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121.发明公开公开(公告)号：US20240289206A1
公开(公告)日：2024-08-29
申请号：US18656789
申请日：2024-05-07
Inventor： Si Sun , Forrestt Severtson
CPC classification number: G06F11/079 , G06F11/0751 , G06F11/0778 , G06F11/2263 , G06F11/3438 , G06N5/04 , G06N20/00
Abstract: The following relates generally to diagnosing problems with websites. In some embodiments, a webpage interaction processor receives a list of potential user experience problems. The webpage interaction processor then extracts click data from the website, and processes the extracted click data into grams. Subsequently, an analytics engine is trained based on the processed click data. The trained analytics engine may then diagnose the problem of the website with a potential user experience problem from the received list of potential user experience problems. In some embodiments, the process is entirely automated.
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122.发明公开公开(公告)号：US20240281898A1
公开(公告)日：2024-08-22
申请号：US18653464
申请日：2024-05-02
Inventor： Kristopher Keith Gaudin , Tracey Dunne
IPC: G06Q40/08 , G06Q30/0645
CPC classification number: G06Q40/08 , G06Q30/0645
Abstract: Systems and methods may analyze property telematics data, with homeowner permission or affirmative consent, to update risk-based coverage of a property, such as a house, during a short-term rental. The systems include a renter analytics computing device, a plurality of property telematics devices at the property, including at least one sensor, and a property telematics controller. The renter analytics computing device is configured to retrieve a pre-rental record including parameters of a short-term rental of the property, and retrieve property telematics data, from the property telematics devices, associated with the short-term rental. The renter analytics computing device may develop a risk level profile associated with the short-term rental and determine an adjusted coverage rate to cover the property during the short-term rental. As a result, a homeowner of the property may be protected against damages incurred to the property during the short-term rental.
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公开(公告)号：US20240281889A1
公开(公告)日：2024-08-22
申请号：US18204580
申请日：2023-06-01
Inventor： Brian Mark Fields , Nathan L. Tofte , Joseph Robert Brannan , Vicki King , Justin Davis
Abstract: The following relates generally to aiding underwriting and insurance agents. In some embodiments, one or more processors: (1) receive, with an AI chatbot (or voice bot) of the one or more processors, an input statement; (2) determine, with the AI chatbot, from the received input statement, a type of insurance policy; (3) determine, with the AI chatbot, from the input statement, a question corresponding to the type of insurance policy; (4) determine, with the AI chatbot, an answer to the question by retrieving insurance information based upon (i) the type of insurance policy, and/or (ii) the question; and/or (5) present, via the AI chatbot, the answer to the question.
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公开(公告)号：US20240281854A1
公开(公告)日：2024-08-22
申请号：US18653494
申请日：2024-05-02
Inventor： Ryan Michael Gross , Joseph Robert Brannan , Brian N. Harvey
IPC: G06Q30/0279 , G01C21/34 , G01C21/36 , G06N5/04 , G06N20/00 , G06Q30/0208 , H04W4/02 , H04W4/029
CPC classification number: G06Q30/0279 , G01C21/3446 , G01C21/3484 , G01C21/3492 , G01C21/3688 , G06N5/04 , G06N20/00 , G06Q30/0208 , H04W4/027 , H04W4/029
Abstract: A user analytics computing device for processing mobile device telematics data includes a processor in communication with a memory device. The processor is programmed to: (i) store a model to predict a travel mode for a user based upon historical telematics data, (ii) form a first group by assigning a user to the first group, (iii) receive telematics data associated with movement of the user, (iv) input the telematics data into the model to determine a travel mode of the user, (v) parse subsets of the telematics data based upon the determined travel modes, (vi) retrieve an eligibility condition defining eligibility to qualify for a user offering, (vii) aggregate one subset of the telematics data associated with the first travel mode of the user, (viii) determine that the group telematics data satisfies the eligibility condition, and (ix) cause a notification to be displayed on the mobile device of the user.
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公开(公告)号：US12067819B2
公开(公告)日：2024-08-20
申请号：US17092589
申请日：2020-11-09
Inventor： Kristopher Keith Gaudin , Andrew Joseph Zeglin , Joseph Harr , Aaron Williams , Craig Cope
IPC: B60W50/04 , B60W40/09 , B60W50/08 , B60W50/12 , B60W50/14 , G06Q30/0207 , G06Q40/08 , G07C5/00 , G07C5/08 , B60W40/08 , B60W50/00
CPC classification number: G07C5/085 , B60W40/09 , B60W50/045 , B60W50/085 , B60W50/12 , B60W50/14 , G06Q30/0207 , G06Q40/08 , G07C5/008 , G07C5/0816 , B60W2040/0818 , B60W2050/0063 , B60W2050/046 , B60W2050/143
Abstract: A system and computer-implemented method detect and act upon deactivated vehicle components. The system and method include receiving measurements data associated with driving activity. The measurements data includes an indication that at least one feature of an Advanced Driver Assistance System (ADAS) of a vehicle has been deactivated for a driving activity. The system and method may include receiving historical driving data including a history of at least one driving activity aided by activation of the alert from the ADAS feature. The system and method may compare the measurements data to the historical driving data, determine a likelihood level that the feature of the ADAS would have provided the alert had the feature been activated based upon the comparing, and set, based at least upon the determining, at least a portion of an operator profile associated with an operator of the vehicle with the likelihood level.
