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公开(公告)号：US09064246B1
公开(公告)日：2015-06-23
申请号：US12578415
申请日：2009-10-13
CPC分类号： G06Q20/00 , G06Q20/08 , G06Q20/20 , G06Q20/22 , G06Q20/227 , G06Q20/32 , G06Q20/3223
摘要： A mobile payment services integration system is provided. The system comprises a computer system and an application, that when executed on the computer system, maintains a list of payment options associated with a portable electronic device. The system also authenticates an identity of the portable electronic device in connection with a first online purchase transaction with a first online merchant. The system also orders payment using one of the payment options to the first online merchant. The system also authenticates the identity of the portable electronic device in connection with a second online purchase transaction with a second online merchant, where the first online merchant is unaffiliated with the second online merchant. The system also orders payment using one of the payment options to the second online merchant.
摘要翻译： 提供移动支付业务集成系统。 该系统包括计算机系统和应用程序，当在计算机系统上执行时，维护与便携式电子设备相关联的支付选项的列表。 该系统还对与第一在线商家的第一次在线购买交易有关的便携式电子设备的身份进行认证。 该系统还使用其中一个付款选项向第一个在线商家订购付款。 该系统还将与第二在线商家的第二在线购买交易相关联的便携式电子设备的身份认证，其中第一在线商家与第二在线商家无关。 系统还使用其中一个付款选项向第二个在线商家订购付款。
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公开(公告)号：US09003331B1
公开(公告)日：2015-04-07
申请号：US12496420
申请日：2009-07-01
IPC分类号： G06F3/048 , G06F3/0482
CPC分类号： G06F3/0482 , G06F3/048 , G06F9/451 , G06Q30/02
摘要： A computer based method is provided. The computer based method comprises a first electronic device launching an application and, in response to launching the application, the first electronic device receiving a first message from a second electronic device. The first message comprises a first link. The computer based method further comprises the first electronic device configuring a graphical user interface of the application to couple a dynamic selector of the graphical user interface to the first link and presenting a first screen of the graphical user interface, the first screen comprising the dynamic selector and a plurality of static selectors, wherein selecting the dynamic selector activates the first link.
摘要翻译： 提供了基于计算机的方法。 基于计算机的方法包括启动应用的第一电子设备，并且响应于启动应用，第一电子设备从第二电子设备接收第一消息。 第一消息包括第一链路。 所述基于计算机的方法还包括：所述第一电子设备配置所述应用的图形用户界面，以将所述图形用户界面的动态选择器耦合到所述第一链接并呈现所述图形用户界面的第一屏幕，所述第一屏幕包括所述动态选择器 和多个静态选择器，其中选择动态选择器激活第一链接。
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公开(公告)号：US09985735B1
公开(公告)日：2018-05-29
申请号：US11696603
申请日：2007-04-04
CPC分类号： H04H60/09 , G06Q30/0207 , G06Q30/0221 , H04H60/80
摘要： A broadcasting system having a transmitter that broadcasts a one-way signal is provided. The one-way signal is embedded with data that is transmitted to a device that is enabled with near field communication (NFC) technology. The NFC-enabled device may then transfer at least a portion of the transmitted embedded data to another NFC-enabled device by bringing the NFC-enabled devices into close proximity to each other.
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公开(公告)号：US08181867B1
公开(公告)日：2012-05-22
申请号：US12349513
申请日：2009-01-06
CPC分类号： G07B15/04 , G06Q20/322 , G06Q20/363 , G06Q20/405 , G07F7/127
摘要： A system is provided for transit card credit authorization. An authorization component on a mobile device determines whether a balance on a transit card application on the mobile device is below a threshold, and determines whether a communication signal is too weak to request an approval for a balance increase from a server in response to a determination that the balance on the transit card application is below the threshold. The authorization component also determines whether credit data on the mobile device authorizes increasing the balance in response to a determination that the communication signal is too weak to request the approval for the balance increase from the server, and authorizes increasing the balance in response to a determination that the credit data authorizes increasing the balance. A fare gate enables access for the mobile device at the fare gate in response to the authorization component authorizing increasing the balance.
