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公开(公告)号：US09990623B2
公开(公告)日：2018-06-05
申请号：US12406573
申请日：2009-03-18
申请人： Glyn Barry Smith
发明人： Glyn Barry Smith
CPC分类号： G06Q20/3221 , G06F21/34 , G06Q20/32 , G06Q20/3223 , G06Q20/40 , G06Q50/265 , H04M1/72561 , H04M15/00 , H04M15/41 , H04M15/68 , H04M15/80 , H04M2215/0164 , H04M2215/0196 , H04M2215/74 , H04W4/24
摘要： Systems and methods are to provide information to facilitate online transactions via mobile communications. In one aspect, a system includes a data storage facility to store and associate personal information of a user with a telephone number of the user, and an interchange coupled with the data storage facility. The interchange includes a common format processor and a plurality of converters to interface with a plurality of different controllers of mobile communications. The converters are configured to communicate with the common format processor in a common format and to communicate with the controllers in different formats. The interchange uses the converters to communicate with the mobile phone of a user to approve the providing of the personal information from the data storage facility to a website.
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公开(公告)号：US08700530B2
公开(公告)日：2014-04-15
申请号：US12406583
申请日：2009-03-18
申请人： Glyn Barry Smith
发明人： Glyn Barry Smith
IPC分类号： G06Q40/00
CPC分类号： H04W4/24 , G06Q20/04 , G06Q20/10 , G06Q20/102 , G06Q20/12 , G06Q20/16 , G06Q20/32 , G06Q20/322 , G06Q20/3223 , G06Q20/325 , G06Q20/3255 , G06Q20/40 , G06Q20/425 , H04M15/00
摘要： Systems and methods are provided to process transactions initiated by users of mobile devices. In one aspect, a system includes a data storage facility to store phone numbers of users, and an interchange coupled with the data storage facility. The interchange includes a common format processor and a plurality of converters to interface with a plurality of different controllers of mobile communications. The converters are configured to communicate with the common format processor in a common format and to communicate with the controllers in different formats. The interchange uses the converters to transmit at least one premium message to a mobile phone at a first telephone number to provide an amount to the mobile phone using funds associated with a second telephone number, in response to a request initiated from a mobile phone at the second telephone number.
摘要翻译： 提供系统和方法来处理由移动设备的用户发起的交易。 一方面，系统包括用于存储用户的电话号码的数据存储设施，以及与数据存储设施相结合的交换机。 交换机包括通用格式处理器和多个转换器，以与移动通信的多个不同控制器进行接口。 转换器被配置为以通用格式与公共格式处理器进行通信，并以不同格式与控制器进行通信。 交换机使用转换器以第一电话号码向移动电话发送至少一个优质消息，以响应于从移动电话在第一电话号码发起的请求向移动电话提供与第二电话号码相关联的资金的金额 第二电话号码
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公开(公告)号：US08131258B2
公开(公告)日：2012-03-06
申请号：US12478725
申请日：2009-06-04
IPC分类号： H04M11/00
CPC分类号： G06Q20/32 , G06Q20/12 , G06Q20/42 , G06Q20/425
摘要： Systems and methods are provided to facilitate on-site processing of transaction requests. In one aspect, a system includes a data storage facility to store an account identifier of a user and a phone number of the user and an interchange coupled with the data storage facility. The interchange includes a common format processor and a plurality of converters to interface with a plurality of different controllers of mobile communications. The converters are configured to communicate with the controllers in different formats and to communicate with the common format processor in a common format to transmit a message to a telephone at the telephone number of the user to prompt the user to confirm a request and to receive a confirmation of the request via the telephone. The request is received via a user interface embedded in a web page of a first website without reloading or refreshing the web page.
摘要翻译： 提供系统和方法以便于事务请求的现场处理。 一方面，一种系统包括用于存储用户的帐户标识符和用户的电话号码的数据存储设施以及与数据存储设施相结合的交换机。 交换机包括通用格式处理器和多个转换器，以与移动通信的多个不同控制器进行接口。 转换器被配置为以不同格式与控制器进行通信，并以通用格式与通用格式处理器通信，以用户的电话号码向电话发送消息，以提示用户确认请求并接收 通过电话确认请求。 通过嵌入在第一网站的网页中的用户界面来接收请求，而不重新加载或刷新网页。
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4.发明申请公开(公告)号：US20110173106A1
公开(公告)日：2011-07-14
申请号：US12687075
申请日：2010-01-13
申请人： Glyn Barry SMITH , Ron HIRSON
发明人： Glyn Barry SMITH , Ron HIRSON
CPC分类号： G06Q20/3255 , G06Q20/102 , G06Q20/16 , G06Q20/32 , G06Q20/3223 , G06Q30/04 , H04M15/84 , H04M15/844 , H04M2215/28 , H04W4/14 , H04W4/24
摘要： Systems and methods are provided to facilitate online transactions via mobile communications. In one aspect, a system includes a data storage facility to store an account and a phone number associated with the account and an interchange coupled with the data storage facility. The interchange includes a common format processor and a plurality of converters to interface with a plurality of different controllers of mobile communications. The converters are configured to communicate with the controllers in different formats and to communicate with the common format processor in a common format. The common format processor is to select a first controller based at least in part on reducing cost, and to instruct the first controller of the controllers, via a first converter of the converters, to transmit a first message to a mobile device at the phone number to facilitate a transaction related to funds associated with the phone number.
