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    Methods and platforms for refreshing a pre-paid account upon detecting the occurrence of a refresh triggering event
    91.
    发明授权
    Methods and platforms for refreshing a pre-paid account upon detecting the occurrence of a refresh triggering event 有权
    在检测到刷新触发事件的发生时刷新预付费账户的方法和平台

    公开(公告)号：US08160544B2

    公开(公告)日：2012-04-17

    申请号：US11845758

    申请日：2007-08-27

    Applicant: Jerome Myers ,  John Ruckart

    Inventor： Jerome Myers ,  John Ruckart

    IPC: H04M11/00

    CPC classification number: H04M17/00 ,  H04M15/62 ,  H04M17/20 ,  H04M17/201 ,  H04M2017/22 ,  H04W4/24

    Abstract: Methods and pre-paid platforms are provided to detect the occurrence of a refresh triggering event as specified by a refresh trigger rule and to then refresh the pre-paid account in accordance with a refresh completion rule. The refresh triggering event may be one or more of a variety of event types, such as depletion of a remaining usage to a pre-defined level or a target date and/or time for a refresh. The refresh completion rule may be one or more of a variety of actions to take, such as increasing the remaining usage by a default amount to complete the refresh or requesting authorization for a refresh by generating a message to an entity in control of the pre-paid account. The pre-paid platform may charge a monetary account for the amount of the refresh that is applied.

    Abstract translation: 提供方法和预付费平台以检测由刷新触发规则指定的刷新触发事件的发生，然后根据刷新完成规则刷新预付费帐户。 刷新触发事件可以是各种事件类型中的一种或多种，​​例如将剩余使用耗尽到预定级别或目标日期和/或刷新时间。 刷新完成规则可以是要采取的各种动作中的一个或多个，例如将剩余使用量增加默认量以完成刷新或请求刷新授权，通过在控制预处理过程中向实体生成消息， 付费帐户。 预付费平台可以为所应用的刷新金额收取货币科目。

    AUTOMATIC USE OF BEHAVIORAL INFORMATION FOR PROMOTIONAL PURPOSES IN COMMUNICATIONS SYSTEM
    93.
    发明申请
    AUTOMATIC USE OF BEHAVIORAL INFORMATION FOR PROMOTIONAL PURPOSES IN COMMUNICATIONS SYSTEM 有权
    自动使用通信系统中促销用途的行为信息

    公开(公告)号：US20110129076A1

    公开(公告)日：2011-06-02

    申请号：US12955108

    申请日：2010-11-29

    Applicant: Oliver STANOJEVIC ,  Laszlo FARKAS ,  Mate SZALAY

    Inventor： Oliver STANOJEVIC ,  Laszlo FARKAS ,  Mate SZALAY

    IPC: H04M15/00

    CPC classification number: H04W4/24 ,  H04M15/00 ,  H04M15/58 ,  H04M15/745 ,  H04M15/765 ,  H04M15/80 ,  H04M15/8016 ,  H04M15/8083 ,  H04M15/81 ,  H04M17/00 ,  H04M17/201 ,  H04M2017/22 ,  H04M2017/225 ,  H04M2215/0108 ,  H04M2215/0112 ,  H04M2215/0184 ,  H04M2215/0188 ,  H04M2215/2026 ,  H04M2215/724 ,  H04M2215/74 ,  H04M2215/7414

    Abstract: A node (22) of a communications system is configured use behavioral information (26) regarding a customer/subscriber's communication usage to automatically perform a promotional activity (28) with respect to communication usages of the customer/subscriber with another customer/subscriber. In an example implementation, the node (22) comprises electronic circuitry (38) configured to use the behavioral information (26) regarding the customer/subscriber's communication usage to automatically perform the promotional activity (28) with respect to the communication usages of the customer/subscriber with the another customer/subscriber. In its various embodiments, the promotional activity (28) comprises at least one of a financial discount activity; a new access activity; a quality Of service change activity; and, an advance recharge activity. The behavioral information (26) may reflect both symmetry of connection (26-1) of the customer/subscriber with the another customer/subscriber; and community similarity (26-2) of the customer/subscriber and another customer/subscriber or other usage pattern.

