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38 条记录 (耗时 0.017 秒)

    Multi-function transaction processing system
    31.
    发明授权
    Multi-function transaction processing system 有权
    多功能交易处理系统

    公开(公告)号：US07181416B2

    公开(公告)日：2007-02-20

    申请号：US10120896

    申请日：2002-04-11

    申请人： Luis Arias

    发明人： Luis Arias

    IPC分类号： G07G1/12

    CPC分类号： G07F7/025 ,  G06Q20/04 ,  G06Q20/20 ,  G06Q20/202 ,  G06Q20/209 ,  G06Q20/342 ,  G06Q20/347 ,  G06Q20/348 ,  G06Q30/02 ,  G06Q30/0253 ,  G07F17/0014 ,  G07F17/0028 ,  G07F17/42 ,  G07F19/20 ,  G07F19/203

    摘要： A multi-function transaction processing system including a transaction terminal having a data entry facility and a transaction processor, the transaction processor being communicatively associated with a control processor that defines user accounts and issues one or more authorization codes associated with the user account(s) in response to payment authorities provided at the transaction terminal utilizing a payment authority input of the data entry facility. Furthermore, a printer assembly is communicatively associated with the transaction terminal and generates a card assembly, the card assembly including a first portion containing the authorization code thereon, a second portion including additional promotional materials thereon, and an indicator structured to signify to the printer assembly the orientation of the card assembly relative thereto so as to prevent improper printing. The user account as defined by the control assembly, includes a defined value, the authorization code provided being utilized to facilitate a transaction in accordance with that defined value.

    摘要翻译： 一种包括具有数据输入设备和交易处理器的交易终端的多功能交易处理系统，所述交易处理器与定义用户帐户的控制处理器通信地相关联，并且发出与所述用户帐户相关联的一个或多个授权代码， 响应于在交易终端处提供的支付机构，利用数据输入设施的支付机构输入。 此外，打印机组件与交易终端通信地相关联并且生成卡组件，该卡组件包括其上包含授权码的第一部分，其上包括其他促销材料的第二部分以及构造成表示到打印机组件的指示符 卡组件相对于其的取向以防止不正确的打印。 由控制组件定义的用户帐户包括定义的值，所提供的授权代码用于根据该定义的值促进事务。

    Method and system for connecting a caller to a content provider
    36.
    发明授权
    Method and system for connecting a caller to a content provider 失效
    用于将呼叫者连接到内容提供商的方法和系统

    公开(公告)号：US06246755B1

    公开(公告)日：2001-06-12

    申请号：US08777802

    申请日：1996-12-31

    申请人： Jay S. Walker ,  Gregory G. Carson ,  T. Scott Case ,  James A. Jorasch

    发明人： Jay S. Walker ,  Gregory G. Carson ,  T. Scott Case ,  James A. Jorasch

    IPC分类号： H04M1500

    CPC分类号： G07F17/0014 ,  G06Q20/127 ,  G06Q20/28 ,  G06Q20/349 ,  G07F17/0028 ,  H04M15/00 ,  H04M15/54 ,  H04M15/68 ,  H04M17/00 ,  H04M2215/0196

    摘要： The invention relates to methods and systems for connecting a caller to a content provider who provides a service to the caller over the telephone system. In accordance with the invention, a caller establishes a prepaid account with an intermediary, termed a transaction processor. When the caller wishes to access a content provider, the caller makes a telephone call to the transaction processor providing access to a plurality of content providers via a common access number. The caller identifies his prepaid account and the desired content provider. The transaction processor connects the caller to the content provider, monitors the connection between the caller and the content provider, and debits the caller's prepaid account according to the service provided by the content provider.

    摘要翻译： 本发明涉及用于将呼叫者连接到通过电话系统向呼叫者提供服务的内容提供商的方法和系统。 根据本发明，呼叫者与称为交易处理器的中间人建立预付费账户。 当呼叫者希望访问内容提供商时，呼叫者通过公共访问号码向交易处理器拨打电话，提供对多个内容提供商的访问。 来电者识别他的预付帐户和所需的内容提供商。 交易处理器将呼叫者连接到内容提供商，监视呼叫者和内容提供商之间的连接，并根据内容提供商提供的服务对呼叫者的预付帐户进行借记。

    Methods and apparatus for regenerating a prepaid transaction account
    37.
    发明授权
    Methods and apparatus for regenerating a prepaid transaction account 失效
    用于再生预付费交易账户的方法和装置