摘要翻译： 提供系统和方法以便于通过移动通信进行在线交易。 在一个方面，系统包括用于存储帐户的数据存储设施和与该帐户相关联的电话号码以及与该数据存储设备相连接的交换机。 交换机包括通用格式处理器和多个转换器，以与移动通信的多个不同控制器进行接口。 转换器配置为以不同格式与控制器进行通信，并以通用格式与通用格式处理器进行通信。 公共格式处理器至少部分地基于降低成本来选择第一控制器，并且经由转换器的第一转换器指示控制器的第一控制器以电话号码向移动设备发送第一消息 以方便与电话号码相关的资金相关的交易。
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公开(公告)号：US08359005B2
公开(公告)日：2013-01-22
申请号：US13366793
申请日：2012-02-06
IPC分类号： H04M11/00
CPC分类号： G06Q20/32 , G06Q20/12 , G06Q20/42 , G06Q20/425
摘要： Systems and methods are provided to facilitate on-site processing of transaction requests. In one aspect, a system includes a data storage facility to store an account identifier of a user and a phone number of the user and an interchange coupled with the data storage facility. The interchange includes a common format processor and a plurality of converters to interface with a plurality of different controllers of mobile communications. The converters are configured to communicate with the controllers in different formats and to communicate with the common format processor in a common format to transmit a message to a telephone at the telephone number of the user to prompt the user to confirm a request and to receive a confirmation of the request via the telephone. The request is received via a user interface embedded in a web page of a first website without reloading or refreshing the web page.
摘要翻译： 提供系统和方法以便于事务请求的现场处理。 一方面，一种系统包括用于存储用户的帐户标识符和用户的电话号码的数据存储设施以及与数据存储设施相结合的交换机。 交换机包括通用格式处理器和多个转换器，以与移动通信的多个不同控制器进行接口。 转换器被配置为以不同格式与控制器进行通信，并以通用格式与通用格式处理器通信，以用户的电话号码向电话发送消息，以提示用户确认请求并接收 通过电话确认请求。 通过嵌入在第一网站的网页中的用户界面来接收请求，而不重新加载或刷新网页。
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公开(公告)号：US20120278152A1
公开(公告)日：2012-11-01
申请号：US13541409
申请日：2012-07-03
申请人： Glyn Barry Smith
发明人： Glyn Barry Smith
CPC分类号： G06Q20/12 , G06Q20/10 , G06Q20/3223 , G06Q30/0601
摘要： Apparatuses and methods to facilitate customer to supplier funds transfer via premium messages. In one aspect, an apparatus to electronically transfer funds from a customer to a supplier includes: a server component connected to a network; and a database coupled to the server component. The server component is configured to: transmit a plurality of premium rate mobile terminating text messages to the mobile cellular telephone to effect a payment from the customer to the supplier after the customer has placed an order with a supplier; populate the database with an identification of the telephone number of the customer; populate the database with at least one transaction record related to the premium rate text messages; and facilitate access to the transaction record by the customer via the telephone number of the customer.
摘要翻译： 设备和方法，以便客户向供应商资金通过溢价消息转账。 一方面，从客户向供应商电子地转移资金的装置包括：连接到网络的服务器组件; 以及耦合到服务器组件的数据库。 服务器组件被配置为：在客户向供应商发出订单之后，向移动蜂窝电话发送多个附加费率的移动终端短信消息以从客户支付给供应商; 使用客户的电话号码的标识填充数据库; 使用至少一个与费率文本消息相关的交易记录填充数据库; 并通过客户的电话号码方便客户访问交易记录。
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公开(公告)号：US08117124B2
公开(公告)日：2012-02-14
申请号：US12413468
申请日：2009-03-27
申请人： Glyn Barry Smith
发明人： Glyn Barry Smith
IPC分类号： G06Q40/00
CPC分类号： G06Q20/42 , G06Q20/10 , G06Q20/102 , G06Q20/16 , G06Q20/32 , G06Q20/322 , G06Q20/3255 , G06Q20/425 , G06Q30/0236 , G06Q30/04 , G06Q30/06 , H04M3/493 , H04M2203/105
摘要： Apparatuses and methods to transfer funds electronically via premium messages. In one aspect, an apparatus to electronically transfer funds from a customer to a supplier includes: a server component connected to a network; and a database component coupled to the server component. The server is configured to transmit a plurality of premium rate mobile terminating text messages to the mobile cellular telephone to effect a payment from the customer to the supplier after the customer has placed an order with the supplier. The server component is configured to populate the database component with an identification of the customer telephone number. The server component is configured to prompt the customer to supply additional personal data. In response to the additional personal data, the server component populates the database component with the additional personal data.
