公开(公告)号：US12081045B2

公开(公告)日：2024-09-03

申请号：US18183650

申请日：2023-03-14

Applicant: Capital One Services, LLC

Inventor： Adam Koeppel ,  Tyler Locke ,  David Wurmfeld

IPC: H04W4/80 ,  G06F9/54 ,  G06K19/07 ,  H02J7/00 ,  H02J50/10 ,  H02J50/80 ,  H04B5/72 ,  H04B5/79 ,  H04W8/00 ,  H04W76/10 ,  G06K19/04 ,  H04B5/22 ,  H04B5/24

CPC classification number: H02J50/80 ,  G06F9/54 ,  G06K19/071 ,  G06K19/0723 ,  H02J7/00034 ,  H02J50/10 ,  H04B5/72 ,  H04B5/79 ,  H04W4/80 ,  H04W8/005 ,  H04W76/10 ,  G06K19/041 ,  H04B5/22 ,  H04B5/24

Abstract: Using inductive currents to wirelessly charge a device via a device connected to a power source. This inductive charging may result when a first mobile device recognizes a second mobile device via a wireless connection (e.g., Bluetooth, Bluetooth Low Energy (BLE), Near-Field Communication (NFC), or the like). An application stored on the first mobile device may recognize a second mobile device by transmitting an advertising packet when the first mobile device is connected to a power source. An advertising packet may be received by the second mobile device and the second mobile device may transmit a response to the advertising packet in order to generate a connection between the first and second mobile devices. The response may include data such as, connection strength, response time, connection preferences, and the like. Upon detection and connection, the second mobile device may be wirelessly charged by the first device via inductive charging.

公开(公告)号：US20240123739A1

公开(公告)日：2024-04-18

申请号：US18382649

申请日：2023-10-23

Applicant: Capital One Services, LLC

Inventor： David Wurmfeld ,  Steve Faletti

IPC: B41J3/28 ,  B41M3/14 ,  B42D25/29 ,  B42D25/30 ,  B42D25/305 ,  B42D25/378 ,  G06Q20/04 ,  G06Q20/36 ,  G06Q20/40

CPC classification number: B41J3/283 ,  B41M3/14 ,  B42D25/29 ,  B42D25/30 ,  B42D25/305 ,  B42D25/378 ,  G06Q20/042 ,  G06Q20/3674 ,  G06Q20/409 ,  B41J3/01

Abstract: Aspects described herein may provide detection of a feature of an authorization code image (ACI) incorporated onto a document, thereby allowing for validation of the document. According to some aspects, these and other benefits may be achieved by an instance of a variable protocol that may specify how to generate the ACI to have a particular feature as well as how to detect the particular feature of the ACI. A recipient of the document incorporating the ACI may detect the particular feature of the ACI. If the detected feature matches an expected feature, then the ACI and the document may be determined to be authentic.

公开(公告)号：US11624966B2

公开(公告)日：2023-04-11

申请号：US17135723

申请日：2020-12-28

Applicant: Capital One Services, LLC

Inventor： David Wurmfeld ,  Kevin Osborn

IPC: G02F1/29 ,  G03H1/22 ,  G02F1/1337

Abstract: A digitally controlled lens system is disclosed. In some embodiments, the lens system includes a controller and an electro-optic lens electrically connected to the controller. The electro-optic lens includes a first substantially transparent substrate; a first electrode layer disposed on the first substantially transparent substrate, the first electrode layer including a plurality of electrodes; a second substantially transparent substrate; a second electrode layer disposed on the second substantially transparent substrate; and a liquid crystal layer located between the first electrode layer and the second electrode layer. The controller is configured to generate a refractive index pattern of liquid crystal layer by controlling voltage applied on the first electrode layer and the second electrode layer.

公开(公告)号：US20220139174A1

公开(公告)日：2022-05-05

申请号：US17580093

申请日：2022-01-20

Applicant: Capital One Services, LLC

Inventor： Robert SMITH ,  David Wurmfeld ,  Steve Faletti ,  Celina Liao ,  Janak Dadhaniya ,  Lisa Whitsitt

IPC: G07F19/00

Abstract: The present disclosure relates to systems and methods for using transparent surfaces at an automated teller machine. In one implementation, a method of visualizing a deposit at an automated teller machine includes receiving a command to deposit at least one depository element; determining an amount associated with the command; displaying, on a transparent surface of the automated teller machine configured to allow a user of the automated teller machine to view the at least one depository element, a visual representation of the determined amount; and receiving, concurrent with or after displaying, a verification of the amount.

公开(公告)号：US11276278B2

公开(公告)日：2022-03-15

申请号：US17127715

申请日：2020-12-18

Applicant: Capital One Services, LLC

Inventor： Robert Smith ,  David Wurmfeld ,  Steve Faletti ,  Celina Liao ,  Janak Dadhaniya ,  Lisa Whitsitt

IPC: G07F19/00

Abstract: The present disclosure relates to systems and methods for using transparent surfaces at an automated teller machine. In one implementation, a method of visualizing a deposit at an automated teller machine includes receiving a command to deposit at least one depository element; determining an amount associated with the command; displaying, on a transparent surface of the automated teller machine configured to allow a user of the automated teller machine to view the at least one depository element, a visual representation of the determined amount; and receiving, concurrent with or after displaying, a verification of the amount.

