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    ELECTRIC VEHICLE SUPPLY EQUIPMENT WITH STORAGE CONNECTOR
    1.
    发明申请
    ELECTRIC VEHICLE SUPPLY EQUIPMENT WITH STORAGE CONNECTOR 审中-公开
    电动车辆供应设备与存储连接器

    公开(公告)号：US20120091961A1

    公开(公告)日：2012-04-19

    申请号：US13333562

    申请日：2011-12-21

    申请人： Erwin F. Hani ,  Amy Swift

    发明人： Erwin F. Hani ,  Amy Swift

    IPC分类号： H02J7/00 ,  H01R43/26

    CPC分类号： B60L11/1846 ,  B60L3/0069 ,  B60L11/1818 ,  B60L11/1824 ,  B60L11/1825 ,  B60L2230/12 ,  B60L2230/16 ,  Y02T10/7005 ,  Y02T10/7088 ,  Y02T90/121 ,  Y02T90/128 ,  Y02T90/14 ,  Y02T90/163 ,  Y02T90/169 ,  Y04S30/14 ,  Y10T29/49117

    摘要： An electric vehicle charging system includes a housing, an electric vehicle supply circuit disposed within the housing and constructed and arranged to provide power to an electric vehicle from a power source, and a storage connector movably attached to the housing and configured to engage an electric vehicle charging connector. The storage connector may be configured to rotate between a first position to hold the charging connector to the housing and a second position for insertion/removal of the charging connector. The storage connector may be configured to engage a latch on the electric vehicle charging connector to hold the charging connector to the storage connector.

    摘要翻译： 电动车辆充电系统包括壳体，设置在壳体内的构造和布置成从电源向电动车辆提供动力的电动车辆供应电路，以及可移动地附接到壳体并被配置为接合电动车辆 充电连接器。 存储连接器可以被配置为在将充电连接器保持到壳体的第一位置和用于插入/取出充电连接器的第二位置之间旋转。 存储连接器可以被配置为接合电动车辆充电连接器上的闩锁，以将充电连接器保持到存储连接器。

    Suspicious persons database
    2.
    发明授权
    Suspicious persons database 有权
    可疑人数据库

    公开(公告)号：US07500599B2

    公开(公告)日：2009-03-10

    申请号：US11778519

    申请日：2007-07-16

    申请人： Amy Swift ,  Mark Wallin ,  Lance Pate

    发明人： Amy Swift ,  Mark Wallin ,  Lance Pate

    IPC分类号： G07F19/00

    CPC分类号： G06Q40/02 ,  G06Q20/04 ,  G06Q20/4014 ,  G06Q20/403

    摘要： Most financial transactions involving check deposits and cashing at automatic teller machines are often associated with high risk. Although conventional security measures for many automatic teller machines record financial transactions, the recorded events are typically viewed after suspicious or criminal activity has already occurred. Therefore, a financial institution may not know in advance whether requested financial transactions are of suspicious or fraudulent intent. The present teachings relate to a method of scoring customers prior to authorization in a manner so as to identify suspicious behavior or suspicious activity. The method also relates to marking suspicious individuals by storing related transaction information, such as biometric data, in a database for purposes of verifying identification information and scoring the validity of future financial transactions.

    摘要翻译： 涉及支票存款和自动柜员机兑现的大多数金融交易往往与高风险相关。 虽然许多自动取款机的常规安全措施记录了金融交易，但是在发生可疑或犯罪活动之后，通常会查看记录的事件。 因此，金融机构可能不知道所要求的金融交易是否具有可疑或欺诈意图。 本教导涉及在授权之前对客户进行评分的方法，以便识别可疑行为或可疑活动。 该方法还涉及通过将相关交易信息（例如生物特征数据）存储在数据库中来标记可疑个体，以便验证识别信息并评估未来金融交易的有效性。

