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    Financial transaction processing system and method
    3.
    发明授权
    Financial transaction processing system and method 失效

    公开(公告)号：US6039245A

    公开(公告)日：2000-03-21

    申请号：US813510

    申请日：1997-03-07

    申请人： Robert D. Symonds ,  Irek Singer ,  Peter St. George ,  Robert Bradley Gill

    发明人： Robert D. Symonds ,  Irek Singer ,  Peter St. George ,  Robert Bradley Gill

    IPC分类号： G06Q20/20 ,  G06Q30/04 ,  G07F19/00 ,  H04L29/06 ,  G06F17/60

    CPC分类号： G06Q30/04 ,  G06Q20/202 ,  G07F19/20 ,  G07F19/211 ,  H04L69/08

    摘要： A financial transaction processing system (10) enables processing transactions from various types of card activated terminal devices (12) which communicate using a variety of electronic message formats. The transaction processing system may operate to authorize transactions internally using information stored in a relational database (32) or may communicate with external authorization systems (18). The transaction processing system includes among its software components message gateway routers (MGRs) (24, 164) which operate using information stored in the relational database to convert messages from a variety of external message formats used by the external devices and authorization systems, to a common internal message format used within the system. The system further uses database information to internally route messages to message processing programs (MPPs) (108, 138) which process messages and generate messages to the external devices and authorization systems. The MGR also converts the outgoing messages from the internal message format to the external message formats which can be interpreted by the external devices and systems to which the messages are directed.

    Card activated automated teller machine and method
    4.
    发明授权
    Card activated automated teller machine and method 有权
    卡片自动柜员机和方法

    公开(公告)号：US09275380B1

    公开(公告)日：2016-03-01

    申请号：US11656648

    申请日：2007-01-22

    申请人： Robert D. Symonds ,  Irek Singer ,  Peter St. George ,  Robert Bradley Gill

    发明人： Robert D. Symonds ,  Irek Singer ,  Peter St. George ,  Robert Bradley Gill

    IPC分类号： G06Q10/10 ,  G06Q20/20 ,  H04L29/08 ,  G06Q20/10 ,  G07F19/00

    CPC分类号： G06Q20/10 ,  G06Q20/102 ,  G06Q20/1085 ,  G06Q20/20 ,  G06Q20/202 ,  G06Q20/208 ,  G06Q20/367 ,  G07F19/206 ,  G07F19/211 ,  H04L67/147

    摘要： A method and system is provided that enables generation of messages for various types of card activated terminal devices such as automated teller machines. Automated teller machines operate responsive to a variety of ATM message formats. The transaction processing system may generate ATM messages one of the ATM message formats using information associated with the ATM message format that is stored in a data store. The transaction processing system may include among its software components a message gateway router (MGR) which is operate to use information stored in the data store to convert messages from an internal message format to a variety of external message formats used by the automated teller machine.

    摘要翻译： 提供了一种方法和系统，其能够产生用于各种类型的卡激活的终端设备（例如自动柜员机）的消息。 自动柜员机可以响应各种ATM信息格式进行操作。 事务处理系统可以使用与存储在数据存储器中的ATM消息格式相关联的信息来生成ATM消息格式之一的ATM消息格式。 交易处理系统可以在其软件组件中包括消息网关路由器（MGR），其操作以使用存储在数据存储中的信息将消息从内部消息格式转换为自动柜员机使用的各种外部消息格式。

    Fault monitoring and notification system for automated banking machines
    6.
    发明授权
    Fault monitoring and notification system for automated banking machines 失效
    自动银行机的故障监控和通知系统

    公开(公告)号：US07036048B1

    公开(公告)日：2006-04-25

    申请号：US10186146

    申请日：2002-06-27

    申请人： Robert Bradley Gill ,  Gaby Baghdadi ,  Robert D. Symonds ,  Irek Singer ,  Peter St. George ,  Roy Shirah ,  Timothy M. Stock

    发明人： Robert Bradley Gill ,  Gaby Baghdadi ,  Robert D. Symonds ,  Irek Singer ,  Peter St. George ,  Roy Shirah ,  Timothy M. Stock

