公开(公告)号：US20240104544A1

公开(公告)日：2024-03-28

申请号：US18528038

申请日：2023-12-04

Applicant: Stripe, Inc.

Inventor： Brian David Krausz ,  Jieren Chen ,  Shreyas Surendra Doshi ,  Michael Villar

IPC: G06Q20/32 ,  G06Q20/38 ,  G06Q20/40 ,  H04L9/40 ,  H04W12/041 ,  H04W12/06

CPC classification number: G06Q20/322 ,  G06Q20/3829 ,  G06Q20/401 ,  G06Q20/405 ,  H04L63/08 ,  H04W12/041 ,  H04W12/06 ,  H04L63/061 ,  H04L63/168 ,  H04L63/18 ,  H04W12/04

Abstract: A method and apparatus for authenticating a user commerce account associated with a merchant of a commerce platform are described. The method may include initiating authentication of the user commerce account associated with the merchant of the commerce platform from a commerce platform user interface of a user device, the user commerce account established for a user of the merchant. The method may also include sending an electronic message to a mobile device associated with the user account at the commerce platform, wherein the electronic message comprises an authentication code, and receiving the authentication code from the commerce platform user interface. Furthermore, the method may include generating an authentication key for the mobile device in response to matching the received authentication code with the sent authentication code and receiving a cookie provided from the commerce platform to the mobile device.

公开(公告)号：USRE49888E1

公开(公告)日：2024-03-26

申请号：US16375131

申请日：2019-04-04

Applicant: Stripe, Inc.

Inventor： Chi Wah Lo ,  Hwai Sian Tsai ,  Kin Wai Chan

IPC: G06K7/08

CPC classification number: G06K7/082

Abstract: A magnetic reader head assembly includes a magnetic reader head compartment, a frame and an elastic component. The magnetic reader head compartment comprises electronic and mechanical components of the magnetic reader head. The frame has a front side and a back side and has a footprint matching the footprint of the magnetic reader head compartment. The front side is configured to attach to a back wall of the magnetic reader head compartment while allowing the magnetic reader head compartment to move out or retract from the frame. The elastic component is configured to be placed at the back side of the frame and to push the frame out in order to press the magnetic reader head compartment against a magnetic card stripe.

公开(公告)号：US20240095741A1

公开(公告)日：2024-03-21

申请号：US17947036

申请日：2022-09-16

Applicant: Stripe, Inc.

Inventor： Emmanuel Ameisen ,  Faye Ouyang ,  Seth Hendrickson ,  Andrew Birck

IPC: G06Q20/40

CPC classification number: G06Q20/4016

Abstract: A method and apparatus for machine learning model based fraud detection of transactions are described. The method may include determining, by a fraud detection system, a first block rate of a first fraud detection machine learning model (MLM) that scores transactions of a server computer system, wherein the fraud detection system blocks a transaction when a score generated for the transaction by the first fraud detection MLM does not satisfy a first threshold value. The method may also include accessing, by the fraud detection system, a second fraud detection MLM to be used by the fraud detection system for blocking future transactions. Furthermore, the method may include determining, by the fraud detection system, a second threshold value using a set of prior transactions input into the second fraud detection MLM that results in a second block rate of the second fraud detection MLM within a predetermined margin of the first threshold. The method may also include deploying, by the server computer system, the second fraud detection MLM using the second threshold value for performing fraud detection of at least one new transaction processed by the server computer system.

公开(公告)号：US11935040B1

公开(公告)日：2024-03-19

申请号：US17302447

申请日：2021-05-03

Applicant: Stripe, Inc.

Inventor： Michael David Dahn ,  Bryan Daniel Berg

IPC: G06Q20/38

CPC classification number: G06Q20/3829 ,  G06Q2220/10

Abstract: Methods, systems, and media are provided for enabling encryption key distribution when a processor is in offline mode. When offline, key distribution servers can distribute private/public key pairs in place of the processor. The servers can distribute a private key to a first server for encryption of data and a public key to the processor, when it is online, to decrypt the data.

公开(公告)号：US20240086889A1

公开(公告)日：2024-03-14

申请号：US18508760

申请日：2023-11-14

Applicant: Stripe, Inc.

Inventor： Mehran Moshfeghi

IPC: G06Q20/32 ,  G06Q20/20 ,  G06Q30/02 ,  G06Q30/0251 ,  H04W4/021

CPC classification number: G06Q20/3224 ,  G06Q20/20 ,  G06Q20/327 ,  G06Q20/3278 ,  G06Q30/02 ,  G06Q30/0261 ,  H04W4/021

Abstract: Certain aspects of a method and system for communicating location of a mobile device for hands-free payment may include a peer-to-peer ad-hoc network that comprises a plurality of mobile devices, a plurality of access points, and a plurality of point of sale (POS) devices. A first mobile device may determine its location coordinates and communicate them to a selected POS device via the peer to peer ad-hoc network. At least one of the plurality of mobile devices and/or the plurality of access points may be within a defined proximity of the selected POS device. In some instances, the first POS device may receive via one or more intermediate mobile devices in the peer-to-peer ad-hoc network, location coordinates and payment transaction information of a selected mobile device. At least one of the intermediate mobile devices maybe within a defined proximity of the first POS device.