摘要翻译： 提供过境卡信用授权的系统。 移动设备上的授权组件确定移动设备上的传输卡应用上的余额是否低于阈值，并且确定通信信号是否太弱，以响应于确定而无法从服务器请求批准增加余额 过境卡申请的余额低于门槛。 授权组件还确定移动设备上的信用数据是否授权增加余额以响应于确定通信信号太弱而无法从服务器请求批准增加余额，并授权增加余额以响应确定 信用数据授权增加余额。 响应于授权增加平衡的授权组件，票价门能够在票价门口访问移动设备。
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公开(公告)号：US07797248B1
公开(公告)日：2010-09-14
申请号：US12172085
申请日：2008-07-11
IPC分类号： G06Q20/00
CPC分类号： G06Q20/349 , G06Q20/0652 , G06Q20/085 , G06Q20/10 , G06Q20/105 , G06Q20/28 , G06Q20/353 , G06Q20/363 , G06Q20/3672 , G06Q20/3676 , G06Q20/40 , G06Q40/00 , G07F7/02
摘要： An electronic transit fare payment system is disclosed. The system comprises a plurality of mobile devices adapted to store a transit fare payment application and a server in wireless communication with the mobile devices. The transit fare payment application decrements a transit fare funds balance by a fare amount after completing a transit ride, wirelessly requests a top-up of the transit funds balance when the transit funds balance drops below a threshold, wirelessly receives a top-up instruction, increments the transit fare funds balance in response to executing the top-up instruction, and wirelessly transmits a top-up confirmation. The server receives the request for the top-up, charges the top-up to a credit card associated with the mobile device requesting the top-up, transmits the top-up instruction to the mobile device requesting the top-up, receives the top-up confirmation. When the top-up confirmation is not received, the server requests top-up confirmation from the mobile device. When the mobile device does not reply to the request, the server analyzes a transit fare transaction history associated with the mobile device to determine that the top-up has completed. When the top-up is not confirmed, the server rolls-back the charge of the top-up to the credit card associated with the mobile device.
摘要翻译： 公开了电子过境票价支付系统。 该系统包括适于存储过境票价支付应用的多个移动设备和与移动设备进行无线通信的服务器。 过境票价支付申请在完成中转后通过票价减少过境票价资金余额，当过境资金余额低于阈值时无线请求过剩资金余额，无线接收充值指示， 响应执行充值指令，增加过境费用资金余额，并无线传输充值确认。 服务器接收到充值的请求，将充值充值到与移动设备相关联的信用卡，请求充值，将充值指令发送到请求充值的移动设备，接收顶部 确认。 当没有收到充值确认时，服务器请求从移动设备确认充值。 当移动设备不回复该请求时，服务器分析与移动设备相关联的过境票价交易历史以确定充值已经完成。 当补充未确认时，服务器将补充的费用回滚到与移动设备相关联的信用卡。
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公开(公告)号：US08255159B1
公开(公告)日：2012-08-28
申请号：US12349509
申请日：2009-01-06
IPC分类号： G01C21/00
CPC分类号： G07B15/02 , G08G1/096883
摘要： A mobile electronic device is disclosed. The mobile electronic device comprises a near-field-communications receiver and an application. The near-field-communication transceiver receives identification information from at least one of a transit vehicle and a transit platform. The application, when executed on the mobile electronic device, receives a transit destination as entered into the mobile electronic device. Based on the identification information and a transit system route map, the application presents a notification on the mobile electronic device that the identification information does not agree with the transit destination.
摘要翻译： 公开了一种移动电子设备。 移动电子设备包括近场通信接收器和应用。 近场通信收发器从中转车和中转平台中的至少一个接收识别信息。 当在移动电子设备上执行时，应用程序接收输入到移动电子设备中的转接目的地。 基于识别信息和交通系统路线图，应用程序在移动电子设备上呈现关于识别信息与中转目的地不一致的通知。
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公开(公告)号：US09552584B1
公开(公告)日：2017-01-24
申请号：US13096748
申请日：2011-04-28
申请人： Christopher J. Bierbaum , Allison A. DiMartino , Robert H. Miller , Elizabeth Roche , Jason Whitney , Kevin Zhu
发明人： Christopher J. Bierbaum , Allison A. DiMartino , Robert H. Miller , Elizabeth Roche , Jason Whitney , Kevin Zhu
CPC分类号： G06Q30/02 , G06Q20/127 , G06Q20/20 , G06Q20/32 , G06Q20/363
摘要： A mobile device having a time controlled electronic wallet is disclosed. The mobile device comprises a processor and an electronic wallet application that executes on the processor. The electronic wallet application enters a ready-to-pay mode, initiates a ready-to-pay timer when entering the ready-to-pay mode, transmits the confidential information when in the ready-to-pay mode based on receiving contactless communication, and leaves the ready-to-pay mode when the ready-to-pay timer expires.
