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51.发明授权公开(公告)号：US12112283B1
公开(公告)日：2024-10-08
申请号：US16544498
申请日：2019-08-19
Inventor： Aaron Williams , Ryan Michael Gross , Joseph Robert Brannan
IPC: G06Q10/047 , G01C21/34 , G06Q10/0631 , G06Q10/0639 , G06Q50/30 , G06Q50/40
CPC classification number: G06Q10/047 , G01C21/3438 , G01C21/3453 , G06Q10/06316 , G06Q10/0639 , G06Q50/40
Abstract: A vehicle routing system includes a vehicle routing and analytics (VRA) computing device, one or more databases, and one or more vehicles communicatively coupled to the VRA computing device. The VRA computing device is configured to generate an optimal route for a vehicle to travel that maximizes potential revenue for operation of the vehicle, the optimal route including a schedule of a plurality of tasks, and generate analytics associated with operation of the vehicle. The VRA computing device is further configured to provide a management hub software application accessible by vehicle users associated with vehicles, tasks sources, and other users.
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公开(公告)号：US20240062262A1
公开(公告)日：2024-02-22
申请号：US17962803
申请日：2022-10-10
Inventor： Ryan Michael Gross , M Eric Riley, SR. , Jody Ann Thoele , Jordan Jeffers , Shawn Renee Harbaugh , Rick Lovings , Joann C. Yant , Jenny L. Jacobs
CPC classification number: G06Q30/0615 , H04L9/50
Abstract: Systems and methods are described for facilitating a zero-trust index mutual aid on a distributed ledger. The method may include: (1) receiving weather data at the distributed ledger; (2) detecting, based at least upon the weather data, that a trigger for a parametric event is met for a first subset of a plurality of users; (3) retrieving, responsive to the detecting, payment from a second subset of the plurality of users in accordance with a smart contract stored on the distributed ledger; (4) allocating the payment from the second subset of the plurality of users into respective allocated payments in accordance with the smart contract; and (5) causing the first subset of the plurality of users to receive the respective allocated payments in accordance with the smart contract.
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公开(公告)号：US11841234B1
公开(公告)日：2023-12-12
申请号：US16780451
申请日：2020-02-03
Inventor： Ryan Michael Gross , Joseph Robert Brannan , Brian N. Harvey
CPC classification number: G01C21/3484 , G01C21/3446 , G01C21/3492 , G01C21/3688 , G06N5/04 , G06N20/00
Abstract: A user analytics computing device for processing vehicle-based telematics data and generating user offerings responsive to the vehicle-based telematics data includes at least one processor in communication with a memory device. The processor is programmed to: (i) receive, from a vehicle computing device, telematics data associated with a plurality of trips taken by a first driver using a first vehicle, (ii) generate a driver profile of the first driver based at least in part upon the telematics data, (iii) access, from the memory device, contextual data associated with an environment in which the first vehicle travelled during the plurality of trips, (iv) synthesize the driver profile and the contextual data to generate a contextualized driver profile, (v) based upon the contextualized driver profile, generate a user offering to influence the driver profile, and (vi) transmit the user offering to a user computing device associated with the first driver.
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54.发明公开公开(公告)号：US20230316418A1
公开(公告)日：2023-10-05
申请号：US18331760
申请日：2023-06-08
Inventor： Ryan Michael Gross , Joseph Robert Brannan , Brian N. Harvey
IPC: G06Q40/08 , G10L15/18 , G06Q30/0282 , G07C5/00 , G06Q40/02 , G06Q30/0201 , G07C5/08
CPC classification number: G06Q40/08 , G10L15/1822 , G06Q30/0282 , G07C5/008 , G06Q40/02 , G06Q30/0206 , G07C5/085 , G07C5/0808
Abstract: A personalized insurance (“PI”) computing device for determining an optimal insurance product for a driver operating a vehicle for a transportation network company (“TNC”) during a period of increased demand includes at least one processor in communication with at least one memory. The processor is configured to: (i) receive, from a TNC, data indicating increased demand for transportation services, (ii) retrieve driver data that includes the driver history, (iii) generate an optimal pricing model for the driver based upon the increased demand and the driver data, (iv) execute the model to determine an optimal insurance product having characteristics reflecting at least one risk factor associated with the increased demand for transportation services and a risk profile determined from analyzing the driver data, and (v) transmit an offer to the driver to provide transportation services at an increased earnings rate and with the determined optimal insurance product.