公开(公告)号：US20240061687A1

公开(公告)日：2024-02-22

申请号：US17890155

申请日：2022-08-17

Applicant: STRIPE, INC.

Inventor： Hassaan Markhiani ,  Alex Parker LeBlanc ,  Colin Murray McLeod ,  John Iksoo Song ,  Jotham McClellan Taylor, III ,  Daniel Garcia Diaz

IPC: G06F9/445 ,  G06F8/38 ,  H04L67/306

CPC classification number: G06F9/4451 ,  G06F8/38 ,  H04L67/306

Abstract: A method for generating a user interface includes: receiving a user request to access a software platform, the user request being associated with a user identifier; generating a user context based on the user request, the user context including a user profile associated with the user identifier; loading a data structure representing a user interface layout, the data structure including a plurality of viewport nodes, each of the viewport nodes being associated with one or more child nodes; selecting, by a computer system, a first child node from one or more child nodes of a first viewport node of the plurality of viewport nodes based on the user context to generate an evaluated data structure including a plurality of evaluated viewport nodes, each of the evaluated viewport nodes having at most one child node; and generating a customized user interface based on the evaluated data structure.

公开(公告)号：US11887128B1

公开(公告)日：2024-01-30

申请号：US17157601

申请日：2021-01-25

Applicant: STRIPE, INC.

Inventor： James Zhang ,  Alexander Thiemann ,  Theodora Chu ,  Jessica Jarvis ,  Evan Kay ,  Robert Coe ,  Vihari Muttineni

IPC: G06Q30/00 ,  G06Q30/016 ,  G06F9/54 ,  G06F16/955 ,  H04L67/146 ,  G06Q30/0601

CPC classification number: G06Q30/016 ,  G06F9/547 ,  G06F16/955 ,  G06Q30/0641 ,  H04L67/146

Abstract: Methods and systems for providing an end to end full stack customer portal are provided. A customer portal may be configured by a commerce platform based on configuration settings received from a merchant, the configuration settings indicating a set of functions to be provided by the customer portal. Upon receiving a request to generate a portal session, the commerce platform may generate the portal session and a portal session object, the portal session object comprising a uniform resource locator (URL) to provide access to the portal session. The portal session object may be transmitted to the merchant. In response to a portal access request made via the URL, the commerce platform may provide access to the customer portal via the portal session, to a customer who made the portal access request.

公开(公告)号：US20240028672A1

公开(公告)日：2024-01-25

申请号：US18374997

申请日：2023-09-29

Applicant: Stripe, Inc.

Inventor： Hwai Sian Tsai ,  Chi Wah Lo

IPC: G06F21/12 ,  G06F8/61 ,  G06F21/44 ,  G06Q20/20

CPC classification number: G06F21/121 ,  G06F8/61 ,  G06F21/44 ,  G06Q20/20 ,  G06F21/1062

Abstract: Methods and systems for installing and running an application for a terminal are described. The method may include uploading an application to an application store. The method may also include downloading, by a terminal, the application from the application store, wherein the terminal is connected to the application store by a network. Furthermore, the method may include authorizing, by a terminal management server (TMS) coupled to the terminal and the application store via the network, the terminal to install and run the downloaded application.

公开(公告)号：US20240020114A1

公开(公告)日：2024-01-18

申请号：US18373261

申请日：2023-09-26

Applicant: Stripe, Inc

Inventor： William STORY ,  David HWANG

IPC: G06F8/71 ,  G06N20/00 ,  G06F9/455 ,  H04L9/06

CPC classification number: G06F8/71 ,  G06N20/00 ,  G06F9/45558 ,  H04L9/0643 ,  G06F2009/45595 ,  G06F2009/45562

Abstract: The subject technology detects a code commit at a code repository. The subject technology sends a request for a build job to a build server. The subject technology determines that the build job is completed. The subject technology sends a training request and user token to a proxy authenticator. The subject technology determines determining that the user token is validated. The subject technology sends a training request and the user token to a training job manager. Further, the subject technology determines determining that the training job is completed.

公开(公告)号：US11854091B1

公开(公告)日：2023-12-26

申请号：US18070204

申请日：2022-11-28

Applicant: Stripe, Inc.

Inventor： Robert Ying ,  Cale Horeff ,  Miguel Flores ,  Jeremiah Clemenson ,  Andy Zhang

IPC: G06Q40/12 ,  G06Q40/02 ,  G06Q10/107 ,  G06F16/901 ,  G06Q20/40 ,  G06F16/23 ,  G06Q30/018 ,  G06Q20/10

CPC classification number: G06Q40/12 ,  G06F16/2379 ,  G06F16/9024 ,  G06Q10/107 ,  G06Q20/405 ,  G06Q30/0185 ,  G06Q40/02

Abstract: A method and apparatus is described for performing transaction tracing. The method may include mapping one or more funds flow transactions into each account to one or more funds flow transactions out of said each account based on a first-in-first-out ordering. The method may also include generating an initial graph from the mappings of the transactions for each said account. Furthermore, the method may include transforming the initial graph to a function graph, wherein the functional graph is a directed pseudoforest where each node has an out degree of at most one. Then, the method may include for a node in the functional graph, performing a trace of the transaction generating a set of transactions that contributed to the transaction.