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公开(公告)号：US20210272083A1
公开(公告)日：2021-09-02
申请号：US17323285
申请日：2021-05-18
摘要： Disclosed herein are system, method, and computer program product embodiments for authenticating a mobile user via an authentication method determined based on a token level associated with the action being completed. An authentication token is created corresponding to the token level and the authentication token is sent to the mobile device. This authentication token may be used to authenticate subsequent actions and engage various services to complete the actions using application programming interfaces. The authentication token stored on the mobile device obviates the need for a user to authenticate multiple times to complete actions requiring a similar token level. The system may authenticate the identity of the mobile user using various authentication methods.
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公开(公告)号：US11023871B1
公开(公告)日：2021-06-01
申请号：US16697116
申请日：2019-11-26
摘要： Disclosed herein are system, method, and computer program product embodiments for authenticating a mobile user via an authentication method determined based on a token level associated with the action being completed. An authentication token is created corresponding to the token level and the authentication token is sent to the mobile device. This authentication token may be used to authenticate subsequent actions and engage various services to complete the actions using application programming interfaces. The authentication token stored on the mobile device obviates the need for a user to authenticate multiple times to complete actions requiring a similar token level. The system may authenticate the identity of the mobile user using various authentication methods.
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公开(公告)号：US10798551B2
公开(公告)日：2020-10-06
申请号：US16747985
申请日：2020-01-21
发明人： David Gabriele , Wayne Lutz , Lin Ni Lisa Cheng , Daniel John Marsch , Tyler Maiman , Saleem Ahmed Sangi , Kevin Osborn
IPC分类号： H04W24/08 , H04W4/80 , H04L29/08 , G06Q20/32 , H04W64/00 , H04W52/02 , H04B17/318 , H04W4/029 , G01S1/68 , H04W76/10 , G06F3/14 , G06F3/01
摘要： An automated method is provided for activating a NFC application in a mobile interface device. In this method, the device receives from a beacon a wireless beacon signal comprising at least one beacon identifier. The wireless beacon signal is processed by the mobile interface device to determine the at least one beacon identifier. The mobile interface device determines based on the at least one beacon identifier, whether to activate the NFC application. Responsive to a determination that the NFC application should be activated, the mobile interface device transitions the NFC application from a passive state to an active state. NFC communication is then established between the mobile interface device and at least one NFC transmitting device disposed within a beacon range volume defined by the beacon location and the beacon range.
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公开(公告)号：US10122756B1
公开(公告)日：2018-11-06
申请号：US15826580
申请日：2017-11-29
摘要： Systems and methods for securely pairing a transmitting device with a receiving device are described. The systems and methods may communicate with a first device via a first communication method over a wireless communication network. The systems and methods may transmit, to the first device via a second communication method, a first sensory pattern representing a first key. In addition, the system and methods may communicate with the first device via the first communication method using the first key.
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公开(公告)号：US11593775B2
公开(公告)日：2023-02-28
申请号：US17323285
申请日：2021-05-18
摘要： Disclosed herein are system, method, and computer program product embodiments for authenticating a mobile user via an authentication method determined based on a token level associated with the action being completed. An authentication token is created corresponding to the token level and the authentication token is sent to the mobile device. This authentication token may be used to authenticate subsequent actions and engage various services to complete the actions using application programming interfaces. The authentication token stored on the mobile device obviates the need for a user to authenticate multiple times to complete actions requiring a similar token level. The system may authenticate the identity of the mobile user using various authentication methods.
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公开(公告)号：US20210158315A1
公开(公告)日：2021-05-27
申请号：US16697116
申请日：2019-11-26
摘要： Disclosed herein are system, method, and computer program product embodiments for authenticating a mobile user via an authentication method determined based on a token level associated with the action being completed. An authentication token is created corresponding to the token level and the authentication token is sent to the mobile device. This authentication token may be used to authenticate subsequent actions and engage various services to complete the actions using application programming interfaces. The authentication token stored on the mobile device obviates the need for a user to authenticate multiple times to complete actions requiring a similar token level. The system may authenticate the identity of the mobile user using various authentication methods.
