System, Method, And Device for Uploading Data from Premises to Remote Computing Environments

    公开(公告)号:US20240028581A1

    公开(公告)日:2024-01-25

    申请号:US17813804

    申请日:2022-07-20

    IPC分类号: G06F16/23 G06F16/21

    摘要: A device, method and system for loading data into a remote computing environment is disclosed. The method includes receiving a request to load a new data set into a remote computing environment, the new data set impacting a data set stored thereon. The method includes identifying one or more changes to a current representation of the data set within the new data set, the one or more changes replacing information in the current representation. The method includes transmitting the identified one or more changes to a data store persisting the current representation. The method includes transmitting the replaced information to a data store persisting a previous representation of the data set. The method includes transmitting other information in the new data set that is determined to be invalid data to a data store persisting an invalid data set associated with the data set.

    Systems and methods for providing product recommendations

    公开(公告)号:US11880875B2

    公开(公告)日:2024-01-23

    申请号:US17220203

    申请日:2021-04-01

    摘要: A processor-implemented method is disclosed. The method includes: receiving input representing a request to connect a data record associated with a value transfer card with a first social networking account on a social networking platform, the request including authentication information for the first social networking account; transmitting, to a computing system associated with the social networking platform, a request to obtain social media data associated with the first social networking account; receiving, from the computing system associated with the social networking platform, the requested social media data; generating a personal preference profile based on the obtained social media data; obtaining, from computing systems associated with one or more third-party affiliate entities, product data for products that are exchangeable with stored value associated with the data record; and generating recommendations of product offers based on filtering the obtained product data using the personal preference profile.

    System and method for activating a physical token in augmented reality

    公开(公告)号:US11880822B2

    公开(公告)日:2024-01-23

    申请号:US17136257

    申请日:2020-12-29

    IPC分类号: G06Q20/34 G06Q20/32 G06T19/00

    摘要: A computer-implemented method allows initiating activation in augmented reality of an un-activated physical token. The method includes displaying an augmented reality version of an environment including the physical token. Displaying the augmented reality version of the environment includes capturing an image of a portion of the environment including the physical token; presenting a display of augmented reality corresponding to the portion of the environment by compositing the image of the portion of the environment with a graphical, interactive user interface control, the user interface control positioned in a defined position in augmented reality relative to the physical token. The method further includes, responsive to receipt of input corresponding to an interaction with the user interface control, initiating activation of the physical token. Related computer systems and computer-readable media are also disclosed.

    System and method for generating data transfer recommendations

    公开(公告)号:US11880811B2

    公开(公告)日:2024-01-23

    申请号:US17406720

    申请日:2021-08-19

    摘要: A server computer system comprises a communications module; a processor coupled with the communications module; and a memory coupled to the processor and storing processor-executable instructions which, when executed by the processor, configure the processor to analyze historical data transfers within one or more resource accounts to generate a data budget; receive a signal indicating a data transfer request; analyze the data transfer request and, based on the data budget, determine an affordability of the data transfer; responsive to determining that the data transfer is not affordable from one of the resource accounts, generate one or more recommendations to afford the data transfer; and send, via the communications module and to a computing device, a signal causing the computing device to display a notification that includes the one or more recommendations to afford the data transfer.

    Multi-channel messaging system
    45.
    发明授权

    公开(公告)号:US11876772B2

    公开(公告)日:2024-01-16

    申请号:US17177557

    申请日:2021-02-17

    摘要: A computer-implemented method is disclosed. The method includes: detecting a trigger condition associated with a data record based on monitoring data record operations in connection with the data record; in response to detecting the trigger condition, generating a first message object for the data record, the first message object being associated with at least one compatible access channel and one or more defined rules for evaluating the first message object prior to delivery of the first message object to a recipient entity; storing the first message object in a memory, the first message object being stored in association with a first set of one or more message objects for the data record, wherein the first set defines an order for the one or more message objects; detecting a data record operation via a first access channel; retrieving, from the memory, at least one message object of the first set that is associated with the first access channel; and causing the at least one message object to be delivered to the recipient entity via the first access channel.

