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公开(公告)号：US09489669B2
公开(公告)日：2016-11-08
申请号：US12978704
申请日：2010-12-27
申请人： Rebecca Loevenguth , Evans Mehew , Dave Owen , Dianna Lyons , Scott Paintin
发明人： Rebecca Loevenguth , Evans Mehew , Dave Owen , Dianna Lyons , Scott Paintin
CPC分类号： G06Q20/206 , G06Q20/20 , G06Q20/204 , G06Q20/327 , G06Q20/3278 , G06Q20/4014 , H04L63/0876 , H04W12/06
摘要： According to the invention, a system for providing payments to a point of sale device is disclosed. The system may include a mobile device having a storage medium, an input device, a wireless transmission device, and a processor. The storage medium may include individual authentication information and device authentication information. The input device may be configured to receive an input. The wireless transmission device may be configured to selectively transmit the device authentication information to a nearby point of sale device. The processor may be configured to compare the input with the individual authentication information, and activate the wireless transmission device to transmit the device authentication information if the input is correlated with the individual authentication information.
摘要翻译： 根据本发明，公开了一种向销售点装置提供付款的系统。 该系统可以包括具有存储介质的移动设备，输入设备，无线传输设备和处理器。 存储介质可以包括单独的认证信息和设备认证信息。 输入设备可以被配置为接收输入。 无线传输设备可以被配置为选择性地将设备认证信息发送到附近的销售点设备。 处理器可以被配置为将输入与各个认证信息进行比较，并且如果输入与个体认证信息相关联，则激活无线传输设备来发送设备认证信息。
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公开(公告)号：US20120166295A1
公开(公告)日：2012-06-28
申请号：US12978704
申请日：2010-12-27
申请人： Rebecca Loevenguth , Evans Mehew , Dave Owen , Dianna Lyons , Scott Paintin
发明人： Rebecca Loevenguth , Evans Mehew , Dave Owen , Dianna Lyons , Scott Paintin
IPC分类号： G06Q20/00
CPC分类号： G06Q20/206 , G06Q20/20 , G06Q20/204 , G06Q20/327 , G06Q20/3278 , G06Q20/4014 , H04L63/0876 , H04W12/06
摘要： According to the invention, a system for providing payments to a point of sale device is disclosed. The system may include a mobile device having a storage medium, an input device, a wireless transmission device, and a processor. The storage medium may include individual authentication information and device authentication information. The input device may be configured to receive an input. The wireless transmission device may be configured to selectively transmit the device authentication information to a nearby point of sale device. The processor may be configured to compare the input with the individual authentication information, and activate the wireless transmission device to transmit the device authentication information if the input is correlated with the individual authentication information.
摘要翻译： 根据本发明，公开了一种向销售点装置提供付款的系统。 该系统可以包括具有存储介质的移动设备，输入设备，无线传输设备和处理器。 存储介质可以包括单独的认证信息和设备认证信息。 输入设备可以被配置为接收输入。 无线传输设备可以被配置为选择性地将设备认证信息发送到附近的销售点设备。 处理器可以被配置为将输入与各个认证信息进行比较，并且如果输入与个体认证信息相关联，则激活无线传输设备来发送设备认证信息。
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3.发明授权公开(公告)号：US09811350B2
公开(公告)日：2017-11-07
申请号：US13271655
申请日：2011-10-12
申请人： Carol Steinberg , John Lindal , Dave Owen
发明人： Carol Steinberg , John Lindal , Dave Owen
IPC分类号： G06F3/0481 , G06F9/44 , G06F3/0489
CPC分类号： G06F3/04892 , G06F3/04895 , G06F9/451
摘要： A method, system, and non-transitory computer readable medium to provide trigger-sensitive application help content to a user using a digital application. The method commences upon receiving an input application user interface, the input application user interface being encoded for display within a digital application context (e.g. on a computer screen or on a mobile device). Then, recoding the input application user interface to produce an output application user interface comprising one or more expandable screen devices added to the input application user interface. The user's progress (or lack thereof) is detected based on the user's interaction with the output application user interface page (e.g. on a computer screen or on a mobile device). At least one aspect of the method includes executing or otherwise interacting with a display protocol, the display protocol comprising detecting a trigger event, and revealing the expandable screen device to display an expanded screen device.
