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公开(公告)号：US20240020624A1
公开(公告)日：2024-01-18
申请号：US17900684
申请日：2022-08-31
Inventor： Aaron Williams , Joseph Robert Brannan , John Donovan , Brian N. Harvey
CPC classification number: G06Q10/0833 , H04L9/3213 , H04L9/50
Abstract: The present systems and method relate generally to using non-fungible tokens (NFTs) to track shipping items. In some embodiments, identification information of a shipping item is obtained. An NFT may then be minted representing ownership of the shipping item. An indication that a receiving party has received the shipping item may then trigger transfer of the NFT to the receiving party to indicate that the receiving party possesses the shipping item.
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公开(公告)号：US11815864B2
公开(公告)日：2023-11-14
申请号：US18094731
申请日：2023-01-09
Inventor： Jackie O. Jordan, II , John Donovan , David Turrentine , Torri Wollenschlager , Bryan R. Nussbaum , Deanna Stockweather , Jeffrey W. Stoiber , Kerstin Markwardt , Gail L Carlson , Kyle C. Schiebel , Troy Winslow , Joseph P. Harr , Ellakate Wagner , Michael Harris, Jr. , Jennylind Sun
IPC: G06Q30/018 , G06Q50/16 , G06Q30/01 , G06V40/16 , G06Q40/08 , G06Q10/20 , G05B15/02 , H04L12/28 , G01C21/20 , H04W4/024 , G08B13/22 , G08B21/04 , G08B21/18 , H04W4/02 , H04N23/661 , G08B7/06 , G08B17/10 , H04L67/12 , G08B1/02 , G08B21/02 , H04W4/90
CPC classification number: G05B15/02 , G01C21/20 , G06Q10/20 , G06Q30/01 , G06Q30/018 , G06Q40/08 , G06Q50/163 , G06V40/172 , G08B1/02 , G08B7/062 , G08B7/066 , G08B13/22 , G08B17/10 , G08B21/043 , G08B21/0446 , G08B21/0461 , G08B21/182 , G08B21/185 , H04L12/283 , H04L12/2818 , H04L12/2825 , H04L67/12 , H04N23/661 , H04W4/02 , H04W4/024 , G08B21/0453 , H04W4/90
Abstract: Methods and systems that manage building code compliance are provided. A smart or interconnected home may be populated with multiple smart or other devices that are in wired or wireless communication with a central controller. The smart devices may be covered by an insurance policy, such as a homeowners, renters, or personal articles insurance policy. The controller may receive building code compliance information associated with the smart devices, and may update an inventory list to include the building code compliance information. The controller may detect that one or more devices do not comply with building code requirements. The controller may transmit a notification to a customer about possible corrective actions to remedy non-compliant conditions and to facilitate building code compliance. The smart devices may be associated with appliances, electronics, wiring, pipes, ducts, or other equipment or personal belongings. Insurance discounts may be provided based upon the building code compliance functionality.
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公开(公告)号：US20230360141A1
公开(公告)日：2023-11-09
申请号：US18221517
申请日：2023-07-13
Inventor： Ronny S. Bryant , Shawn M. Call , Daryoush Hakimi-Boushehri , John H. Weekes , Jennifer Criswell , Todd Binion , Jackie O. Jordan, II , Elisabeth McDermeit , John Donovan
IPC: G06Q40/08 , G06Q50/16 , G05B15/02 , G06Q10/10 , G16Y10/50 , E03B7/07 , H04L12/28 , G08B21/20 , G06Q30/02
CPC classification number: G06Q40/08 , G06Q50/16 , G05B15/02 , G06Q10/10 , G16Y10/50 , E03B7/071 , H04L12/2823 , H04L12/2827 , G06Q50/163 , G08B21/20 , G06Q30/0278 , G05B2219/163 , G16Y40/10
Abstract: Methods and systems for homeowner-directed risk mitigation for damage to a property associated with insurance-related events are provided. A smart home controller may analyze data received from a plurality of smart devices disposed on, or proximate to, a property as well as data received from an insurance provider. If it is determined that an actual or potential risk of property damage exists, the smart home controller may transmit an alert to a homeowner detailing the risk. The homeowner may respond to the alert by transmitting an instruction to mitigate or prevent damage associated with the risk back to the smart home controller. Subsequently, the smart home controller may transmit information about the actual or potential risks and any homeowner-directed mitigative actions to an insurance provider. The insurance provider may interpret the transmitted data and perform insurance activities, such as providing discounts and adjusting an insurance policy associated with the property.
