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公开(公告)号：US20230154254A1
公开(公告)日：2023-05-18
申请号：US17673037
申请日：2022-02-16
Inventor： Jody Ann Thoele , Jaime Skaggs , Scott Thomas Christensen , Ashish Sawhney , Neill Broadstone , Angela Glusick , Gustufus Phillip Theofanis
CPC classification number: G07C5/0841 , G07C5/008 , G07C5/0816 , G06N20/00
Abstract: Systems and methods for building a vehicle data repository (VDR) are provided. In some embodiments, the VDR is constructed by adding standardized build sheets to it. The standardized build sheets may be constructed by selecting data from various data sources (e.g., original equipment manufacturer (OEM) databases, National Highway Traffic Safety Administration (NHTSA) databases, Highway Loss Data Institute (HLDI) databases, and/or Insurance Institute for Highway Safety (IIHS) databases). Furthermore, a common ontology may be created and applied to the various data sources to aide in the selection of data between the data sources to construct the standardized build sheets.
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公开(公告)号：US11232708B1
公开(公告)日：2022-01-25
申请号：US16914032
申请日：2020-06-26
Inventor： Brian Mark Fields , John A. Nepomuceno , Scott Thomas Christensen , Duane Christiansen , Steven C. Cielocha , Kristopher Keith Gaudin , Michael Bernico , Nathan L. Tofte , Steve Roberson
Abstract: Systems and methods for real-time detection and mitigation anomalous behavior of a remote vehicle are provided, e.g., vehicle behavior that is consistent with distracted or unexpectedly disabled driving. On-board and off-board sensors associated with a subject vehicle may monitor the subject vehicle's environment, and behavior characteristics of a remote vehicle operating within the subject vehicle's environment may be determined based upon collected sensor data. The remote vehicle's behavior characteristics may be utilized to detect or determine the presence of anomalous behavior, which may be anomalous for the current contextual conditions of the vehicles' environment. Mitigating actions for detected remote vehicle anomalous behaviors may be suggested and/or automatically implemented at the subject vehicle and/or at proximate vehicles to avoid or reduce the risk of accidents, injury, or death resulting from the anomalous behavior. In some situations, authorities may be notified.
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公开(公告)号：US11068989B2
公开(公告)日：2021-07-20
申请号：US14203143
申请日：2014-03-10
Inventor： Todd Binion , Steven Cielocha , Scott Thomas Christensen , Gregory Hayward , Christopher E. Gay
IPC: G06Q40/08 , B60Q1/00 , G06Q40/00 , B60R25/20 , G07C5/00 , H04W4/40 , G08G1/0968 , G06Q10/06 , G06Q30/02 , B60C1/00
Abstract: A computer implemented method for providing insurance comprises receiving a plurality of vehicle data including a start point, an end point and a frequency value. The method further comprises analyzing the plurality of vehicle data to determine a driving route associated with the vehicle. The method also comprises determining, based on the frequency value, that the driving route is a common driving route and a risk level of the common driving route. The method further comprises processing one or more insurance options, including pricing and underwriting, based at least in part on the risk level of the common driving route.
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公开(公告)号：US10997666B1
公开(公告)日：2021-05-04
申请号：US15975856
申请日：2018-05-10
Abstract: A computer implemented method for determining one or more idling time windows from a vehicle trip is presented. A data server may receive, via a computer network, a plurality of telematics data originating from a client computing device and identify primary movement data from the plurality of telematics data. The data server may also measure a total variance from the plurality of telematics data at one or more time stamps and determine an average total variance for an entire trip from the plurality of telematics data. The data server may further normalize total variance at the one or more time stamps using the generated average and determine one or more idling time windows from the normalized total variance.
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公开(公告)号：US10319159B1
公开(公告)日：2019-06-11
申请号：US15980892
申请日：2018-05-16
Inventor： Sunish Shreenarayan Menon , David J. Dosher , Scott Thomas Christensen
Abstract: A computer implemented method for determining a driving pattern from raw telematics data is presented. A data server may receive, via a computer network, a plurality of telematics data corresponding to a trip of a vehicle, wherein the plurality of telematics data originates from a client computing device. The data server may also identify a first primary movement window of the vehicle trip and one or more constant speed and idling windows of the vehicle trip. The data server may further estimate gravity from the telematics data in the first primary movement window of the vehicle trip and generate a pitch and a roll angle from the first primary movement window of the vehicle trip, as well as one or more yaw angle estimates from the first primary movement window of the vehicle trip. The data server may further determine a driving pattern using at least constant speed times, idling times, acceleration, breaking, vehicle turns and relate that to estimate driving risk and insurance premium.
