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公开(公告)号：US09607298B2
公开(公告)日：2017-03-28
申请号：US14293688
申请日：2014-06-02
CPC分类号： G06Q20/3226 , G06F21/34 , G06F21/74 , G06Q20/204 , G06Q20/3567 , G06Q20/3574 , G06Q20/401 , H04L63/08 , H04L63/0807 , H04L63/20
摘要： A system for providing an application associated with a portable communication device the ability to communicate via a secure element. The system has a digital identifier and digital token operably associated with the application; a card services module that provides an application programming interface to the secure element; and a secure data table associated with the card services module. The secure data table includes a list of trusted applications each identifiable by paired digital identifier and token. The card services module [includes] compares the identifier and the token with each of the identifier-token pairs in the table until a match indicates the application is trusted. The card services module issues commands to the secure element based on an action requested by a trusted application in conjunction with the presentation of the digital token. A method of providing an application with the ability to communicate via secure element is also disclosed.
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2.发明申请SYSTEM AND METHOD FOR PRESENTATION OF MULTIPLE NFC CREDENTIALS DURING A SINGLE NFC TRANSACTION 有权用于在单次NFC交易期间呈现多个NFC证书的系统和方法公开(公告)号：US20140358797A1
公开(公告)日：2014-12-04
申请号：US14462011
申请日：2014-08-18
发明人： Hans Reisgies , David Brudnicki , Andrew Weinstein
CPC分类号： G06Q20/3821 , G06Q20/20 , G06Q20/322 , G06Q20/3278 , G06Q20/401 , G06Q2220/00 , H04B5/0031 , H04B5/0062 , H04L63/08 , H04L63/105
摘要： A system for presentation of multiple NFC credentials via an NFC baseband in a portable communication device during a single NFC transaction. The system comprises a secure element having a directory of available NFC credentials stored therein, wherein the ordering of the available NFC credentials usually indicates the priority. The system further comprises a pre-determined multiple-credential start Application ID (AID) wherein the directory includes a plurality of NFC credentials after the pre-determined multiple-credential start AID. A method for presenting multiple NFC credentials during a single NFC transaction is also disclosed.
摘要翻译： 一种用于在单个NFC交易期间通过便携式通信设备中的NFC基带呈现多个NFC凭证的系统。 该系统包括具有存储在其中的可用NFC证书的目录的安全元件，其中可用NFC证书的排序通常指示优先级。 系统还包括预定的多凭证开始应用程序ID（AID），其中目录在预定的多凭证启动AID之后包括多个NFC凭证。 还公开了在单个NFC交易期间呈现多个NFC凭证的方法。
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3.发明申请公开(公告)号：US20180053170A1
公开(公告)日：2018-02-22
申请号：US15785076
申请日：2017-10-16
发明人： David Brudnicki , Kaushik Roy , Patrick Lim
IPC分类号： G06Q20/20
CPC分类号： G06F21/604 , G06F12/14 , G06F21/31 , G06F21/6218 , G06Q20/206 , G06Q20/3226 , G06Q20/3227 , G06Q20/367 , H04L63/00 , H04L63/083 , H04L63/102 , H04W4/24 , H04W12/0023 , H04W12/06 , H04W12/08
摘要： Systems and methods for providing trust provisioning are disclosed. A utilization request requesting to utilize data stored by a secure element associated with the device may be processed by a software application. In response to processing the utilization request, a registration request message for registering the software application may be communicated to a management server. A validation code may be received from the management server in reply to the registration request message. The received validation code may be verified to match a second validation code. Subsequent to successful verification, a passcode and an identifier of the secure element may be communicated to the management server. In response to communicating the passcode and the secure element identifier, an acknowledgement may be received from the management server specifying whether registration of the software application was successful.
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公开(公告)号：US20160104154A1
公开(公告)日：2016-04-14
申请号：US14882044
申请日：2015-10-13
发明人： Peter Milov , David Brudnicki , Mark Villiott
CPC分类号： G06Q20/38215 , G06Q20/3278 , G06Q20/3674 , G06Q20/401 , G06Q20/4012 , G06Q2220/00 , H04L63/083 , H04L63/0853 , H04L63/0861 , H04W4/80 , H04W12/0608
摘要： Systems and methods for providing token generation and password verification are disclosed. The system may be configured to receive a password input by a user, wherein the password is not stored on the system prior to receiving the password, and to generate an encryption key based on the password. The system may further be configured to decrypt a token using the encryption key and, in response to verifying that the token was properly decrypted, decrypting a credential using the encryption key. The system may additionally be configured to initiate a near-field communication transaction with a reader using the decrypted credential.
