公开(公告)号：US12248926B2

公开(公告)日：2025-03-11

申请号：US17486289

申请日：2021-09-27

Applicant: Capital One Services, LLC

Inventor： Janak Dadhaniya ,  Matthew Wilson ,  Lisa Whitsitt ,  Cheng Xu ,  Robert Smith ,  Steve Faletti ,  David Wurmfeld

IPC: G06Q20/32 ,  G06F3/14 ,  G07F19/00

Abstract: An automated teller machine (ATM) has a display and a wireless communication interface. The ATM may detect a proximity of a mobile computing device and exhibit on its display an indication of the proximity of mobile computing device to the ATM. The ATM may also be configured to detect when the mobile computing device and the ATM have established a wireless communication connection and display a visual cue on the display that the wireless connection has been established. The ATM is configured to synchronize the display of the ATM with a display of the mobile computing device. The displays may be synched temporally and positionally and may display the same or related content, such as an image or animation at the same time.

公开(公告)号：US12219426B2

公开(公告)日：2025-02-04

申请号：US17157225

申请日：2021-01-25

Applicant: Capital One Services, LLC

Inventor： Janak Dadhaniya ,  Steve Faletti ,  David Wurmfeld ,  Robert Smith ,  Lisa Whitsitt

IPC: G06Q20/10 ,  G06V40/16 ,  H04L9/40 ,  H04W4/024 ,  H04W4/06

Abstract: A user can submit a request to a server associated with an ATM. The request can be submitted from a device (or portable device) of the user. The server can evaluate the request and designate which ATM or ATMs are best suited to process the request. This determination can be based on availability of resources on the ATM. Subsequently, the server can transmit a communication to the device of the user and the designated ATM. The communication can cause both the device and the ATM to emit a sound or display a visual cue to guide the user to approach the designated ATM. The device and the ATM can emit various patterns of sound to better guide the user to approach the designated ATM.

公开(公告)号：US20240372417A1

公开(公告)日：2024-11-07

申请号：US18775544

申请日：2024-07-17

Applicant: Capital One Services, LLC

Inventor： Adam Koeppel ,  Tyler Locke ,  David Wurmfeld

IPC: H02J50/80 ,  G06F9/54 ,  G06K19/04 ,  G06K19/07 ,  H02J7/00 ,  H02J50/10 ,  H04B5/22 ,  H04B5/24 ,  H04B5/72 ,  H04B5/79 ,  H04W4/80 ,  H04W8/00 ,  H04W76/10

Abstract: Using inductive currents to wirelessly charge a device via a device connected to a power source. This inductive charging may result when a first mobile device recognizes a second mobile device via a wireless connection (e.g., Bluetooth, Bluetooth Low Energy (BLE), Near-Field Communication (NFC), or the like). An application stored on the first mobile device may recognize a second mobile device by transmitting an advertising packet when the first mobile device is connected to a power source. An advertising packet may be received by the second mobile device and the second mobile device may transmit a response to the advertising packet in order to generate a connection between the first and second mobile devices. The response may include data such as, connection strength, response time, connection preferences, and the like. Upon detection and connection, the second mobile device may be wirelessly charged by the first device via inductive charging.

公开(公告)号：US11827041B2

公开(公告)日：2023-11-28

申请号：US17188055

申请日：2021-03-01

Applicant: Capital One Services, LLC

Inventor： David Wurmfeld ,  Steve Faletti

IPC: B41J3/28 ,  B41M3/14 ,  G06Q20/04 ,  B42D25/29 ,  B42D25/30 ,  B42D25/305 ,  B42D25/378 ,  G06Q20/36 ,  G06Q20/40 ,  B41J3/01

CPC classification number: B41J3/283 ,  B41M3/14 ,  B42D25/29 ,  B42D25/30 ,  B42D25/305 ,  B42D25/378 ,  G06Q20/042 ,  G06Q20/3674 ,  G06Q20/409 ,  B41J3/01

Abstract: Aspects described herein may provide detection of a feature of an authorization code image (ACI) incorporated onto a document, thereby allowing for validation of the document. According to some aspects, these and other benefits may be achieved by an instance of a variable protocol that may specify how to generate the ACI to have a particular feature as well as how to detect the particular feature of the ACI. A recipient of the document incorporating the ACI may detect the particular feature of the ACI. If the detected feature matches an expected feature, then the ACI and the document may be determined to be authentic.

公开(公告)号：US11354554B2

公开(公告)日：2022-06-07

申请号：US17174765

申请日：2021-02-12

Applicant: Capital One Services, LLC

Inventor： David Wurmfeld ,  James Zarakas ,  Theodore Markson ,  Saleem Sangi ,  Tyler Locke ,  Kevin P. Kelly

IPC: G06K19/02 ,  G06K19/073 ,  G06F21/87 ,  G06F21/77 ,  G06K19/077

Abstract: A dynamic transaction card that is manufactured using conductive plastic jumpers that will dissolve when in contact with a solvent used to tamper with the dynamic transaction card. Internal components of a dynamic transaction card may be manufactured using a synthetic or semi-synthetic organic material, such as, for example, plastics. These materials may be conductive to provide functionality to a dynamic transaction card, such as a connection between an integrated circuit and other card components such that when the materials dissolve, the connections are broken and the dynamic transaction card may be inactive due to the loss of various connections.