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Patent Agency Ranking
26.发明授权公开(公告)号：US10304138B2
公开(公告)日：2019-05-28
申请号：US14277848
申请日：2014-05-15
Abstract: A computer implemented method for determining a primary movement window from a vehicle trip is presented. A data server may receive a plurality of telematics data originating from a client computing device and summarize the plurality of telematics data at a specified sample rate. The data server may also select one or more data points from the plurality of telematics data and determine that the selected data points meets a threshold value. The data server may further identify a first primary movement and constant speed windows including the data points and associate the first primary movement and constant speed windows with a customer account and auto insurance risk.
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公开(公告)号：US10032320B1
公开(公告)日：2018-07-24
申请号：US15670272
申请日：2017-08-07
Inventor： Sunish Shreenarayan Menon , David J. Dosher , Scott Thomas Christensen
Abstract: A computer implemented method for determining a driving pattern from raw telematics data is presented. A data server may receive, via a computer network, a plurality of telematics data corresponding to a trip of a vehicle, wherein the plurality of telematics data originates from a client computing device. The data server may also identify a first primary movement window of the vehicle trip and one or more constant speed and idling windows of the vehicle trip. The data server may further estimate gravity from the telematics data in the first primary movement window of the vehicle trip and generate a pitch and a roll angle from the first primary movement window of the vehicle trip, as well as one or more yaw angle estimates from the first primary movement window of the vehicle trip. The data server may further determine a driving pattern using at least constant speed times, idling times, acceleration, breaking, vehicle turns and relate that to estimate driving risk and insurance premium.
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公开(公告)号：US09786103B2
公开(公告)日：2017-10-10
申请号：US14277939
申请日：2014-05-15
CPC classification number: G07C5/008 , G06Q40/08 , G07C5/0825 , G07C5/085
Abstract: A computer implemented method for determining a yaw angle estimate or vehicle heading direction is presented. A data server may receive a plurality of telematics data originating from a client computing device and determine a first primary movement window from the telematics data. The data server may also determine a potential range of yaw angles from the plurality of telematics data from the first primary movement window and generate an equality that evaluates the potential range of yaw angles. The data server may further maximize the count of acceleration events of the telematics data from the first primary movement window to further generate one or more refined yaw angle estimates. The data server stores the one or more yaw angle estimates on a memory.
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29.发明申请SYSTEM AND METHOD FOR IDENTIFYING PRIMARY AND SECONDARY MOVEMENT USING SPECTRAL DOMAIN ANALYSIS 审中-公开使用光谱域分析识别初级和次级运动的系统和方法公开(公告)号：US20150332408A1
公开(公告)日：2015-11-19
申请号：US14277848
申请日：2014-05-15
Abstract: A computer implemented method for determining a primary movement window from a vehicle trip is presented. A data server may receive a plurality of telematics data originating from a client computing device and summarize the plurality of telematics data at a specified sample rate. The data server may also select one or more data points from the plurality of telematics data and determine that the selected data points meets a threshold value. The data server may further identify a first primary movement and constant speed windows including the data points and associate the first primary movement and constant speed windows with a customer account and auto insurance risk.
Abstract translation: 提出了一种用于从车辆行程确定主要运动窗口的计算机实现方法。 数据服务器可以接收来自客户端计算设备的多个远程信息处理数据，并以指定的采样率对多个远程信息处理数据进行汇总。 数据服务器还可以从多个远程信息数据中选择一个或多个数据点，并确定所选择的数据点满足阈值。 数据服务器还可以识别包括数据点的第一主要运动和恒定速度窗口，并将第一主要运动和恒定速度窗口与客户账户和汽车保险风险相关联。
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30.发明申请SYSTEM AND METHOD FOR SEPARATING AMBIENT GRAVITATIONAL ACCELERATION FROM A MOVING THREE-AXIS ACCELEROMETER DATA 有权用于从移动三轴加速度计数据分离环境变化加速度的系统和方法公开(公告)号：US20150330790A1
公开(公告)日：2015-11-19
申请号：US14277924
申请日：2014-05-15
CPC classification number: G01C21/10 , B60W40/09 , G01B21/16 , G01B21/22 , G01C21/00 , G01C21/005 , G01C21/16 , G01P15/00 , G01P21/00 , G06Q40/08
Abstract: A method based on separating ambient gravitational acceleration from a moving three-axis accelerometer data for determining a driving pattern is presented. A server may receive telematics data originating from a client computing device and combine the telematics data. The server may estimate a gravitational constant to the combined telematics data and generate a function for pitch and a roll angle from the combined telematics data. The server may further determine a driving pattern using at least the pitch and the roll angle.
Abstract translation: 提出了一种基于用于确定驾驶模式的移动三轴加速度计数据分离环境重力加速度的方法。 服务器可以接收源自客户端计算设备的远程信息处理数据，并组合远程信息处理数据。 服务器可以估计组合远程信息数据的重力常数，并且从组合的远程信息数据生成用于俯仰和滚动角度的功能。 服务器可以使用至少间距和滚动角来进一步确定驾驶模式。
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