    Abstract translation: 通信系统的节点（22）被配置为使用关于客户/订户的通信使用的行为信息（26）来自动执行关于客户/订户与另一客户/订户的通信使用的促销活动（28）。 在示例实现中，节点（22）包括电子电路（38），其被配置为使用关于客户/订户的通信使用的行为信息（26）来相对于客户的通信使用来自动执行促销活动（28） /订户与另一个客户/订户。 在其各种实施例中，促销活动（28）包括金融折扣活动中的至少一个; 新的访问活动; 服务质量改变活动; 和提前充值活动。 行为信息（26）可以反映客户/订户与另一客户/订户的连接（26-1）的对称性; 和客户/订户和另一客户/订户或其他使用模式的社区相似性（26-2）。

    Systems and Methods to Automate the Initiation of Transactions via Mobile Devices
    94.
    发明申请
    Systems and Methods to Automate the Initiation of Transactions via Mobile Devices 审中-公开
    通过移动设备自动启动交易的系统和方法

    公开(公告)号：US20110125610A1

    公开(公告)日：2011-05-26

    申请号：US12949677

    申请日：2010-11-18

    Applicant: James Goodsall ,  Ron Hirson

    Inventor： James Goodsall ,  Ron Hirson

    IPC: G06Q30/00

    CPC classification number: G06Q20/322 ,  G06Q20/12 ,  G06Q20/16 ,  G06Q20/32 ,  G06Q30/0641 ,  H04M15/00 ,  H04M15/835 ,  H04M15/84 ,  H04M15/844 ,  H04M15/85 ,  H04M15/858 ,  H04M17/00 ,  H04M17/20 ,  H04M17/201 ,  H04M17/202 ,  H04M17/204 ,  H04W4/00 ,  H04W4/24

    Abstract: Systems and methods are provided to facilitate online transactions via mobile communications. In one aspect, a system includes a plurality of converters to interface with a plurality of controllers in different formats for delivery of premium messages; and a common format processor coupled with the plurality of converters in a common format to send the premium messages. In one embodiment, the common format processor is to obtain an authorization for the initiation of communications with a mobile phone of a user for subsequent payments to a merchant. After obtaining the authorization, the common format processor may directly initiate communications with the mobile phone, using one of the converters, to obtain confirmation of payments directly requested by the merchant. Upon confirmation with the mobile phone, the common format processor may send premium messages to the mobile phone to collect funds for making the confirmed payments.

    Abstract translation: 提供系统和方法以便于通过移动通信进行在线交易。 一方面，一种系统包括多个转换器，用于以不同格式与多个控制器进行接口以传送优质消息; 以及以通用格式与多个转换器耦合的公共格式处理器以发送优质消息。 在一个实施例中，通用格式处理器是获得用于启动与用户的移动电话的通信的授权，用于随后向商家付款。 在获得授权之后，通用格式处理器可以使用其中一个转换器直接发起与移动电话的通信，以获得商家直接请求的支付确认。 在通过手机确认之后，通用格式处理器可以向移动电话发送优质消息以收集确认支付的资金。

    METHODS AND PLATFORMS FOR REFRESHING A PRE-PAID ACCOUNT UPON DETECTING THE OCCURRENCE OF A REFRESH TRIGGERING EVENT
    96.
    发明申请
    METHODS AND PLATFORMS FOR REFRESHING A PRE-PAID ACCOUNT UPON DETECTING THE OCCURRENCE OF A REFRESH TRIGGERING EVENT 有权
    用于刷新预付款帐户的方法和平台检测刷新事件的发生情况

    公开(公告)号：US20090061818A1

    公开(公告)日：2009-03-05

    申请号：US11845758

    申请日：2007-08-27

    Applicant: Jerome Myers ,  John Ruckart

    Inventor： Jerome Myers ,  John Ruckart

    IPC: H04M17/00

    CPC classification number: H04M17/00 ,  H04M15/62 ,  H04M17/20 ,  H04M17/201 ,  H04M2017/22 ,  H04W4/24

    Abstract: Methods and pre-paid platforms are provided to detect the occurrence of a refresh triggering event as specified by a refresh trigger rule and to then refresh the pre-paid account in accordance with a refresh completion rule. The refresh triggering event may be one or more of a variety of event types, such as depletion of a remaining usage to a pre-defined level or a target date and/or time for a refresh. The refresh completion rule may be one or more of a variety of actions to take, such as increasing the remaining usage by a default amount to complete the refresh or requesting authorization for a refresh by generating a message to an entity in control of the pre-paid account. The pre-paid platform may charge a monetary account for the amount of the refresh that is applied.

