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    Systems and methods for determining a vehicle is at an elevated risk for an animal collision
    43.
    发明授权
    Systems and methods for determining a vehicle is at an elevated risk for an animal collision 有权

    公开(公告)号：US10166916B2

    公开(公告)日：2019-01-01

    申请号：US14564960

    申请日：2014-12-09

    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

    Inventor： Michael Bernico ,  Milton Mowery ,  Tim G. Sanidas ,  Christopher Zimmer

    IPC: B60Q9/00 ,  G06Q40/08 ,  G08G1/01 ,  G08G1/0967

    Abstract: Methods and systems for analyzing environment data to determine whether a vehicle operator is at an elevated risk for an animal collision are provided. According to certain aspects, an insurance provider may assess elevated risk according to various factors and, if it is determined that the vehicle operator is at an elevated risk for an animal collision, the insurance provider may generate a warning and wirelessly communicate the warning to the vehicle operator. The factors analyzed may include past accident, driver characteristic, weather, calendar, time of day, animal, seasonal, and/or other information. The vehicle operator may be notified of the risk and optionally presented with tips to mitigate the risk. The vehicle operator may be notified of the risk by a mobile device and/or the vehicle, such as from a vehicle communication and control system. Animal collision avoidance functionality may be used to adjust insurance premiums, rates, or rewards.

    Implementation of a web-scale data fabric
    47.
    发明授权
    Implementation of a web-scale data fabric 有权
    实现网络规模数据结构

    公开(公告)号：US08930581B2

    公开(公告)日：2015-01-06

    申请号：US14201325

    申请日：2014-03-07

    Applicant: State Farm Mutual Automobile Insurance Company

    Inventor： Alex Anton ,  Tim G. Sanidas ,  Jeff Perschall ,  Michael Bernico ,  Michael K. Cook ,  Lynn Calvo ,  V. Rao Kanneganti

    IPC: G06F15/16 ,  H04L29/08 ,  G06F12/00

    CPC classification number: H04L67/1097 ,  G06F17/30073 ,  G06F17/30424 ,  G06F17/30566 ,  G06F17/3087 ,  G06Q40/08 ,  H04L29/06 ,  H04L29/08072 ,  H04L67/16

    Abstract: Methods and systems for processing business operations transactions and associated augmented customer data using a Web-Scale Data Fabric (WSDF). According to embodiments, a plurality of computer servers are configured for economical large scale computation and data storage with resilience despite underpinning commodity hardware failure and grow-shrink capacity changes of nodes and associated interconnectivity. The servers communicate with direct attached storage (DAS) and include a co-processor coupled for computation capacity. The servers can connect to an external computer network (ECN) for external client input and output, as well as other functionalities such as physical-to-virtual network connectivity mapping and maintaining resilient storage of data received from the ECN or computationally derived from the received data.

    Abstract translation: 使用Web-Scale数据结构（WSDF）处理业务操作事务和相关联的增强的客户数据的方法和系统。 根据实施例，多个计算机服务器被配置为经济地大规模计算和具有弹性的数据存储，尽管支撑了商品硬件故障，并且增加了节点的容量变化和相关联的互连性。 这些服务器与直接连接存储（DAS）进行通信，并包括一个联合处理器，用于计算能力。 服务器可以连接到用于外部客户端输入和输出的外部计算机网络（ECN），以及其他功能，例如物理到虚拟网络连接映射和维护从ECN接收的数据的弹性存储或从接收到的数据导出 数据。

    Systems And Methods Of Processing Insurance Data Using A Web-Scale Data Fabric
    48.
    发明申请
    Systems And Methods Of Processing Insurance Data Using A Web-Scale Data Fabric 审中-公开
    使用Web规模数据结构处理保险数据的系统和方法

    公开(公告)号：US20140278575A1

    公开(公告)日：2014-09-18

    申请号：US14201046

    申请日：2014-03-07

    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

    Inventor： Alex Anton ,  Tim G. Sanidas ,  Jeff Perschall ,  Michael Bernico ,  Michael K. Cook ,  Lynn Calvo ,  V. Rao Kanneganti

    IPC: G06Q40/08 ,  G06F17/30

    CPC classification number: H04L67/1097 ,  G06F16/113 ,  G06F16/245 ,  G06F16/256 ,  G06F16/9537 ,  G06Q40/08 ,  H04L29/06 ,  H04L29/08072 ,  H04L67/16 ,  H04L69/329

    Abstract: Methods and systems for processing data, such as insurance data, using a Web-Scale Data Fabric (WSDF). According to embodiments, a stream ingestion hardware component can ingest messages related to an actionable event and send data objects to an in-memory data store based on the messages. The in-memory data store can retrieve insurance policy information that may be applicable to the actionable event and store the insurance policy information in cache memory. A search-based application interfaces with the in-memory data store to search for and retrieve data associated with the insurance policy information, from which a user or administrator may process or otherwise access the information. The systems and methods can further initiate insurance claim processing as well as enrich the data using various techniques to enable real-time search.

    Abstract translation: 用于处理数据的方法和系统，例如使用Web-Scale数据结构（WSDF）的保险数据。 根据实施例，流摄取硬件组件可以摄取与可操作事件相关的消息，并且基于消息将数据对象发送到存储器内数据存储。 内存中数据存储可以检索可能适用于可操作事件的保险单信息，并将保险单信息存储在高速缓冲存储器中。 基于搜索的应用程序与存储器内数据存储区接口以搜索和检索与保险单信息相关联的数据，用户或管理员可从该保险信息信息处理或以其他方式访问该信息。 系统和方法可以进一步启动保险索赔处理，并使用各种技术丰富数据以实现实时搜索。

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