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公开(公告)号：US20170053245A1
公开(公告)日：2017-02-23
申请号：US15234786
申请日：2016-08-11
Applicant: The Toronto-Dominion Bank
Inventor： Christianne Moretti , James Zachary Pryor , Matthew Hamilton , Jonathan K. Barnett , Paul Mon-Wah Chan , Orin Del Vecchio , John Barbon , John Jong-Suk Lee
IPC: G06Q10/10
CPC classification number: H04L63/107 , G02B27/01 , G06F3/14 , G06Q10/103 , G06T19/006
Abstract: The present disclosure involves systems and computer implemented methods for generating a virtual or augmented reality-based oversight system of business processes at a location remote from where the business process is executed. In one example, system operations include identifying a process-based operation performed at a physical first location, where the operation is associated with a request for oversight from a remote second location. A current state of the operation at the first location is identified, and at least one input source at the first location is identified. A simulation of the current state of the operation at the first location incorporating input from the input source(s) is generated for presentation at the second location. An action performed at the first location in the current state of the operation is identified, and the second location is then transmitted a request to authorize the identified action.
Abstract translation: 本公开涉及用于在远离业务流程执行的位置生成虚拟或增强的基于现实的业务流程监督系统的系统和计算机实现的方法。 在一个示例中，系统操作包括识别在物理第一位置执行的基于过程的操作，其中操作与来自远程第二位置的监视请求相关联。 识别在第一位置处的操作的当前状态，并且识别在第一位置处的至少一个输入源。 生成包含来自输入源的输入的第一位置处的操作的当前状态的模拟以在第二位置处呈现。 识别在当前操作状态下在第一位置执行的动作，然后发送第二位置以授权所识别的动作的请求。
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公开(公告)号：US20160337261A1
公开(公告)日：2016-11-17
申请号：US15152296
申请日：2016-05-11
Applicant: The Toronto-Dominion Bank
Inventor： Paul Mon-Wah Chan , Christianne Moretti , Kevin Grant , Kevin Mari , Jonathan K. Barnett , Matthew Hamilton
IPC: H04L12/911 , H04L12/26 , H04L29/08
CPC classification number: H04L41/0896 , H04L43/0817
Abstract: The present disclosure relates to systems and computer-implemented methods for implementing a resource allocation and adjusting resource usage and spending based on information received from a plurality of network-connected devices. One example method is performed by identifying a master resource allocation associated with a plurality of connected devices and monitoring, at a device hub, resource usage information associated with at least one connected device. The device hub compares the monitored resource usage information associated with the at least one connected device to the master resource allocation for the plurality of connected devices, and, in response to the comparison, calculates at least one adjustment in operation for a particular connected device from the plurality of connected devices based on the monitored resource usage information. The device hub then transmits an instruction to perform the at least one calculated adjustment in operation to the particular connected device associated with the adjustment.
Abstract translation: 本公开涉及用于基于从多个网络连接设备接收的信息来实现资源分配和调整资源使用和支出的系统和计算机实现的方法。 通过识别与多个连接的设备相关联的主资源分配来执行一个示例性方法，并且在设备集线器处监视与至少一个连接的设备相关联的资源使用信息。 所述设备集线器将与所述至少一个连接的设备相关联的所监视的资源使用信息与所述多个连接设备的所述主资源分配进行比较，并且响应于所述比较，对于特定连接设备的操作中的至少一个调整 所述多个连接的设备基于所监视的资源使用信息。 然后，设备集线器发送指令以对与调整相关联的特定连接设备进行操作中的至少一个计算的调整。
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公开(公告)号：US20160012468A1
公开(公告)日：2016-01-14
申请号：US14796681
申请日：2015-07-10
Applicant: THE TORONTO-DOMINION BANK
Inventor： Lauren van Heerden , Orin Del Vecchio , Gunalan Nadarajah , Paul Mon-Wah Chan , Steve Robert Langham , Jonathan K. Barnett , Jakub Danielak , Roisin Fritz , John Jong Suk Lee , Rob Miller , Ashraf Metwalli
CPC classification number: G06Q30/0226 , G06Q20/387
Abstract: A method of effecting an incentive transaction involves a computer server receiving a notification message that identifies a financial transaction. The server is in communication with a database of incentive plans, each comprising a plan definition that defines an incentive transaction. Each plan is associated with plan participants by participant identifiers. Each participant identifier is uniquely associated with their plan participant. The notification message includes a product code and the participant identifier of one plan participant. The server identifies an incentive plan applicable to the financial transaction from a correlation with the participant identifier, determines an incentive amount from the product code and the incentive plan definition of the applicable incentive plan, and initiates the incentive transaction for the incentive amount with a first financial account associated with the one plan participant and with a second financial account associated with another of the plan participants of the applicable incentive plan.
