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1.发明授权Automated teller machine with an encrypting card reader and an encrypting pin pad 有权自动取款机，带加密卡读卡器和加密针脚垫公开(公告)号：US09595026B2
公开(公告)日：2017-03-14
申请号：US15188531
申请日：2016-06-21
发明人： David Lewis , Jeffery Enright , Natarajan Ramachandran , Mark A. Douglass , Timothy Crews , Songtao Ma , Randall W. Jenkins , H. Thomas Graef , Sathish M. Irudayam , Klaus Steinbach
CPC分类号： G06Q20/4012 , G06Q20/1085 , G06Q20/3829 , G06Q2220/00 , G07F7/0873 , G07F19/202 , G07F19/203 , G07F19/205 , G07F19/2055
摘要： A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The machine also includes a PIN keypad. The card reader can send encrypted card data to the keypad. The keypad can decipher the encrypted card data. The keypad can encrypt both deciphered card data and a received user PIN. The card data and the PIN are usable by the machine to authorize a user to carry out a financial transfer involving the account.
摘要翻译： 银行系统响应于从数据记录中读取的数据进行操作。 该系统包括包括读卡器的自动银行机。 读卡器包括一个可移动的读取头，可读取沿着长边插入的卡的磁条的卡数据。 读卡器包括卡入口门。 门被打开以确定正确定向以进行数据读取的卡。 读卡器可以加密卡数据，包括帐号数据。 该机器还包括一个PIN键盘。 读卡器可以将加密的卡数据发送到键盘。 键盘可以解密加密的卡数据。 键盘可以对已解密的卡片数据和接收到的用户PIN进行加密。 卡片数据和PIN可由机器授权用户执行涉及该帐户的财务转移。
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2.发明授权公开(公告)号：US09640040B2
公开(公告)日：2017-05-02
申请号：US13963529
申请日：2013-08-09
发明人： Sathish M. Irudayam , Nicholas Schott , Willis Miller , Matthew R. Zaugg , James Block , H. Thomas Graef , Natarajan Ramachandran , Jeffrey M. Enright , Mark A. Douglass
CPC分类号： G07F19/202 , G06Q20/042 , G06Q20/1085 , G06Q20/32 , G06Q20/3223 , G06Q20/40 , G06Q20/401 , G06Q20/4016 , G06Q20/425 , G07F19/00
摘要： An automated banking machine operates to cause financial transfers responsive at least in part to data read from data bearing records. The automated banking machine includes a card reader that is operative to read card data corresponding to financial accounts from user cards. The card data is linked in at least one data store to data indicating that the card data corresponds to a financial account that is authorized to be used to conduct at least one transaction through use of the automated banking machine. The automated banking machine may be used to carry out financial transfers involving financial accounts by users who are determined to be authorized users of such accounts. Data corresponding to a financial account can also be linked to a mobile wireless device so as to enable financial transfers by authorized users of such accounts.
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公开(公告)号：US09607485B2
公开(公告)日：2017-03-28
申请号：US15195486
申请日：2016-06-28
发明人： David N. Lewis , Jeffery M. Enright , Natarajan Ramachandran , Mark A. Douglass , Tim Crews , Songtao Ma , Randall W. Jenkins , H. Thomas Graef , Sathish M. Irudayam , Klaus Steinbach
CPC分类号： G07F19/2055 , G06K7/0004 , G06K7/084 , G06K19/07345 , G06K19/07381 , G07F19/201
摘要： A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The card data is usable by the machine to authorize a user to carry out a financial transfer involving the account.
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4.发明授权公开(公告)号：US09038891B2
公开(公告)日：2015-05-26
申请号：US14247273
申请日：2014-04-08
发明人： David N. Lewis , Jeffrey M. Enright , Natarajan Ramachandran , Mark A. Douglass , Tim Crews , Songtao Ma , Randall W. Jenkins , H. Thomas Graef , Sathish M. Irudayam , Klaus Steinbach
CPC分类号： G07F19/201 , G06K7/082 , G06K7/084 , G06Q20/3274 , G07F19/20 , G07F19/2055
摘要： A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The card data is usable by the machine to authorize a user to carry out a financial transfer involving the account.
