Computer-Based System and Method for Calculating an Estimated Risk Premium
    93.
    发明申请
    Computer-Based System and Method for Calculating an Estimated Risk Premium 有权
    基于计算机的系统和估算风险溢价的计算方法

    公开(公告)号:US20080167905A1

    公开(公告)日:2008-07-10

    申请号:US11910848

    申请日:2005-04-05

    IPC分类号: G06Q40/00

    CPC分类号: G06Q40/08 G06Q50/22

    摘要: A computer-based system configured to calculate an estimated risk premium for reinsurance of a cedent's insurance policies covering loss event related fatalities and disabilities. The system stores, for different market scenarios, representative of loss events for a defined insurance market, frequency of loss event and number of insured individuals involved in the loss event. Based on these market scenarios and considering the cedent's market share, the system calculates individual scenarios, indicative of the cedent's exposure to the loss events. Using a standard distribution for the number of insured individuals involved in the loss event, for example a Pareto distribution, and using individual scenarios as interpolation points, the system calculates a set of loss event frequencies by number of individuals insured by the cedent and involved in a loss event. Finally, the system calculates the estimated risk premium from the set of loss event frequencies and from severity data.

    摘要翻译: 一种基于计算机的系统,其配置用于计算针对涉及与事件有关的死亡和残疾的保险单的再保险的估计风险溢价。 系统针对不同的市场情况,存储定义的保险市场的损失事件,损失事件的频率和参与损失事件的被保险人的数量。 根据这些市场情景,考虑到雪貂的市场份额,该系统计算出个人情景,表明雪貂暴露于损失事件。 使用参与损失事件的被保险人的数量的标准分布,例如帕累托分配,并使用个别场景作为插值点,系统根据被保险人的个人数量计算一组损失事件频率,并涉及 一个损失事件。 最后,系统根据损失事件频率和严重性数据计算估计的风险溢价。

    Hydrophilic, swellable graft polymers
    95.
    发明授权
    Hydrophilic, swellable graft polymers 失效
    亲水性,可溶胀的接枝聚合物

    公开(公告)号:US5489647A

    公开(公告)日:1996-02-06

    申请号:US977002

    申请日:1992-11-16

    CPC分类号: C08F251/00 A61L15/60

    摘要: The present invention relates to hydrophilic, swellable graft polymers which comprise, in a random distribution, from 0.5 to 50% by weight of radicals of the general formula I ##STR1## and radicals of the general formula II ##STR2## from 49 to 99% by weight of radicals of the general formula III ##STR3## containing an acid group, and from 0.1 to 2% by weight of radicals of a crosslinking agent which are derived from monomers containing at least two olefinically unsaturated double bonds, where the radicals R.sup.1 to R.sup.4, X and Y and n and m are where X and Y, independently of one another are COCH.sub.3, CH.sub.2 COOR.sup.2, COCH.sub.2 CH.sub.2 COOH ##STR4## n and m, independently of one another, are 2 to 300, R.sup.1 is hydrogen or methyl, R.sup.2, independently of one another, are hydrogen, methyl or ethyl, R.sup.3 is the carboxyl group, the sulphonyl group, the phosphonyl group, which is optionally esterified by means of alkanol having 1 to 4 carbon atoms, or a group of the formula ##STR5## to the preparation thereof, and to the use thereof as absorbents for water and aqueous solutions.

    摘要翻译: 本发明涉及亲水性,可溶胀的接枝聚合物,其以无规分布包含0.5至50重量%的通式I(I)的基团和通式II的基团(II) )49至99重量%的含有酸基团的通式III(III)的基团和0.1至2重量%的衍生自含有至少两个烯属的单体的交联剂的基团 不饱和双键,其中基团R 1至R 4,X和Y以及n和m是其中X和Y彼此独立地是COCH 3,CH 2 COOR 2,COCH 2 CH 2 COOH,另一个是2至300,R 1是氢或甲基,R 2, 独立地是氢,甲基或乙基,R3是羧基,磺酰基,膦酰基,其任选地通过具有1至4个碳原子的链烷醇酯化,或下式的组: 作为水和水溶液的吸收剂。

    Absorbent polymers, manufacturing process and their use in particular
for sanitary articles
    97.
    发明授权
    Absorbent polymers, manufacturing process and their use in particular for sanitary articles 失效
    吸收性聚合物,制造工艺及其特别用于卫生用品的用途

