DEVICE PROVISIONING USING PARTIAL PERSONALIZATION SCRIPTS

    公开(公告)号:US20190156331A1

    公开(公告)日:2019-05-23

    申请号:US16255559

    申请日:2019-01-23

    摘要: Embodiments of the invention relate to systems and methods for efficiently provisioning mobile devices with personalization data. For some embodiments, a method is disclosed comprising receiving a request for provisioning comprising device information for a mobile device and user authentication information for a user, generating a partial personalization script, an activation script, and a deletion script using the device information, sending the partial personalization script, the activation script, and the deletion script to an application provider computer, wherein the application provider computer initiates execution of the partial personalization script on the mobile device, authenticating the user authentication information, and sending an activation message to the application provider computer, wherein the application provider computer initiates execution of the activation script.

    SYSTEMS AND METHODS FOR INCORPORATING QR CODES
    27.
    发明申请
    SYSTEMS AND METHODS FOR INCORPORATING QR CODES 有权
    用于加入QR码的系统和方法

    公开(公告)号:US20150088674A1

    公开(公告)日:2015-03-26

    申请号:US14496905

    申请日:2014-09-25

    IPC分类号: G06Q20/32 G06Q20/20 G06K19/06

    摘要: Systems and methods for facilitating payment transactions using quick-response (QR) codes are provided. A first machine readable code encoding first data generated by an access device is scanned by a communication device. The communication device generates a cryptogram based on the first data encoded within the first machine readable code. The communication device then obtains financial credentials data from a payment application being executed on the communication device. A second machine readable code encoding second data comprising the financial credentials data and the cryptogram is then generated. The second machine readable code is displayed on a display of the communication device, wherein the second machine readable code is scanned by the access device.

    摘要翻译: 提供了使用快速响应(QR)代码促进支付交易的系统和方法。 编码由访问设备生成的第一数据的第一机器可读代码由通信设备扫描。 通信设备基于在第一机器可读代码内编码的第一数据生成密码。 通信装置然后从在通信装置上执行的支付应用获得财务凭证数据。 然后生成包含财务证书数据和密码的第二数据编码第二数据的第二机器可读代码。 第二机器可读代码显示在通信设备的显示器上,其中第二机器可读代码被访问设备扫描。

    INTEGRATED MOBILE TRUSTED SERVICE MANAGER
    28.
    发明申请
    INTEGRATED MOBILE TRUSTED SERVICE MANAGER 审中-公开
    综合移动信托服务经理

    公开(公告)号:US20130151400A1

    公开(公告)日:2013-06-13

    申请号:US13713938

    申请日:2012-12-13

    IPC分类号: G06Q20/32

    摘要: Embodiments of the present invention are directed to a centralized trusted service manager system in the form of a trusted service manager interconnectivity service hub, which facilitates and provides communications between entities involved I mobile contactless payment systems. One embodiment is directed to a method for processing a message related to a mobile payment application on a secure element of a mobile communication device through an interconnectivity services hub including receiving the message from a first entity in a first protocol and determining a trusted service manager associated with the secure element from among a plurality of trusted service managers using a routing table comprising routing information. Then the method continues by determining a second protocol corresponding to the trusted service manager associated with the secure element, translating the message into the second protocol, and sending the translated message to the trusted service manager which communicates with the secure element.

    摘要翻译: 本发明的实施例涉及以可信服务管理器互连服务集线器的形式的集中式可信服务管理器系统,其有助于提供涉及的实体I移动非接触式支付系统之间的通信。 一个实施例涉及一种用于通过互连服务集群处理与移动通信设备的安全元件上的移动支付应用有关的消息的方法,所述互连服务集群包括:在第一协议中从第一实体接收消息,并确定相关联的可信服务管理器 使用包括路由信息的路由表从多个可信服务管理器中的安全元件。 然后,该方法通过确定对应于与该安全元件相关联的可信服务管理器的第二协议,将该消息转换为该第二协议,并将该翻译消息发送到与该安全元件进行通信的可信服务管理器来继续。

    LIMITED-USE KEYS AND CRYPTOGRAMS
    29.
    发明申请
    LIMITED-USE KEYS AND CRYPTOGRAMS 审中-公开
    有限公司使用科学与创意

    公开(公告)号:US20150178724A1

    公开(公告)日:2015-06-25

    申请号:US14577678

    申请日:2014-12-19

    IPC分类号: G06Q20/38

    摘要: Techniques for enhancing the security of a communication device when conducting a transaction using the communication device may include encrypting account information with a first encryption key to generate a second encryption key, and encrypting key index information using the second key to generate a limited-use key (LUK). The key index information may include a key index having information pertaining to generation of the LUK. The LUK and the key index can be provided to the communication device to facilitate generation of a transaction cryptogram for a transaction conducted using the communication device, and the transaction can be authorized based on the transaction cryptogram generated from the LUK.

    摘要翻译: 用于在使用通信设备进行交易时增强通信设备的安全性的技术可以包括利用第一加密密钥加密帐户信息以生成第二加密密钥,并且使用第二密钥加密密钥索引信息以生成有限使用密钥 (LUK)。 密钥索引信息可以包括具有与生成LUK有关的信息的密钥索引。 可以将LUK和密钥索引提供给通信设备以便于生成使用通信设备进行的事务的事务密码,并且可以基于从LUK生成的事务密码来授权事务。

    System and method for temporarily enabling proprietary transit payments on a hotel room key
    30.
    发明授权
    System and method for temporarily enabling proprietary transit payments on a hotel room key 有权
    在酒店房间钥匙上临时启用专有转账支付的系统和方法

    公开(公告)号:US09098843B2

    公开(公告)日:2015-08-04

    申请号:US12944057

    申请日:2010-11-11

    摘要: One embodiment of the invention is directed to a system comprising a database and a server computer coupled to the database, wherein the server computer comprises a processor and a computer-readable storage medium coupled to the processor, the computer readable storage medium comprising code executable by the processor for implementing a method comprising: receiving transit transaction data, determining a hotel based on the transit transaction data, and sending the transit transaction data to the hotel, wherein the hotel places a transit charge based on the transit transaction data onto a hotel folio. Another embodiment of the invention is directed to a method, the method comprising receiving transit transaction data, determining a hotel based on the transit transaction data, and sending the transit transaction data to the hotel, wherein the hotel places a transit charge based on the transit transaction data onto a hotel folio.

    摘要翻译: 本发明的一个实施例涉及包括耦合到数据库的数据库和服务器计算机的系统,其中服务器计算机包括耦合到处理器的处理器和计算机可读存储介质,该计算机可读存储介质包括可由 用于实现一种方法的处理器,包括:接收中转交易数据,基于过境交易数据确定酒店,以及将过境交易数据发送到酒店,其中酒店将转运交易数据转交到酒店对开 。 本发明的另一个实施例涉及一种方法,所述方法包括接收中转交易数据,基于所述过境交易数据确定酒店,以及将所述过境交易数据发送到所述酒店,其中所述酒店基于所述过境 交易数据到酒店对开。