

IPC: H04L9/00

Abstract: An improved touch screen encryption device and method is disclosed. The user selects information from prompts displayed on a touch screen. The improved device determines the input information based upon the location of the touch. The device encrypts the information - for example, the user's personal identification number - and sends the encrypted information to a remote processor. The device and method may be used by a financial institution (such as a bank) or a postal services.

公开(公告)号：WO9812615A2

公开(公告)日：1998-03-26

申请号：PCT/US9706925

申请日：1997-03-10

Applicant: TRANSACTION TECHNOLOGY INC

Inventor： YOKOMOTO RANDAL H ,  YUNG-HANG TAN WARREN ,  SMUSHKOVICH YOSIF ,  BUI XUAN S ,  MERMAN MICHAEL ,  DESSOUKY INAS M ,  DO CUONG ,  GRYTE STEPHEN M ,  HSU PHOEBE RIN-RIN ,  PROPP ROBERT R ,  SEARS MICHAEL L

IPC: G07D9/00 ,  G06F1/00 ,  G06F3/00 ,  G06F3/041 ,  G06F21/00 ,  G06F21/20 ,  G06Q40/00 ,  G07F7/10 ,  G06F

CPC classification number: G07F7/10 ,  G06F21/83 ,  G06F2211/007

Abstract: An improved touch screen encryption device and method is disclosed. The user selects information from prompts displayed on a touch screen. The improved device determines the input information based upon the location of the touch. The device encrypts the information - for example, the user's personal identification number - and sends the encrypted information to a remote processor. The device and method may be used by a financial institution (such as a bank) or a postal services.

Abstract translation: 公开了一种改进的触摸屏加密装置和方法。 用户从显示在触摸屏上的提示中选择信息。 改进的装置基于触摸的位置来确定输入信息。 该设备加密信息，例如用户的个人识别号码，并将加密的信息发送到远程处理器。 该设备和方法可以由金融机构（如银行）或邮政服务使用。

公开(公告)号：WO9745781A2

公开(公告)日：1997-12-04

申请号：PCT/US9620291

申请日：1997-02-10

Applicant: TRANSACTION TECHNOLOGY INC

Inventor： YOKOMOTO RANDAL H ,  YUNG-HANG TAN WARREN ,  SMUSHKOVICH YOSIF ,  BUI XUAN S ,  MERMAN MICHAEL ,  DESSOUKY INAS M ,  DO CUONG ,  GRYTE STEPHEN M ,  HSU PHOEBE RIN-RIN ,  PROPP ROBERT R ,  SEARS MICHAEL L

IPC: G07D9/00 ,  G06F1/00 ,  G06F3/00 ,  G06F3/041 ,  G06F21/00 ,  G06F21/20 ,  G06Q40/00 ,  G07F7/10 ,  G06F

CPC classification number: G07F7/10 ,  G06F21/83 ,  G06F2211/007

Abstract: An improved touch screen encryption device and method is disclosed. The user selects information from prompts displayed on a touch screen. The improved device determines the input information based upon the location of the touch. The device encrypts the information - for example, the user's personal indentification number - and sends the encrypted information to a remote processor. The device and method may be used by a financial institution (such as a bank), postal services.

Abstract translation: 公开了一种改进的触摸屏加密装置和方法。 用户从显示在触摸屏上的提示中选择信息。 改进的装置基于触摸的位置来确定输入信息。 该设备加密信息，例如用户的个人识别号码，并将加密的信息发送到远程处理器。 金融机构（如银行）可以使用该设备和方法，邮政服务。

公开(公告)号：WO1995025396A2

公开(公告)日：1995-09-21

申请号：PCT/US1995003424

申请日：1995-03-16

Applicant: TRANSACTION TECHNOLOGY, INC.

Inventor： TRANSACTION TECHNOLOGY, INC. ,  KAWAN, Joseph, C. ,  TAKATA, Melvin, M. ,  SAMULON, Alfred, S. ,  PAREKH, Dilip, J. ,  MARKS, Harvey ,  CARUTHERS, Douglas, W. ,  MEDINE, Carol, A. ,  NGUYEN, Truc ,  WARREN, Lucilla ,  MOSS, Leslie ,  MERGUIDIJIAN, Sarkis, A. ,  LEE, Shan ,  ROTH, Leslie ,  KRIEGER, Kenneth ,  HADDOCK, Robert ,  CHIN, Edward ,  TUCCI, Morris ,  AHLIN, Leo ,  ENGBER, Marjorie ,  VOLLMER, Jim ,  WEISS, Lawrence

IPC: H04M00/00

CPC classification number: H04M1/2471 ,  G06F8/60 ,  G06Q20/00 ,  G06Q30/02 ,  G06Q40/02 ,  G07F19/20 ,  G07F19/201 ,  H04L29/06 ,  H04M1/00 ,  H04M1/247 ,  H04M1/253 ,  H04M11/066