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Patent Agency Ranking
公开(公告)号：US12067626B2
公开(公告)日：2024-08-20
申请号：US17077364
申请日：2020-10-22
Inventor： Matthew L. Floyd , Alvin Hon-wai Yu , Antwuan Murphy , Brittney Benzio , Lindsi Brantley , Matthew S. Delaney , Matthew Vulich , Matthew S. Rodriguez , Neha Goel , Sabrina Collins , Annie Pudlo Murillo
CPC classification number: G06Q40/08 , G05D1/0214 , G06Q50/26 , G07C5/008 , G07C5/02 , H04L9/0637 , G05D1/0088
Abstract: Methods and systems for maintaining a distributed ledger and/or blockchain of transactions and/or events pertaining to autonomous vehicles and/or smart contracts. An enforcement server may receive indications of transactions and/or events generated by one or more autonomous vehicles. The transactions and/or events may include information relating to a trigger condition and/or a decision condition associated with one or more smart contracts. The enforcement server may route the transaction to the appropriate smart contract to determine whether a trigger condition has been satisfied. When a trigger condition is satisfied, the enforcement server may automatically perform an action to enforce the smart contract and/or update the distributed ledger. In some aspects, the distributed ledger may record events associated with autonomous and semi-autonomous vehicle technology or system usage, including events associated with transitioning between manual and autonomous control, or vice versa, of one or more autonomous or semi-autonomous vehicles.
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公开(公告)号：US20240273705A1
公开(公告)日：2024-08-15
申请号：US18416799
申请日：2024-01-18
Inventor： Catherine Espel-Logan , Brian Mark Fields , Joshua John Freitas , Melissa Collette Miles , Jeanne Koehler
CPC classification number: G06T7/001 , G06V10/70 , G06V20/59 , G06T2207/20081 , G06T2207/30268
Abstract: Methods and systems for monitoring and analyzing vehicle seats, vehicle seat installation, and/or vehicle seat operation. The systems and methods may include (1) obtaining, by one or more processors, image data of a vehicle seat located within a vehicle, wherein the image data may include one or more connecting points of the vehicle seat to the vehicle; (2) inputting, by the one or more processors, the image data into a machine vision model that is trained: (a) using historical image data of vehicle seats within vehicles, (b) to learn a relationship between extracted features of the historical image data and a properness of an installation of a vehicle seat, and/or (c) to output a determination of a properness of an installation of a vehicle seat in response to detecting input image data; and/or (3) presenting, by the one or more processors, an indication of the output of the machine vision model.
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公开(公告)号：US20240273638A1
公开(公告)日：2024-08-15
申请号：US18643856
申请日：2024-04-23
Inventor： Ronny S. Bryant , Stacie A. McCullough , Mitchell J. Hill , Jacob J. Alt , Jaime Skaggs , Shawn M. Call , Eric Bellas , Vicki King , Melinda Teresa Magerkurth
IPC: G06Q40/08 , G06F16/182 , G06Q50/163
CPC classification number: G06Q40/08 , G06F16/182 , G06Q50/163
Abstract: Systems and methods are disclosed with respect to using a distributed ledger, such as a blockchain, for managing loss histories for individuals and/or assets, such as real estate, homes, and vehicles, and/or for creating and maintaining loss history reports for individuals and/or insurable assets. The loss histories or loss history reports may be individual or insured specific, or may be insurable or insured asset specific.
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公开(公告)号：US20240273636A1
公开(公告)日：2024-08-15
申请号：US18643587
申请日：2024-04-23
Inventor： Sharon Gibson , Nicholas Carmelo Marotta , Daniel Wilson , David Frank , Phillip Michael Wilkowski , Jason Goidfarb
IPC: G06Q40/08 , G06N20/00 , G06Q50/163
CPC classification number: G06Q40/08 , G06N20/00 , G06Q50/163
Abstract: Systems and methods are described for evaluating and gamifying maintenance for a property by a user. The method may include: (1) retrieving training data captured by one or more sensors associated with one or more properties or one or more users; (2) retrieving at least one of home data for a property or user data for a user; (3) determining, using a machine learning model, home score factors based upon at least one of the home data or the user data, wherein the machine learning model is trained with the training data; (4) generating, based upon the home score factors, a home score for the property; (5) determining, based upon at least one of the home data or the user data, difference factors between the property and a previous property associated with the user; and (6) causing a user device to display the home score and difference factors.
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公开(公告)号：US20240272714A1
公开(公告)日：2024-08-15
申请号：US18645456
申请日：2024-04-25
Inventor： Lance Kwasny , Brett Whitehead
IPC: G06F3/01
CPC classification number: G06F3/014
Abstract: An Activity Index Resolver (AIR) system to resolve workflow operations can include a cloud-based system and an AIR front-end application. The AIR components can enable an API gateway configured to allow at least one application to connect to the AIR system and to provide a plurality of inputs to the AIR system. The AIR components can manage one or more databases associated with insurance policies and can generate a set of activity indexes to activities to be performed based on the plurality of inputs, which can be sorted according to role(s) authorized to perform respective activities from the set of activity indexes. The AIR components can provide a subset of the activities to be performed associated with the set of activity indexes according to a hierarchy of filters associated with an identified role.
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