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    Systems and Methods to Provide Loyalty Programs
    1.
    发明申请
    Systems and Methods to Provide Loyalty Programs 审中-公开
    提供忠诚度计划的系统和方法

    公开(公告)号：US20110087530A1

    公开(公告)日：2011-04-14

    申请号：US12896632

    申请日：2010-10-01

    申请人： Edward W. Fordyce, III ,  Leigh Amaro ,  Michelle Eng Winters ,  Alfred William Griggs ,  Laura DiGioacchino ,  Diane C. Salmon ,  Kevin Paul Siegel ,  Kaushik Subramanian ,  James Alan VonDerheide

    发明人： Edward W. Fordyce, III ,  Leigh Amaro ,  Michelle Eng Winters ,  Alfred William Griggs ,  Laura DiGioacchino ,  Diane C. Salmon ,  Kevin Paul Siegel ,  Kaushik Subramanian ,  James Alan VonDerheide

    IPC分类号： G06Q30/00 ,  G06Q20/00

    CPC分类号： G06Q20/40 ,  G06Q10/00 ,  G06Q30/00 ,  G06Q30/02 ,  G06Q30/0215 ,  G06Q30/0226

    摘要： In one aspect, a computing apparatus includes: a transaction handler to process transactions; a portal to receive from users enrollment input identifying account identifiers of the users and respective loyalty programs; and a data warehouse to store data associating the account identifiers with the respective loyalty programs. In response to an authorization request received in the transaction handler for a payment transaction identifying a first account identifier, the computing apparatus is to use the data warehouse to determine whether the first account identifier is enrolled with a loyalty program; and if the first account identifier is enrolled with a first loyalty program, the computing apparatus is to use the transaction handler to request purchase details from the merchant via a response to the authorization request, and determine benefits to be awarded to the user of the first account identifier.

    摘要翻译： 一方面，一种计算装置包括：处理事务的事务处理程序; 门户，用于从用户接收输入识别用户的帐户标识符和相应的忠诚度计划; 以及用于存储将帐户标识符与相应的忠诚度程序相关联的数据的数据仓库。 响应于在用于识别第一帐户标识符的支付交易的交易处理程序中接收到的授权请求，计算装置是使用数据仓库来确定第一帐户标识符是否与忠诚度程序一起登记; 并且如果第一帐户标识符被登记有第一忠诚度程序，则所述计算装置将使用所述交易处理器通过对所述授权请求的响应来从所述商家请求购买细节，并且确定要授予所述第一帐户标识符的所述用户的利益 帐户标识符。