Abstract: A telephone configured as a programmable microcomputer (telephone-computer) which operates in most circumstances through a standard telephone 12-key keypad input. The telephone-computer has the overall appearance of a telephone and includes telephone electronics and a microprocessor unit operated in conjunction with other computer elements, including memory devices, a programmable gate array (PGA) chip which can be initially programmed and then fixed, and enhanced integrity features. The PGA has the capability of being configured to accomodate various types of software which require different hardware configuration, but without actually reconfiguring the hardware. The telephone-computer delivers data processing capabilities and services through an ordinary telephone instrument via conventional telephone lines with a network host computer which communicates with a vast panoply of service bureaus. Specifically, operating software is downloaded to the telephone-computer by the network host computer to format the microcomputer to conform to the software format used by the service bureaus.

Abstract translation: 配置为可编程微型计算机（电话计算机）的电话，其在大多数情况下通过标准电话12键键盘输入进行操作。 电话机具有电话的整体外观，并且包括电话电子设备和与其他计算机元件结合操作的微处理器单元，其中包括存储器件，可以被初始编程然后固定的可编程门阵列（PGA）芯片，并且增强 完整性特征。 PGA具有被配置为容纳需要不同硬件配置但不实际重新配置硬件的各种类型的软件的能力。 电话计算机通过普通电话仪器通过常规电话线与具有广泛的服务部门通信的网络主机来提供数据处理能力和服务。 具体来说，操作软件由网络主机下载到电话计算机，以格式化微型计算机，以符合服务局使用的软件格式。

公开(公告)号：WO1998019265A1

公开(公告)日：1998-05-07

申请号：PCT/US1996020289

申请日：1996-12-30

Applicant: TRANSACTION TECHNOLOGY, INC.

Inventor： TRANSACTION TECHNOLOGY, INC. ,  GRANDCOLAS, Michael, L. ,  ANTHONY, Wendell, W. ,  LAW, Patrick ,  MOSS, Leslie ,  PETACH, Teresa, A. ,  TOMPKINS, Peter

IPC: G06F157/00

CPC classification number: G06Q20/00 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q20/102 ,  G06Q20/3672 ,  G06Q20/3674 ,  G06Q20/38 ,  G06Q20/3821 ,  G06Q20/401 ,  G06Q40/00 ,  G07F7/00 ,  G07F17/16 ,  G07F19/20 ,  G07F19/206 ,  G07F19/211 ,  H04L67/28 ,  H04L67/2823 ,  H04L67/2828 ,  H04L67/30 ,  H04L67/36 ,  Y10S707/99945 ,  Y10S707/99948 ,  Y10S715/962 ,  Y10S715/969

Abstract: A method and system automatically harmonizes access to a given software application program via different access devices. By receiving information from the user via the user's access device (10), including information identifying the type of device being used and the application program (14) the user wishes to access, the present invention allows financial institutions to provide access to a given application to customers using different access devices (10). The information to be displayed to the user is automatically translated into a format which is compatible with the device, including its display, and sent to the device (10) for display. The user, in turn, inputs information in response to the displayed information and this input information is automatically translated into a format which is compatible with the application program and is sent to the application program (14). The response generated by the application program (14) is automatically translated to be compatible with the device and is sent to the device (10).

Abstract translation: 方法和系统通过不同的访问设备自动协调对给定软件应用程序的访问。 通过经由用户的访问设备（10）从用户接收信息，包括识别正在使用的设备的类型的信息和用户希望访问的应用程序（14），本发明允许金融机构提供对给定应用的访问 给使用不同接入设备的客户（10）。 要显示给用户的信息将自动转换为与设备兼容的格式，包括其显示，并发送到设备（10）进行显示。 用户又响应于所显示的信息输入信息，并且该输入信息被自动转换成与应用程序兼容的格式并被发送到应用程序（14）。 应用程序（14）产生的响应被自动转换为与设备兼容，并被发送到设备（10）。

公开(公告)号：WO1998002834A1

公开(公告)日：1998-01-22

申请号：PCT/US1996020290

申请日：1996-12-30

Applicant: TRANSACTION TECHNOLOGY, INC.

Inventor： TRANSACTION TECHNOLOGY, INC. ,  KAWAN, Joseph, C. ,  YUNG-HANG TAN, Warren

IPC: G06F17/60

CPC classification number: G07F7/1008 ,  G06Q20/341 ,  G06Q20/3552 ,  G06Q20/3572 ,  G06Q20/3576 ,  G06Q20/363

Abstract: The present invention relates to a smart card (101) for financial transactions that can be programmed to operate using a variety of applications. The cart includes an interpreter (103) that interfaces the smart card and an automatic teller machine (109, 111) or merchant terminal (107, 108). The card includes a plurality of application modules each of which contain application programming that can be used by the interpreter to manage the card-to-system interface. At least one of the application modules (104, 105) can be reprogrammed to provide application programming for the interpreter that is compatible with the locally prevalent application program used by the automatic teller machines and card terminals in the area where the cardholder is traveling.