Abstract translation: 实施激励交易的方法涉及计算机服务器接收识别金融交易的通知消息。 服务器与激励计划的数据库进行通信，每个都包含定义激励交易的计划定义。 每个计划都由参与者标识符与计划参与者相关联。 每个参与者标识符与其计划参与者唯一相关联。 通知消息包括产品代码和一个计划参与者的参与者标识符。 服务器根据与参与者标识符的相关性，确定适用于金融交易的激励计划，从产品代码确定激励金额和适用激励计划的激励计划定义，并以第一个方式启动激励金额激励交易 与一个计划参与者相关联的财务帐户，以及与适用激励计划的另一计划参与者相关联的第二个财务帐户。
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公开(公告)号：US11488153B2
公开(公告)日：2022-11-01
申请号：US15286625
申请日：2016-10-06
Applicant: The Toronto-Dominion Bank
Inventor： Roy D'Souza , Jonathan K. Barnett , Roisin F. Fritz , John Jong Suk Lee , Paul Mon-Wah Chan , Orin Del Vecchio
Abstract: A message processing server includes a message processor and a database of multi-layer tokens. Each token in the database includes a plurality of encrypted data layers. The first layer includes the second layer and a first pointer. The second layer includes a second pointer. The message processor is configured to receive a first authorization message including a first cryptographic key and a second value; decrypt the first layer of one of the tokens with the first key; validate the first pointer by receiving confirmation of the first pointer pointing to a database entry comprising the second value; receive a second authorization message including a second cryptographic key and a third value; decrypt the second layer of the token with the second key; and validate the second pointer by receiving confirmation of the second pointer pointing to a database entry comprising a maximum data value not less than the third value.
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公开(公告)号：US11430077B2
公开(公告)日：2022-08-30
申请号：US16275227
申请日：2019-02-13
Applicant: The Toronto-Dominion Bank
Inventor： Patrick Gibbon , James Zachary Pryor , Jonathan K. Barnett , Roy D'Souza , William Stewart James Law , Christopher Arthur Holland McAlpine , Ethan Christopher McAlpine , Maria Verna , Patrick Robert Goralski , Cathleen Ruth Carrel , Rohan Anand , Christy Ann Dyba , Dheeraj Jagtiani , Ali Hafezi , Ashkan Alavi-Harati
IPC: G06Q50/16 , H04L51/04 , G06F16/27 , G06F3/0484
Abstract: A system and method are provided for searching and monitoring assets available for acquisition. The method includes receiving a first signal including data associated with an acquiring entity, receiving a second signal including search data generated by the acquiring entity when interacting with at least one electronic listing service comprising searchable data associated with a plurality of assets available for acquisition, storing user profile data for the acquiring entity, the user profile data comprising at least a portion of the data associated with the acquiring entity, and at least a portion of the search data. The method also includes using the user profile data to search or monitor assets listed in the at least one electronic listing service to generate a result list of matched assets and sending a third signal including an electronic notification related to the result list, to a device associated with the acquiring entity.
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Patent Agency Ranking
公开(公告)号：US11144898B2
公开(公告)日：2021-10-12
申请号：US16847937
申请日：2020-04-14
Applicant: The Toronto-Dominion Bank
Inventor： Kevin Ricardo Mari , Evan Zachary Cohen , Jonathan K. Barnett , John Jong Suk Lee , Paul Mon-Wah Chan , Orin Del Vecchio
Abstract: An event monitoring processor includes a processor and at least one memory. The memory stores a database of cohort definitions. Each cohort definition defines a respective cohort. The processor is configured to receive particulars of a member event initiated by a member of one of the cohorts, generate an additional cohort definition from the particulars of the member event, and save the additional cohort definition in the cohort definitions database. The processor is also configured to receive member data associated with the cohort member, select one of the cohorts in the cohort definitions database from a correlation between the member data and the cohort definitions, and save in a cohort member database a member record that identifies a correlation between the member event and an event defined in the selected one cohort.