    Expected transfer monitoring and notification

    公开(公告)号:US11869070B2

    公开(公告)日:2024-01-09

    申请号:US16585274

    申请日:2019-09-27

    IPC分类号: G06Q40/02 G06Q20/42

    CPC分类号: G06Q40/02 G06Q20/42

    摘要: In an aspect, a method performed at a server includes: receiving an electronic message indicating an expected transfer, the message indicating at least a quantity of resources associated with the expected transfer and a value date associated with the expected transfer; detecting a trigger condition associated with the expected transfer; in response to detecting the trigger condition associated with the expected transfer, determining whether a transfer associated with the expected transfer has been made; and in response to determining that the expected transfer has not been made, providing a notification to a client device associated with a recipient of the expected transfer.

    SYSTEMS AND METHODS OF OPTIMIZING MACHINE LEARNING MODELS FOR AUTOMATED ANOMALY DETECTION

    公开(公告)号:US20230419402A1

    公开(公告)日:2023-12-28

    申请号:US17847992

    申请日:2022-06-23

    IPC分类号: G06Q40/02 G06K9/62

    摘要: There is provided methods, systems and techniques for optimized anomaly prediction using machine learning. A data set is obtained which corresponds to a query for anomaly detection. Feature classification is performed along with anomaly labelling using an unsupervised clustering technique based on determining similar groups of data and behaviours and determining a distribution for a particular feature of interest in each cluster such as to apply a threshold to each cluster to extract the anomaly data and label same. Once the labelled dataset is generated, a tree classification model is trained based on the labelled data set for detecting anomaly. Once trained, a set of computing model rules may be extracted from the tree classification model to generate a rules executable for anomaly spotting to define combinations of feature characteristics resulting in outlier data so that the rules executable may be applied to new data.

    BLOCKCHAIN-BASED SECURITY TOKEN FOR KYC VERIFICATION

    公开(公告)号:US20230419309A1

    公开(公告)日:2023-12-28

    申请号:US17847568

    申请日:2022-06-23

    IPC分类号: G06Q20/38 G06Q20/36 G06Q20/40

    摘要: An example operation may include one or more of storing transaction content from transactions executed via one or more fiat payment accounts and one or more crypto accounts of a digital wallet of a user, identifying historical usage characteristics of the one or more fiat payment accounts and the one or more crypto accounts from the stored transaction content, creating a security token for the user and embedding the historical usage characteristics within a storage area of the security token, executing a blockchain consensus process among a plurality of blockchain peers of a blockchain network to verify the security token, and committing the security token to a blockchain ledger of the blockchain network in response to verification of the security token.

    API FOR INCREMENTAL AND PERIODIC CRYPTO ASSET TRANSFER

    公开(公告)号:US20230419302A1

    公开(公告)日:2023-12-28

    申请号:US17847627

    申请日:2022-06-23

    IPC分类号: G06Q20/36 G06F9/54

    摘要: An example operation may include one or more of storing transaction content from transactions executed via one or more fiat payment accounts and one or more crypto accounts of a digital wallet of a user, and determining, via execution of a machine learning model on the stored transaction content, a recurring expense value of the user and a next point in time in which the recurring expense value, dividing the recurring expense value into a plurality of sub-values; generating a plurality of transactions which transfer the plurality of sub-values from a fiat payment account to a crypto account from among the one or more crypto accounts and store the plurality of transactions within a queue, initiating a plurality of time-to-live jobs for the plurality of transactions, respectively, wherein the plurality of time-to-live jobs comprise a plurality of different respective expiration times that are staggered such that the plurality of time-to live jobs expire in incremental intervals from a current time to the next point in time in which the recurring expense value is due and executing the plurality of transactions at the plurality of different expiration times to incrementally transfer the plurality of sub-values from the fiat account to a crypt account via an application programming interface (API).