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公开(公告)号：US20170061420A1
公开(公告)日：2017-03-02
申请号：US15349846
申请日：2016-11-11
Applicant: PayPal, Inc.
Inventor： Michelle Serrano
IPC: G06Q20/32 , G06F3/0486 , G06F3/0484 , G06F3/0482 , G06F3/0488
CPC classification number: G06Q20/322 , G06F3/017 , G06F3/0482 , G06F3/04847 , G06F3/0486 , G06F3/04883 , G06Q20/32
Abstract: Methods and systems for facilitating electronic transactions on a user device are described. User-friendly graphical user interfaces (GUIs) are provided with minimal text and more pictures and images. The GUIs detect or receive various gesture inputs, such as swiping, tapping, and dragging and dropping, and display a corresponding screen or page. The gesture inputs allow a user to select or specify payers/payees, transaction amounts, and funding sources, without having to type numbers or letters.
Abstract translation: 描述用于促进用户设备上的电子交易的方法和系统。 用户友好的图形用户界面（GUI）提供最少的文本和更多的图片和图像。 GUI检测或接收各种手势输入，例如滑动，轻敲和拖放，并显示相应的屏幕或页面。 手势输入允许用户选择或指定付款人/收款人，交易金额和资金来源，而无需键入数字或字母。
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公开(公告)号：US09547854B2
公开(公告)日：2017-01-17
申请号：US14558656
申请日：2014-12-02
Applicant: PayPal, Inc.
Inventor： Michelle Serrano
CPC classification number: G06Q20/322 , G06F3/017 , G06F3/0482 , G06F3/04847 , G06F3/0486 , G06F3/04883 , G06Q20/32
Abstract: Methods and systems for facilitating electronic transactions on a user device are described. User-friendly graphical user interfaces (GUIs) are provided with minimal text and more pictures and images. The GUIs detect or receive various gesture inputs, such as swiping, tapping, and dragging and dropping, and display a corresponding screen or page. The gesture inputs allow a user to select or specify payers/payees, transaction amounts, and funding sources, without having to type numbers or letters.
Abstract translation: 描述用于促进用户设备上的电子交易的方法和系统。 用户友好的图形用户界面（GUI）提供最少的文本和更多的图片和图像。 GUI检测或接收各种手势输入，例如滑动，轻敲和拖放，并显示相应的屏幕或页面。 手势输入允许用户选择或指定付款人/收款人，交易金额和资金来源，而无需键入数字或字母。
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公开(公告)号：US11501589B2
公开(公告)日：2022-11-15
申请号：US17342515
申请日：2021-06-08
Applicant: PayPal, Inc.
Inventor： Megan Marie Williams , Michael Hwang , Michelle Serrano
Abstract: A wearable device is used to authenticate a user into a user account at a user device of the user. In particular, the wearable device may include a sensor configured to detect whether the wearable device is worn by or is with the user. If so, the wearable device may send a signal to the user device and the user device may authenticate the user based on the signal received from the wearable device. For example, when the sensor detects that the wearable device is worn by the user, the wearable device may send a unique signal periodically, such as every five seconds or every 10 seconds. Based on whether the unique signal from the wearable device is received, the user device may authenticate the user.
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公开(公告)号：US10390186B2
公开(公告)日：2019-08-20
申请号：US15894103
申请日：2018-02-12
Applicant: PayPal, Inc.
Inventor： Egan Schulz , Michelle Serrano , Libo Su
Abstract: Systems and methods for transmitting beacon messages are described. A beacon message is transmitted from a first beacon device and broadcast to an area within a transmission range of the first beacon device. A mobile device receives and stores the message. When the mobile device is out of the range of the first beacon device and within the range of a second beacon device, the message is transmitted to the second beacon device and broadcast by the second beacon device.
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公开(公告)号：US10235718B2
公开(公告)日：2019-03-19
申请号：US14723381
申请日：2015-05-27
Applicant: PayPal, Inc.
Inventor： Chetan Sukthanker , Michelle Serrano , April Van Scherpe
Abstract: Embodiments relate to methods and systems for providing specific GUIs based on real-time data and projected data, such as for management of financial resources in view of future resource forecasts. In an embodiment, a method comprises receiving, electronically by a processor, user data comprising financial source data, income data and expenses data. The method also comprises determining, electronically by the processor, spendable resources based on the received user data. The method also comprises receiving, electronically by the processor, user inputs via an interactive interface of a user device comprising desired expense information. The method further comprises determining, electronically by the processor, an impact of the desired expense information on the spendable resources. And the method also comprises causing to be displayed, electronically by the processor, content associated with the impact on the user device.
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Patent Agency Ranking
公开(公告)号：US20180242116A1
公开(公告)日：2018-08-23
申请号：US15894103
申请日：2018-02-12
Applicant: PayPal, Inc.
