中科微点-全球专利检索

  1. Login
  2. Sign Up

Search Results

43 records (took 0.028 seconds)

    Smart card multi-factor authentication device
    36.
    发明授权
    Smart card multi-factor authentication device 有权

    公开(公告)号：US10535068B2

    公开(公告)日：2020-01-14

    申请号：US15661493

    申请日：2017-07-27

    Applicant: Capital One Services, LLC

    Inventor： Tyler Locke ,  Kevin Kelly

    IPC: H04W4/80 ,  G06Q20/40 ,  G06Q20/34 ,  G06Q20/32 ,  H04L29/06 ,  G07F7/08 ,  H04W12/06 ,  G06Q20/38 ,  G06Q20/36

    Abstract: A dynamic transaction card may be paired with a user application executed on a user device card to facilitate multi-factor authentication of a user by utilizing the dynamic transaction card as a physical token. Various communication technologies may be utilized to create a connection between the dynamic transaction card and the user device application which may include wireless connections and physical connections. Validation information stored in a passive tag on the dynamic transaction card may be received by the user device application, which may evaluate the connection between the dynamic transaction card and the user device, log in credentials of the user, and user information stored in a digital security delivery storage to authenticate the user. This unique pairing of the dynamic transaction card and user device application may automatically facilitate a secure multi-factor authentication by utilizing the dynamic transaction card as a physical token.

    SYSTEMS AND METHODS FOR SECURE READ-ONLY AUTHENTICATION
    37.
    发明申请
    SYSTEMS AND METHODS FOR SECURE READ-ONLY AUTHENTICATION 审中-公开

    公开(公告)号：US20190392666A1

    公开(公告)日：2019-12-26

    申请号：US16014542

    申请日：2018-06-21

    Applicant: Capital One Services, LLC

    Inventor： Kevin Osborn ,  Kevin Kelly

    IPC: G07F7/10 ,  G06Q20/34 ,  G06Q20/32 ,  G06Q20/40 ,  G06K19/07 ,  G06F1/04

    Abstract: A system for authenticating a user with a mobile device comprising a memory storing instructions, and a processor in communication with a network. The processor may be configured to execute the stored instructions to receive, from a mobile device, an authentication request; obtain, from a database, a permanent identifier associated with a transaction card; generate a temporary identifier associated with the transaction card; generate an expected value by encrypting the permanent identifier and the temporary identifier; verify the expected value against an encrypted value received from the mobile device; and transmit an authorization command to the mobile device.

    Smart card secure online checkout
    38.
    发明授权
    Smart card secure online checkout 有权

    公开(公告)号：US10515361B2

    公开(公告)日：2019-12-24

    申请号：US15708619

    申请日：2017-09-19

    Applicant: Capital One Services, LLC

    Inventor： James Zarakas ,  Mohamed Firoze Lafeer ,  Molly Johnson ,  Saleem Sangi ,  Kevin Kelly ,  Adam Koeppel

    IPC: G06Q20/00 ,  G06Q20/38 ,  G06Q20/32 ,  G06Q20/34 ,  G06Q20/40 ,  G06F16/951

    Abstract: Wireless communication technologies, a dynamic transaction card, and a mobile application may be utilized to facilitate multi-factor authentication and secure electronic checkout of any website. A wireless connection between a dynamic transaction card and a user device may be utilized to authenticate a user. A user device application may be triggered to call, via an application programming interface (API), an account provider system, and this unique pairing may automatically facilitate payment to a merchant system associated with the electronic check out page. The account provider system may send a push notification to a browser extension associated with the checkout page to prompt the browser extension to populate fields on the electronic checkout page using user account information transmitted from the account provider system, providing a novel digital authentication framework that utilizes digital authentication techniques enables by user devices and dynamic transaction cards to seamlessly facilitate electronic checkout.

    Smart card NFC secure money transfer
    40.
    发明授权
    Smart card NFC secure money transfer 有权

    公开(公告)号：US10373146B2

    公开(公告)日：2019-08-06

    申请号：US15663083

    申请日：2017-07-28

    Applicant: Capital One Services, LLC

    Inventor： Tyler Locke ,  Kevin Kelly ,  David Wurmfeld

    IPC: G06Q40/00 ,  G06Q20/20 ,  G06F21/34 ,  G06Q20/38 ,  G06Q30/06 ,  G07F7/10 ,  H04B5/00 ,  G06Q20/32 ,  G06Q20/34 ,  G07F7/08

    Abstract: A secure method of real time money transferring between account holders utilizes Near Field Communication (NFC) technologies, dynamic transaction cards, and a mobile application to facilitate a seamless mobile transfer of funds. The dynamic transaction card of the customer requesting to make the transfer of funds may be placed in contact with the second recipient dynamic transaction card of the customer receiving the funds transfer to establish an NFC connection. The dynamic transaction card requesting the transfer may receive, via the NFC antenna on the card, the recipient customer account information stored on a passive NFC tag. The dynamic transaction card requesting the transfer may transmit the recipient account information to a mobile application, which may transmit the recipient account information to an account provider system for facilitating the funds transfer.

Patent Agency Ranking