公开(公告)号：US20220027909A1

公开(公告)日：2022-01-27

申请号：US17499219

申请日：2021-10-12

Applicant: Capital One Services, LLC

Inventor： David Wurmfeld

IPC: G06Q20/40 ,  G06F21/32 ,  A61B5/11 ,  A61B5/117

Abstract: Systems and methods tor using micro accelerations as a biometric factor for multi-factor authentication, the method including receiving, filtering, and determining an identifying pattern from micro acceleration data representative of the user, storing the identifying pattern for later use in authenticating the identity of the user, and using the identifying pattern as one factor in a multi factor authentication.

公开(公告)号：US10862540B1

公开(公告)日：2020-12-08

申请号：US16725600

申请日：2019-12-23

Applicant: Capital One Services, LLC

Inventor： Kevin Osborn ,  David Wurmfeld

IPC: H04B5/00 ,  G06K7/10 ,  G01R33/10

Abstract: Various embodiments are directed to a method and system for mapping or visualizing the magnetic fields and their associated field strengths of an object, such as a mobile computing device. An example source of the magnetic fields may be a near-field communication (NFC) reader configured in the object. A computer vision system or device may track a visual marker arranged near or on a magnetic field strength detector in order to associate, match, or map the magnetic field strength measurement readings of the detector at different positions or locations on the object. The computer vision system may generate and display a heat map of the object based on at least the magnetic field strength measurements and their relative positions.

公开(公告)号：US10713648B2

公开(公告)日：2020-07-14

申请号：US16359448

申请日：2019-03-20

Applicant: Capital One Services, LLC

Inventor： James Zarakas ,  Theodore Markson ,  Adam Koeppel ,  Kevin Kelly ,  Brian Briggman ,  Saleem Sangi ,  David Wurmfeld ,  Tyler Locke ,  Karla Escalante

IPC: G06K19/07 ,  G06Q20/32 ,  G06Q20/34 ,  G06K19/077 ,  G06Q20/10 ,  G06Q20/04 ,  G07F7/08 ,  G09B21/00 ,  G06K19/02 ,  G06K19/04 ,  G06Q20/38 ,  G06Q20/40

Abstract: A dynamic transaction card that includes a transaction card having a number of layers, each of which may be interconnected to one another. For example, a dynamic transaction card may include an outer layer, a potting layer, a touch sensor layer, a display layer (including, for example, LEDs, a dot matrix display, and the like), a microcontroller storing firmware, Java applets, Java applet integration, and the like, an EMV chip, an energy storage component, one or more antenna (e.g., Bluetooth antenna, NFC antenna, and the like), a power management component, a flexible printed circuit board (PCB), a chassis, and/or a card backing layer.

公开(公告)号：US20200210993A1

公开(公告)日：2020-07-02

申请号：US16783390

申请日：2020-02-06

Applicant: Capital One Services, LLC

Inventor： James Zarakas ,  Adam R. Koeppel ,  Kevin P. Kelly ,  David Wurmfeld

IPC: G06Q20/34 ,  G06K19/04 ,  G06Q20/36 ,  G06Q20/38 ,  G06Q20/40

Abstract: A system for securely updating an electronic transaction card held by an account holder with an additional account and/or account data is described. A dynamic transaction card may be securely updated with an additional account by using pre-stored shell data and/or inactive data, whereby the pre-stored shell data may be populated using data received from an issuer system and/or the inactive data may be activated via an activation signal received from a mobile device. A backend server may determine, via a fraud determination, expiration determination, and/or user-request, that new account data should be transmitted to an account holder. The dynamic transaction card may receive the data associated with a notification, update a display, instruct an EMV applet to use a key associated with a received EMV key identifier for signatures, and/or update any additional data stored on the dynamic transaction card.

公开(公告)号：US10559986B2

公开(公告)日：2020-02-11

申请号：US16387562

申请日：2019-04-18

Applicant: Capital One Services, LLC

Inventor： Adam Koeppel ,  Tyler Locke ,  David Wurmfeld

IPC: H02J50/80 ,  H04B5/00 ,  H02J50/10 ,  H04W4/80 ,  H04W76/10 ,  G06F9/54 ,  G06K19/07 ,  H02J7/02 ,  H04W8/00 ,  G06K19/04

Abstract: Using inductive currents to wirelessly charge a device via a device connected to a power source. This inductive charging may result when a first mobile device recognizes a second mobile device via a wireless connection (e.g., Bluetooth, Bluetooth Low Energy (BLE), Near-Field Communication (NFC), or the like). An application stored on the first mobile device may recognize a second mobile device by transmitting an advertising packet when the first mobile device is connected to a power source. An advertising packet may be received by the second mobile device and the second mobile device may transmit a response to the advertising packet in order to generate a connection between the first and second mobile devices. The response may include data such as, connection strength, response time, connection preferences, and the like. Upon detection and connection, the second mobile device may be wirelessly charged by the first device via inductive charging.