Inventor： Egan Schulz , Michelle Serrano , Libo Su
CPC classification number: H04W4/06 , G01S1/68 , G06Q30/0207 , G06Q30/0261 , H04W4/023 , H04W4/80
Abstract: Systems and methods for transmitting beacon messages are described. A beacon message is transmitted from a first beacon device and broadcast to an area within a transmission range of the first beacon device. A mobile device receives and stores the message. When the mobile device is out of the range of the first beacon device and within the range of a second beacon device, the message is transmitted to the second beacon device and broadcast by the second beacon device.
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公开(公告)号：US09894495B2
公开(公告)日：2018-02-13
申请号：US14937822
申请日：2015-11-10
Applicant: PayPal, Inc.
Inventor： Egan Schulz , Michelle Serrano , Libo Su
CPC classification number: H04W4/06 , G01S1/68 , G06Q30/0207 , G06Q30/0261 , H04W4/023 , H04W4/80
Abstract: Systems and methods for transmitting beacon messages are described. A beacon message is transmitted from a first beacon device and broadcast to an area within a transmission range of the first beacon device. A mobile device receives and stores the message. When the mobile device is out of the range of the first beacon device and within the range of a second beacon device, the message is transmitted to the second beacon device and broadcast by the second beacon device.
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公开(公告)号：US20170099575A1
公开(公告)日：2017-04-06
申请号：US15384169
申请日：2016-12-19
Applicant: PAYPAL, INC.
Inventor： Egan Schulz , Michelle Serrano , Libo Su
CPC classification number: G06Q30/0613 , G06Q10/06315 , H04W4/02 , H04W4/029 , H04W4/80 , H04W8/005 , H04W76/14
Abstract: There are provided systems and method for targeted assistance on user check-in. A service location may provide beacons at or near the location to determine if a user approaching or at the service location has any experience with the service location. For example, a merchant may place a beacon at the entrance to a store to determine if a user has shopped at the store. Thus, when a user is in proximity to the beacon, a user device of the user and the beacon may establish a check-in. Through a user identifier communicated to the beacon, the service provider at the location may determine a user history, such as a number of visits by the user to the service location. The service location may then provide targeted assistance, such as information, personal help, item searches, etc., based on the user's history with the merchant.
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19.发明授权公开(公告)号：US09585079B2
公开(公告)日：2017-02-28
申请号：US14543440
申请日：2014-11-17
Applicant: PAYPAL, INC.
Inventor： Michael Charles Todasco , Megan Marie Williams , Michael Hwang , Michelle Serrano
CPC classification number: H04W40/244 , H04W4/80 , H04W40/20 , H04W48/00 , H04W76/11 , H04W88/02 , Y02D70/00 , Y02D70/1262 , Y02D70/142 , Y02D70/144 , Y02D70/164 , Y02D70/166 , Y02D70/26 , Y02D70/38
Abstract: There are provided systems and methods for wireless beacon devices for use in managing transportation service terminals. A user may travel with a device, such as a communication device, that includes a communication module that may utilize specialized hardware features to establish short range wireless communications with nearby wireless beacons. The wireless beacons may be established at or nearby transportation service terminals, such as bus/train stops. The beacon may provide the aforementioned communication services with the communication device and be utilized to determine whether the user will utilize a transportation service for the terminal. If the user wishes to utilize the transportation service, a transportation service may be alerted. The user may also be alerted of an expected time of arrival for the transportation service, other transportation services available at the transportation terminal, and/or of nearby transportation terminals.
Abstract translation: 提供了用于管理运输服务终端的无线信标装置的系统和方法。 用户可以使用诸如通信设备的设备行进，该设备包括通信模块，该通信模块可以利用专门的硬件特征来建立与附近的无线信标的短程无线通信。 无线信标可以建立在其附近的运输服务终端，例如公共汽车/火车站。 信标可以提供与通信设备的上述通信服务，并且用于确定用户是否将利用终端的运输服务。 如果用户希望利用运输服务，则可以提醒运输服务。 用户还可能会收到运输服务的预计到达时间，在运输终端可用的其他运输服务和/或附近的运输终端。
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公开(公告)号：US20160066162A1
公开(公告)日：2016-03-03
申请号：US14937822
申请日：2015-11-10
Applicant: PayPal, Inc.
Inventor： Egan Schulz , Michelle Serrano , Libo Su
CPC classification number: H04W4/06 , G01S1/68 , G06Q30/0207 , G06Q30/0261 , H04W4/023 , H04W4/80
Abstract: Systems and methods for transmitting beacon messages are described. A beacon message is transmitted from a first beacon device and broadcast to an area within a transmission range of the first beacon device. A mobile device receives and stores the message. When the mobile device is out of the range of the first beacon device and within the range of a second beacon device, the message is transmitted to the second beacon device and broadcast by the second beacon device.
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