    公开(公告)号:US5258448A

    公开(公告)日:1993-11-02

    申请号:US957006

    申请日:1992-10-06

    CPC分类号: C08F20/06 A61L15/18 A61L15/60

    摘要: Hydrophobic, cross-linked absorbent polymers, insoluble in water, in the form of microbeads , based on silica and acrylic acid partially salified by an alkali metal, are obtained by a polymerization process in a water-in-oil suspension in which an aqueous phase obtained extemporaneously from (1), an aqueous solution containing one or more hydrosoluble polymerization initiators, which are free radical generators, and (2), an aqueous phase containing at a concentration of 50.+-.15% by weight a mixture of by weight 2 to 25% of colloidal silica and 98 to 75% of acrylic acid of which 60 to 80 is salified by an alkaline metal, is introduced slowly, under agitation, into a totally deoxygenated oil phase maintained at boiling point and containing a protective colloid, with an aqueous phase to oil phase weight ratio of between 0.8 and 1.2, then when the polymerization reaction is finished, 15 to 55% of the water present is eliminated by azeotropic distillation with recycling of the organic solvent, then 0.01 to 0.06% in molar proportions relative to the monomers of ethyleneglycol diglycidyl ether is introduced into the reaction mixture at boiling point and azeotropic distillation of the residual water is continued until a suspension is obtained which has a dry content of 85.+-.10% and finally the desired polymer is isolated by filtration; use as absorbent compound and in a sanitary article.

    摘要翻译: 通过在油包水悬浮液中的聚合方法获得以碱金属部分盐化的基于二氧化硅和丙烯酸的微珠形式的不溶于水的疏水性交联吸收性聚合物,其中水相 从(1)中得到的含有一种或多种作为自由基发生剂的水溶性聚合引发剂的水溶液,和(2)含有浓度为50 +/- 15重量%的混合物的水相, 在搅拌下将2〜25%的胶体二氧化硅和98〜75%的丙烯酸(其中60〜80)用碱金属盐化,缓慢加入到保持在沸点并含有保护胶体的完全脱氧油相中, 水相 - 油相重量比在0.8和1.2之间,然后当聚合反应完成时,通过共沸蒸馏除去存在的15-55%的水,并回收有机溶液 nt,然后相对于乙二醇二缩水甘油醚单体的摩尔比例为0.01至0.06%,在沸点下引入该反应混合物,继续共沸蒸馏残余水直至获得干燥含量为85 + / -10%,最后通过过滤分离所需的聚合物; 用作吸收剂化合物和卫生制品。

    Computer-based system and method for calculating an estimated risk premium
    98.
    发明授权
    Computer-based system and method for calculating an estimated risk premium 有权
    计算机风险溢价计算系统和方法

    公开(公告)号:US08688478B2

    公开(公告)日:2014-04-01

    申请号:US11910848

    申请日:2005-04-05

    IPC分类号: G06Q40/08 G06Q50/22

    CPC分类号: G06Q40/08 G06Q50/22

    摘要: A computer-based system configured to calculate an estimated risk premium for reinsurance of a cedent's insurance policies covering loss event related fatalities and disabilities. The system stores, for different market scenarios, representative of loss events for a defined insurance market, frequency of loss event and number of insured individuals involved in the loss event. Based on these market scenarios and considering the cedent's market share, the system calculates individual scenarios, indicative of the cedent's exposure to the loss events. Using a standard distribution for the number of insured individuals involved in the loss event, for example a Pareto distribution, and using individual scenarios as interpolation points, the system calculates a set of loss event frequencies by number of individuals insured by the cedent and involved in a loss event. Finally, the system calculates the estimated risk premium from the set of loss event frequencies and from severity data.

    摘要翻译: 一种基于计算机的系统,其配置用于计算针对涉及与事件有关的死亡和残疾的保险单的再保险的估计风险溢价。 系统针对不同的市场情况,存储定义的保险市场的损失事件,损失事件的频率和参与损失事件的被保险人的数量。 根据这些市场情景,考虑到雪貂的市场份额,该系统计算出个人情景,表明雪貂暴露于损失事件。 使用参与损失事件的被保险人的数量的标准分布,例如帕累托分配,并使用个别场景作为插值点,系统根据被保险人的个人数量计算一组损失事件频率,并涉及 一个损失事件。 最后,系统根据损失事件频率和严重性数据计算估计的风险溢价。