公开(公告)号：US20230246835A1

公开(公告)日：2023-08-03

申请号：US17592141

申请日：2022-02-03

Applicant: BANK OF AMERICA CORPORATION

Inventor： Yash Sharma ,  Sandeep Kumar Chauhan

IPC: H04L9/32

CPC classification number: H04L9/3213 ,  H04L9/3236 ,  H04L9/3247

Abstract: A system is provided for generation of substitutable configuration of secure distributed register tokens. In particular, the system may generate, on a distributed register, a secure token with a built-in source code function for triggering a substitution of the secure token with one or more substitute tokens upon the occurrence of a specific condition. The function may pull one or more values associated with the secure token (e.g., from an oracle) and generate the one or more substitute tokens based on the one or more values. Once the substitute tokens are generated, the substitute tokens may be used to replace the secure token on the distributed register.

公开(公告)号：US11671488B1

公开(公告)日：2023-06-06

申请号：US17679838

申请日：2022-02-24

Applicant: Bank of America Corporation

Inventor： Yash Sharma ,  Sandeep Kumar Chauhan

IPC: H04L12/00 ,  H04L67/104 ,  G06F16/27 ,  G06F11/34 ,  H04L67/1074

CPC classification number: H04L67/1051 ,  G06F11/3409 ,  G06F16/27 ,  H04L67/1085

Abstract: Domain-based server-selection computer-implemented processes and machines implement an extension of RAFT consensus for leader selection based on patterns of update data proximity. Accounts involved in payment or other transactions are maintained as “sharded” data across data store instances that are split into shards according to their temporal activity. If the domain attributes for a node exceed a threshold and are greater than the other nodes, the node is designated as a leader node and the others are designated as follower nodes. This provides an additional optimization in network performance by introducing insights in normal operations within a domain in a distributed network. If the domain attributes do not exceed the threshold and/or are not greater than the other nodes, a traditional consensus algorithm is used to select leader and follower nodes.

公开(公告)号：US11983691B2

公开(公告)日：2024-05-14

申请号：US17874649

申请日：2022-07-27

Applicant: BANK OF AMERICA CORPORATION

Inventor： Geetika Lal ,  Sandeep Kumar Chauhan ,  Ramarao Gaddam ,  Anil Gajula ,  Koteswara Rao Venkata Magham ,  Suman Matury ,  Santosh Kumar Miryala ,  Ravikiran Subramanya Rao ,  Yash Sharma ,  Sudarshan Veeramreddy ,  Durgesh Singh Yadav

IPC: G06Q20/40 ,  G06Q20/22

CPC classification number: G06Q20/229 ,  G06Q20/401

Abstract: Embodiments of the present invention provide an intuitive platform for non-contact instructions regarding resource allocation. In this way, a user may utilize one or more specific gestures which are captured, analyzed, and responded to by the system of the invention in order to initiate or complete one or more resource activities such as a resource transfer, resource transfer split, or other resource action.

公开(公告)号：US20240004870A1

公开(公告)日：2024-01-04

申请号：US18370103

申请日：2023-09-19

Applicant: BANK OF AMERICA CORPORATION

Inventor： Yash Sharma ,  Sandeep Kumar Chauhan

IPC: G06F16/23 ,  G06V10/56 ,  G06F16/27

CPC classification number: G06F16/2379 ,  G06V10/56 ,  G06F16/27

Abstract: Systems, computer program products, and methods are described herein for identification and recordation of base components of a resource within a virtual medium. The present invention is configured to electronically receive, from a user input device, a request to generate a non-fungible token (NFT) for a first portion of a resource; in response, retrieve information associated with the first portion of the resource; initiate an NFT engine on the first portion of the resource; generate, using the NFT engine, an NFT for the first portion of the resource, wherein the NFT comprises at least the information associated with the first portion of the resource; record the NFT in a distributed ledger; and transmit control signals configured to cause the user input device to display a notification indicating that the NFT has been generated and recorded in the distributed ledger.

公开(公告)号：US11860862B2

公开(公告)日：2024-01-02

申请号：US17667604

申请日：2022-02-09

Applicant: BANK OF AMERICA CORPORATION

Inventor： Yash Sharma ,  Sandeep Kumar Chauhan

IPC: G06F16/23 ,  G06V10/56 ,  G06F16/27

CPC classification number: G06F16/2379 ,  G06F16/27 ,  G06V10/56

Abstract: Systems, computer program products, and methods are described herein for identification and recordation of base components of a resource within a virtual medium. The present invention is configured to electronically receive, from a user input device, a request to generate a non-fungible token (NFT) for a first portion of a resource; in response, retrieve information associated with the first portion of the resource; initiate an NFT engine on the first portion of the resource; generate, using the NFT engine, an NFT for the first portion of the resource, wherein the NFT comprises at least the information associated with the first portion of the resource; record the NFT in a distributed ledger; and transmit control signals configured to cause the user input device to display a notification indicating that the NFT has been generated and recorded in the distributed ledger.