摘要翻译： 公开了用于提供令牌生成和密码验证的系统和方法。 系统可以被配置为接收用户输入的密码，其中密码在接收密码之前不存储在系统上，并且基于密码生成加密密钥。 系统还可以被配置为使用加密密钥来解密令牌，并且响应于验证令牌被正确解密，使用加密密钥来解密凭证。 该系统还可被配置为使用解密的凭证来发起与读取器的近场通信事务。
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5.发明申请公开(公告)号：US20220358484A1
公开(公告)日：2022-11-10
申请号：US17687464
申请日：2022-03-04
发明人： David Brudnicki , Michael Craft , Hans Reisgies , Andrew Weinstein , Miller Abel , Kaushik Roy
摘要： A system for issuing a dynamic temporary credential to a portable communication device for use in a transaction with an electronic control point. The system receives the current geo-location of the portable communication device and transmits a dynamic temporary credential to the portable communication device from the centralized computer. The system further scores the risk in authorizing a transaction associated with an electronic control point using the dynamic temporary credential it issued. The system may prevent the transmission of the dynamic temporary credential until the end user has been authenticated, which may include verifying one or more of a manually input passcode, the unique digital signature of the portable communication device, and know your customer queries. The system may further include a validation mapping gateway operably connected to one or more issuers that substitutes legacy payment data for the dynamic temporary credential in a payment transaction before sending the payment transaction along with the risk score to the issuer associated with the legacy payment data.
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公开(公告)号：US09792598B2
公开(公告)日：2017-10-17
申请号：US15132000
申请日：2016-04-18
发明人： David Brudnicki , Kaushik Roy , Patrick Lim
IPC分类号： H04L29/06 , G06F12/14 , G06Q20/20 , G06F21/60 , G06Q20/32 , H04W12/08 , G06Q20/36 , G06F21/31 , G06F21/62 , G06F11/00 , G06F12/16 , G08B23/00 , H04W4/24
CPC分类号： G06Q20/206 , G06F12/14 , G06F21/31 , G06F21/604 , G06F21/6218 , G06Q20/3226 , G06Q20/3227 , G06Q20/367 , H04L63/00 , H04L63/083 , H04W4/24 , H04W12/08
摘要： Systems and methods for providing trust provisioning are disclosed. A utilization request requesting to utilize data stored by a secure element associated with the device may be processed by a software application. In response to processing the utilization request, a registration request message for registering the software application may be communicated to a management server. A validation code may be received from the management server in reply to the registration request message. The received validation code may be verified to match a second validation code. Subsequent to successful verification, a passcode and an identifier of the secure element may be communicated to the management server. In response to communicating the passcode and the secure element identifier, an acknowledgement may be received from the management server specifying whether registration of the software application was successful.
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7.发明申请SYSTEM AND METHOD FOR INITIALLY ESTABLISHING AND PERIODICALLY CONFIRMING TRUST IN A SOFTWARE APPLICATION 审中-公开在软件应用中初步建立和定期确认信任的系统和方法公开(公告)号：US20160232509A1
公开(公告)日：2016-08-11
申请号：US15132000
申请日：2016-04-18
发明人： David Brudnicki , Kaushik Roy , Patrick Lim
CPC分类号： G06Q20/206 , G06F12/14 , G06F21/31 , G06F21/604 , G06F21/6218 , G06Q20/3226 , G06Q20/3227 , G06Q20/367 , H04L63/00 , H04L63/083 , H04W4/24 , H04W12/08
摘要： Systems and methods for providing trust provisioning are disclosed. A utilization request requesting to utilize data stored by a secure element associated with the device may be processed by a software application. In response to processing the utilization request, a registration request message for registering the software application may be communicated to a management server. A validation code may be received from the management server in reply to the registration request message. The received validation code may be verified to match a second validation code. Subsequent to successful verification, a passcode and an identifier of the secure element may be communicated to the management server. In response to communicating the passcode and the secure element identifier, an acknowledgement may be received from the management server specifying whether registration of the software application was successful.
摘要翻译： 公开了用于提供信任提供的系统和方法。 请求使用由与设备相关联的安全元件存储的数据的使用请求可以由软件应用程序处理。 响应于处理使用请求，可以将用于注册软件应用的注册请求消息传送到管理服务器。 可以从管理服务器接收到响应于注册请求消息的验证码。 所接收的验证码可以被验证以匹配第二验证码。 在成功验证之后，可以将密码和安全元件的标识符传送到管理服务器。 响应于通信密码和安全元件标识符，可以从管理服务器接收到确认软件应用的注册是否成功的确认。
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8.发明申请SYSTEM AND METHOD FOR PROVIDING DIVERSE SECURE DATA COMMUNICATION PERMISSIONS TO TRUSTED APPLICATIONS ON A PORTABLE COMMUNICATION DEVICE 审中-公开将便携式通信设备的多媒体数据通信许可证提供给受信任应用的系统和方法公开(公告)号：US20140223510A1
公开(公告)日：2014-08-07
申请号：US14250720
申请日：2014-04-11
IPC分类号： H04L29/06
CPC分类号： G06Q20/3226 , G06F21/34 , G06F21/74 , G06Q20/204 , G06Q20/3567 , G06Q20/3574 , G06Q20/401 , H04L63/08 , H04L63/0807 , H04L63/20
摘要： A system for providing first and second trusted applications diverse permission to communicate via a secure element. The system comprising first digital identifier and digital token operably associated with the first trusted application; a second digital identifier and digital token operably associated with the second trusted application. The system further includes a card services module that provides an application programming interface to the secure element supported by a secure data table including first and second sets of permissions. The card services module issues one or more commands to the secure element based on a first action requested by the first trusted application in conjunction with the presentation of the first digital token only if the one or more commands will not violate the first set of permissions. A method is also disclosed.
