Methods and systems for managing a portfolio of insurance products
    3.
    发明申请
    Methods and systems for managing a portfolio of insurance products 审中-公开
    管理保险产品组合的方法和系统

    公开(公告)号:US20050278198A1

    公开(公告)日:2005-12-15

    申请号:US10864144

    申请日:2004-06-09

    IPC分类号: G06Q40/00 G06F17/60

    摘要: A method for managing a portfolio of insurance products is provided. The method uses a computer system coupled to a database. The database has data relating to insurance products stored therein. The data relates to at least one of premiums, commissions, insurance policies, reinsurance policies, contracts, policy limits, claims, and losses. The method includes analyzing data stored within the database using the computer system including segmenting the insurance products included within the portfolio into predefined risk categories, analyzing market trends for at least a segment of an insurance industry, and recommending a sales indicator for each risk category based on the portfolio analysis and the market trends analysis wherein the sales indicator indicates whether an insurer will increase, decrease, or maintain an amount of business currently being solicited from potential insureds for the corresponding risk category.

    摘要翻译: 提供了一种管理保险产品组合的方法。 该方法使用耦合到数据库的计算机系统。 该数据库具有与其中存储的保险产品相关的数据。 数据涉及保费,佣金,保险单,再保险政策,合同,政策限额,索赔和损失中的至少一项。 该方法包括使用计算机系统分析存储在数据库中的数据,包括将投资组合中包括的保险产品分为预定义的风险类别,分析至少一个保险行业的市场趋势,以及为每个风险类别推荐销售指标 关于投资组合分析和市场趋势分析,其中销售指标指示保险公司是否会增加,减少或维持目前从相应风险类别的潜在保险人中被征收的业务量。