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    Banking system operated responsive to data bearing records
    21.
    发明授权
    Banking system operated responsive to data bearing records 有权
    银行系统响应数据记录记录

    公开(公告)号：US08763897B1

    公开(公告)日：2014-07-01

    申请号：US13653000

    申请日：2012-10-16

    申请人： Diebold Self-Service Systems division of Diebold, Incorporated

    发明人： Jeffery M. Enright ,  John E. Dermiggio ,  H. Thomas Graef ,  Kenneth Turocy ,  Mike R. Ryan ,  William D. Beskitt ,  Damon J. Blackford ,  Jeffrey M. Eastman ,  Steven Shepley

    IPC分类号： G06Q40/00 ,  G07D11/00 ,  G07F19/00

    CPC分类号： G07D7/08 ,  G06Q40/02 ,  G07D7/00 ,  G07D7/06 ,  G07D11/00

    摘要： An automated banking machine is operable to cause financial transfers responsive to data read from data bearing records, such as user cards. The machine includes a reader device operative to read data usable to identify a financial account authorized for use in conducting a transaction through the machine. An authorized machine user can use the machine to perform financial transactions, including dispensing cash and making deposits. The machine can receive a deposit in the form of a stack of sheets that includes both currency notes and checks. The machine includes a check/cash discriminator module that includes a magnetic read head, an imager, sensors, and at least one validation device. The module can determine whether the type of sheet removed from a received stack corresponds to a currency note or to a financial check. The module can then analyze the sheet for validity according to its determined sheet type.

    摘要翻译： 自动银行机可操作地响应于从诸如用户卡的数据承载记录读取的数据而进行财务转移。 该机器包括读取器装置，其操作用于读取可用于识别授权用于通过机器进行交易的财务帐户的数据。 授权的机器用户可以使用该机器执行金融交易，包括发放现金和存款。 机器可以以包含纸币和支票的一叠纸张的形式收到定金。 该机器包括检查/现金鉴别器模块，其包括磁读头，成像器，传感器和至少一个验证装置。 该模块可以确定从接收到的堆栈中删除的工作表的类型是否对应于货币票据或财务支票。 然后，模块可以根据其确定的纸张类型分析纸张的有效性。

    TIME ANALYSIS OF A BANKING SYSTEM
    23.
    发明申请
    TIME ANALYSIS OF A BANKING SYSTEM 有权
    银行系统的时间分析

    公开(公告)号：US20140121830A1

    公开(公告)日：2014-05-01

    申请号：US14058552

    申请日：2013-10-21

    申请人： Diebold Self-Service Systems, division of Diebold, Incorporated

    发明人： Neil GROMLEY ,  Dustin CAIRNS ,  Mike LAWVER ,  Rodney J. REESE ,  B. Scott HARROFF

    IPC分类号： G07F11/00

    CPC分类号： G06Q20/1085 ,  G06F3/0482 ,  G06Q20/042 ,  G06Q40/12 ,  G07F9/026 ,  G07F19/203 ,  G07F19/209 ,  G07G1/01

    摘要： A banking system that utilizes metrics in acquiring and processing event data related to financial transaction activity at a plurality of automated banking machines. Automated banking machine include sensors able to detect event data during a transaction. The event data can include transaction data related to the type of transaction, time analysis data related to duration of the transaction, and operational data related to machine components used in carrying out the transaction. The event data for automated banking machines can be obtained, analyzed, and stored. Statistical averages associated with the banking system machines can be determined in real time. The averages allow a respective machine to be compared to other machines with respect to operational efficiency. An alert can be issued concerning a statistical anomaly regarding the respective machine.