摘要翻译： 公开了一种具有时间控制的电子钱包的移动设备。 移动设备包括处理器和在处理器上执行的电子钱包应用程序。 电子钱包应用程序进入即付模式，在进入即付模式时启动即时付费定时器，基于接收非接触式通信在待就付模式下发送机密信息， 并且当准备付费定时器到期时，离开即时付费模式。
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公开(公告)号：US08126769B1
公开(公告)日：2012-02-28
申请号：US12187953
申请日：2008-08-07
IPC分类号： G06Q99/00
CPC分类号： G07B15/00 , G06Q20/3278 , G06Q20/36
摘要： A method of electronic transit fare payment is provided. The method comprises receiving a transit card state correction input and storing a transit card state correction record based on receiving the transit card state correction input. The method also comprises changing the transit card state in response to receiving the transit card state correction input. The method also comprises providing transit card information including the transit card state correction record to a exit fare gate to support electronic payment with a transit card.
摘要翻译： 提供电子过户票价支付方式。 该方法包括接收中转卡状态校正输入，并且基于接收到过境卡状态校正输入来存储转接卡状态校正记录。 该方法还包括响应于接收到过境卡状态校正输入而改变转接卡状态。 该方法还包括向出口车费提供包括过境卡状态校正记录的过境卡信息，以支持通过转运卡的电子支付。
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公开(公告)号：US07967196B1
公开(公告)日：2011-06-28
申请号：US12058529
申请日：2008-03-28
申请人： Christopher J. Bierbaum , Allison A. DiMartino , Robert H. Miller , Elizabeth Roche , Jason Whitney , Kevin Zhu
发明人： Christopher J. Bierbaum , Allison A. DiMartino , Robert H. Miller , Elizabeth Roche , Jason Whitney , Kevin Zhu
IPC分类号： G06K5/00
CPC分类号： G06Q30/02 , G06Q20/127 , G06Q20/20 , G06Q20/32 , G06Q20/363
摘要： A mobile device having a time controlled electronic wallet is disclosed. The mobile device comprises a processor and an electronic wallet application that executes on the processor. The electronic wallet application enters a ready-to-pay mode, initiates a ready-to-pay timer when entering the ready-to-pay mode, transmits the confidential information when in the ready-to-pay mode based on receiving contactless communication, and leaves the ready-to-pay mode when the ready-to-pay timer expires.
摘要翻译： 公开了一种具有时间控制的电子钱包的移动设备。 移动设备包括处理器和在处理器上执行的电子钱包应用程序。 电子钱包应用程序进入即付模式，在进入即付模式时启动即时付费定时器，基于接收非接触式通信在待就付模式下发送机密信息， 并且当准备付费定时器到期时，离开即时付费模式。
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公开(公告)号：US07832634B1
公开(公告)日：2010-11-16
申请号：US11690291
申请日：2007-03-23
IPC分类号： G06K5/00
CPC分类号： G06Q30/06
摘要： A system is provided for customer care intelligent routing. The system includes a mobile device and a server. The mobile device includes a transaction component and an error manager. The error manager determines that an error occurred during a point-of-sale transaction involving the transaction component and promotes the transmitting of transaction data to the server. The server determines a provider related to the error, and promotes the routing of the transaction data to the related provider.
摘要翻译： 提供了一种用于客户关怀智能路由的系统。 该系统包括移动设备和服务器。 移动设备包括事务组件和错误管理器。 错误管理器确定在涉及事务组件的销售点交易期间发生错误，并促进将事务数据传输到服务器。 服务器确定与错误相关的提供者，并且促进将事务数据路由到相关提供者。
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