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公开(公告)号：US20240177121A1
公开(公告)日：2024-05-30
申请号：US18431328
申请日：2024-02-02
Inventor： Joseph Robert Brannan , Ryan Michael Gross , Matthew Eric Riley, SR. , Darwin Gene Beachy , Michael Aaron Myers , Brian N. Harvey , Benjamin Joel Tucker , Scott Thomas Christensen
Abstract: Described herein are methods and systems for generating and applying vehicle maintenance models to vehicle telematics data. A vehicle telematics analytics (VTA) computing device is configured to receive vehicle telematics data associated with operation of a subject vehicle, and apply the received vehicle telematics data to a vehicle maintenance model to determine whether the operation of the subject vehicle is better or worse than standard operation of like vehicles. The VTA computing device may adjust a maintenance cost and/or determine if a user of the vehicle is eligible for a reward based upon this determination. The VTA computing device is configured to transmit an itemized report to the user including the adjusted maintenance cost and/or the reward as well as one or more other vehicle costs.
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公开(公告)号：US20240161197A1
公开(公告)日：2024-05-16
申请号：US17127426
申请日：2020-12-18
Inventor： Ryan Michael Gross , Jody Ann Thoele , Joseph Robert Brannan , Eric R. Moore
IPC: G06Q40/08
CPC classification number: G06Q40/08 , G06Q30/0645
Abstract: An on-demand insurance (ODI) server for generating dynamic user offerings may be provided. The ODI server may include at least one processor in communication with a memory device. The at least one processor may be programmed to (i) receive, from a user computing device associated with a user, an insurance policy request for a trip from a start location to an end location, (ii) determine at least one transportation mode available for the trip, (iii) access contextual data associated with the trip, (iv) assess a risk associated with the at least one transportation mode, (v) calculate a risk score associated with the at least one transportation mode based upon at least the contextual data, (vi) generate an insurance offering associated with the at least one transportation mode, and/or (vii) transmit the insurance offering in real time to the user computing device for purchase by the user.
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公开(公告)号：US20240062307A1
公开(公告)日：2024-02-22
申请号：US17979744
申请日：2022-11-02
Inventor： Ryan Michael Gross , M. Eric Riley, SR. , Jody Ann Thoele , Jordan Jeffers , Shawn Renee Harbaugh , Rick Lovings , Joann C. Yant , Jenny L. Jacobs
CPC classification number: G06Q40/08 , G06V20/56 , G06V20/188 , G06Q50/02
Abstract: Techniques for using connected vehicles as secondary data sources to confirm weather data and other triggering crop-damaging events associated with agriculture and agribusinesses, and mitigation techniques associated therewith are provided, including (1) determining indication of a weather event associated with a location of interest; (2) determining possible mitigation techniques for mitigating damage caused by the weather event; (3) receiving indications of location data associated with vehicles/passengers; (4) comparing the location data to a location of interest in order to identify vehicles/passengers within a proximity of the location of interest; (5) receiving sensor data captured by sensors associated with the identified vehicles; and (6) determining, based upon the sensor data captured by the sensors associated with the identified vehicles over a period of time, whether any of the possible mitigation techniques have been performed at the location of interest over the period of time.
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公开(公告)号：US11900330B1
公开(公告)日：2024-02-13
申请号：US17071163
申请日：2020-10-15
Inventor： Joseph Robert Brannan , Ryan Michael Gross , Matthew Eric Riley, Sr. , Darwin Gene Beachy , Michael Aaron Myers , Brian N. Harvey , Benjamin Joel Tucker , Scott Thomas Christensen
Abstract: Described herein are methods and systems for generating and applying vehicle maintenance models to vehicle telematics data. A vehicle telematics analytics (VTA) computing device is configured to receive vehicle telematics data associated with operation of a subject vehicle, and apply the received vehicle telematics data to a vehicle maintenance model to determine whether the operation of the subject vehicle is better or worse than standard operation of like vehicles. The VTA computing device may adjust a maintenance cost and/or determine if a user of the vehicle is eligible for a reward based upon this determination. The VTA computing device is configured to transmit an itemized report to the user including the adjusted maintenance cost and/or the reward as well as one or more other vehicle costs.
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15.发明公开公开(公告)号：US20230399024A1
公开(公告)日：2023-12-14
申请号：US17947677
申请日：2022-09-19
Inventor： Ryan Michael Gross , Matthew S. Megyese , Joseph P. Harr , Scott Thomas Christensen , Vicki King , Shawn Renee Harbaugh
CPC classification number: B60W60/0023 , G01C21/3469 , G01C21/3461 , B60L58/16 , B60W2510/18
Abstract: A computer-implemented method of predicting and providing an efficient driving route for an electric vehicle (EV) based upon battery health impact includes (i) receiving geographical telematics data; (ii) generating one or more driving routes for the electric vehicle based upon at least the geographical telematics data; (iii) predicting a projected battery health impact on a battery of the electric vehicle for each driving route of the one or more driving routes, wherein the projected battery health impact for each driving route is based at least upon geographical characteristics of the driving route; (iv) determining one or more battery-efficient driving route recommendations based upon at least the projected battery health impact for each driving route; and/or (v) providing the one or more battery-efficient driving route recommendations to a user.