    Systems and methods for obtaining authentication marks at a point of sale
    3.
    发明申请
    Systems and methods for obtaining authentication marks at a point of sale 审中-公开
    在销售点获取认证标志的系统和方法

    公开(公告)号：US20050125360A1

    公开(公告)日：2005-06-09

    申请号：US10730868

    申请日：2003-12-09

    申请人： Lisa Tidwell ,  Amy Swift ,  Cassandra Mollett ,  Mark Wallin ,  Lance Pate ,  Charles Williams

    发明人： Lisa Tidwell ,  Amy Swift ,  Cassandra Mollett ,  Mark Wallin ,  Lance Pate ,  Charles Williams

    IPC分类号： G06Q20/00 ,  G07D7/00 ,  G06F17/60

    CPC分类号： G06Q20/20 ,  G06Q20/042 ,  G06Q20/367 ,  G06Q20/4014 ,  G06Q20/4016 ,  G07D7/004

    摘要： Systems and methods are described for using a point-of-sale device at a check-cashing entity to obtain information about one or more authenticating marks, such as watermarks, bar codes, background patterns, color schemes, insignia, security validation numbers, or the like, from a second-party check or other negotiable instrument presented for a proposed check-cashing transaction. In various embodiments, the authenticating mark information may be compared to stored information about expected configurations of authenticating marks as part of a risk assessment of the check. In various embodiments, the point-of-sale device transmits authenticating mark information to a check authorization system. The point-of-sale device may receive an accept/decline recommendation for the transaction from the check authorization system, based at least in part on the obtained authenticating mark information. The point-of-sale device may display a message about the recommendation to an operator of the device.

    摘要翻译： 描述了系统和方法，用于在支票兑现实体处使用销售点设备来获取关于一个或多个认证标记的信息，例如水印，条形码，背景图案，配色方案，徽章，安全验证号码或 类似的，从提出的支票兑现交易呈现的第二方支票或其他可转让票据。 在各种实施例中，认证标记信息可以与存储关于认证标记的预期配置的信息进行比较，作为支票的风险评估的一部分。 在各种实施例中，销售点设备向认证授权系统发送认证标记信息。 销售点设备可以至少部分地基于所获得的认证标记信息，从支票授权系统接收关于交易的接受/拒绝建议。 销售点设备可以向设备的操作者显示关于推荐的消息。

    Systems and methods for identifying payor location based on transaction data
    4.
    发明申请
    Systems and methods for identifying payor location based on transaction data 有权
    基于交易数据识别付款人位置的系统和方法

    公开(公告)号：US20050125337A1

    公开(公告)日：2005-06-09

    申请号：US10730859

    申请日：2003-12-09

    申请人： Lisa Tidwell ,  Amy Swift ,  Cassandra Mollett ,  Mark Wallin ,  Lance Pate ,  Charles Williams

    发明人： Lisa Tidwell ,  Amy Swift ,  Cassandra Mollett ,  Mark Wallin ,  Lance Pate ,  Charles Williams

    IPC分类号： G06Q20/00 ,  G06Q30/00 ,  G06Q40/00 ,  G06F17/60

    CPC分类号： G06Q20/042 ,  G06Q20/10 ,  G06Q20/40 ,  G06Q30/02 ,  G06Q40/02 ,  G06Q40/025

    摘要： Systems and methods are described for building, maintaining, and using a repository of information about payors of second-party checks presented at a check-cashing entity for cashing. In various embodiments, the repository comprises stored information useful for determining the location of a payor of a second-party check. In one embodiment, information from the check that identifies an account on which the check is drawn, such as magnetic ink character recognition (MICR) line information from a paycheck, is used to access a repository of employer location information. In one embodiment, the payor location information is used to determine a proximity between the payor location and the check cashing entity location. In one embodiment, when a check is presented for which stored payor location information is not available, identifying information about the payor and/or the payor location is requested and is added to the repository.