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55.发明申请公开(公告)号：US20230062293A1
公开(公告)日：2023-03-02
申请号：US18045052
申请日：2022-10-07
Inventor： Aaron Williams , Ryan Michael Gross , Joseph Robert Brannan
Abstract: A vehicle routing system includes a vehicle routing and analytics (VRA) computing device, one or more databases, and one or more vehicles communicatively coupled to the VRA computing device. The VRA computing device is configured to generate an optimal route for a vehicle to travel that maximizes potential revenue for operation of the vehicle, the optimal route including a schedule of a plurality of tasks, and generate analytics associated with operation of the vehicle. The VRA computing device is further configured to provide a management hub software application accessible by vehicle users associated with vehicles, tasks sources, and other users.
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Patent Agency Ranking
56.发明申请公开(公告)号：US20220404162A1
公开(公告)日：2022-12-22
申请号：US17895804
申请日：2022-08-25
Inventor： Aaron Williams , Ryan Michael Gross , Joseph Robert Brannan
Abstract: A vehicle routing system includes a vehicle routing and analytics (VRA) computing device, one or more databases, and one or more vehicles communicatively coupled to the VRA computing device. The VRA computing device is configured to generate an optimal route for a vehicle to travel that maximizes potential revenue for operation of the vehicle, the optimal route including a schedule of a plurality of tasks, and generate analytics associated with operation of the vehicle. The VRA computing device is further configured to provide a management hub software application accessible by vehicle users associated with vehicles, tasks sources, and other users.
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57.发明授权公开(公告)号：US11493345B1
公开(公告)日：2022-11-08
申请号：US16544559
申请日：2019-08-19
Inventor： Aaron Williams , Ryan Michael Gross , Joseph Robert Brannan
Abstract: A vehicle routing system includes a vehicle routing and analytics (VRA) computing device, one or more databases, and one or more vehicles communicatively coupled to the VRA computing device. The VRA computing device is configured to generate an optimal route for a vehicle to travel that maximizes potential revenue for operation of the vehicle, the optimal route including a schedule of a plurality of tasks, and generate analytics associated with operation of the vehicle. The VRA computing device is further configured to provide a management hub software application accessible by vehicle users associated with vehicles, tasks sources, and other users.
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58.发明授权公开(公告)号：US11466998B1
公开(公告)日：2022-10-11
申请号：US16544324
申请日：2019-08-19
Inventor： Aaron Williams , Ryan Michael Gross , Joseph Robert Brannan
Abstract: A vehicle routing system includes a vehicle routing and analytics (VRA) computing device, one or more databases, and one or more vehicles communicatively coupled to the VRA computing device. The VRA computing device is configured to generate an optimal route for a vehicle to travel that maximizes potential revenue for operation of the vehicle, the optimal route including a schedule of a plurality of tasks, and generate analytics associated with operation of the vehicle. The VRA computing device is further configured to provide a management hub software application accessible by vehicle users associated with vehicles, tasks sources, and other users.
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59.发明授权公开(公告)号：US11466997B1
公开(公告)日：2022-10-11
申请号：US16544078
申请日：2019-08-19
Inventor： Aaron Williams , Ryan Michael Gross , Joseph Robert Brannan
Abstract: A vehicle routing system includes a vehicle routing and analytics (VRA) computing device, one or more databases, and one or more vehicles communicatively coupled to the VRA computing device. The VRA computing device is configured to generate an optimal route for a vehicle to travel that maximizes potential revenue for operation of the vehicle, the optimal route including a schedule of a plurality of tasks, and generate analytics associated with operation of the vehicle. The VRA computing device is further configured to provide a management hub software application accessible by vehicle users associated with vehicles, tasks sources, and other users.
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公开(公告)号：US20220036466A1
公开(公告)日：2022-02-03
申请号：US16677340
申请日：2019-11-07
Inventor： Brian N. Harvey , Ryan Michael Gross , Matthew Eric Riley, SR. , J. Lynn Wilson , Joseph Robert Brannan
Abstract: An analytics computing device is disclosed that includes a processor in communication with at least one memory device. The processor is configured to receive dynamic data corresponding to activity of a user, and including telematics data generated by a user device associated with the user. The processor is also configured to generate a plurality of analytics values based upon the dynamic data by applying at least one artificial intelligence (AI) model to the dynamic data, and generate an analytics vector for the user. The analytics vector includes the plurality of analytics values. The processor is further configured to use the analytics vector and at least one rule set of a plurality of rule sets to calculate at least one price for a usage-based insurance (UBI) policy of the user.
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