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公开(公告)号：US11983684B2
公开(公告)日：2024-05-14
申请号：US16810612
申请日：2020-03-05
CPC分类号： G06Q20/18 , G06F21/35 , G06Q20/1085 , G06Q20/3224 , G06Q20/3272 , G06Q20/3276 , G10L21/0232 , G10L25/51
摘要： Disclosed herein are system, method, and computer program product embodiments for verification of proximity to a kiosk, such as an ATM. The mobile application installed on a mobile device may be used to setup a prestaged transaction. When the mobile device is in the proximity to the kiosk to complete the prestaged transaction, a location of the mobile device may be verified using ambient sound recorded by a microphone of the mobile device. The ambient sound may be songs, tones, or ultrasonic sound played by a sound system near the kiosk. The recorded ambient sound may then be compared to expected audio from the sound system to determine whether the mobile device is in proximity to the kiosk.
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公开(公告)号：US11343663B2
公开(公告)日：2022-05-24
申请号：US17005821
申请日：2020-08-28
发明人： David Gabriele , Wayne Lutz , Lin Ni Lisa Cheng , Daniel John Marsch , Tyler Maiman , Saleem Ahmed Sangi , Kevin Osborn
IPC分类号： H04W4/80 , G01S1/68 , H04W4/029 , H04B17/318 , H04W52/02 , H04W64/00 , G06Q20/32 , H04L67/141 , H04W24/08 , H04W76/10 , G06F3/01 , G06F3/14
摘要： An automated method is provided for activating a NFC application in a mobile interface device. In this method, the device receives from a beacon a wireless beacon signal comprising at least one beacon identifier. The wireless beacon signal is processed by the mobile interface device to determine the at least one beacon identifier. The mobile interface device determines based on the at least one beacon identifier, whether to activate the NFC application. Responsive to a determination that the NFC application should be activated, the mobile interface device transitions the NFC application from a passive state to an active state. NFC communication is then established between the mobile interface device and at least one NFC transmitting device disposed within a beacon range volume defined by the beacon location and the beacon range.
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公开(公告)号：US11089461B2
公开(公告)日：2021-08-10
申请号：US16428579
申请日：2019-05-31
发明人： David Gabriele , Wayne Lutz , Lin Ni Lisa Cheng , Daniel John Marsch , Tyler Maiman , Saleem Ahmed Sangi , Kevin Osborn
IPC分类号： H04W4/80 , G01S1/68 , H04W4/029 , H04B17/318 , H04W52/02 , H04W64/00 , G06Q20/32 , H04L29/08 , H04W24/08 , H04W76/10 , G06F3/01 , G06F3/14
摘要： An automated method is provided for initiating a transaction function in a transaction processing device. The method comprises establishing near field communication between the transaction processing device and an NFC transmitting device having an associated tag identifier and receiving NFC information including the tag identifier. The transaction processing device transmits the NFC information to a merchant processor and receives from the merchant processor a tag rule communication including an instruction to carry out a transaction function associated with the tag identifier or a request to associate a new transaction function with the tag identifier. Responsive to receiving an instruction to carry out a transaction function associated with the tag identifier, the transaction processing device executes the transaction function. Responsive to receiving a request to associate a new transaction function with the tag identifier, the transaction processing device transmits a request response to the merchant processor.
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公开(公告)号：US10447735B2
公开(公告)日：2019-10-15
申请号：US16150641
申请日：2018-10-03
IPC分类号： H04L29/06 , H04L9/32 , G06F21/44 , H04W12/04 , H04L9/08 , H04W12/06 , G06F21/60 , H04L29/08 , H04W12/00 , G06F16/955 , G06K7/14 , G06K19/06 , G06Q20/32 , H04W4/80
摘要： Systems and methods for securely pairing a transmitting device with a receiving device are described. The systems and methods may communicate with a first device via a first communication method over a wireless communication network. The systems and methods may transmit, to the first device via a second communication method, a first sensory pattern representing a first key. In addition, the system and methods may communicate with the first device via the first communication method using the first key.
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