公开(公告)号：US20150076222A1

公开(公告)日：2015-03-19

申请号：US14551636

申请日：2014-11-24

申请人： Diebold Self-Service Systems division of Diebold, Incorporated

发明人： Songtao MA ,  Eric TOEPKE ,  Mike R. Ryan ,  Randall W. JENKINS ,  Natarajan RAMACHANDRAN ,  Thomas D. ERTLE ,  Tim CREWS ,  Willis MILLER ,  Nick BILLETT ,  Steven SHEPLEY ,  Dave KRZIC ,  Victor A. COGAN

IPC分类号： G07F19/00 ,  G06F1/32

CPC分类号： G07F19/209 ,  G06F1/32 ,  G06F1/3293 ,  G06Q20/1085 ,  G07F19/20 ,  G07F19/206 ,  G07F19/207 ,  Y02D10/122 ,  Y10S902/08

摘要： An automated banking machine operates responsive to data read from data bearing records corresponding to author ed user or financial account data. The automated banking machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to transaction function devices such as the card reader to avoid exceeding power supply capacity.

摘要翻译： 一种自动银行业务机，响应从与作者用户或财务账户数据相对应的数据承载记录读取的数据。 自动银行机包括用于从用户卡读取数据的读卡器。 自动银行机器引起与财务帐户相关的财务转移，这些转账对应于从用户卡读取的数据。 自动银行机还包括控制诸如读卡器的交易功能设备的电力供应以避免超过电力供应能力的设备。

公开(公告)号：US20150379491A1

公开(公告)日：2015-12-31

申请号：US14847685

申请日：2015-09-08

申请人： Diebold Self-Service Systems, Division of Diebold, Incorporated

发明人： Songtao MA ,  Eric TOEPKE ,  Mike P. Ryan ,  Tim CREWS ,  Willis MILLER ,  Nick BILLETT ,  Steven SHEPLEY ,  Dave KRZIC ,  Victor COGAN

IPC分类号： G06Q20/10 ,  G07F19/00

CPC分类号： G06Q20/1085 ,  G07F19/203 ,  G07F19/209 ,  H04L67/125

摘要： An automated banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The automated banking machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to transaction function devices such as the card reader to avoid exceeding power supply capacity.

摘要翻译： 自动银行业务器响应从与授权用户或财务账户数据相对应的数据承载记录读取的数据。 自动银行机包括用于从用户卡读取数据的读卡器。 自动银行机器引起与财务帐户相关的财务转移，这些转账对应于从用户卡读取的数据。 自动银行机还包括控制诸如读卡器的交易功能设备的电力供应以避免超过电力供应能力的设备。

公开(公告)号：US20140166746A1

公开(公告)日：2014-06-19

申请号：US14189124

申请日：2014-02-25

申请人： DIEBOLD SELF-SERVICE SYSTEMS, DIVISION OF DIEBOLD, INCORPORATED

发明人： Songtao MA ,  Eric TOEPKE ,  Mike R. RYAN ,  Randall W. JENKINS ,  Natarajan RAMACHANDRAN ,  Thomas D. ERTLE ,  Tim CREWS ,  Willis MILLER ,  Nick BILLETT ,  Steven SHEPLEY ,  Dave KRZIC ,  Victor A. COGAN

IPC分类号： G07F19/00 ,  G06F1/32

CPC分类号： G07F19/209 ,  G06F1/32 ,  G06F1/3293 ,  G06Q20/1085 ,  G07F19/20 ,  G07F19/206 ,  G07F19/207 ,  Y02D10/122 ,  Y10S902/08

摘要： An automated banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The automated banking machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to transaction function devices such as the card reader to avoid exceeding power supply capacity.