公开(公告)号：US11778067B2

公开(公告)日：2023-10-03

申请号：US17348931

申请日：2021-06-16

Applicant: BANK OF AMERICA CORPORATION

Inventor： Sandeep Kumar Chauhan ,  Ravikiran Subramanya Rao ,  Chinmay S. Barhale ,  Ravi Kesani ,  Yash Sharma

IPC: G06F15/16 ,  H04L67/5682 ,  H04L67/00 ,  H04L67/5681

CPC classification number: H04L67/5682 ,  H04L67/34 ,  H04L67/5681

Abstract: Embodiments of the present invention provide a system for triggering cross channel data caching on network nodes. Historical event data and live event data of a user may be monitored to determine an expected event that includes one or more expected channels. An expected period of time for the expected event may also be determined. Relevant user data may then be identified from one or more systems of record and cached or otherwise compressed. One or more nodes of a network associated with each of the one or more expected channels are then identified. The cached data is then transmitted to virtual data structures associated with each of the one or more nodes. The cached data is then generally maintained in these virtual data structures on the network for the expected period of time.

公开(公告)号：US20230222166A1

公开(公告)日：2023-07-13

申请号：US17574628

申请日：2022-01-13

Applicant: BANK OF AMERICA CORPORATION

Inventor： Yash Sharma

IPC: G06F16/908 ,  H04L41/0866

CPC classification number: G06F16/908 ,  H04L41/0866 ,  H04L67/104

Abstract: Systems, computer program products, and methods are described herein for identification and tracking of device configuration parameters in a distributed network. The present invention is configured to determine that a first user is authorized to execute resource transfers within a distributed network; retrieve at least device configuration parameters associated with the first user input device; query, using an information retrieval engine, metadata associated with one or more user input devices within the distributed network for traceable instances of digital activities of the first user input device; determine, from at least one of the one or more user input devices, one or more traceable instances of digital activities associated with the first user input device; in response, populate an internal database associated with the at least one user device with at least a resource distribution account information associated with the first user.

公开(公告)号：US20220417171A1

公开(公告)日：2022-12-29

申请号：US17355323

申请日：2021-06-23

Applicant: BANK OF AMERICA CORPORATION

Inventor： Yash Sharma ,  Vinayak Patwari ,  Shailesh M. Kotian

IPC: H04L12/911 ,  H04L12/919 ,  H04L29/06

Abstract: Systems, computer program products, and methods are described herein for executing digital resource transfer using trusted computing. The present invention is configured to receive, from a second computing device, an indication that a first computing device has initiated a transfer of a digital resource; determine, using the authentication protocol, that the first computing device is in secure possession of the digital resource; initiate, via the second computing device, a request to receive the digital resource from the first computing device; receive, via the second computing device, an indication that the second computing device has received the digital resource from the first computing device; initiate, via the second computing device, a resource verification protocol on the digital resource; verify, using the resource verification protocol, one or more digital signatures associated with the digital resource; and transmit, via the second computing device, an acknowledgement to the first computing device.

公开(公告)号：US20210216985A1

公开(公告)日：2021-07-15

申请号：US16739653

申请日：2020-01-10

Applicant: BANK OF AMERICA CORPORATION

Inventor： Yash Sharma

IPC: G06Q20/14 ,  H04N21/2543 ,  G06Q20/22 ,  G06Q20/08

Abstract: Embodiments of the invention are directed to a system, method, or computer program product for resource allocation based on service streaming. A platform is provided for managing resource allocation vectors for a number of services that employ the resource allocation platform to offer streaming of resource allocation for services. The platform may track the amount of time that the user accesses services and stream resources from a user account in order to transact resources for partial use of a service based on the amount of time the service or certain content is used or accessed.

公开(公告)号：US12260413B2

公开(公告)日：2025-03-25

申请号：US17674329

申请日：2022-02-17

Applicant: BANK OF AMERICA CORPORATION

Inventor： Paul Martin Mattison ,  Martha Sain McClellan ,  Yash Sharma

IPC: G06Q20/40 ,  G06Q20/38

Abstract: Systems, computer program products, and methods are described herein for expedited data transfer utilizing a secondary data log. The present invention may be configured to analyze a primary data log and determine a user having a high volume of data transactions within a defined timeframe. The present invention may be further configured to maintain a secondary data log for a predetermined time period and, upon conclusion of the predetermined time period, sum the data transactions from the secondary data log and record the sum on the primary data log. The present invention may be further configured to determine a pre-authorized credit for the user to be recorded on the secondary data log during the predetermined time period.