公开(公告)号：US20190213569A1

公开(公告)日：2019-07-11

申请号：US15863320

申请日：2018-01-05

Applicant: Mastercard International Incorporated

Inventor： Adam Kenneth Hosp ,  Ellen Christine Walz ,  Stewart Boling ,  Siddique Hameed ,  Michael K. Forbis

IPC: G06Q20/20

CPC classification number: G06Q20/202 ,  H04W4/80 ,  H04W76/14

Abstract: An apparatus and method for utilizing a portable point-of-sale device for onboarding a merchant with an interchange network is provided. The method includes the operation of coupling the portable point-of-sale device to an external display device. The method also includes the operation of downloading a merchant companion application to a merchant client device. The merchant companion application is configured to communicate directly with the portable point-of-sale device. Furthermore, the method includes the operation of configuring a network connection between the portable point-of-sale device and the interchange network utilizing the merchant companion application. Moreover, the method includes the operation of providing merchant onboarding information to the interchange network via the portable point-of-sale device utilizing the merchant companion application.

公开(公告)号：US10685301B2

公开(公告)日：2020-06-16

申请号：US15639588

申请日：2017-06-30

Applicant: Mastercard International Incorporated

Inventor： Andrew J. Smith ,  Siddique Hameed ,  Michael K. Forbis ,  Stewart Boling ,  Adam Kenneth Hosp ,  Ted P. Sanders, Jr.

IPC: G06Q10/06 ,  G06Q20/40 ,  G06Q20/10 ,  G06N3/00 ,  G06F16/22 ,  G06F16/33 ,  G06Q20/20 ,  G06Q30/00 ,  G06F16/242 ,  G06F40/30 ,  G06F40/295 ,  G06N5/04

Abstract: A method and system are described that provide responses to natural language queries regarding the performance of a business. The method and system processes data from multiple data sources including information generated by the business and analyzes the data to provide actionable suggestions as to how to determine how to improve the performance of the business. The use of natural language queries allows for a merchant without a business intelligence background obtain these insights easily.

公开(公告)号：US20190130397A1

公开(公告)日：2019-05-02

申请号：US15794971

申请日：2017-10-26

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Siddique Hameed ,  Epher Mendoza ,  Adam Axe ,  Neeraj Javiya ,  Stewart Boling

IPC: G06Q20/40 ,  G06F17/30

Abstract: A host system pushing hosted Universal Resource Locators (URLs) to mobile computing devices is provided. The host system includes at least one host computing device configured to receive first merchant data and first Internet of Technology (IOT) data associated with a merchant computing device, enroll the merchant computing device using the first merchant data and the first IOT data, and build an IOT device profile. The host computing device is also configured to generate a hosted URL associated with the merchant computing device and push the hosted URL, using a URL signal, to a user computing device via an IOT device. The host computing device is further configured to instruct the user computing device to convert the URL signal into a URL address and instruct the user computing device to load the URL address in a browser of the user computing device.

公开(公告)号：US20210247893A9

公开(公告)日：2021-08-12

申请号：US16280743

申请日：2019-02-20

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Siddique Hameed ,  Ellen Christine Walz ,  Stephen Bongner ,  Sarala Buradagunta

IPC: G06F3/0484 ,  G06F3/0482 ,  H04L29/08

Abstract: Methods and a computer system for dynamically generating an embedded payment interface are described herein. The method includes obtaining rules that define a desired configuration of the embedded payment interface. The method also includes storing rules, storing a default interface template having a default configuration, and receiving an access message indicating that the webpage is accessed at a remote computing device, the access message including a plurality of data elements associated with the webpage and the access of the webpage by the remote computing device. The method also includes accessing the default interface template, generating customization commands that define an output configuration of the embedded payment interface by applying the rules to data elements, applying the customization commands to the default interface template to produce a payment interface having the output configuration corresponding to the desired configuration, and embedding the payment interface in the accessed webpage.

公开(公告)号：US20170069003A1

公开(公告)日：2017-03-09

申请号：US15083431

申请日：2016-03-29

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Deborah E. Barta ,  Michael K. Forbis ,  Timothy R. Zyk ,  Michael Wienke ,  Adam Axe ,  Siddique Hameed ,  Josh Monroe ,  Rahul Deshpande

IPC: G06Q30/06 ,  G06Q30/00

CPC classification number: G06Q30/0609 ,  G06Q30/0185

Abstract: Systems and methods for use in permitting merchant to manage fraud prevention rules are disclosed. One exemplary method includes causing at least one settings interface to be displayed to a merchant via a sales platform. The method also includes receiving, by a computing device, via the at least one settings interface, a merchant-specific selection of a prescribed action relating to transactions, at the merchant and receiving, by the computing device, a merchant-specific selection of a fraud prevention rule associated with the prescribed action. The fraud prevention rule defines merchant-specific criteria relating to the transactions. In addition, the method includes appending, by the computing device, the fraud prevention rule to a data structure, in association with the merchant, whereby the prescribed action is effected when a transaction to the merchant violates the criteria defined by the fraud prevention rule.

