Method and System for Detection of Credit Card Fraud
    25.
    发明申请
    Method and System for Detection of Credit Card Fraud 有权
    信用卡欺诈检测方法与系统

    公开(公告)号:US20120011011A1

    公开(公告)日:2012-01-12

    申请号:US13179822

    申请日:2011-07-11

    IPC分类号: G06Q20/00

    摘要: A method and system for detecting and preventing the fraudulent use of credit/debit cards. A number, referred to as a pre-stored Card Identity Key, is typically four or five digits in length, and the final two digits of this number are variable according to a formula which is applied at the time of the attempted transaction. The pre-stored CIK is created by the credit card owner or issued by the card-issuing financial institution, and is maintained in the card-issuing financial institution's computer database and used along with a software routine for validation. The software routine used for validation employs the formula, which is typically created and memorized by the card owner, to generate a dynamic Card Identity Key from the pre-stored Card Identity Key. The dynamic Card Identity Key must be entered by the card holder/user at a merchant terminal for validation of the transaction. Typically the internal time and/or date are displayed on the screen at the merchant terminal at the time the user's credit card is swiped, and at least a portion of the time and/or date shown is utilized in the formula to generate the dynamic Card Identity Key.

    摘要翻译: 用于检测和防止信用卡/借记卡的欺诈性使用的方法和系统。 被称为预先存储的卡身份密钥的号码通常长度为四位或五位,该号码的最后两位数字根据在尝试交易时应用的公式是可变的。 预存的CIK由信用卡所有者创建或由发卡金融机构发行,并保存在发卡金融机构的计算机数据库中,并与软件程序一起使用以进行验证。 用于验证的软件程序使用通常由卡所有者创建和存储的公式,以从预先存储的卡身份密钥中生成动态卡标识密钥。 动态卡片身份密钥必须由卡持有人/用户在商家终端输入以验证交易。 通常,内部时间和/或日期在用户的信用卡被刷新时在商业终端的屏幕上显示,并且在该公式中使用所示时间和/或日期的至少一部分来生成动态卡 身份密钥。

    Multi-pane window portable defogging device
    26.
    发明授权
    Multi-pane window portable defogging device 失效
    多窗格窗口便携式除雾装置

    公开(公告)号:US06450451B1

    公开(公告)日:2002-09-17

    申请号:US09525548

    申请日:2000-03-14

    IPC分类号: B64C114

    CPC分类号: B64C1/1484

    摘要: A portable defogging device for defogging multi-paned windows comprising an open loop source of low moisture gas and a flexible conduit for introducing the gas into the enclosed space between the window panes. A regulator is used to introduce the fixed rate of flow of gas through the flexible conduit and into the enclosed space so as to remove the pre-existing or previous condensation in the enclosed space. In a double-paned aircraft window, the low moisture gas is introduced through a pressure equalization hole in the window. A method of defogging a multi-paned window comprising passing a low moisture gas through a flexible conduit and into an enclosed space between at least two window panes. The discharge of gas is regulated to a constant flow so as to remove moisture from the enclosed space, wherein the defogging device is deactivated and removed from the window to complete the defogging cycle.

    摘要翻译: 一种用于除雾多层窗户的便携式除雾装置,其包括低湿气体的开环源和用于将气体引入窗玻璃内的封闭空间的柔性管道。 调节器用于引入固定的气体流量通过柔性导管并进入封闭空间,以便消除封闭空间中预先存在或先前的冷凝。 在双层飞机窗口中,低湿气体通过窗口中的压力均衡孔引入。 一种对多层窗口进行除雾的方法,包括使低水分气体穿过柔性导管并进入至少两个窗玻璃之间的封闭空间。 将气体的排放调节为恒定流量,以便从封闭空间去除水分,其中除雾装置被停用并从窗口移除以完成除雾循环。

    Wearable Continuous Positive Airway Pressure Assembly

    公开(公告)号:US20230010836A1

    公开(公告)日:2023-01-12

    申请号:US17370710

    申请日:2021-07-08

    申请人: William Jennings

    发明人: William Jennings

    摘要: A wearable continuous positive airway pressure assembly for protecting a user from breathing airborne particles includes a continuous positive airway pressure machine that has an intake and an exhaust. A pair of shoulder straps is each coupled to the continuous positive airway pressure machine for wearing the continuous positive airway pressure machine on the user's back. An intake hose is fluidly coupled to the intake of the continuous positive airway pressure machine, a filter is fluidly coupled to the intake hose, and an exhaust hose is fluidly coupled to the exhaust of the continuous positive airway pressure machine. A face mask is fluidly coupled to the exhaust hose to receive the pressurized air from the exhaust hose thereby inhibiting the user from breathing ambient air.

    Method and system for detection of credit card fraud
    30.
    发明授权
    Method and system for detection of credit card fraud 有权
    信用卡欺诈检测方法和系统

    公开(公告)号:US08548857B2

    公开(公告)日:2013-10-01

    申请号:US13179822

    申请日:2011-07-11

    IPC分类号: G06Q20/00

    摘要: A method and system for detecting and preventing the fraudulent use of credit/debit cards. A number, referred to as a pre-stored Card Identity Key, is typically four or five digits in length, and the final two digits of this number are variable according to a formula which is applied at the time of the attempted transaction. The pre-stored CIK is created by the credit card owner or issued by the card-issuing financial institution, and is maintained in the card-issuing financial institution's computer database and used along with a software routine for validation. The software routine used for validation employs the formula, which is typically created and memorized by the card owner, to generate a dynamic Card Identity Key from the pre-stored Card Identity Key. The dynamic Card Identity Key must be entered by the card holder/user at a merchant terminal for validation of the transaction. Typically the internal time and/or date are displayed on the screen at the merchant terminal at the time the user's credit card is swiped, and at least a portion of the time and/or date shown is utilized in the formula to generate the dynamic Card Identity Key.

    摘要翻译: 用于检测和防止信用卡/借记卡的欺诈性使用的方法和系统。 被称为预先存储的卡身份密钥的号码通常长度为四位或五位,该号码的最后两位数字根据在尝试交易时应用的公式是可变的。 预存的CIK由信用卡所有者创建或由发卡金融机构发行,并保存在发卡金融机构的计算机数据库中,并与软件程序一起使用以进行验证。 用于验证的软件程序使用通常由卡所有者创建和存储的公式,以从预先存储的卡身份密钥中生成动态卡标识密钥。 动态卡片身份密钥必须由卡持有人/用户在商家终端输入以验证交易。 通常,内部时间和/或日期在用户的信用卡被刷新时在商业终端的屏幕上显示,并且在该公式中使用所示时间和/或日期的至少一部分来生成动态卡 身份密钥。