公开(公告)号：US08976947B2

公开(公告)日：2015-03-10

申请号：US11931883

申请日：2007-10-31

申请人： Simon James Joyce ,  Prafulla C. Gupta ,  Manohar Sitaram Vaidya ,  Rajesh Alla ,  Ashok Kumar Reddy Eanuga ,  Sreeramamurty Ayalasomayajula ,  Richa Gupta ,  Alok Kaushal ,  Varma Laxmi Jagannadha Siva Kumara Jampana ,  Prasad Naganianeya Vara Undavalli ,  Kondal Rao Nallajerla ,  Sivaramayya Bonagiri ,  Krishna Mohan Sistla ,  Amba Prasad Gudipati ,  Biswajit Sundar Ray ,  Raghuram Govindacharyula ,  Penumatsa Janakirama ,  Veerabhadra Rao Kalluri ,  Ravi Devi Venkata Sathi ,  Ramkumar Katchapeswaran Mambakkam ,  Surya Sekhar Lakshmi Velpuri ,  Bhanu Murthy Nallagonda

发明人： Simon James Joyce ,  Prafulla C. Gupta ,  Manohar Sitaram Vaidya ,  Rajesh Alla ,  Ashok Kumar Reddy Eanuga ,  Sreeramamurty Ayalasomayajula ,  Richa Gupta ,  Alok Kaushal ,  Varma Laxmi Jagannadha Siva Kumara Jampana ,  Prasad Naganianeya Vara Undavalli ,  Kondal Rao Nallajerla ,  Sivaramayya Bonagiri ,  Krishna Mohan Sistla ,  Amba Prasad Gudipati ,  Biswajit Sundar Ray ,  Raghuram Govindacharyula ,  Penumatsa Janakirama ,  Veerabhadra Rao Kalluri ,  Ravi Devi Venkata Sathi ,  Ramkumar Katchapeswaran Mambakkam ,  Surya Sekhar Lakshmi Velpuri ,  Bhanu Murthy Nallagonda

IPC分类号： H04M15/00 ,  G06Q20/40 ,  G06Q20/00 ,  G06Q20/32 ,  G06Q20/34 ,  G06Q20/36 ,  G07F7/08 ,  G07F7/10 ,  H04Q3/00 ,  H04W12/12

CPC分类号： G06Q20/405 ,  G06Q20/00 ,  G06Q20/32 ,  G06Q20/3224 ,  G06Q20/325 ,  G06Q20/347 ,  G06Q20/363 ,  G06Q20/3821 ,  G06Q20/4016 ,  G06Q20/403 ,  G06Q20/409 ,  G07F7/0866 ,  G07F7/10 ,  G07F7/1025 ,  G07F7/122 ,  H04L63/10 ,  H04L63/126 ,  H04M15/00 ,  H04M15/68 ,  H04M15/8038 ,  H04M15/854 ,  H04M2215/0196 ,  H04M2215/32 ,  H04M2215/34 ,  H04M2215/7442 ,  H04M2215/8166 ,  H04Q3/0029 ,  H04Q2213/13003 ,  H04Q2213/1305 ,  H04Q2213/13093 ,  H04Q2213/13095 ,  H04Q2213/13098 ,  H04Q2213/13103 ,  H04Q2213/13106 ,  H04Q2213/13109 ,  H04Q2213/1313 ,  H04Q2213/13134 ,  H04Q2213/1315 ,  H04Q2213/13152 ,  H04Q2213/13176 ,  H04Q2213/13204 ,  H04Q2213/1322 ,  H04Q2213/1324 ,  H04Q2213/13274 ,  H04Q2213/13282 ,  H04Q2213/1332 ,  H04Q2213/13331 ,  H04Q2213/1334 ,  H04Q2213/13345 ,  H04Q2213/13349 ,  H04Q2213/13372 ,  H04Q2213/13377 ,  H04Q2213/13389 ,  H04Q2213/13405 ,  H04W12/10 ,  H04W12/12

摘要： Pre-authorized communication services and/or transactions are provided via a plurality of networks in response to a request received from a user to provide at least one of a communication service, a transaction and user account information via a plurality of networks of different types. Prior to processing the request, there is verification of the user's authorization to receive the at least one of the communication service, the transaction, and the user account information, and that an account associated with the user has a sufficient amount currently available for payment of the at least one of the communication service and the transaction. After verification, an authorized account associated with the user is charged in real time as the at least one of the communication service and the transaction is provided.