Abstract translation: 公开了允许商家管理防欺诈规则的系统和方法。 一个示例性方法包括使至少一个设置界面通过销售平台向商家显示。 所述方法还包括由计算设备经由所述至少一个设置界面，在所述商家处接收与所述交易相关的规定动作的商家特定选择，并由所述计算设备接收所述商户特定的 与规定行动有关的舞弊预防规则。 欺诈预防规则定义与交易相关的商家特定标准。 此外，该方法还包括将商业欺诈防止规则附加到与商户相关联的数据结构中，从而当对商家的交易违反防欺诈规则定义的标准时，执行规定的动作。

公开(公告)号：US20200264766A1

公开(公告)日：2020-08-20

申请号：US16280743

申请日：2019-02-20

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Siddique Hameed ,  Ellen Christine Walz ,  Stephen Bongner ,  Sarala Buradagunta

IPC: G06F3/0484 ,  G06F3/0482 ,  H04L29/08

Abstract: Methods and a computer system for dynamically generating an embedded payment interface are described herein. The method includes obtaining rules that define a desired configuration of the embedded payment interface. The method also includes storing rules, storing a default interface template having a default configuration, and receiving an access message indicating that the webpage is accessed at a remote computing device, the access message including a plurality of data elements associated with the webpage and the access of the webpage by the remote computing device. The method also includes accessing the default interface template, generating customization commands that define an output configuration of the embedded payment interface by applying the rules to data elements, applying the customization commands to the default interface template to produce a payment interface having the output configuration corresponding to the desired configuration, and embedding the payment interface in the accessed webpage.

公开(公告)号：US20170344986A1

公开(公告)日：2017-11-30

申请号：US15168934

申请日：2016-05-31

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Saravana Perumal Shanmugam ,  Adam Kenneth Hosp ,  Siddique Hameed ,  Andrew J. Smith

IPC: G06Q20/40 ,  H04L29/06 ,  G06Q50/00

CPC classification number: G06Q20/40 ,  G06Q20/32 ,  G06Q20/42 ,  G06Q50/01 ,  H04L63/10 ,  H04W12/00503 ,  H04W12/08

Abstract: Systems and methods are provided for use in creating, distributing, and displaying messages. One exemplary method includes receiving, by a computing device, a message request associated with an event and extracting, by the computing device, payment information and message information from the request. The method also includes causing the payment information to be processed. The method further includes creating, by the computing device, a message feed related to the event, when such a message feed does not exist, and adding the message information to the message feed when the message feed exists. Finally, the method includes causing, by the computing device, in response to a message feed request, the message feed to be delivered, whereby the message feed is displayed at an event merchant associated with the event.

公开(公告)号：US11126340B2

公开(公告)日：2021-09-21

申请号：US16280743

申请日：2019-02-20

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Siddique Hameed ,  Ellen Christine Walz ,  Stephen Bongner ,  Sarala Buradagunta

IPC: G06F3/048 ,  G06F3/0484 ,  H04L29/08 ,  G06F3/0482

Abstract: Methods and a computer system for dynamically generating an embedded payment interface are described herein. The method includes obtaining rules that define a desired configuration of the embedded payment interface. The method also includes storing rules, storing a default interface template having a default configuration, and receiving an access message indicating that the webpage is accessed at a remote computing device, the access message including a plurality of data elements associated with the webpage and the access of the webpage by the remote computing device. The method also includes accessing the default interface template, generating customization commands that define an output configuration of the embedded payment interface by applying the rules to data elements, applying the customization commands to the default interface template to produce a payment interface having the output configuration corresponding to the desired configuration, and embedding the payment interface in the accessed webpage.

公开(公告)号：US20160335637A1

公开(公告)日：2016-11-17

申请号：US15150839

申请日：2016-05-10

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Rahul A. Deshpande ,  Deborah E. Barta ,  Nevada Alpine Kent, V ,  Siddique Hameed ,  Stewart J. Boling ,  Michael K. Forbis

IPC: G06Q20/40 ,  H04W4/14 ,  G06Q20/10

CPC classification number: G06Q20/4012 ,  G06Q20/3255 ,  H04W4/14

Abstract: Systems and methods are provided for processing transactions to payment accounts. One exemplary method includes receiving a transaction request from a merchant relating to a transaction between a consumer and the merchant, transmitting a verification message to the merchant including a verification code, and receiving a verified transaction request from the merchant. At least one of the transaction request and the verified transaction request includes a telephone number associated with the consumer and an amount of the transaction. The method also includes transmitting a confirmation request to the consumer including a confirmation code, when the verified transaction request includes said verification code. The method further includes receiving a confirmation response from the consumer and transmitting an authorization request for the transaction, when the confirmation response includes said confirmation code.

Abstract translation: 提供系统和方法来处理交易到支付账户。 一种示例性方法包括从商家接收与消费者和商家之间的交易相关的交易请求，向商家发送包括验证码的验证消息，以及从商家接收经验证的交易请求。 交易请求和经验证的交易请求中的至少一个包括与消费者相关联的电话号码和交易量。 当验证的交易请求包括所述验证码时，该方法还包括向消费者发送包括确认码的确认请求。 该方法还包括当确认响应包括所述确认代码时从消费者接收确认响应并发送交易的授权请求。