    IPC分类号： G06F11/00

    CPC分类号： G06Q20/18 ,  G06Q20/1085 ,  G07F5/18 ,  G07F9/026 ,  G07F11/002 ,  G07F19/20 ,  G07F19/207

    摘要： A system operates to receive status messages from banking machines (12) operating in a network (14). The messages are received by an event management system (20) operating at least one computer (54). The computer is in operative connection with a data store (52). The data store includes information representative of the banking machines in the network, status messages generated by the banking machines and actions to be taken including entities to be notified of conditions which cause status messages to be sent by the various banking machines. The event management system receives the messages and places them in a uniform standard message format for further processing by the system. A device status processing program (36) in the computer resolves an action to be taken responsive to the status message. Responsive to the action resolved by the device status processing program the computer causes a notification message to be dispatched by a multimedia reporter to an entity who is to be notified of the condition at the banking machine which caused the status message. The computer also causes a trouble record to be created in the data store responsive to the status message from the banking machine. The multimedia reporter receives input messages from the entity and the computer causes information to be included in the trouble record responsive to the input messages. The system further provides report data to a user which enables the user to analyze the operation of the banking machines and service providing entities. The system further includes test capabilities for testing proper operation of the system.

    摘要翻译： 系统操作以从在网络（14）中操作的银行机（12）接收状态消息。 消息由操作至少一台计算机（54）的事件管理系统（20）接收。 计算机与数据存储器（52）操作连接。 数据存储器包括代表网络中的银行机器的信息，由银行机器产生的状态消息和要采取的动作，包括要通知各种银行机器发送状态消息的条件的实体。 事件管理系统接收消息并将它们放置在统一的标准消息格式中，以供系统进一步处理。 计算机中的设备状态处理程序（36）根据状态消息解决要采取的动作。 响应于由设备状态处理程序解决的动作，计算机使由多媒体记者发送通知消息到要被通知造成状态消息的银行机器状态的实体。 计算机还使得响应于来自银行机的状态消息在数据存储器中创建故障记录。 多媒体记者从实体接收输入消息，并且计算机使信息被包括在响应于输入消息的故障记录中。 系统还向用户提供报告数据，使用户能够分析银行机器和服务提供实体的操作。 该系统还包括用于测试系统正常运行的测试功能。

    Financial transaction processing system and method
    7.
    发明授权
    Financial transaction processing system and method 有权
    金融交易处理系统和方法

    公开(公告)号：US06302326B1

    公开(公告)日：2001-10-16

    申请号：US09483104

    申请日：2000-01-14

    申请人： Robert D. Symonds ,  Irek Singer ,  Peter St. George ,  Robert Bradley Gill

    发明人： Robert D. Symonds ,  Irek Singer ,  Peter St. George ,  Robert Bradley Gill

    IPC分类号： G06F1760

    CPC分类号： G06Q30/04 ,  G06Q20/202 ,  G07F19/20 ,  G07F19/211 ,  H04L69/08

    摘要： A financial transaction processing system (10) enables processing transactions from various types of card activated terminal devices (12) which communicate using a variety of electronic message formats. The transaction processing system includes among its software components message gateway routers (MGRs) (24, 164) which operate using information stored in the relational database to convert messages from a variety of external message formats used by the external devices and authorization systems, to a common internal message format used within the system. The system further uses database information to internally route messages to message processing programs (MPPs) (108, 138) which process messages and generate messages to the external devices and authorization systems. The MGR also converts the outgoing messages from the internal message format to the external message formats which can be interpreted by the external devices and systems to which the messages are directed.

    摘要翻译： 金融交易处理系统（10）能够处理来自使用各种电子消息格式进行通信的各种类型的卡激活的终端设备（12）的处理。 交易处理系统包括其软件组件消息网关路由器（MGR）（24,164），其使用存储在关系数据库中的信息进行操作，以将来自外部设备和授权系统使用的各种外部消息格式的消息转换为 在系统中使用的通用内部消息格式。 该系统还使用数据库信息将消息内部路由到消息处理程序（MP）（108,138），消息处理程序（108,138）处理消息并向外部设备和授权系统生成消息。 MGR还将来自内部消息格式的传出消息转换为外部消息格式，外部消息格式可以由消息所针对的外部设备和系统解释。

    Financial transaction processing system and method
    9.
    发明授权
    Financial transaction processing system and method 有权
    金融交易处理系统和方法