摘要翻译： 一种用于提供第一和第二可信应用的不同许可通过安全元件进行通信的系统。 该系统包括与第一可信应用可操作地相关联的第一数字标识符和数字令牌; 可操作地与第二可信应用相关联的第二数字标识符和数字令牌。 该系统还包括一个卡服务模块，该卡服务模块向包括第一和第二组权限的安全数据表支持的安全元件提供应用程序编程接口。 仅当所述一个或多个命令不违反第一组权限时，卡服务模块才基于第一可信应用所请求的第一动作与所述第一数字令牌的呈现一起向所述安全元件发出一个或多个命令。 还公开了一种方法。
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9.发明申请SYSTEM AND METHOD FOR PROVIDING DIVERSE SECURE DATA COMMUNICATION PERMISSIONS TO TRUSTED APPLICATIONS ON A PORTABLE COMMUNICATION DEVICE 审中-公开将便携式通信设备的多媒体数据通信许可证提供给受信任应用的系统和方法公开(公告)号：US20160224961A1
公开(公告)日：2016-08-04
申请号：US14987507
申请日：2016-01-04
摘要： A system for providing first and second trusted applications diverse permission to communicate via a secure element. The system comprising first digital identifier and digital token operably associated with the first trusted application; a second digital identifier and digital token operably associated with the second trusted application. The system further includes a card services module that provides an application programming interface to the secure element supported by a secure data table including first and second sets of permissions. The card services module issues one or more commands to the secure element based on a first action requested by the first trusted application in conjunction with the presentation of the first digital token only if the one or more commands will not violate the first set of permissions. A method is also disclosed.
摘要翻译： 一种用于提供第一和第二可信应用的不同许可通过安全元件进行通信的系统。 该系统包括与第一可信应用可操作地相关联的第一数字标识符和数字令牌; 可操作地与第二可信应用相关联的第二数字标识符和数字令牌。 该系统还包括一个卡服务模块，该卡服务模块向包括第一和第二组权限的安全数据表支持的安全元件提供应用程序编程接口。 仅当所述一个或多个命令不违反第一组权限时，卡服务模块基于第一可信应用所请求的第一动作结合第一数字令牌的显示向安全元件发出一个或多个命令。 还公开了一种方法。
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10.发明申请SYSTEM AND METHOD FOR INITIALLY ESTABLISHING AND PERIODICALLY CONFIRMING TRUST IN A SOFTWARE APPLICATION 有权在软件应用中初步建立和定期确认信任的系统和方法公开(公告)号：US20140373170A1
公开(公告)日：2014-12-18
申请号：US13916307
申请日：2013-06-12
发明人： David Brudnicki , Kaushik Roy , Patrick Lim
IPC分类号： G06F21/60
CPC分类号： G06Q20/206 , G06F12/14 , G06F21/31 , G06F21/604 , G06F21/6218 , G06Q20/3226 , G06Q20/3227 , G06Q20/367 , H04L63/00 , H04L63/083 , H04W4/24 , H04W12/08
摘要： Systems and methods for providing trust provisioning are disclosed. A utilization request requesting to utilize data stored by a secure element associated with the device may be processed by a software application. In response to processing the utilization request, a registration request message for registering the software application may be communicated to a management server. A validation code may be received from the management server in reply to the registration request message. The received validation code may be verified to match a second validation code. Subsequent to successful verification, a passcode and an identifier of the secure element may be communicated to the management server. In response to communicating the passcode and the secure element identifier, an acknowledgement may be received from the management server specifying whether registration of the software application was successful.
摘要翻译： 公开了用于提供信任提供的系统和方法。 请求使用由与设备相关联的安全元件存储的数据的使用请求可以由软件应用程序处理。 响应于处理使用请求，可以将用于注册软件应用的注册请求消息传送到管理服务器。 可以从管理服务器接收到响应于注册请求消息的验证码。 所接收的验证码可以被验证以匹配第二验证码。 在成功验证之后，可以将密码和安全元件的标识符传送到管理服务器。 响应于通信密码和安全元件标识符，可以从管理服务器接收到确认软件应用的注册是否成功的确认。
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