摘要翻译： 通过高级邮件以电子方式转拨资金的方法和方法。 一方面，从客户向供应商电子地转移资金的装置包括：连接到网络的服务器组件; 以及耦合到服务器组件的数据库组件。 服务器被配置为在客户向供应商发出订单之后，向移动蜂窝电话发送多个附加费率的移动终端文本消息以从客户支付给供应商。 服务器组件被配置为使用客户电话号码的标识填充数据库组件。 服务器组件配置为提示客户提供其他个人数据。 响应于附加个人数据，服务器组件使用附加的个人数据填充数据库组件。
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公开(公告)号：US08116730B2
公开(公告)日：2012-02-14
申请号：US12406077
申请日：2009-03-17
申请人： Glyn Barry Smith
发明人： Glyn Barry Smith
IPC分类号： H04M11/00
CPC分类号： G06Q20/16 , G06Q10/06316 , G06Q20/12 , G06Q20/123 , G06Q20/204 , G06Q20/32 , G06Q20/322 , G06Q20/325 , G06Q20/35785 , G06Q20/3674 , G06Q20/382 , G06Q20/40 , G06Q20/42 , G06Q30/06 , G06Q30/0601 , G06Q40/025
摘要： Systems and methods are provided to control online transactions via mobile communications. In one aspect, a system includes a data storage facility to store data associating a first telephone number with a second telephone number; and an interchange coupled with the data storage facility. The interchange includes a common format processor and a plurality of converters to interface with a plurality of controllers. The converters are configured to communicate with the controllers in different formats and to communicate with the common format processor in a common format. The common format processor is to receive a payment request including the first telephone number, identify the second telephone number based on the data, and communicate with a mobile phone at the second telephone number for approval of the payment request.
摘要翻译： 提供系统和方法来通过移动通信来控制在线交易。 一方面，一种系统包括数据存储设施，用于存储将第一电话号码与第二电话号码相关联的数据; 以及与数据存储设施相结合的交换。 交换机包括通用格式处理器和与多个控制器接口的多个转换器。 转换器配置为以不同格式与控制器进行通信，并以通用格式与通用格式处理器进行通信。 通用格式处理器是接收包括第一电话号码的支付请求，基于数据识别第二电话号码，并且以第二电话号码与移动电话进行通信以批准支付请求。
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公开(公告)号：US20100235276A1
公开(公告)日：2010-09-16
申请号：US12406583
申请日：2009-03-18
申请人： Glyn Barry SMITH
发明人： Glyn Barry SMITH
CPC分类号： H04W4/24 , G06Q20/04 , G06Q20/10 , G06Q20/102 , G06Q20/12 , G06Q20/16 , G06Q20/32 , G06Q20/322 , G06Q20/3223 , G06Q20/325 , G06Q20/3255 , G06Q20/40 , G06Q20/425 , H04M15/00
摘要： Systems and methods are provided to process transactions initiated by users of mobile devices. In one aspect, a system includes a data storage facility to store phone numbers of users, and an interchange coupled with the data storage facility. The interchange includes a common format processor and a plurality of converters to interface with a plurality of different controllers of mobile communications. The converters are configured to communicate with the common format processor in a common format and to communicate with the controllers in different formats. The interchange uses the converters to transmit at least one premium message to a mobile phone at a first telephone number to provide an amount to the mobile phone using funds associated with a second telephone number, in response to a request initiated from a mobile phone at the second telephone number.
摘要翻译： 提供系统和方法来处理由移动设备的用户发起的交易。 一方面，系统包括用于存储用户的电话号码的数据存储设施，以及与数据存储设施相结合的交换机。 交换机包括通用格式处理器和多个转换器，以与移动通信的多个不同控制器进行接口。 转换器被配置为以通用格式与公共格式处理器进行通信，并以不同格式与控制器进行通信。 交换机使用转换器以第一电话号码向移动电话发送至少一个优质消息，以响应于从移动电话在第一电话号码发起的请求向移动电话提供与第二电话号码相关联的资金的金额 第二电话号码
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公开(公告)号：US20100191648A1
公开(公告)日：2010-07-29
申请号：US12406064
申请日：2009-03-17
申请人： Glyn Barry SMITH
发明人： Glyn Barry SMITH
CPC分类号： G06Q20/32 , G06Q20/108 , G06Q20/16 , G06Q20/3223 , G06Q30/0601
摘要： Systems and methods are provided to facilitate online transactions via mobile communications. In one aspect, a system includes a data storage facility to store an account and a phone number associated with the account and an interchange coupled with the data storage facility. The interchange includes a common format processor and a plurality of converters to interface with a plurality of different controllers of mobile communications. The converters are configured to communicate with the controllers in different formats; and the converters are configured to communicate with the common format processor in a common format to facilitate deposit transactions and payment transactions.
摘要翻译： 提供系统和方法以便于通过移动通信进行在线交易。 在一个方面，系统包括用于存储帐户的数据存储设施和与该帐户相关联的电话号码以及与该数据存储设备相连接的交换机。 交换机包括通用格式处理器和多个转换器，以与移动通信的多个不同控制器进行接口。 转换器被配置为以不同格式与控制器进行通信; 并且转换器被配置为以通用格式与通用格式处理器进行通信，以促进存款交易和支付交易。
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