摘要翻译： 自动银行业务器响应从与授权用户或财务账户数据相对应的数据承载记录读取的数据。 自动银行机包括用于从用户卡读取数据的读卡器。 自动银行机器引起与财务帐户相关的财务转移，这些转账对应于从用户卡读取的数据。 自动银行机还包括控制诸如读卡器的交易功能设备的电力供应以避免超过电力供应能力的设备。

公开(公告)号：US20160328689A1

公开(公告)日：2016-11-10

申请号：US15214088

申请日：2016-07-19

申请人： Diebold Self-Service Systems, Division of Diebold, Incorporated

发明人： Songtao MA ,  Eric TOEPKE ,  Mike P. RYAN ,  Tim CREWS ,  Willis MILLER ,  Nick BILLETT ,  Steven SHEPLEY ,  Dave KRZIC ,  Victor COGAN ,  Randall W. JENKINS ,  Thomas D. ERTLE ,  Natarajan RAMACHANDRAN

IPC分类号： G06Q20/10 ,  G07F19/00

CPC分类号： G06Q20/1085 ,  G07F19/203 ,  G07F19/209 ,  H04L67/125

摘要： An automated banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The automated banking machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to transaction function devices such as the card reader to avoid exceeding power supply capacity.

公开(公告)号：US20140351125A1

公开(公告)日：2014-11-27

申请号：US14287823

申请日：2014-05-27

申请人： Diebold Self-Service Systems division of Diebold, Incorporated

发明人： Willis MILLER ,  Matthew R. ZAUGG ,  James BLOCK ,  H. Thomas GRAEF ,  Natarajan RAMACHANDRAN ,  Jeffery M. ENRIGHT ,  Mark A. Douglass ,  Dale H. Blackson

IPC分类号： G06Q20/10 ,  G06Q20/38 ,  G06Q20/40

CPC分类号： G06Q20/1085 ,  G06Q20/382 ,  G06Q20/40 ,  G06Q40/02 ,  G07F19/20

摘要： A banking system operates to cause financial transfers responsive to card data read from data bearing records by a card reader. The system includes at least one automated banking machine comprising a cash dispenser. The system is operative during a cash dispense transaction request to receive through an automated banking machine, machine user input of data corresponding to a mobile phone number. The system is operative to generate a security code for the requested cash dispense transaction. The system uses the phone number to send the generated security code to the mobile phone. The cash dispense transaction is allowed to proceed only if the system receives machine user input of the sent security code.

摘要翻译： 银行系统的操作是响应于读卡器从数据记录读取的卡数据进行财务转移。 该系统包括至少一个包括自动提款机的自动银行机。 该系统在现金分配交易请求期间操作，以通过自动银行机接收机器用户输入对应于移动电话号码的数据。 该系统用于生成所请求的现金分配交易的安全代码。 系统使用电话号码将生成的安全码发送到手机。 仅当系统接收到发送的安全码的机器用户输入时，才允许现金分发交易进行。

公开(公告)号：US20140046842A1

公开(公告)日：2014-02-13

申请号：US13963529

申请日：2013-08-09

申请人： Diebold Self-Service Systems division of Diebold, Incorporated

发明人： Sathish M. IRUDAYAM ,  Nicholas SCHOTT ,  Willis MILLER ,  Matthew R. ZAUGG ,  James BLOCK ,  H. Thomas GRAEF ,  Natarajan RAMACHANDRAN ,  Jeffrey M. ENRIGHT ,  Mark A. DOUGLASS

IPC分类号： G07F19/00

CPC分类号： G07F19/202 ,  G06Q20/042 ,  G06Q20/1085 ,  G06Q20/32 ,  G06Q20/3223 ,  G06Q20/40 ,  G06Q20/401 ,  G06Q20/4016 ,  G06Q20/425 ,  G07F19/00

摘要： An automated banking machine operates to cause financial transfers responsive at least in part to data read from data bearing records. The automated banking machine includes a card reader that is operative to read card data corresponding to financial accounts from user cards. The card data is linked in at least one data store to data indicating that the card data corresponds to a financial account that is authorized to be used to conduct at least one transaction through use of the automated banking machine. The automated banking machine may be used to carry out financial transfers involving financial accounts by users who are determined to be authorized users of such accounts. Data corresponding to a financial account can also be linked to a mobile wireless device so as to enable financial transfers by authorized users of such accounts.

摘要翻译： 自动银行业务机构至少部分地响应于从数据记录中读取的数据来进行财务转移。 自动银行机包括读卡器，用于从用户卡读取对应于金融账户的卡数据。 卡数据在至少一个数据存储器中链接到指示卡数据对应于被授权用于通过使用自动银行机进行至少一个交易的金融账户的数据。 自动银行机器可以用于执行涉及金融账户的金融转帐，这些用户被确定为这种账户的授权用户。 与金融账户相对应的数据也可以链接到移动无线设备，以便授权用户进行财务转账。