USER RETENTION TRIGGER FEATURE
    7.
    发明申请
    USER RETENTION TRIGGER FEATURE 审中-公开
    用户保留触发功能

    公开(公告)号:US20130325713A1

    公开(公告)日:2013-12-05

    申请号:US13486605

    申请日:2012-06-01

    IPC分类号: G06Q40/02

    CPC分类号: G06Q40/02 G06Q30/02

    摘要: Systems and methods for retaining users in their existing relationship with a financial institution are provided herein. Based on account data, comparisons of past and current transactional activity are made and a change in account usage is determined. In the systems and methods, account data associated with one or more account are received and the account data is stored in a storage device; a first trigger group comprising one or more transactions occurring during a first period of time and a second trigger group comprising one or more transactions occurring during a second period of time are identified based on the account data; the first trigger group and the second trigger group are compared; and a decrease in account activity for each of the one or more accounts is determined in response to the comparison of the first trigger group and second trigger group.

    摘要翻译: 本文提供了保留用户与金融机构现有关系的系统和方法。 根据账户数据,对过去和当前的交易活动进行比较,并确定账户使用情况的变化。 在系统和方法中,接收与一个或多个帐户相关联的帐户数据,并将帐户数据存储在存储装置中; 包括在第一时间段内发生的一个或多个事务的第一触发器组和包括在第二时间段期间发生的一个或多个事务的第二触发器组; 比较第一触发组和第二触发组; 并且响应于第一触发组和第二触发组的比较来确定对于一个或多个账户中的每个账户的账户活动的减少。