TRANSACTION VISUAL CAPTURING APPARATUSES, METHODS AND SYSTEMS
    1.
    发明申请
    TRANSACTION VISUAL CAPTURING APPARATUSES, METHODS AND SYSTEMS 审中-公开
    交易视觉捕获设备,方法和系统

    公开(公告)号:US20130218721A1

    公开(公告)日:2013-08-22

    申请号:US13735802

    申请日:2013-01-07

    IPC分类号: G06Q30/06

    摘要: The TRANSACTION VISUAL CAPTURING APPARATUSES, METHODS AND SYSTEMS (“TVC”) transform mobile device location coordinate information transmissions, real-time reality visual capturing, and mixed gesture capturing via TVC components into real-time behavior-sensitive product purchase related information, shopping purchase transaction notifications, and electronic receipts. In one implementation, the TVC obtains user check-in information from a user mobile device upon user entry into a store. The TVC extracts a user identifier based on the user check-in information, and accesses a database for a user profile. The TVC determines a user prior behavior pattern from the accessed user profile, and obtains user real-time in-store behavior data from the user mobile device. Using these, the TVC generates and provides a recommendation to the user mobile device. The TVC adds a product for purchase by the user to a cart based on the provided recommendation. Upon obtaining an indication that the user desires to purchase the product added to the cart, the TVC initiates a purchase transaction for the product added to the cart, and provides an electronic receipt to the user mobile device.

    摘要翻译: 交易视觉捕获设备,方法和系统(“TVC”)将移动设备位置坐标信息传输,实时现实视觉捕获和通过TVC组件的混合姿态捕获转换成实时行为敏感的产品购买相关信息,购物购买 交易通知和电子收据。 在一个实现中,TVC在用户进入商店时从用户移动设备获得用户签入信息。 TVC基于用户登录信息提取用户标识符,并访问用户简档的数据库。 TVC从所访问的用户简档确定用户先前的行为模式,并且从用户移动设备获得用户实时的店内行为数据。 使用这些,TVC生成并向用户移动设备提供推荐。 TVC根据提供的建议,将用户购买的产品添加到购物车中。 在获得用户希望购买添加到购物车中的产品的指示时,TVC发起添加到购物车中的商品的购买交易,并向用户移动装置提供电子收据。

    WALLET SERVICE ENROLLMENT PLATFORM APPARATUSES, METHODS AND SYSTEMS
    4.
    发明申请
    WALLET SERVICE ENROLLMENT PLATFORM APPARATUSES, METHODS AND SYSTEMS 审中-公开
    电子钱包服务平台平台设备,方法和系统

    公开(公告)号:US20130159154A1

    公开(公告)日:2013-06-20

    申请号:US13589053

    申请日:2012-08-17

    IPC分类号: G06Q20/36

    摘要: The WALLET SERVICE ENROLLMENT PLATFORM APPARATUSES, METHODS AND SYSTEMS (“WSEP”) facilitates the enrollment of payment accounts in a consumer's virtual wallet. The consumer may be logged into their payment account issuer's web site and designate one or more payment accounts for enrollment in a virtual wallet. The issuer may then share account, billing and/or other relevant information with the virtual wallet provider to facilitate the enrollment of the designated payment accounts in the virtual wallet. The WSEP may also be configured to facilitate the creation and funding of pre-paid accounts in a consumer's virtual wallet.

    摘要翻译: 电子钱包服务平台平台设备,方法和系统(“WSEP”)有助于在消费者的虚拟钱包中注册支付账户。 消费者可以登录到他们的支付帐户发行者的网站,并指定一个或多个支付账户以便在虚拟钱包中注册。 然后,发行者可以与虚拟钱包提供商共享帐户,计费和/或其他相关信息,以便于在虚拟钱包中注册指定的支付账户。 WSEP还可以配置为便于在消费者的虚拟钱包中创建和资助预付帐户。

    BIDIRECTIONAL BANDWIDTH REDUCING NOTIFICATIONS AND TARGETED INCENTIVE PLATFORM APPARATUSES, METHODS AND SYSTEMS
    5.
    发明申请
    BIDIRECTIONAL BANDWIDTH REDUCING NOTIFICATIONS AND TARGETED INCENTIVE PLATFORM APPARATUSES, METHODS AND SYSTEMS 审中-公开
    双向减少通知和目标激励平台设备,方法和系统

    公开(公告)号:US20130159081A1

    公开(公告)日:2013-06-20

    申请号:US13543825

    申请日:2012-07-07

    IPC分类号: G06Q30/02

    摘要: The BIDIRECTIONAL BANDWIDTH REDUCING NOTIFICATIONS AND TARGETED INCENTIVE PLATFORM APPARATUSES, METHODS AND SYSTEMS (“Ad-Track”) transform consumer activity data via Ad-Track components into ad revenue sharing payment transactions. In one implementation, a method of improving network data transmission efficiency and reducing network bandwidth usage is disclosed, comprising: instantiating a remote tracking component on a user device; receiving a consumer trigger event with regard to a product via the remote tracking component; determining a related merchant based on the trigger event, the merchant providing the product; and providing an advertisement component advertising the merchant via the remote tracking component to the consumer.

