公开(公告)号：US10740847B1

公开(公告)日：2020-08-11

申请号：US15244847

申请日：2016-08-23

申请人： United Services Automobile Association (USAA)

发明人： Ramsey Devereaux ,  David S. Franck ,  Karen M. Moritz ,  Spencer E. Read ,  Daniela M. Wheeler ,  Eric Vaith ,  Erin E. McCaw ,  Christopher Maurice Norman ,  Jodi Jean Healy ,  Bharat Prasad ,  Kathleen L. Swain ,  Michael J. Allen

IPC分类号： G06Q40/08

摘要： A computer system and method for processing data to make rapid decisions regarding an insurance policy. Data is received from one or more informatic sensor devices and databases relating to an insured or insured property. A decision is identified that is to be rendered regarding an insurance policy in association with the insured. Predictive analytics is performed on the received data to determine the decision to be rendered regarding the insurance policy. Notification is provided of the determined decision regarding the insurance policy.

公开(公告)号：US11648461B1

公开(公告)日：2023-05-16

申请号：US17357527

申请日：2021-06-24

申请人： United Services Automobile Association (“USAA”)

发明人： Bharat Prasad ,  Christine Marie Brown ,  Rod Gonzales ,  Jodi Jean Healy

IPC分类号： A63F13/212 ,  A63F13/32 ,  A61B5/01 ,  A63F13/25 ,  A63F13/92 ,  A63F13/33 ,  A61B5/0205 ,  A63F13/35 ,  A61B5/08 ,  A61B5/021 ,  A61B5/024 ,  G16H20/60

CPC分类号： A63F13/212 ,  A61B5/01 ,  A61B5/02055 ,  A63F13/25 ,  A63F13/32 ,  A63F13/33 ,  A63F13/35 ,  A63F13/92 ,  A61B5/021 ,  A61B5/024 ,  A61B5/0816 ,  G16H20/60

摘要： A system, method and apparatus for capturing data from a plurality of users for providing online gameplay based on captured user sensor data. User sensor data is captured from a plurality of sensor capture devices relative to an associated user so as to be transmitted to a gameplay server. The gameplay server executes instructions to generate a user interface on a user's client computing device for providing gameplay on each user client portable computing device utilizing, and pertinent to, the captured sensor data.

公开(公告)号：US11071905B1

公开(公告)日：2021-07-27

申请号：US16687348

申请日：2019-11-18

申请人： United Services Automobile Association (“USAA”)

发明人： Bharat Prasad ,  Christine Marie Brown ,  Rod Gonzales ,  Jodi Jean Healy

IPC分类号： A63F13/212 ,  A63F13/25 ,  A61B5/01 ,  A63F13/92 ,  A63F13/33 ,  A63F13/32 ,  A61B5/0205 ,  A63F13/35 ,  A61B5/021 ,  G16H20/60 ,  A61B5/024 ,  A61B5/08

摘要： A system, method and apparatus for capturing data from a plurality of users for providing online gameplay based on captured user sensor data. User sensor data is captured from a plurality of sensor capture devices relative to an associated user so as to be transmitted to a gameplay server. The gameplay server executes instructions to generate a user interface on a user's client computing device for providing gameplay on each user client portable computing device utilizing, and pertinent to, the captured sensor data.

公开(公告)号：US10304141B1

公开(公告)日：2019-05-28

申请号：US15669459

申请日：2017-08-04

申请人： United Services Automobile Association (USAA)

发明人： Jodi Jean Healy ,  Keith Rodgers ,  Rod Gonzales ,  Robert Kenneth Dohner ,  Christine Marie Brown ,  Reynaldo Medina

IPC分类号： G06Q40/00 ,  G06Q40/08

摘要： A method or system may comprise generating a plurality of routes to a destination of a vehicle. Traversal, by the vehicle, of a route may be determined by a telematics device. The telematics vehicle may be configured to monitor a location of the vehicle and motion of the vehicle. The telematics device may be configured to generate data associated with the traversal of the route, the location of the vehicle, or the motion of the vehicle. Driving behavior of the vehicle may be determined, based at least on the data. A rating associated with the vehicle or the traversal of the route may be determined, based at least on the driving behavior. A risk score may be determined for the route. The rating may be determined, based at least on the risk score. The rating may be determined, based at least on the driving behavior.