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公开(公告)号：US20190334805A1
公开(公告)日：2019-10-31
申请号：US16506660
申请日：2019-07-09
Applicant: The Toronto-Dominion Bank
Inventor： Evan Cohen , Kevin Mari , Matthew Hamilton , Jonathan K. Barnett , Paul Mon-Wah Chan , John Jong-Suk Lee
Abstract: The present disclosure involves systems and computer implemented methods for implementing a resource allocation and adjusting resource usage and spending based on information received from a plurality of network-connected devices. One example method includes identifying a new connected device replacing an existing device associated with a resource allocation, the resource allocation defining an expected resource usage for a plurality of devices (including the existing device), obtaining historical resource usage information associated with the existing device, identifying the existing device's operational parameters, and determining an expected resource usage for the new connected device after replacement. A change in the expected resource usage in the resource allocation is calculated based on the obtained historical resource usage information associated with the existing device and the expected resource usage amount for the new connected device. The master resource allocation is then updated based on the calculated change.
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公开(公告)号：US10454943B2
公开(公告)日：2019-10-22
申请号：US15234786
申请日：2016-08-11
Applicant: The Toronto-Dominion Bank
Inventor： Christianne Moretti , James Zachary Pryor , Matthew Hamilton , Jonathan K. Barnett , Paul Mon-Wah Chan , Orin Del Vecchio , John Barbon , John Jong-Suk Lee
Abstract: The present disclosure involves systems and computer implemented methods for generating a virtual or augmented reality-based oversight system of business processes at a location remote from where the business process is executed. In one example, system operations include identifying a process-based operation performed at a physical first location, where the operation is associated with a request for oversight from a remote second location. A current state of the operation at the first location is identified, and at least one input source at the first location is identified. A simulation of the current state of the operation at the first location incorporating input from the input source(s) is generated for presentation at the second location. An action performed at the first location in the current state of the operation is identified, and the second location is then transmitted a request to authorize the identified action.
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公开(公告)号：US10367823B2
公开(公告)日：2019-07-30
申请号：US15297702
申请日：2016-10-19
Applicant: The Toronto-Dominion Bank
Inventor： Christianne Moretti , James Zachary Pryor , Matthew Hamilton , Jonathan K. Barnett , Paul Mon-Wah Chan , Orin Del Vecchio , John Barbon , John Jong-Suk Lee
Abstract: The present disclosure involves systems and computer implemented methods for generating a virtual or augmented reality-based oversight system of business processes at a location remote from where the business process is executed. In one example, system operations include identifying a process-based operation performed at a physical first location, where the operation is associated with a request for oversight from a remote second location. A current state of the operation at the first location is identified, and at least one input source at the first location is identified. A simulation of the current state of the operation at the first location incorporating input from the input source(s) is generated for presentation at the second location. An action performed at the first location in the current state of the operation is identified, and the second location is then transmitted a request to authorize the identified action.
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公开(公告)号：US10355955B2
公开(公告)日：2019-07-16
申请号：US15152286
申请日：2016-05-11
Applicant: The Toronto-Dominion Bank
Inventor： Evan Cohen , Kevin Mari , Matthew Hamilton , Jonathan K. Barnett , Paul Mon-Wah Chan , John Jong-Suk Lee
Abstract: The present disclosure involves systems and computer implemented methods for implementing a resource allocation and adjusting resource usage and spending based on information received from a plurality of network-connected devices. One example method includes identifying a new connected device replacing an existing device associated with a resource allocation, the resource allocation defining an expected resource usage for a plurality of devices (including the existing device), obtaining historical resource usage information associated with the existing device, identifying the existing device's operational parameters, and determining an expected resource usage for the new connected device after replacement. A change in the expected resource usage in the resource allocation is calculated based on the obtained historical resource usage information associated with the existing device and the expected resource usage amount for the new connected device. The master resource allocation is then updated based on the calculated change.
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