    Abstract translation: 提供方法和预付费平台以检测由刷新触发规则指定的刷新触发事件的发生，然后根据刷新完成规则刷新预付费帐户。 刷新触发事件可以是各种事件类型中的一种或多种，​​例如将剩余使用耗尽到预定级别或目标日期和/或刷新时间。 刷新完成规则可以是要采取的各种动作中的一个或多个，例如将剩余使用量增加默认量以完成刷新或请求刷新授权，通过在控制预处理过程中向实体生成消息， 付费帐户。 预付费平台可以为所应用的刷新金额收取货币科目。

    Over-the-air pre-paid wireless system and method
    97.
    发明申请
    Over-the-air pre-paid wireless system and method 有权
    无线预付费无线系统和方法

    公开(公告)号：US20080182553A1

    公开(公告)日：2008-07-31

    申请号：US12007565

    申请日：2008-01-11

    Applicant: Jay Salkini ,  Thomas V. Joseph

    Inventor： Jay Salkini ,  Thomas V. Joseph

    IPC: H04M17/00

    CPC classification number: H04W8/06 ,  H04M15/70 ,  H04M15/705 ,  H04M15/715 ,  H04M15/8038 ,  H04M17/00 ,  H04M17/10 ,  H04M17/20 ,  H04M17/201 ,  H04M2215/2026 ,  H04W4/24 ,  H04W4/90

    Abstract: An over the air (OTA) Prepaid system, and a corresponding method, allows wireless connectivity when a wireless network would typically reject a user, such as when the user's profile cannot be validated. In wireless networks, unrecognized users are denied service due to the inability of the network to collect funds from the user for the services to be provided. When such a rejection scenario occurs, the OTA Prepaid system automatically (no user interaction required) initiates the process of local account allocation.

    Abstract translation: 通过空中（OTA）预付费系统和相应的方法，当无线网络通常拒绝用户时，例如当用户的配置文件无法被验证时，允许无线连接。 在无线网络中，无法识别的用户被拒绝服务，因为网络无法从用户那里收集要提供的服务的资金。 当发生这种拒绝情况时，OTA预付系统自动（不需要用户交互）启动本地帐户分配的过程。

    Differentiated threshold value behavior in prepaid services
    100.
    发明授权
    Differentiated threshold value behavior in prepaid services 失效
    预付费服务中的差异化阈值行为

    公开(公告)号：US07123703B2

    公开(公告)日：2006-10-17

    申请号：US10474674

    申请日：2002-02-27

    Applicant: Rüdiger Hausmann ,  Peter Moritz

    Inventor： Rüdiger Hausmann ,  Peter Moritz

    IPC: H04M11/00 ,  H04M15/00

    CPC classification number: G07F7/1008 ,  G06Q20/341 ,  G06Q20/4093 ,  H04M15/88 ,  H04M17/00 ,  H04M17/201 ,  H04M2017/22 ,  H04M2215/0116 ,  H04M2215/22

    Abstract: The invention relates to a method for threshold value relates control of at least one service in a data or telecommunication system, comprising the following steps: a) defining at least one threshold value for a prepaid credit for the payment of said service; b) defining at least one action, especially control of the scope of said service, in the framework of said service, said action being able to be triggered at said threshold value; c) signalling if the threshold value(s) is/are exceeded or not respected; and d) triggering the action in response to the signal.

    Abstract translation: 本发明涉及一种用于门限值的方法，涉及对数据或电信系统中的至少一个服务的控制，包括以下步骤：a）定义用于支付所述服务的预付信用的至少一个阈值; b）在所述服务的框架中定义至少一个动作，特别是对所述服务的范围的控制，所述动作能够以所述阈值触发; c）信号是否超过或不超过阈值; 以及d）响应该信号触发动作。

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