    摘要翻译： 描述了系统和方法，用于构建，维护和使用在支票兑现实体提供的第二方支票的付款人的信息存储库进行兑现。 在各种实施例中，存储库包括用于确定第二方检查的付款人的位置的存储信息。 在一个实施例中，使用来自支票的来自工资支票的识别支票的帐户的信息，例如磁墨水字符识别（MICR）线路信息，用于访问雇主位置信息的存储库。 在一个实施例中，付款人位置信息用于确定付款人位置和支票兑现实体位置之间的接近度。 在一个实施例中，当呈现哪个存储的付款人位置信息不可用的支票时，请求识别有关付款人和/或付款人位置的信息，并将其添加到存储库。

    Systems and methods for obtaining payor information at a point of sale
    5.
    发明申请
    Systems and methods for obtaining payor information at a point of sale 审中-公开
    在销售点获取付款人信息的系统和方法

    公开(公告)号：US20050125295A1

    公开(公告)日：2005-06-09

    申请号：US10731294

    申请日：2003-12-09

    申请人： Lisa Tidwell ,  Amy Swift ,  Cassandra Mollett ,  Mark Wallin ,  Lance Pate ,  Charles Williams

    发明人： Lisa Tidwell ,  Amy Swift ,  Cassandra Mollett ,  Mark Wallin ,  Lance Pate ,  Charles Williams

    IPC分类号： G06Q20/00 ,  G07D7/00 ,  G06F17/60

    CPC分类号： G06Q20/20 ,  G06Q20/042 ,  G06Q20/4014 ,  G06Q20/4016 ,  G07D7/004

    摘要： Systems and methods are described for using a point-of-sale device to obtain information about a payor of a second-party check or other negotiable instrument presented for a proposed check-cashing transaction. In various embodiments, a keyboard, touchscreen, voice input system or other input system is used to enter information about a payor of a second-party check, which may comprise, for example, payor name, payor bank account identifier, payor location information, and the like. The payor information may be used to determine the proximity of the payor to the location of the proposed check-cashing transaction. In various embodiments, the point-of-sale device transmits the payor information to a check authorization system for a risk assessment of the transaction. In some embodiments, the point-of-sale device may prompt an operator or a check presenter to enter payor information in response to a request from the check authorization system. In various embodiments, the point-of-sale device may receive an accept/decline recommendation for the transaction from the check authorization system, based at least in part on the obtained payor information.

    摘要翻译： 描述了使用销售点设备来获得关于为提出的支票兑现交易呈现的第二方支票或其他可转让票据的付款人的信息的系统和方法。 在各种实施例中，键盘，触摸屏，语音输入系统或其他输入系统用于输入关于第二方支票的付款人的信息，其可以包括例如付款人姓名，付款人银行账户标识符，付款人位置信息， 等等。 支付者信息可以用于确定付款人对所提出的支票兑现交易的位置的接近度。 在各种实施例中，销售点设备将支付者信息发送到支票授权系统以进行交易的风险评估。 在一些实施例中，销售点设备可以响应于来自支票授权系统的请求，提示操作者或支票主持人输入付款人信息。 在各种实施例中，销售点设备可以至少部分地基于所获得的付款者信息，从支票授权系统接收关于交易的接受/拒绝建议。

    Apparatus and methods for processing misread or miskeyed magnetic indicia
    7.
    发明授权
    Apparatus and methods for processing misread or miskeyed magnetic indicia 有权
    用于处理误读或隐形磁标记的装置和方法