公开(公告)号：US10929740B2

公开(公告)日：2021-02-23

申请号：US16575775

申请日：2019-09-19

Applicant: Capital One Services, LLC

Inventor： David Wurmfeld ,  James Zarakas ,  Theodore Markson ,  Saleem Sangi ,  Tyler Locke ,  Kevin Kelly

IPC: G06K19/06 ,  G06K19/073 ,  G06F21/87 ,  G06F21/77 ,  G06K19/077

Abstract: A dynamic transaction card that is manufactured using conductive plastic jumpers that will dissolve when in contact with a solvent used to tamper with the dynamic transaction card. Internal components of a dynamic transaction card may be manufactured using a synthetic or semi-synthetic organic material, such as, for example, plastics. These materials may be conductive to provide functionality to a dynamic transaction card, such as a connection between an integrated circuit and other card components such that when the materials dissolve, the connections are broken and the dynamic transaction card may be inactive due to the loss of various connections.

公开(公告)号：US10777893B2

公开(公告)日：2020-09-15

申请号：US16263774

申请日：2019-01-31

Applicant: Capital One Services, LLC

Inventor： David Wurmfeld

IPC: H01Q7/06 ,  G08B6/00 ,  H01Q7/04 ,  G06F3/01

Abstract: Systems and methods are provided for providing vibration transduction and radio-frequency communication in proximity to an electrically conductive structure. The system may comprise an antenna element, an electrically conductive structure in proximity to the antenna element, and a vibration transducer comprising a material. The material may comprise a ferromagnetic material with piezoelectric properties. The vibration transducer may be positioned between the antenna element and the conductive structure.

公开(公告)号：US20200083758A1

公开(公告)日：2020-03-12

申请号：US16680327

申请日：2019-11-11

Applicant: Capital One Services, LLC

Inventor： Adam Koeppel ,  Tyler Locke ,  David Wurmfeld

IPC: H02J50/80 ,  H04W8/00 ,  H02J7/02 ,  G06K19/07 ,  G06F9/54 ,  H04W76/10 ,  H04W4/80 ,  H02J50/10 ,  H04B5/00

Abstract: Using inductive currents to wirelessly charge a device via a device connected to a power source. This inductive charging may result when a first mobile device recognizes a second mobile device via a wireless connection (e.g., Bluetooth, Bluetooth Low Energy (BLE), Near-Field Communication (NFC), or the like). An application stored on the first mobile device may recognize a second mobile device by transmitting an advertising packet when the first mobile device is connected to a power source. An advertising packet may be received by the second mobile device and the second mobile device may transmit a response to the advertising packet in order to generate a connection between the first and second mobile devices. The response may include data such as, connection strength, response time, connection preferences, and the like. Upon detection and connection, the second mobile device may be wirelessly charged by the first device via inductive charging.

公开(公告)号：US20200082380A1

公开(公告)日：2020-03-12

申请号：US16681862

申请日：2019-11-13

Applicant: Capital One Services, LLC

Inventor： James Zarakas ,  David Wurmfeld ,  Tyler Locke

IPC: G06Q20/34 ,  G06Q20/40 ,  G06Q20/20 ,  G06Q20/32 ,  G06K19/077 ,  G06K19/02 ,  G06K19/04 ,  G06K19/06 ,  G06K19/07 ,  G06Q20/38

Abstract: A dynamic transaction card that includes a number of layers, each of which may be interconnected to one another, is disclosed. The dynamic transaction card may include an outer layer, a potting layer, a sensor layer, a display layer (including, for example, LEDs, a dot matrix display, and the like), a microcontroller storing firmware, Java applets, Java applet integration, and the like, an EMV™ chip, an energy storage component, one or more antennas (e.g., Bluetooth antenna, NFC antenna, and the like), a power management component, a flexible printed circuit board (PCB), a chassis, and/or a card backing layer. The dynamic transaction card may be activated by authenticating the card user through user authentication input recognition, which may be gesture and/or voice recognition processing.

公开(公告)号：US10587615B2

公开(公告)日：2020-03-10

申请号：US16390448

申请日：2019-04-22

Applicant: CAPITAL ONE SERVICES, LLC

Inventor： David Wurmfeld

IPC: H04L29/06 ,  G06K9/00 ,  G06Q20/40 ,  G06F21/55 ,  H04W12/06 ,  G06F21/31

Abstract: Systems and methods for using micro accelerations as a biometric factor for multi-factor authentication, the method including receiving, filtering, and determining an identifying pattern from micro acceleration data representative of the user, storing the identifying pattern for later use in authenticating the identity of the user, and using the identifying pattern as one factor in a multi factor authentication.