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71.发明授权公开(公告)号：US12187289B1
公开(公告)日：2025-01-07
申请号：US17191400
申请日：2021-03-03
Inventor： Joseph Robert Brannan , Brian N. Harvey , Darwin Gene Beachy , Matthew Eric Riley, Sr. , Benjamin Joel Tucker , Michael Aaron Myers , Ryan Michael Gross
Abstract: A data analytics computing device for generating refined risk models responsive to vehicle-based telematics data is configured to receive geolocation data and telematics data associated with a plurality of vehicles. The geolocation data is captured at a location sensor of a vehicle computing device and representative of a location of the vehicle, and the telematics data is captured at a plurality of sensors of at least one of the vehicle or the vehicle computing device and representative of movement of the vehicle. The plurality of vehicles is associated with a geographic area. The data analytics computing device is also configured to apply machine-learning techniques to the geolocation data and the telematics data to define standard driving behavior within the geographic area, and generate driving behavior risk models for the geographic area based upon the standard driving behavior.
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72.发明申请公开(公告)号：US20240420245A1
公开(公告)日：2024-12-19
申请号：US18816233
申请日：2024-08-27
Inventor： Ryan Michael Gross , Joseph Robert Brannan , Brian N. Harvey
IPC: G06Q40/08 , G06Q10/20 , G06Q20/10 , G06Q30/0201 , G06Q30/0207 , G06Q30/0282 , G06Q40/02 , G06Q50/40 , G07C5/00 , G07C5/08 , G10L15/18
Abstract: A personalized insurance (“PI”) computing device for determining an optimal insurance product for a driver operating a vehicle for a transportation network company (“TNC”) during a period of increased demand includes at least one processor in communication with at least one memory. The processor is configured to: (i) receive, from a TNC, data indicating increased demand for transportation services, (ii) retrieve driver data that includes the driver history, (iii) generate an optimal pricing model for the driver based upon the increased demand and the driver data, (iv) execute the model to determine an optimal insurance product having characteristics reflecting at least one risk factor associated with the increased demand for transportation services and a risk profile determined from analyzing the driver data, and (v) transmit an offer to the driver to provide transportation services at an increased earnings rate and with the determined optimal insurance product.
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公开(公告)号：US20240385684A1
公开(公告)日：2024-11-21
申请号：US18785875
申请日：2024-07-26
Inventor： Aaron Williams , Joseph Robert Brannan , John Donovan , Brian N. Harvey
Abstract: The following relates generally to providing virtual reality (VR) alerts to a driver of an autonomous vehicle. For example, a vehicle may be driving autonomously while the driver is watching a VR movie (e.g., on a pair of VR goggles); the driver may then receive a VR alert recommending that the driver take control of the vehicle (e.g., switch the vehicle from autonomous to manual mode). The following also relates to generating a VR feed for presenting real-time road conditions so that a user may preview a road segment. The following also relates to generating a VR feed corresponding to an event (e.g., a vehicle collision, a crime, a weather event, and/or a natural disaster).
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74.发明公开公开(公告)号：US20240336270A1
公开(公告)日：2024-10-10
申请号：US18745397
申请日：2024-06-17
Inventor： Brian N. Harvey , Joseph Robert Brannan , Ryan Gross , J. Lynn Wilson , Matthew Eric Riley, SR.
IPC: B60W40/09 , G06Q30/0645 , G06Q50/40 , G07C5/00
CPC classification number: B60W40/09 , G06Q30/0645 , G06Q50/40 , G07C5/008
Abstract: Embodiments described herein receive telematics data collected over a period of time, wherein the telematics data is indicative of operation of a vehicle by an owner of the vehicle during the period of time; analyze the telematics data to identify driving behavior(s) of the owner during the period of time; predict one or more user preference values of a vehicle-sharing platform profile of the owner based on the identified one or more driving behaviors, wherein the one or more user preference values define one or more criteria for vehicle renters with whom the first vehicle can be shared; apply the one or more criteria to a potential vehicle renter; and cause an indication of the first vehicle of the owner to be displayed via a mobile device of the potential renter only if the potential vehicle renter satisfies the one or more criteria.
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75.发明授权公开(公告)号：US12112387B2
公开(公告)日：2024-10-08
申请号：US18331760
申请日：2023-06-08
Inventor： Ryan Michael Gross , Joseph Robert Brannan , Brian N. Harvey
IPC: G06Q40/08 , G06Q10/20 , G06Q20/10 , G06Q30/0201 , G06Q30/0207 , G06Q30/0282 , G06Q40/02 , G06Q50/40 , G07C5/00 , G07C5/08 , G10L15/18
CPC classification number: G06Q40/08 , G06Q10/20 , G06Q20/102 , G06Q30/0206 , G06Q30/0215 , G06Q30/0282 , G06Q40/02 , G06Q50/40 , G07C5/008 , G07C5/0808 , G07C5/085 , G10L15/1822
Abstract: A personalized insurance (“PI”) computing device for determining an optimal insurance product for a driver operating a vehicle for a transportation network company (“TNC”) during a period of increased demand includes at least one processor in communication with at least one memory. The processor is configured to: (i) receive, from a TNC, data indicating increased demand for transportation services, (ii) retrieve driver data that includes the driver history, (iii) generate an optimal pricing model for the driver based upon the increased demand and the driver data, (iv) execute the model to determine an optimal insurance product having characteristics reflecting at least one risk factor associated with the increased demand for transportation services and a risk profile determined from analyzing the driver data, and (v) transmit an offer to the driver to provide transportation services at an increased earnings rate and with the determined optimal insurance product.
