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    CARD ISSUING AND PAYMENT SYSTEM AND METHOD USING MOBILE DEVICE
    1.
    发明申请
    CARD ISSUING AND PAYMENT SYSTEM AND METHOD USING MOBILE DEVICE 审中-公开

    公开(公告)号：US20190122205A1

    公开(公告)日：2019-04-25

    申请号：US15899562

    申请日：2018-02-20

    申请人： Hye Jin JEONG

    发明人： Hye Jin JEONG

    IPC分类号： G06Q20/34 ,  G06Q20/32 ,  G06Q20/38

    摘要： A card issuing and payment system and method using a user terminal. Such a system and method include a user terminal and a card service providing server. The user terminal generates an encryption key and a decryption key, stores the decryption key, and transmits the encryption key together with a card issuing request signal to the card service providing server. The card service providing server, upon receipt of the request signal, verifies whether the card issuance is permissible. If the card issuance condition is satisfied, the server generates the card and encryptes the card information with the received encryption key. Then, the server transmits the encrypted cord information to the terminal. The user terminal decrypts the encrypted card information with the decryption key after receiving and installs an electronic card in the terminal with the decrypted information.

    SYSTEM FOR PROVIDING CARD PAYMENT SERVICE BY USING SMART DEVICE AND METHOD THEREFOR
    3.
    发明申请
    SYSTEM FOR PROVIDING CARD PAYMENT SERVICE BY USING SMART DEVICE AND METHOD THEREFOR 审中-公开
    使用SMART设备提供卡付款服务的系统及其方法

    公开(公告)号：US20160232528A1

    公开(公告)日：2016-08-11

    申请号：US15022585

    申请日：2014-09-30

    申请人： Hye Jin JEONG

    发明人： Hye Jin JEONG

    IPC分类号： G06Q20/40 ,  G06Q20/38

    CPC分类号： G06Q20/409 ,  G06Q20/32 ,  G06Q20/3829 ,  G06Q20/40 ,  G06Q20/4014 ,  G06Q2220/00 ,  G07F7/1016 ,  G07F7/127

    摘要： Disclosed are a system for providing card settlement service using smart device and a method thereof according to the present invention. The system for providing a card settlement service according to the present invention includes: a card reader performing user authentication by using a password of a user using a card and determining whether the card is a counterfeit card as a result of the user authentication and acquiring card information from the card according to a result of the determination and encoding and transmitting the acquired card information; a smart device generating, when receiving the encoded card information, settlement information including the received card information, a settlement amount, and franchise information and transmitting the generated settlement information; a relay server transferring the transmitted settlement information; and a settlement processing server processing, when receiving the settlement information, card settlement based on the card information, the settlement amount, and the franchise information included in the received settlement information.

    摘要翻译： 本发明公开了一种使用智能设备提供卡结算服务的系统及其方法。 根据本发明的用于提供卡结算服务的系统包括：读卡器，通过使用使用卡的用户的密码进行用户认证，并且作为用户认证和获取卡的结果来确定该卡是否是假卡 根据确定和编码的结果从卡中获取信息并发送所获取的卡片信息; 智能设备，当接收到编码的卡片信息时，产生包括接收的卡片信息，结算金额和特许经营信息的结算信息，并发送所生成的结算信息; 传送结算信息的中继服务器; 以及结算处理服务器，当接收到结算信息时，根据包含在接收到的结算信息中的卡信息，结算金额和特许经营信息来接收卡结算。