    公开(公告)号：US07636690B2

    公开(公告)日：2009-12-22

    申请号：US11746524

    申请日：2007-05-09

    申请人： Amy Swift ,  Waisum Mok

    发明人： Amy Swift ,  Waisum Mok

    IPC分类号： G06Q40/00

    CPC分类号： G06Q20/042 ,  G06Q20/40 ,  G06Q40/00

    摘要： The present invention is directed to methods and apparatus for processing check data, such as data stored using magnetic indicia. In one embodiment, a check transaction processing system receives an indication that a first check transaction from a first payor failed to clear because at least a portion of first MICR or other account data associated with the first check transaction is incorrect. The check transaction processing system reads a personal identifier associated with the first payor, wherein the personal identifier was provided in association with the first check transaction. MICR data or other account data associated with a previously processed check transaction associated with the personal identifier is located. At least a portion of the located MICR or other account data is compared with at least the portion of first MICR or other account data associated with the first check transaction, and based at least in part on the comparison, the check transaction processing system determines if the portion of the located data is at least a potentially correct version of the portion of first MICR or other account data.

    摘要翻译： 本发明涉及用于处理检查数据的方法和装置，例如使用磁标记存储的数据。 在一个实施例中，检查事务处理系统接收到来自第一付款人的第一支票交易未能清除的指示，因为与第一支票交易相关联的第一MICR或其他帐户数据的至少一部分不正确。 检查事务处理系统读取与第一付款人相关联的个人标识符，其中个人标识符与第一支票交易相关联地被提供。 位于与个人标识符相关联的先前处理的检查事务相关联的MICR数据或其他帐户数据。 将所位于的MICR或其他帐户数据的至少一部分与至少第一MICR或与第一支票交易相关联的其他帐户数据的部分进行比较，并且至少部分地基于该比较，该支票交易处理系统确定是否 定位数据的部分至少是第一MICR或其他帐户数据的部分的潜在正确版本。

    ELECTRIC VEHICLE SUPPLY EQUIPMENT
    10.
    发明申请
    ELECTRIC VEHICLE SUPPLY EQUIPMENT 审中-公开
    电动车辆供应设备

    公开(公告)号：US20110169447A1

    公开(公告)日：2011-07-14

    申请号：US12685609

    申请日：2010-01-11

    申请人： Kenneth Brown ,  Carlos Ramirez ,  Manoj Karwa ,  Erwin F. Hani ,  Amy Swift

    发明人： Kenneth Brown ,  Carlos Ramirez ,  Manoj Karwa ,  Erwin F. Hani ,  Amy Swift

    IPC分类号： H02J7/00 ,  H02H9/08 ,  G01R31/02

    CPC分类号： B60L11/1846 ,  B60L3/0069 ,  B60L53/16 ,  B60L53/18 ,  B60L53/30 ,  B60L53/305 ,  B60L53/31 ,  B60L53/65 ,  Y02T10/7005 ,  Y02T10/7088 ,  Y02T90/121 ,  Y02T90/128 ,  Y02T90/14 ,  Y02T90/163 ,  Y02T90/169 ,  Y04S30/14 ,  Y10T29/49117

    摘要： An electric vehicle charging system includes a portable housing having an integral holder to hold a connector for an electric vehicle supply circuit. An electric vehicle supply equipment enclosure includes an integral chamber to store all or part of a cord. A mounting bracket for an electric vehicle supply equipment enclosure covers an open portion of the enclosure. A method for facilitating use of an electric vehicle includes providing a prewiring kit for the electric vehicle. An electric vehicle supply equipment enclosure includes an integral disconnect switch. An electric vehicle supply circuit includes a grounding monitor circuit having automatic test functionality. Another electric vehicle supply circuit includes a contact monitor circuit to monitor the state of one or more of the contacts.

    摘要翻译： 电动车辆充电系统包括便携式外壳，其具有用于保持用于电动车辆供应电路的连接器的整体保持器。 电动车辆供应设备外壳包括整体室，用于存储绳索的全部或部分。 用于电动车辆供应设备外壳的安装支架覆盖外壳的开口部分。 一种便于使用电动车辆的方法包括提供用于电动车辆的预接线套件。 电动车辆供应设备外壳包括一体的断路开关。 电动车辆供电电路包括具有自动测试功能的接地监视电路。 另一种电动车辆供给电路包括用于监视一个或多个触点的状态的接触监视电路。