    公开(公告)号：US5991748A

    公开(公告)日：1999-11-23

    申请号：US760896

    申请日：1996-12-06

    申请人： John M. Taskett

    发明人： John M. Taskett

    IPC分类号： G07F7/00 ,  G07F7/02 ,  G07F7/08 ,  H04M17/00 ,  G06F17/60

    CPC分类号： H04M17/00 ,  G06Q20/10 ,  G06Q20/102 ,  G06Q20/105 ,  G06Q20/342 ,  G06Q20/3437 ,  G06Q20/349 ,  G06Q20/3574 ,  G07F17/0014 ,  G07F17/0028 ,  G07F7/02 ,  G07F7/025 ,  H04M17/20

    摘要： An improved system for "regenerating" or adding funds to a prepaid, remote memory account. The system includes a service provider network or host computer system including an account database of prepaid accounts. An integrated transaction card is issued to a consumer. One side of the card shows a prepaid telephone card for accessing the host computer system and an authorization code that allows access to the account database. The other side of the integrated transaction card is a transaction instrument, such as a prepaid transaction card, credit card, debit card, or the like. Information relating to the transaction instrument is stored at the host system so that a consumer may transfer funds from the transaction instrument to the prepaid phone card without the host system having to prompt the consumer for the necessary transfer information.

    摘要翻译： 一个改进的系统，用于“再生”或向预付费的远程存储器帐户添加资金。 该系统包括服务提供商网络或主计算机系统，其包括预付帐户的帐户数据库。 向消费者发放集成交易卡。 卡的一侧显示用于访问主计算机系统的预付费电话卡和允许访问帐户数据库的授权码。 集成交易卡的另一面是交易工具，如预付交易卡，信用卡，借记卡等。 与交易工具有关的信息被存储在主机系统中，使得消费者可以将资金从交易工具转移到预付费电话卡，而主机系统必须提示消费者必要的传送信息。

    Method of and circuit arrangement for checking a smart card
    38.
    发明授权
    Method of and circuit arrangement for checking a smart card 失效
    用于检查智能卡的方法和电路布置

    公开(公告)号：US5436971A

    公开(公告)日：1995-07-25

    申请号：US345914

    申请日：1994-11-28

    申请人： Dirk Armbrust ,  Holger Brechtel ,  Volker Timm

    发明人： Dirk Armbrust ,  Holger Brechtel ,  Volker Timm

    IPC分类号： G06K19/07 ,  G06F21/22 ,  G06K19/073 ,  G07F7/08 ,  G07F7/10 ,  G07F7/12 ,  H04M17/00 ,  H04K1/00

    CPC分类号： G07F7/1008 ,  G06Q20/341 ,  G06Q20/343 ,  G06Q20/363 ,  G06Q20/3674 ,  G06Q20/3678 ,  G06Q20/409 ,  G06Q20/4093 ,  G07F17/0028 ,  G07F7/08 ,  G07F7/082 ,  G07F7/0866 ,  G07F7/12 ,  G07F7/125 ,  H04M17/00

    摘要： Prepaid smart cards which serve to procure services, for example from a public telephone, comprise a memory for value units which are debited in conformity with the service procured, i.e. are marked as having been consumed. The smart card comprises a test code circuit which generates reply data from a supplied test word in conformity with a secret algorithm. Upon use of the smart card it is thus checked whether a valid smart card is concerned. Fraud could be attempted by using a valid smart card and a test code circuit present therein in combination with a separate, manipulatable memory. In order to prevent this, the algorithm of the test code circuit is modified in dependence on the contents of the memory of the valid smart card, the smart card being checked by means of the test code circuit at least after the debiting of value units. Fraudulent use of an external memory is thus no longer possible.

    摘要翻译： 用于购买服务的预付费智能卡，例如从公共电话中，包括用于根据所采购的服务借记的价值单位的记录，即被标记为已被消费。 该智能卡包括一个测试代码电路，该测试代码电路根据一个秘密算法从所提供的测试字中产生应答数据。 在使用智能卡时，检查是否涉及有效的智能卡。 可以通过使用存在于其中的有效的智能卡和测试代码电路与单独的可操纵的存储器结合来尝试欺诈。 为了防止这种情况，根据有效智能卡的存储器的内容来修改测试代码电路的算法，智能卡至少在值单元的借记之后通过测试代码电路进行检查。 因此，外部存储器的欺诈性使用将不再可能。