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Patent Agency Ranking
公开(公告)号：US11776062B1
公开(公告)日：2023-10-03
申请号：US17319952
申请日：2021-05-13
Inventor： Joseph Robert Brannan , Brian N. Harvey , Ryan Michael Gross , J. Lynn Wilson , Matthew Eric Riley, Sr.
IPC: G06Q40/08 , G06Q50/00 , G06Q30/0645 , G06F16/9535
CPC classification number: G06Q40/08 , G06F16/9535 , G06Q30/0645 , G06Q50/01
Abstract: A matching computer system for electronically generating, matching, and providing online user profiles, and determining a trust score for a user based upon at least social media data and insurance data is provided. The matching computer system may be configured to register users within the matching computer system, receive consent from the users to capture the social media data, and collect the social media data and the insurance data from each registered user. The matching computer system may also be configured to retrieve the social media data and the insurance data associated with each registered user. The matching computer system may be further configured to determine a trust score for each registered user based upon each respective social media data and each respective insurance data. Each trust score represents a level of trustworthiness of the user.
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公开(公告)号：US20230153917A1
公开(公告)日：2023-05-18
申请号：US18157206
申请日：2023-01-20
Inventor： Joseph Robert Brannan , Brian N. Harvey , Ryan Michael Gross , J. Lynn Wilson , Matthew Eric Riley, SR.
IPC: G06Q40/08 , G06Q30/0645 , G06Q50/00 , G06F16/9535 , G06F16/9035
CPC classification number: G06Q40/08 , G06Q30/0645 , G06Q50/01 , G06F16/9535 , G06F16/9035
Abstract: A matching computer system for electronically generating, matching, and providing online user profiles, and determining a sharing score between the online user profiles is provided. The matching computer system may be configured to generate online user profiles associated with users of the systems. The matching computer system may be also configured to calculate a base score based upon the generated online user profile. Each base score represents a level of trustworthiness of each respective user. The matching computer system may be further configured to determine a sharing score between users based upon the base scores. Each sharing score represents a level of matching between the online user profiles.
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公开(公告)号：US11599951B1
公开(公告)日：2023-03-07
申请号：US17127410
申请日：2020-12-18
Inventor： Ryan Michael Gross , Jody Ann Thoele , Joseph Robert Brannan , Eric R. Moore
Abstract: An on-demand insurance (ODI) server for generating dynamic user offerings may be provided. The ODI server may include at least one processor in communication with a memory device. The at least one processor may be programmed to (i) receive, from a user computing device associated with a user, an insurance policy request for a trip from a start location to an end location, (ii) determine at least one transportation mode available for the trip, (iii) access contextual data associated with the trip, (iv) assess a risk associated with the at least one transportation mode, (v) calculate a risk score associated with the at least one transportation mode based upon at least the contextual data, (vi) generate an insurance offering associated with the at least one transportation mode, and/or (vii) transmit the insurance offering in real time to the user computing device for purchase by the user.
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19.发明申请公开(公告)号：US20220261924A1
公开(公告)日：2022-08-18
申请号：US17739983
申请日：2022-05-09
Inventor： Joseph Robert Brannan , Ryan Michael Gross , Brian N. Harvey , Aaron Williams , J Lynn Wilson
Abstract: A computing device for analyzing data from a property sharing platform may be provided. The computing device may include a processor in communication with a memory device and the property sharing platform. The processor may be programmed to (i) receive a plurality of property data associated with commercial transactions of a plurality of properties, (ii) organize the received property data in a plurality of data records by date, (iii) identify patterns in the subset of property data for a selected property for a predetermined period of time, the patterns indicating when the selected property was used for commercial purposes during the predetermined period of time, and (iv) transmit content to a client device including the identified patterns and a percentage of time the selected property was used for commercial purposes during the predetermined period of time.
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公开(公告)号：US12217313B2
公开(公告)日：2025-02-04
申请号：US18173421
申请日：2023-02-23
Inventor： Ryan Michael Gross , Jody Ann Thoele , Joseph Robert Brannan , Eric R. Moore
IPC: G06Q40/08 , G06F3/0482 , G06Q10/10 , G06Q50/14 , G06Q50/26 , G06Q50/40 , G09B19/00 , G06N20/00 , G06Q30/0645
Abstract: An on-demand insurance (ODI) server for generating dynamic user offerings may be provided. The ODI server may include at least one processor in communication with a memory device. The at least one processor may be programmed to (i) receive, from a user computing device associated with a user, an insurance policy request for a trip from a start location to an end location, (ii) determine at least one transportation mode available for the trip, (iii) access contextual data associated with the trip, (iv) assess a risk associated with the at least one transportation mode, (v) calculate a risk score associated with the at least one transportation mode based upon at least the contextual data, (vi) generate an insurance offering associated with the at least one transportation mode, and/or (vii) transmit the insurance offering in real time to the user computing device for purchase by the user.
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