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公开(公告)号：US20090006205A1
公开(公告)日：2009-01-01
申请号：US12134066
申请日：2008-06-05
申请人： Matt Bixler , Robert Newton , Dean Seifert , Dave Owen , Elizabeth Petri
发明人： Matt Bixler , Robert Newton , Dean Seifert , Dave Owen , Elizabeth Petri
CPC分类号： G06Q20/14 , G06Q10/0833 , G06Q20/10 , G06Q20/102 , G06Q30/0236 , G06Q30/04 , G06Q40/02
摘要： A system for making financial transfers between subscribers of a financial transfer service is disclosed. The system may include a receiving subscriber interface (RSI), a sending subscriber interface (SSI), and an agent server (AS). The RSI may be configured to accept a set of invoice information including an identifier of a destination account. The SSI may be configured to accept a set of payment information including an identifier of a source account. The AS may be configured to receive the set of invoice information and create an invoice based on the set of invoice information. The AS may also be configured to transmit the invoice and receive the set of payment information. The AS may also be configured to cause an amount of funds to be transferred from the source account on a source transfer network to the destination account on a destination transfer network via a primary transfer network.
摘要翻译： 披露了财务转移服务用户之间进行财务转移的系统。 系统可以包括接收用户接口（RSI），发送用户接口（SSI）和代理服务器（AS）。 RSI可以被配置为接受包括目的地帐户的标识符的一组发票信息。 SSI可以被配置为接受包括源帐户的标识符的一组支付信息。 可以将AS配置为接收一组发票信息，并根据发票信息集创建发票。 AS还可以被配置为发送发票并接收一组支付信息。 AS还可以被配置为使得一定数量的资金从源传输网络上的源帐户经由主要传输网络传送到目的地传送网络上的目的地帐户。
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公开(公告)号：US08725637B2
公开(公告)日：2014-05-13
申请号：US11864467
申请日：2007-09-28
申请人： Matt Bixler , Robert Newton , Dean Seifert , Dave Owen , Elizabeth Petri
发明人： Matt Bixler , Robert Newton , Dean Seifert , Dave Owen , Elizabeth Petri
CPC分类号： G06Q40/00 , G06Q20/102 , G06Q30/04 , G06Q40/02
摘要： This disclosure describes, generally, methods and systems for generating electronic invoices. The method may include logging on to an online invoicing service account, and looking up a customer account from multiple customers associated with the online invoicing service account. The method may further include selecting the customer account that has a pending financial transaction with a biller. A request for an electronic invoice to be generated for the selected customer is initiated and the electronic invoice may be transmitted to the selected customer.
摘要翻译： 本公开一般地描述了用于生成电子发票的方法和系统。 该方法可以包括登录到在线发票服务帐户，以及从与在线开票服务帐户相关联的多个客户查找客户账户。 该方法可以进一步包括选择具有与帐单者的待决金融交易的客户帐户。 启动对所选客户生成电子发票的请求，并将电子发票发送给所选客户。
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公开(公告)号：US07865439B2
公开(公告)日：2011-01-04
申请号：US11923481
申请日：2007-10-24
申请人： Dean Seifert , Matt Bixler , Dave Owen , Elizabeth Petri
发明人： Dean Seifert , Matt Bixler , Dave Owen , Elizabeth Petri
IPC分类号： G06Q40/00
CPC分类号： G06Q20/4014 , G06Q20/02 , G06Q20/10 , G06Q20/3674 , G06Q20/382 , G06Q20/40 , G06Q40/00 , G06Q40/02
摘要： A method for verifying the identity of one party on behalf of another party is provided. The method includes providing a money-transfer system and a communication system that communicates with the money-transfer system; receiving at the money-transfer system from the first party certain verification criteria for confirming the identity of a second party; and storing the verification criteria in the host computer system of the money-transfer system. When an ID is received from the second party at a money-transfer location; the verification criteria is retrieved from the host computer system; and the acceptability of the ID is determined in accordance with the verification criteria. If the identification device is acceptable, identification information is obtained from the identification device; and the identification information is processed to verify the identity of the second party. In other embodiments, a method for pre-verifying the identity of a party and a system for performing the method of the invention are provided.
