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    Systems and methods for hybrid energy harvesting for transaction cards
    61.
    发明授权
    Systems and methods for hybrid energy harvesting for transaction cards 有权

    公开(公告)号：US10601232B1

    公开(公告)日：2020-03-24

    申请号：US16201372

    申请日：2018-11-27

    Applicant: CAPITAL ONE SERVICES, LLC

    Inventor： David Wurmfeld ,  Tyler Locke

    IPC: G06K19/07 ,  H02J7/00 ,  H02J50/12 ,  H02J50/10 ,  H02J7/02 ,  H02J7/34

    Abstract: Systems and methods for hybrid energy harvesting for transaction cards are disclosed. Embodiments include a transaction card comprising a data storage device configured to supply account information to a transaction card terminal, a primary rechargeable power source to allow recharging and further to receive charging energy from the transaction card terminal during a transaction using the card, a secondary rechargeable power source configured to receive energy from the first rechargeable power source, and a power controller configured to control a flow of energy between the first and second rechargeable power sources.

    Systems and methods for providing automatic teller machine security
    62.
    发明授权
    Systems and methods for providing automatic teller machine security 有权

    公开(公告)号：US10580264B1

    公开(公告)日：2020-03-03

    申请号：US16058990

    申请日：2018-08-08

    Applicant: Capital One Services, LLC

    Inventor： Robert Smith ,  David Wurmfeld ,  Steve Faletti ,  Lisa Whitsitt ,  Janak Dadhaniya

    IPC: G07F19/00 ,  G02F1/13

    Abstract: Computer implemented systems and methods are provided for an automatic teller machine. In some embodiments, an automatic teller machine may comprise a display, a physical barrier configured to intersect a line of sight from a location adjacent the automatic teller machine to the display, one or more memory devices storing instructions, and one or more processors. The one or more processors may be configured to determine that a user is operating the automatic teller machine. The one or more processors may be further configured to alter a degree of opacity of the physical barrier, based on the determining.

    DYNAMIC TRANSACTION CARD ANTENNA MOUNTING
    64.
    发明申请
    DYNAMIC TRANSACTION CARD ANTENNA MOUNTING 审中-公开

    公开(公告)号：US20200005111A1

    公开(公告)日：2020-01-02

    申请号：US16568900

    申请日：2019-09-12

    Applicant: Capital One Services, LLC

    Inventor： David Wurmfeld ,  Tyler Locke ,  Theodore Markson ,  Adam Koeppel

    IPC: G06K19/077 ,  G06K19/02

    Abstract: A dynamic transaction card that includes a transaction card having a number of layers, each of which may be interconnected to one another. For example, a dynamic transaction card may include an outer protective layer, a core layer, a potting layer, a touch sensor layer, a display layer (including, for example, LEDs, a dot matrix display, and the like), a microcontroller storing firmware, Java applets, Java applet integration, and the like, an EMV™ chip, an energy storage component, one or more antennas (e.g., Bluetooth™ antenna, NFC antenna, and the like), a power management component, a flexible printed circuit board (PCB), a chassis, and/or a card backing layer, which may include a back protective layer. The antennas may be mounted on the protective layers, which may be laminated to the core layer, and connected to the core layer onto a printed circuit board (PCB) using conductive epoxies.

    Dynamic transaction card with EMV interface and method of manufacturing
    66.
    发明授权
    Dynamic transaction card with EMV interface and method of manufacturing 有权

    公开(公告)号：US10410461B2

    公开(公告)日：2019-09-10

    申请号：US15894993

    申请日：2018-02-13

    Applicant: Capital One Services, LLC

    Inventor： David Wurmfeld ,  Tyler Locke ,  Adam Koeppel

    IPC: G07F7/10 ,  G06K19/077 ,  G06Q20/34

    Abstract: A dynamic transaction card with EuroPay-Mastercard-Visa (“EMV”) technology that includes an EMV interface connecting EMV contacts and an EMV processor to enable a multifunctional dynamic transaction card. A method of manufacturing a dynamic transaction card with an EMV interface connecting EMV contacts and an EMV processor. A dynamic transaction card with an EMV interface may be manufactured using a separate printed circuit board (PCB) layout with EMV contact patterns placed into the top surface of a molding to create the dynamic transaction card. The edges of the EMV contact patterns would be incorporated through holes, which are trimmed to scallops, to allow for surface mounting. The EMV interface may then include a connection between the EMV contact patterns and the EMV microprocessor such that the EMV microprocessor does not have to be placed directly beneath the EMV contact patterns.

    System, method, and apparatus for wireless charging
    68.
    发明授权
    System, method, and apparatus for wireless charging 有权

    公开(公告)号：US10312749B2

    公开(公告)日：2019-06-04

    申请号：US16142675

    申请日：2018-09-26

    Applicant: Capital One Services, LLC

    Inventor： Adam Koeppel ,  Tyler Locke ,  David Wurmfeld

    IPC: H02J50/80 ,  H04B5/00 ,  H04W4/80 ,  H04W76/10 ,  G06F9/54 ,  G06K19/07 ,  H02J7/02 ,  H04W8/00 ,  H02J50/10 ,  G06K19/04

    Abstract: Using inductive currents to wirelessly charge a device via a device connected to a power source. This inductive charging may result when a first mobile device recognizes a second mobile device via a wireless connection (e.g., Bluetooth, Bluetooth Low Energy (BLE), Near-Field Communication (NFC), or the like). An application stored on the first mobile device may recognize a second mobile device by transmitting an advertising packet when the first mobile device is connected to a power source. An advertising packet may be received by the second mobile device and the second mobile device may transmit a response to the advertising packet in order to generate a connection between the first and second mobile devices. The response may include data such as, connection strength, response time, connection preferences, and the like. Upon detection and connection, the second mobile device may be wirelessly charged by the first device via inductive charging.

    System and methods for secure firmware validation
    69.
    发明授权
    System and methods for secure firmware validation 有权

    公开(公告)号：US10089471B2

    公开(公告)日：2018-10-02

    申请号：US15392002

    申请日：2016-12-28

    Applicant: Capital One Services, LLC.

    Inventor： James Zarakas ,  David Wurmfeld ,  Brennon York ,  Tyler Locke

    IPC: G06F21/57 ,  G06F8/654 ,  G06F21/72 ,  G06F21/77 ,  G06F8/65 ,  G06F9/4401 ,  G06K19/07 ,  H04L29/06

    Abstract: An electronic device, such as a dynamic transaction card having an EMV chip, that acts as a TPM having a memory, an applet, and a cryptographic coprocessor performs secure firmware and/or software updates, and performs firmware and/or software validation for firmware and/or software that is stored on the electronic device. Validation may compare a calculated checksum with a checksum stored in EMV chip memory. If a checksum calculated for firmware and/or a software application matches a checksum stored in EMV chip memory of the transaction card, the transaction card may operate normally. If a checksum calculated for firmware and/or a software application does not match a checksum stored in EMV chip memory of the transaction card, the transaction card may freeze all capabilities, erase the memory of the transaction card, display data indicative of a fraudulent or inactive transaction card, and/or the like.

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