摘要翻译： 银行系统响应于从数据记录中读取的数据进行操作。 该系统包括包括读卡器的自动银行机。 读卡器包括一个可移动的读取头，可读取沿着长边插入的卡的磁条的卡数据。 读卡器包括卡入口门。 门被打开以确定正确定向以进行数据读取的卡。 读卡器可以加密卡数据，包括帐号数据。 该卡数据可由机器授权用户执行涉及该账户的财务转移。
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公开(公告)号：US09378629B2
公开(公告)日：2016-06-28
申请号：US14721731
申请日：2015-05-26
发明人： David N. Lewis , Jeffery M. Enright , Natarajan Ramachandran , Mark A. Douglass , Tim Crews , Songtao Ma , Randall W. Jenkins , H. Thomas Graef , Sathish M. Irudayam , Klaus Steinbach
CPC分类号： G07F19/2055 , G06K7/0004 , G06K7/084 , G06K19/07345 , G06K19/07381 , G07F19/201
摘要： A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The card data is usable by the machine to authorize a user to carry out a financial transfer involving the account.
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6.发明申请公开(公告)号：US20140217169A1
公开(公告)日：2014-08-07
申请号：US14247273
申请日：2014-04-08
发明人： David N. LEWIS , Jeffery M. ENRIGHT , Natarajan RAMACHANDRAN , Mark A. DOUGLASS , Tim CREWS , Songtao MA , Randall W. JENKINS , H. Thomas GRAEF , Sathish M. Irudayam , Klaus STEINBACH
CPC分类号： G07F19/201 , G06K7/082 , G06K7/084 , G06Q20/3274 , G07F19/20 , G07F19/2055
摘要： A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The card data is usable by the machine to authorize a user to carry out a financial transfer involving the account.
摘要翻译： 银行系统响应于从数据记录中读取的数据进行操作。 该系统包括包括读卡器的自动银行机。 读卡器包括一个可移动的读取头，可读取沿着长边插入的卡的磁条的卡数据。 读卡器包括卡入口门。 门被打开以确定正确定向以进行数据读取的卡。 读卡器可以加密卡数据，包括帐号数据。 该卡数据可由机器授权用户执行涉及该账户的财务转移。
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7.发明授权公开(公告)号：US08690052B1
公开(公告)日：2014-04-08
申请号：US13862614
申请日：2013-04-15
发明人： David N. Lewis , Jeffery Enright , Natarajan Ramachandran , Mark A. Douglass , Tim Crews , Songtao Ma , Randall Jenkins , H. Thomas Graef , Sathish M. Irudayam , Klaus Steinbach
CPC分类号： G06K7/0004 , G06K13/08 , G06Q20/102 , G06Q20/105 , G06Q20/1085 , G06Q20/32 , G06Q20/3227 , G06Q20/3274 , G06Q20/352 , G06Q20/385 , G06Q30/0237 , G07F7/10 , G07F7/1075 , G07F19/20 , G07F19/205
摘要： A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The card data is usable by the machine to authorize a user to carry out a financial transfer involving the account.
摘要翻译： 银行系统响应于从数据记录中读取的数据进行操作。 该系统包括包括读卡器的自动银行机。 读卡器包括一个可移动的读取头，可读取沿着长边插入的卡的磁条的卡数据。 读卡器包括卡入口门。 门被打开以确定正确定向以进行数据读取的卡。 读卡器可以加密卡数据，包括帐号数据。 该卡数据可由机器授权用户执行涉及该账户的财务转移。
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8.发明申请AUTOMATED TELLER MACHINE WITH AN ENCRYPTING CARD READER AND AN ENCRYPTING PIN PAD 有权具有加密卡读卡器和加密PIN PAD的自动转接机公开(公告)号：US20160371665A1
公开(公告)日：2016-12-22
申请号：US15188531
申请日：2016-06-21
发明人： David Lewis , Jeffery Enright , Natarajan Ramachandran , Mark A. Douglass , Timothy Crews , Songtao Ma , Randall W. Jenkins , H. Thomas Graef , Sathish M. Irudayam , Klaus Steinbach
CPC分类号： G06Q20/4012 , G06Q20/1085 , G06Q20/3829 , G06Q2220/00 , G07F7/0873 , G07F19/202 , G07F19/203 , G07F19/205 , G07F19/2055
摘要： A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The machine also includes a PIN keypad. The card reader can send encrypted card data to the keypad. The keypad can decipher the encrypted card data. The keypad can encrypt both deciphered card data and a received user PIN. The card data and the PIN are usable by the machine to authorize a user to carry out a financial transfer involving the account.