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公开(公告)号：US20230298106A1
公开(公告)日：2023-09-21
申请号：US18134915
申请日：2023-04-14
Inventor： Daryoush Hakimi-Boushehri , Jackie O. Jordan, II , Shawn M. Call , John H. Weekes , Ronny S. Bryant , Jennifer Criswell Kellett , Todd Binion , Elisabeth McDermeit , John Donovan
IPC: G06Q40/08
CPC classification number: G06Q40/08
Abstract: Methods and systems for predictively generating an insurance claim in response to detecting an imminent insurance-related event are provided. According to certain aspects, a smart home controller or insurance provider remote processor may store a first set of data received from smart devices disposed on, or proximate to, a property. This data may be analyzed to detect that an insurance-related event is imminent and calculate a likelihood that a property owner will file an insurance claim in response to damage caused by the imminent insurance-related event. If there is a sufficient likelihood that an insurance claim will be filed, the smart home controller or remote processor may store a second set of data received from the smart devices. Subsequently, according to certain aspects, the second set of data may be analyzed to prepopulate an automatically generated insurance claim with information detailing damage to the property caused by the insurance-related event.
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公开(公告)号：US20230251610A1
公开(公告)日：2023-08-10
申请号：US18134756
申请日：2023-04-14
Inventor： Jackie O. Jordan, II , John Donovan , David Turrentine , Torri Wollenschlager , Bryan R. Nussbaum , Deanna Stockweather , Jeffrey W. Stoiber , Kerstin Markwardt , Gail L. Carlson , Kyle C. Schiebel , Troy Winslow , Joseph P. Harr , Ellakate Wagner , Michael Harris, JR. , Jennylind Sun
CPC classification number: G05B15/02 , G06Q40/08 , H04L12/2818
Abstract: The present embodiments relate to managing the operation of devices within a home or other property based upon electrical usage data. With customer knowledge or consent, a home controller may retrieve and analyze electrical usage data corresponding to a device, such as by comparing it to certain threshold data. If the analysis results in a trigger condition, the controller may generate a command, and transmit the command to the device for implementation, allowing modification of device operation to address any issues indicated in the electrical usage data. In some implementations, the controller may notify a home owner/occupant. As a result, faulty devices may be managed prior to their faults causing damage to the device and/or the property, and/or property owners may be timely prompted to investigate, repair, and/or replace a failing device. Insurance discounts may be provided based upon the risk mitigation/prevention functionality.
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Patent Agency Ranking
公开(公告)号：US20220215732A1
公开(公告)日：2022-07-07
申请号：US17701316
申请日：2022-03-22
Inventor： Jackie O. Jordan, II , John Donovan , David Turrentine , Torri Wollenschlager , Bryan R. Nussbaum , Deanna L. Stockweather , Jeffrey W. Stoiber , Kerstin Markwardt , Gail L. Carlson , Kyle C. Schiebel , Troy Winslow , Joseph P. Harr , Ellakate Wagner , Michael Harris, JR. , Jennylind Sun
Abstract: The present embodiments relate to detecting instances of individuals being in peril within an independent or assisted living environment. According to certain aspects, with an individual's permission or affirmative consent, a hardware controller (such as a smart or interconnected home controller, or even a mobile device) may receive and analyze sensor data detected within the independent or assisted living environment to determine whether an individual may be in peril. In this circumstance, the hardware controller may generate a notification that indicates the situation and may communicate the notification to a proper individual, such as a family member or care giver, who may be in a position to mitigate or alleviate any risks posed by the situation. The foregoing functionality also may be used by an insurance provider to generate, update, or adjust insurance policies, premiums, rates, or discounts, and/or make recommendations to an insured individual.