    公开(公告)号：US07779160B1

    公开(公告)日：2010-08-17

    申请号：US11288719

    申请日：2005-11-28

    申请人： Robert D. Symonds ,  Irek Singer ,  Peter St. George ,  Robert Bradley Gill

    发明人： Robert D. Symonds ,  Irek Singer ,  Peter St. George ,  Robert Bradley Gill

    IPC分类号： G06F17/60 ,  G06F15/16 ,  G06Q40/00

    CPC分类号： G06Q20/10 ,  G06Q20/102 ,  G06Q20/1085 ,  G06Q20/20 ,  G06Q20/202 ,  G06Q20/208 ,  G06Q20/367 ,  G07F19/206 ,  G07F19/211 ,  H04L67/147

    摘要： A financial transaction processing system (10) enables processing transactions from various types of card activated terminal devices (12) which communicate using a variety of electronic message formats. The transaction processing system may operate to authorize transactions internally using information stored in a relational database (32) or may communicate with external authorization systems (18). The transaction processing system includes among its software components message gateway routers (MGRs) (24, 164) which operate using information stored in the relational database to convert messages from a variety of external message formats used by the external devices and authorization systems, to a common internal message format used within the system. The system further uses database information to internally route messages to message processing programs (MPPs) (108, 138) which process messages and generate messages to the external devices and authorization systems. The MGR also converts the outgoing messages from the internal message format to the external message formats which can be interpreted by the external devices and systems to which the messages are directed.

    摘要翻译： 金融交易处理系统（10）能够处理来自使用各种电子消息格式进行通信的各种类型的卡激活的终端设备（12）的处理。 交易处理系统可以操作以在内部使用存储在关系数据库（32）中的信息来授权交易，或者可以与外部授权系统（18）通信。 交易处理系统包括其软件组件消息网关路由器（MGR）（24,164），其使用存储在关系数据库中的信息进行操作，以将来自外部设备和授权系统使用的各种外部消息格式的消息转换为 在系统中使用的通用内部消息格式。 该系统还使用数据库信息将消息内部路由到消息处理程序（MP）（108,138），消息处理程序（108,138）处理消息并向外部设备和授权系统生成消息。 MGR还将来自内部消息格式的传出消息转换为外部消息格式，外部消息格式可以由消息所针对的外部设备和系统解释。

    Fault monitoring and notification system for automated banking machines
    10.
    发明授权
    Fault monitoring and notification system for automated banking machines 失效
    自动银行机的故障监控和通知系统

    公开(公告)号：US07366646B1

    公开(公告)日：2008-04-29

    申请号：US10896209

    申请日：2004-07-20

    申请人： Robert Bradley Gill ,  Gaby Baghdadi ,  Robert D. Symonds ,  Irek Singer ,  Peter St. George ,  Roy Shirah ,  Timothy M. Stock

    发明人： Robert Bradley Gill ,  Gaby Baghdadi ,  Robert D. Symonds ,  Irek Singer ,  Peter St. George ,  Roy Shirah ,  Timothy M. Stock

    IPC分类号： G06F17/50 ,  G06G7/62

    CPC分类号： G06Q20/18 ,  G06Q20/1085 ,  G07F5/18 ,  G07F9/026 ,  G07F11/002 ,  G07F19/20 ,  G07F19/207

    摘要： A system operates to receive status messages from banking machines operating in a network. The messages are received by an event management system operating at least one computer. The computer is in operative connection with a data store. The data store includes information representative of the banking machines in the network, status messages generated by the banking machines and actions to be taken including entities to be notified of conditions which cause status messages to be sent by the various banking machines. A device status processing program in the computer resolves an action to be taken responsive to the status message. Responsive to the action resolved by the device status processing program the computer causes a notification message to be dispatched by a multimedia reporter to an entity who is to be notified of the condition at the banking machine which caused the status message.

    摘要翻译： 系统操作以从在网络中操作的银行业务器接收状态消息。 消息由操作至少一台计算机的事件管理系统接收。 计算机与数据存储器操作连接。 数据存储器包括代表网络中的银行机器的信息，由银行机器产生的状态消息和要采取的动作，包括要通知各种银行机器发送状态消息的条件的实体。 计算机中的设备状态处理程序解决响应于状态消息而采取的动作。 响应于由设备状态处理程序解决的动作，计算机使由多媒体记者发送通知消息到要被通知造成状态消息的银行机器状态的实体。