摘要翻译： 提供了代表另一方验证一方身份的方法。 该方法包括提供汇款系统和与汇款系统通信的通信系统; 从第一方接收货币转移系统确定第二方身份的某些验证标准; 并将验证标准存储在汇款系统的主计算机系统中。 当在货币转移位置从第二方接收到ID时; 从主机系统检索验证标准; 并且根据验证标准确定ID的可接受性。 如果识别装置是可接受的，则从识别装置获得识别信息; 并处理识别信息以验证第二方的身份。 在其他实施例中，提供了用于预验证用于执行本发明的方法的一方的身份和系统的方法。
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公开(公告)号：US20090112754A1
公开(公告)日：2009-04-30
申请号：US11923481
申请日：2007-10-24
申请人： Dean Seifert , Matt Bixler , Dave Owen , Elizabeth Petri
发明人： Dean Seifert , Matt Bixler , Dave Owen , Elizabeth Petri
IPC分类号： G06Q40/00
CPC分类号： G06Q20/4014 , G06Q20/02 , G06Q20/10 , G06Q20/3674 , G06Q20/382 , G06Q20/40 , G06Q40/00 , G06Q40/02
摘要： A method for verifying the identity of one party on behalf of another party is provided. The method includes providing a money-transfer system and a communication system that communicates with the money-transfer system; receiving at the money-transfer system from the first party certain verification criteria for confirming the identity of a second party; and storing the verification criteria in the host computer system of the money-transfer system. When an ID is received from the second party at a money-transfer location; the verification criteria is retrieved from the host computer system; and the acceptability of the ID is determined in accordance with the verification criteria. If the identification device is acceptable, identification information is obtained from the identification device; and the identification information is processed to verify the identity of the second party. In other embodiments, a method for pre-verifying the identity of a party and a system for performing the method of the invention are provided.
摘要翻译： 提供了代表另一方验证一方身份的方法。 该方法包括提供汇款系统和与汇款系统通信的通信系统; 从第一方接收货币转移系统确定第二方身份的某些验证标准; 并将验证标准存储在汇款系统的主计算机系统中。 当在货币转移位置从第二方接收到ID时; 从主机系统检索验证标准; 并且根据验证标准确定ID的可接受性。 如果识别装置是可接受的，则从识别装置获得识别信息; 并处理识别信息以验证第二方的身份。 在其他实施例中，提供了用于预验证用于执行本发明的方法的一方的身份和系统的方法。
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公开(公告)号：US08468096B2
公开(公告)日：2013-06-18
申请号：US12953291
申请日：2010-11-23
申请人： Dean Seifert , Matt Bixler , Dave Owen , Elizabeth Petri
发明人： Dean Seifert , Matt Bixler , Dave Owen , Elizabeth Petri
IPC分类号： G06Q40/00
CPC分类号： G06Q20/4014 , G06Q20/02 , G06Q20/10 , G06Q20/3674 , G06Q20/382 , G06Q20/40 , G06Q40/00 , G06Q40/02
摘要： A method for verifying the identity of one party on behalf of another party is provided. The method includes providing a money-transfer system and a communication system that communicates with the money-transfer system; receiving at the money-transfer system from the first party certain verification criteria for confirming the identity of a second party; and storing the verification criteria in the host computer system of the money-transfer system. When an ID is received from the second party at a money-transfer location; the verification criteria is retrieved from the host computer system; and the acceptability of the ID is determined in accordance with the verification criteria. If the identification device is acceptable, identification information is obtained from the identification device; and the identification information is processed to verify the identity of the second party. In other embodiments, a method for pre-verifying the identity of a party and a system for performing the method of the invention are provided.