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Patent Agency Ranking
公开(公告)号：US12043085B2
公开(公告)日：2024-07-23
申请号：US17850035
申请日：2022-06-27
Inventor： Aaron Williams , Joseph Robert Brannan , John Donovan , Brian N. Harvey
CPC classification number: B60H1/00735 , B60L1/02 , B60W60/0016 , B60W2510/244 , B60W2555/20
Abstract: Methods and systems for providing emergency heating in an electric vehicle (EV) running out of power are described herein. An on-board computer or mobile device in an EV may determine that an amount of charge remaining for powering the EV is below a threshold charge level. The on-board computer or mobile device may then route the remaining amount of charge to power a heating system in the EV to maintain a temperature in the EV above a threshold temperature level, and shut down power to other components within the EV.
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77.发明授权公开(公告)号：US12012109B2
公开(公告)日：2024-06-18
申请号：US17739730
申请日：2022-05-09
Inventor： Brian N. Harvey , Joseph Robert Brannan , Ryan Gross , J. Lynn Wilson , Matthew Eric Riley, Sr.
IPC: G08B25/10 , B60W40/09 , G06Q30/0645 , G06Q50/40 , G07C5/00
CPC classification number: B60W40/09 , G06Q30/0645 , G06Q50/40 , G07C5/008
Abstract: Embodiments described herein receive telematics data collected over a period of time, wherein the telematics data is indicative of operation of a vehicle by an owner of the vehicle during the period of time; analyze the telematics data to identify driving behavior(s) of the owner during the period of time; predict one or more user preference values of a vehicle-sharing platform profile of the owner based on the identified one or more driving behaviors, wherein the one or more user preference values define one or more criteria for vehicle renters with whom the first vehicle can be shared; apply the one or more criteria to a potential vehicle renter; and cause an indication of the first vehicle of the owner to be displayed via a mobile device of the potential renter only if the potential vehicle renter satisfies the one or more criteria.
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78.发明公开公开(公告)号：US20240193675A1
公开(公告)日：2024-06-13
申请号：US18587640
申请日：2024-02-26
Inventor： Brian N. Harvey , Joseph Robert Brannan , J. Lynn Wilson , Matthew Eric Riley, SR. , Ryan Gross
IPC: G06Q30/0645 , B60W40/04 , B60W40/06 , B60W40/09
CPC classification number: G06Q30/0645 , B60W40/04 , B60W40/06 , B60W40/09
Abstract: Embodiments described herein, inter alia, receive telematics data collected over a period of time, wherein the telematics data is indicative of operation of a vehicle by a potential renter during the period of time; identify, upon analyzing the telematics data, driving behavior(s) of the renter during the period of time; determine, for each driving behavior, a corresponding state of an environment of the vehicle when the driving behavior occurred; determine renter eligibility value(s) for the renter based on the driving behavior(s) and the corresponding state of an environment of the vehicle; compare the renter eligibility value(s) to user preference value(s) of a profile of a vehicle owner, wherein the user preference value(s) define one or more criteria for vehicle renters with whom the vehicle can be shared; and cause an indication of the vehicle associated with the profile to be displayed only if the renter satisfies the criteria.
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公开(公告)号：US20240177121A1
公开(公告)日：2024-05-30
申请号：US18431328
申请日：2024-02-02
Inventor： Joseph Robert Brannan , Ryan Michael Gross , Matthew Eric Riley, SR. , Darwin Gene Beachy , Michael Aaron Myers , Brian N. Harvey , Benjamin Joel Tucker , Scott Thomas Christensen
Abstract: Described herein are methods and systems for generating and applying vehicle maintenance models to vehicle telematics data. A vehicle telematics analytics (VTA) computing device is configured to receive vehicle telematics data associated with operation of a subject vehicle, and apply the received vehicle telematics data to a vehicle maintenance model to determine whether the operation of the subject vehicle is better or worse than standard operation of like vehicles. The VTA computing device may adjust a maintenance cost and/or determine if a user of the vehicle is eligible for a reward based upon this determination. The VTA computing device is configured to transmit an itemized report to the user including the adjusted maintenance cost and/or the reward as well as one or more other vehicle costs.
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公开(公告)号：US20240104665A1
公开(公告)日：2024-03-28
申请号：US18124434
申请日：2023-03-21
Inventor： Joseph Robert Brannan , Brian N. Harvey , Edward W. Breitweiser , Joseph P. Harr
IPC: G06Q40/08
CPC classification number: G06Q40/08
Abstract: The following relates generally to providing insurance for one or more virtual items in a virtual environment. In some embodiments, an insurance server receives a request for insurance for one or more virtual items from a customer. The insurance server then obtains information associated with the one or more virtual items from a virtual environment server, and determines an insurance premium based upon the received information. The following also relates generally to providing backups of virtual items. In some embodiments, a backup server creates backups of virtual items by writing data associated with the virtual item to a data store. The virtual items may be fungible or non-fungible. In some embodiments, the virtual items are periodically backed up.
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