    摘要翻译: 双向减免通知和目标激励平台设备,方法和系统(“Ad-Track”)通过Ad-Track组件将消费者活动数据转换为广告收入共享支付交易。 在一个实现中,公开了一种提高网络数据传输效率和减少网络带宽使用的方法,包括:在用户设备上实例化远程跟踪组件; 通过远程跟踪组件接收关于产品的消费者触发事件; 基于所述触发事件确定相关商家,所述商家提供所述产品; 以及通过所述远程跟踪组件向所述消费者提供向所述商户广告的广告组件。

    Wallet Service Enrollment Platform Apparatuses, Methods and Systems
    6.
    发明申请
    Wallet Service Enrollment Platform Apparatuses, Methods and Systems 审中-公开
    钱包服务登记平台设备,方法和系统

    公开(公告)号:US20130054454A1

    公开(公告)日:2013-02-28

    申请号:US13624779

    申请日:2012-09-21

    IPC分类号: G06Q20/36

    摘要: The WALLET SERVICE ENROLLMENT PLATFORM APPARATUSES, METHODS AND SYSTEMS (“WSEP”) facilitates the enrollment of payment accounts in a consumer's virtual wallet. The consumer may be logged into their payment account issuer's web site and designate one or more payment accounts for enrollment in a virtual wallet. The issuer may then share account, billing and/or other relevant information with the virtual wallet provider to facilitate the enrollment of the designated payment accounts in the virtual wallet. The WSEP may also be configured to facilitate the creation and funding of pre-paid accounts in a consumer's virtual wallet.

    摘要翻译: 电子钱包服务登录平台设备,方法和系统(WSEP)便于在消费者虚拟钱包中注册支付账户。 消费者可以登录到他们的支付帐户发行者的网站,并指定一个或多个支付账户以便在虚拟钱包中注册。 然后,发行者可以与虚拟钱包提供商共享帐户,计费和/或其他相关信息,以便于在虚拟钱包中注册指定的支付账户。 WSEP还可以配置为便于在消费者的虚拟钱包中创建和资助预付帐户。

    Multi-Directional Wallet Connector Apparatuses, Methods and Systems
    8.
    发明申请
    Multi-Directional Wallet Connector Apparatuses, Methods and Systems 有权
    多向钱包连接器设备,方法和系统

    公开(公告)号:US20130246261A1

    公开(公告)日:2013-09-19

    申请号:US13802658

    申请日:2013-03-13

    IPC分类号: G06Q20/10

    摘要: The MULTI-DIRECTIONAL WALLET CONNECTOR APPARATUSES, METHODS AND SYSTEMS (“W-CONNECTOR”) facilitates the enrollment of payment accounts in a consumer's virtual wallet. The consumer may be logged into their payment account issuer's web site and designate one or more payment accounts for enrollment in a virtual wallet. The issuer may then share account, billing and/or other relevant information with the virtual wallet provider to facilitate the enrollment of the designated payment accounts in the virtual wallet. The W-CONNECTOR may also be configured to facilitate the creation and funding of pre-paid accounts in a consumer's virtual wallet.

    摘要翻译: 多方向电子钱包连接器设备,方法和系统(“W-CONNECTOR”)有助于在消费者的虚拟钱包中注册支付账户。 消费者可以登录到他们的支付帐户发行者的网站,并指定一个或多个支付账户以便在虚拟钱包中注册。 然后,发行者可以与虚拟钱包提供商共享帐户,计费和/或其他相关信息,以便于在虚拟钱包中注册指定的支付账户。 W-CONNECTOR也可以被配置为便于在消费者的虚拟钱包中创建和资助预付帐户。

    Blockchain based alias interaction processing

    公开(公告)号:US11095450B2

    公开(公告)日:2021-08-17

    申请号:US16245678

    申请日:2019-01-11

    申请人: Thomas Purves

    发明人: Thomas Purves

    摘要: A blockchain based alias directory may be utilized. Encrypted lists of aliases may be stored on the blockchain and may be accessible to network computers and secure gateways. Embodiments are directed to secure gateways and user devices for accessing the alias directory stored in the blockchain during a financial transaction. The user device may be provided with a list of aliases from which a user may select a payment account. Upon selection the user may be redirected to an identity verification system of the associated payment network.