    摘要翻译： 一种银行系统，其利用度量来获取和处理与多个自动银行机器上的金融交易活动有关的事件数据。 自动银行机器包括能够在交易期间检测事件数据的传感器。 事件数据可以包括与交易类型相关的交易数据，与交易持续时间有关的时间分析数据以及与用于执行交易的机器组件有关的操作数据。 可以获取，分析和存储自动银行机的事件数据。 与银行系统机器相关的统计平均值可以实时确定。 相对于操作效率，平均值允许将相应的机器与其他机器进行比较。 可以发出关于关于相应机器的统计异常的警报。

    Banking apparatus operated responsive to data bearing records
    28.
    发明授权
    Banking apparatus operated responsive to data bearing records 有权
    银行工具响应数据记录操作

    公开(公告)号：US08573484B1

    公开(公告)日：2013-11-05

    申请号：US13867446

    申请日：2013-04-22

    申请人： Diebold Self-Service Systems division of Diebold, Incorporated

    发明人： Sathish M Irudayam ,  Marcelo Castro ,  John E. Williams

    IPC分类号： G06Q40/00 ,  G07D11/00 ,  G07F19/00

    CPC分类号： G07F19/201 ,  B41J11/66 ,  B41J15/18 ,  G07F19/203

    摘要： An automated banking machine operates to cause financial transfers responsive to data read from data bearing records in the form of user cards. The machine includes a printer for printing paper records of transactions conducted at the machine. The printer receives paper from a shared paper path. The shared paper path can be supplied by a first paper supply and a second paper supply. A controller is operative to switch between the paper supplies in providing paper to the printer. Based on signals received from paper sensors in the machine, the controller can determine whether the first paper supply has reached a predetermined low level. In response to a low level determination, the controller acts to cause a paper drive to begin moving paper from the second paper supply to the shared paper path and then to the printer.

    摘要翻译： 一种自动银行机器操作以响应于以用户卡的形式从数据承载记录读取的数据进行财务转移。 该机器包括用于打印在机器上执行的交易的纸张记录的打印机。 打印机从共享纸张路径接收纸张。 共享纸路径可以由第一纸张供应和第二纸张供应。 控制器可操作以在向打印机提供纸张之间切换供纸。 基于从机器中的纸张传感器接收的信号，控制器可以确定第一纸张供应是否达到预定的低水平。 响应于低水平确定，控制器用于使纸张驱动器开始将纸从第二纸张供应传送到共享纸张路径，然后到打印机。

    CHECK CASHING BANKING SYSTEM THAT OPERATES RESPONSIVE TO DATA READ FROM DATA BEARING RECORDS
    30.
    发明申请
    CHECK CASHING BANKING SYSTEM THAT OPERATES RESPONSIVE TO DATA READ FROM DATA BEARING RECORDS 有权
    检查从数据轴承记录读取数据的操作系统

    公开(公告)号：US20130232065A1

    公开(公告)日：2013-09-05

    申请号：US13862618

    申请日：2013-04-15

    申请人： DIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD, INCORPORATED

    发明人： Mark D. Smith ,  David E. Kolinski-Schultz ,  Dale H. Blackson ,  Natarajan Ramachandran

    IPC分类号： G06Q10/10 ,  G07F19/00

    CPC分类号： G06Q20/3223 ,  G06K9/00442 ,  G06K9/18 ,  G06Q20/042 ,  G06Q20/1085 ,  G06Q20/3221 ,  G06Q20/40 ,  G06Q20/4016 ,  G06Q40/00 ,  G07F7/04 ,  G07F19/20 ,  G07F19/201 ,  G07F19/203 ,  G07F19/211

    摘要： A card actuated automated banking machine (152, 198, 200) includes a plurality of transaction function devices. The transaction function devices include a card reader (170), a printer (174), a bill dispenser (176), a display (182), a check imaging device (186), and at least one processor (190). The machine is operative, responsive to receiving a check and certification data, to dispense cash in exchange for the check. The person presenting the check to the machine need not provide user identifying inputs through input devices of the machine in order to receive cash for the check. Furthermore, prior to accepting the check as a payment, the person can communicate with at least one computer (204) through at least one consumer interface device (208) to verify that the check is payable for the check amount.

    摘要翻译： 卡致动自动银行机（152,198,200）包括多个交易功能装置。 交易功能设备包括读卡器（170），打印机（174），纸币分配器（176），显示器（182），检查成像设备（186）和至少一个处理器（190）。 该机器可操作，响应于收到支票和认证数据，分配现金以换取支票。 向机器呈现支票的人不需要通过机器的输入设备提供用户识别输入，以便接收支票的现金。 此外，在接受支票作为付款之前，该人可以通过至少一个消费者接口设备（208）与至少一台计算机（204）进行通信，以验证支票是否支付支票金额。