摘要翻译： 提供了代表另一方验证一方身份的方法。 该方法包括提供汇款系统和与汇款系统通信的通信系统; 从第一方接收货币转移系统确定第二方身份的某些验证标准; 并将验证标准存储在汇款系统的主计算机系统中。 当在货币转移位置从第二方接收到ID时; 从主机系统检索验证标准; 并且根据验证标准确定ID的可接受性。 如果识别装置是可接受的，则从识别装置获得识别信息; 并处理识别信息以验证第二方的身份。 在其他实施例中，提供了用于预验证用于执行本发明的方法的一方的身份和系统的方法。
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公开(公告)号：US20110066553A1
公开(公告)日：2011-03-17
申请号：US12953291
申请日：2010-11-23
申请人： Dean Seifert , Matt Bixler , Dave Owen , Elizabeth Petri
发明人： Dean Seifert , Matt Bixler , Dave Owen , Elizabeth Petri
IPC分类号： G06Q40/00
CPC分类号： G06Q20/4014 , G06Q20/02 , G06Q20/10 , G06Q20/3674 , G06Q20/382 , G06Q20/40 , G06Q40/00 , G06Q40/02
摘要： A method for verifying the identity of one party on behalf of another party is provided. The method includes providing a money-transfer system and a communication system that communicates with the money-transfer system; receiving at the money-transfer system from the first party certain verification criteria for confirming the identity of a second party; and storing the verification criteria in the host computer system of the money-transfer system. When an ID is received from the second party at a money-transfer location; the verification criteria is retrieved from the host computer system; and the acceptability of the ID is determined in accordance with the verification criteria. If the identification device is acceptable, identification information is obtained from the identification device; and the identification information is processed to verify the identity of the second party. In other embodiments, a method for pre-verifying the identity of a party and a system for performing the method of the invention are provided.
摘要翻译： 提供了代表另一方验证一方身份的方法。 该方法包括提供汇款系统和与汇款系统通信的通信系统; 从第一方接收货币转移系统确定第二方身份的某些验证标准; 并将验证标准存储在汇款系统的主计算机系统中。 当在货币转移位置从第二方接收到ID时; 从主机系统检索验证标准; 并且根据验证标准确定ID的可接受性。 如果识别装置是可接受的，则从识别装置获得识别信息; 并处理识别信息以验证第二方的身份。 在其他实施例中，提供了用于预验证用于执行本发明的方法的一方的身份和系统的方法。
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公开(公告)号：US20090089209A1
公开(公告)日：2009-04-02
申请号：US11864467
申请日：2007-09-28
申请人： Matt Bixler , Robert Newton , Dean Seifert , Dave Owen , Elizabeth Petri
发明人： Matt Bixler , Robert Newton , Dean Seifert , Dave Owen , Elizabeth Petri
CPC分类号： G06Q40/00 , G06Q20/102 , G06Q30/04 , G06Q40/02
摘要： This disclosure describes, generally, methods and systems for generating electronic invoices. The method may include logging on to an online invoicing service account, and looking up a customer account from multiple customers associated with the online invoicing service account. The method may further include selecting the customer account that has a pending financial transaction with a biller. A request for an electronic invoice to be generated for the selected customer is initiated and the electronic invoice may be transmitted to the selected customer.
摘要翻译： 本公开一般地描述了用于生成电子发票的方法和系统。 该方法可以包括登录到在线发票服务帐户，以及从与在线开票服务帐户相关联的多个客户查找客户账户。 该方法可以进一步包括选择具有与帐单者的待决金融交易的客户帐户。 启动对所选客户生成电子发票的请求，并将电子发票发送给所选客户。
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