摘要翻译： 银行系统响应于从数据记录中读取的数据进行操作。 该系统包括包括读卡器的自动银行机。 读卡器包括一个可移动的读取头，可读取沿着长边插入的卡的磁条的卡数据。 读卡器包括卡入口门。 门被打开以确定正确定向以进行数据读取的卡。 读卡器可以加密卡数据，包括帐号数据。 该机器还包括一个PIN键盘。 读卡器可以将加密的卡数据发送到键盘。 键盘可以解密加密的卡数据。 键盘可以对已解密的卡片数据和接收到的用户PIN进行加密。 卡片数据和PIN可由机器授权用户执行涉及该帐户的财务转移。
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9.发明申请公开(公告)号：US20150287289A1
公开(公告)日：2015-10-08
申请号：US14721731
申请日：2015-05-26
发明人： David N. LEWIS , Jeffery M. ENRIGHT , Natarajan RAMACHANDRAN , Mark A. DOUGLASS , Tim CREWS , Songtao MA , Randall W. JENKINS , H. Thomas GRAEF , Sathish M. Irudayam , Klaus STEINBACH
CPC分类号： G07F19/2055 , G06K7/0004 , G06K7/084 , G06K19/07345 , G06K19/07381 , G07F19/201
摘要： A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The card data is usable by the machine to authorize a user to carry out a financial transfer involving the account.
摘要翻译： 银行系统响应于从数据记录中读取的数据进行操作。 该系统包括包括读卡器的自动银行机。 读卡器包括一个可移动的读取头，可读取沿着长边插入的卡的磁条的卡数据。 读卡器包括卡入口门。 门被打开以确定正确定向以进行数据读取的卡。 读卡器可以加密卡数据，包括帐号数据。 该卡数据可由机器授权用户执行涉及该账户的财务转移。
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公开(公告)号：US08814042B2
公开(公告)日：2014-08-26
申请号：US14072061
申请日：2013-11-05
CPC分类号： G07F19/201 , B41J11/66 , B41J15/18 , G07F19/203
摘要： An automated banking machine operates to cause financial transfers responsive to data read from data bearing records in the form of user cards. The machine includes a printer for printing paper records of transactions conducted at the machine. The printer receives paper from a shared paper path. The shared paper path can be supplied by a first paper supply and a second paper supply. A controller is operative to switch between the paper supplies in providing paper to the printer. Based on signals received from paper sensors in the machine, the controller can determine whether the first paper supply has reached a predetermined low level. In response to a low level determination, the controller acts to cause a paper drive to begin moving paper from the second paper supply to the shared paper path and then to the printer.
摘要翻译： 一种自动银行机器操作以响应于以用户卡的形式从数据承载记录读取的数据进行财务转移。 该机器包括用于打印在机器上执行的交易的纸张记录的打印机。 打印机从共享纸张路径接收纸张。 共享纸路径可以由第一纸张供应和第二纸张供应。 控制器可操作以在向打印机提供纸张之间切换供纸。 基于从机器中的纸张传感器接收的信号，控制器可以确定第一纸张供应是否达到预定的低水平。 响应于低水平确定，控制器用于使纸张驱动器开始将纸从第二纸张供应传送到共享纸张路径，然后到打印机。
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