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公开(公告)号：US11334040B2
公开(公告)日：2022-05-17
申请号：US17170659
申请日：2021-02-08
Inventor： Jackie O. Jordan, II , John Donovan , David Turrentine , Torri Wollenschlager , Bryan R. Nussbaum , Deanna Stockweather , Jeffrey W. Stoiber , Kerstin Markwardt , Gail L. Carlson , Kyle C. Schiebel , Troy Winslow , Joseph P. Harr , Ellakate Wagner , Michael Harris, Jr. , Jennylind Sun
IPC: G06Q40/00 , G05B15/02 , H04L12/28 , G01C21/20 , H04W4/024 , G08B13/22 , G06Q30/00 , G06Q50/16 , G08B21/02 , G08B21/04 , G08B21/18 , H04W4/02 , G06V40/16 , G08B7/06 , G06Q40/08 , G08B17/10 , H04L67/12 , G06Q10/00 , H04N5/232 , H04W4/90
Abstract: Methods and systems for generating a response to detecting a fire on a property are provided. In certain aspects, a smart home controller (or other smart controller) may analyze data received from smart devices disposed on, within, or proximate to a property. If it is determined that a fire is present on the premises of the property, the smart home controller may determine a location of the fire as compared to the smart devices. The smart home controller may then generate and transmit instructions causing a portion of the smart devices to perform a set of actions to mitigate risks associated with the presence of the fire on the property. The smart home controller may also compare the location of the fire with a location of an occupant, and generate an escape route for the occupant. Insurance policies, premiums, or discounts may be adjusted based upon the fire response/mitigation functionality.
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公开(公告)号：US11074659B1
公开(公告)日：2021-07-27
申请号：US16791194
申请日：2020-02-14
Inventor： Daryoush Hakimi-Boushehri , Jackie O. Jordan, II , Shawn M. Call , John H. Weekes , Ronny S. Bryant , Jennifer Criswell Kellett , Todd Binion , Elisabeth McDermeit , John Donovan
Abstract: Methods and systems for determining a cause of loss to a property for damage associated with an insurance-related event based upon data received from a second property. A smart home (or other building) controller and/or an insurance provider remote processor may generate a time sequence of events for damage associated with an insure-related event. The smart home controller or remote processor may also receive a time-sequence of events generated by a smart home controller associated with a second property. The smart home controller or remote processor may compare the two time-sequences of events to determine causes of loss associated with damage to the property. The compared data may be further used to assign a portion of the overall damage to each cause of loss. Subsequently, the smart home controller or remote processor may automatically generate an insurance claim for damage to the property associated with the insurance-related event.
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公开(公告)号：US11042137B1
公开(公告)日：2021-06-22
申请号：US16678899
申请日：2019-11-08
Inventor： Shawn M. Call , Daryoush Hakimi-Boushehri , John H. Weekes , Ronny S. Bryant , Jennifer Criswell , Todd Binion , Jackie O. Jordan, II , Elisabeth McDermeit , John Donovan
Abstract: Methods and systems for managing the operation of devices within a property, and processing insurance policies associated therewith. A property is populated with a plurality of smart devices, smart appliances, and/or other devices that are connected to, and/or in wired or wireless communication with a central controller, such as a smart home controller or insurance provider remote processor, whereby the plurality of devices and/or property are covered by an insurance policy. The central controller may collect sensor data from the plurality of devices and/or determine whether the property is occupied or not. The central controller may also identify a desired operating state of a device, generate a command according to the desired operating state, and/or transmit the command the device to facilitate prevention or reduction of risk or damage to the property. The central controller may also generate and/or process insurance claims associated with damage to the devices and/or property.
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公开(公告)号：US20210158671A1
公开(公告)日：2021-05-27
申请号：US17170659
申请日：2021-02-08
Inventor： Jackie O. Jordan, II , John Donovan , David Turrentine , Torri Wollenschlager , Bryan R. Nussbaum , Deanna Stockweather , Jeffrey W. Stoiber , Kerstin Markwardt , Gail L. Carlson , Kyle C. Schiebel , Troy Winslow , Joseph P. Harr , Ellakate Wagner , Michael Harris, JR. , Jennylind Sun
Abstract: Methods and systems for generating a response to detecting a fire on a property are provided. In certain aspects, a smart home controller (or other smart controller) may analyze data received from smart devices disposed on, within, or proximate to a property. If it is determined that a fire is present on the premises of the property, the smart home controller may determine a location of the fire as compared to the smart devices. The smart home controller may then generate and transmit instructions causing a portion of the smart devices to perform a set of actions to mitigate risks associated with the presence of the fire on the property. The smart home controller may also compare the location of the fire with a location of an occupant, and generate an escape route for the occupant. Insurance policies, premiums, or discounts may be adjusted based upon the fire response/mitigation functionality.
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