摘要翻译： 响应于从用户接收的请求，经由多个网络提供预授权的通信服务和/或交易，以经由多个不同类型的网络提供通信服务，交易和用户帐户信息中的至少一个。 在处理该请求之前，验证用户接收通信服务，交易和用户帐户信息中的至少一个的授权，并且与用户相关联的帐户具有当前可用于支付 所述通信服务和交易中的至少一个。 在验证之后，随着提供通信服务和交易中的至少一个，与用户相关联的授权帐户被实时收费。

公开(公告)号：US09098958B2

公开(公告)日：2015-08-04

申请号：US09894890

申请日：2001-06-29

申请人： Simon James Joyce ,  Prafulla C. Gupta ,  Ashok Kumar Reddy Eanuga ,  Manohar Sitaram Vaidya ,  Kalyan Chakravarthy Kasturi ,  Richa Gupta ,  Suresh Kumar Munnangi ,  Varma Laxmi Jagannadha Siva Kumar Jampana ,  Prasad Naganjaneya Vara Undavalli ,  Kondal Rao Nallajerla ,  Krishna Mohan Sistla ,  Amba Prasad Gudipati ,  Bhanu Murthy Nallagonda ,  Surya Sekhar Lakshmi Velpuri ,  Veerabhadra Rao Kalluri ,  Radhakrishnan Subhashree ,  Sundaram Mohan Kumar ,  Muralidhar Goparaju ,  Raju Wadalkar ,  Fernando Manoel Alves Santos, Jr. ,  Narendra Kumar Velagala ,  Anil Kumar Reddy Nakkala ,  Anjayya Chowdary Tummala ,  Krishna Mohan Venkata Kompella ,  Ravi Kiran Machiraju ,  Srinivas Seetamsetty ,  Gopal Vooradi ,  Sesh Kumar Venkata Hara Naga Burugula ,  Ranganatham Veluru

发明人： Simon James Joyce ,  Prafulla C. Gupta ,  Ashok Kumar Reddy Eanuga ,  Manohar Sitaram Vaidya ,  Kalyan Chakravarthy Kasturi ,  Richa Gupta ,  Suresh Kumar Munnangi ,  Varma Laxmi Jagannadha Siva Kumar Jampana ,  Prasad Naganjaneya Vara Undavalli ,  Kondal Rao Nallajerla ,  Krishna Mohan Sistla ,  Amba Prasad Gudipati ,  Bhanu Murthy Nallagonda ,  Surya Sekhar Lakshmi Velpuri ,  Veerabhadra Rao Kalluri ,  Radhakrishnan Subhashree ,  Sundaram Mohan Kumar ,  Muralidhar Goparaju ,  Raju Wadalkar ,  Fernando Manoel Alves Santos, Jr. ,  Narendra Kumar Velagala ,  Anil Kumar Reddy Nakkala ,  Anjayya Chowdary Tummala ,  Krishna Mohan Venkata Kompella ,  Ravi Kiran Machiraju ,  Srinivas Seetamsetty ,  Gopal Vooradi ,  Sesh Kumar Venkata Hara Naga Burugula ,  Ranganatham Veluru

IPC分类号： H04M3/42 ,  G07F7/08 ,  G06Q20/00 ,  G06Q20/32 ,  G06Q20/36 ,  G06Q20/40 ,  G06Q30/02 ,  H04M15/00 ,  H04M17/00 ,  H04Q3/00 ,  H04W12/12

CPC分类号： G07F7/0866 ,  G06Q20/00 ,  G06Q20/085 ,  G06Q20/32 ,  G06Q20/322 ,  G06Q20/363 ,  G06Q20/40 ,  G06Q20/403 ,  G06Q30/0283 ,  H04L63/0876 ,  H04L63/126 ,  H04M15/00 ,  H04M15/68 ,  H04M15/8038 ,  H04M15/854 ,  H04M17/00 ,  H04M2215/0196 ,  H04M2215/32 ,  H04M2215/34 ,  H04M2215/7442 ,  H04M2215/8166 ,  H04Q3/0029 ,  H04Q2213/13003 ,  H04Q2213/1305 ,  H04Q2213/13093 ,  H04Q2213/13095 ,  H04Q2213/13098 ,  H04Q2213/13103 ,  H04Q2213/13106 ,  H04Q2213/13109 ,  H04Q2213/1313 ,  H04Q2213/13134 ,  H04Q2213/1315 ,  H04Q2213/13152 ,  H04Q2213/13176 ,  H04Q2213/13204 ,  H04Q2213/1322 ,  H04Q2213/1324 ,  H04Q2213/13274 ,  H04Q2213/13282 ,  H04Q2213/1332 ,  H04Q2213/13331 ,  H04Q2213/1334 ,  H04Q2213/13345 ,  H04Q2213/13349 ,  H04Q2213/13372 ,  H04Q2213/13377 ,  H04Q2213/13389 ,  H04Q2213/13405 ,  H04W8/18 ,  H04W12/08 ,  H04W12/12

摘要： A method and apparatus for providing mobile commerce, electronic commerce, customer care and communication services via a plurality of networks, including receiving in a roaming network from a user device, an identification number and a request for a service, forwarding from the roaming network, to a home network, the identification number, the request for the service, and adding a service provider identification number that relates to a service provider and a cost or rate of the service, if the service is to be charged, verifying, by a convergent communication platform located on the home network, that the identification number relates to a valid user account, that the user device is authorized to receive the service and that the valid user account has sufficient value to pay for the service, providing an authorization to the service provider, if the identification number relates to the valid user account, the user device is authorized to receive the service and the valid user account has sufficient value, if the service is to be charged and charging the valid user account on a real time basis, if necessary, for providing the service, if the service is to be charged.