Abstract translation: 本发明涉及一种用于金融交易的智能卡（101），其可被编程为使用各种应用进行操作。 该购物车包括与智能卡和自动取款机（109,111）或商业终端（107,108）接口的解释器（103）。 该卡包括多个应用模块，每个应用模块包含可被解释器用于管理卡到系统接口的应用程序编程。 应用模块（104,105）中的至少一个可以被重新编程，以为解释器提供与由持卡人正在行进的区域中的自动取款机和卡终端使用的本地流行的应用程序兼容的应用程序编程。

公开(公告)号：WO1997042561A1

公开(公告)日：1997-11-13

申请号：PCT/US1996012116

申请日：1996-07-22

Applicant: TRANSACTION TECHNOLOGY, INC.

Inventor： TRANSACTION TECHNOLOGY, INC. ,  DO, Cuong, D. ,  HA, Nhut, T. ,  BUTRYN, Joseph, A.

IPC: G06F01/18

CPC classification number: G06F1/185 ,  G06F1/181 ,  G06F1/184 ,  G06F1/186 ,  G06F1/187

Abstract: An enclosure or chassis for a high-performance personal computer which is portable, provides easy access to its internal components for servicing, and provides mechanisms which allow peripheral devices such as hard disks, floppy disks and CD-ROM drives to be quickly and easily installed and removed. The chassis provides an efficient cooling mechanism so that a heat sink required for a high-performance processor can be smaller than would be the case without such efficient cooling mechanism. The chassis opens up into a top portion and a bottom portion. The top portion houses the peripheral devices, and the bottom portion houses the motherboard, power supply and cooling fans. A tamper switch is provided which monitors the state of the chassis (open or closed) and reports over a network whenever the chassis is opened. However, the computer can still be operated when the chassis is opened for inspection, service and repair. A mechanism which enables quick and easy removal of the peripheral devices utilizes a spring clip which provides solid grounding contact to the chassis is also provided.

Abstract translation: 用于便携式的高性能个人计算机的机箱或机箱可方便地访问其内部组件进行维修，并提供允许外围设备（如硬盘，软盘和CD-ROM驱动器）快速轻松安装的机制 并删除。 底盘提供了有效的冷却机构，使得高性能处理器所需的散热器可以比没有这种有效的冷却机构的情况更小。 底盘开启到顶部和底部。 顶部容纳外围设备，底部容纳主板，电源和冷却风扇。 提供篡改开关，用于监控机箱的状态（打开或关闭），并在打开机箱时通过网络进行报告。 但是，当机箱打开检查，维修和维修时，电脑仍然可以运行。 还提供了一种能够快速方便地移除外围设备的机构，其中还提供了提供与底盘的牢固接地触点的弹簧夹。

公开(公告)号：WO1995006384A1

公开(公告)日：1995-03-02

申请号：PCT/US1994009722

申请日：1994-08-25

Applicant: TRANSACTION TECHNOLOGY, INC.

Inventor： TRANSACTION TECHNOLOGY, INC. ,  MOSS, Leslie, C. ,  MEDINE, Carol, A. ,  NAYLOR, William

IPC: H04M11/08

CPC classification number: H04L29/06 ,  G06Q20/00 ,  G06Q20/10 ,  H04M1/00 ,  H04M1/2478 ,  H04M1/253 ,  H04M11/066 ,  H04M11/085

Abstract: Systems and methods provide communication between a user-friendly terminal (2), such as a "home terminal" shaped to resemble a conventional telephone (2), and a number of service provider computers such as financial institutions (20a-20d). The system's application software transforms simple user commands into commands understood by the service provider computers (20a-20d). The network host computer (8) supplies messages to the terminal for generating prompts needed to solicit required information from the user, and communicates with the service computers (20a-20d) according to their respective protocols. The invention provides a packet assembler and disassembler (PAD) element within the home terminal itself, allowing fast response time for the customer at the home terminal while retaining the benefits of data error, entry error correction and data transmission error correction.

Abstract translation: 系统和方法提供用户友好的终端（2）（诸如类似于常规电话（2）的“家庭终端”）和诸如金融机构（20a-20d）之类的服务提供者计算机之间的通信。 系统的应用软件将简单的用户命令转换为服务提供商计算机（20a-20d）所理解的命令。 网络主机（8）向终端提供消息，用于生成从用户那里请求所需信息所需的提示，并根据各自的协议与服务计算机（20a-20d）进行通信。 本发明提供家庭终端内部的分组组装和分解器（PAD）元件，从而允许家庭终端上的客户快速响应时间，同时保留数据错误，进入错误校正和数据传输错误校正的好处。