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公开(公告)号：US20240428342A1
公开(公告)日：2024-12-26
申请号：US18827186
申请日：2024-09-06
Inventor： Joseph Robert Brannan , Brian N. Harvey , Ryan Michael Gross , J. Lynn Wilson , Matthew Eric Riley, SR.
IPC: G06Q40/08 , G06F16/9035 , G06F16/9535 , G06Q30/0645 , G06Q50/00
Abstract: A matching computer system for electronically generating, matching, and providing online user profiles, and determining a sharing score between the online user profiles is provided. The matching computer system may be configured to generate online user profiles associated with users of the systems. The matching computer system may be also configured to calculate a base score based upon the generated online user profile. Each base score represents a level of trustworthiness of each respective user. The matching computer system may be further configured to determine a sharing score between users based upon the base scores. Each sharing score represents a level of matching between the online user profiles.
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2.发明申请公开(公告)号：US20150149219A1
公开(公告)日：2015-05-28
申请号：US14589618
申请日：2015-01-05
Inventor： Benjamin F. Bowne , Jufeng "James" Peng , Nicholas R. Baker , Duane Lee Marzinzik , Matthew Eric Riley, SR. , Nick U. Christopulos , Brian Mark Fields , J Lynn Wilson , Bryan T. Wilkerson , David W. Thurber
CPC classification number: G06Q40/08 , B60W40/09 , G01C21/3676 , G01C21/3697 , G01S19/13 , G06Q10/0639 , G06Q10/0833 , G06Q30/0283 , G06Q40/04 , G07C5/008 , G07C5/08 , G07C5/0858 , H04L67/12 , H04W4/026 , H04W4/40
Abstract: A method for providing vehicle operation data to a remote computer or server for calculation of a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, wherein the method includes steps of: collecting vehicle operation data via a mobile device while the mobile device is associated with an operating vehicle, wherein the vehicle operation data has insurance risk predictive power; and transmitting the collected vehicle operation data from the mobile device to a remote computer. The remote computer or server receives collected vehicle operation data, stores the collected vehicle operation data in a database, a determines a vehicle insurance premium via a rating engine based at least in part on collected vehicle operation data.
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公开(公告)号：US20150314681A1
公开(公告)日：2015-11-05
申请号：US14269490
申请日：2014-05-05
Inventor： Matthew Eric Riley, SR. , Gregory Dwayne Carter , James M. Freeman , Vaidya Balasubramanian Pillai , Jason Chang , David W. Thurber
IPC: B60K28/06
CPC classification number: B60K28/066 , A61B5/0077 , A61B5/02055 , A61B5/024 , A61B5/0476 , A61B5/0533 , A61B5/18 , A61B5/6802 , A61B5/7455 , A61B5/746 , A61B2562/0219 , B60W40/08 , B60W50/16 , B60W2040/0818 , B60W2040/0827 , B60Y2400/902 , G08B21/06
Abstract: The method, system, and computer-readable medium facilitates monitoring a vehicle operator during the course of vehicle operation to determine whether the vehicle operator is impaired (e.g., distracted, drowsy, intoxicated) and alerting the vehicle operator using a haptic alert delivered by a wearable computing device worn by the vehicle operator when impairment is detected. The method, system, and computer-readable medium may monitor the vehicle operator, the environment surrounding the vehicle, and/or forces acting on the vehicle using a variety of sensors, including optical sensors or accelerometers. In particular, optical sensors may monitor the vehicle operator to detect eye blinks, head nods, head rotations, and/or gaze fixation. Optical sensors may also monitor the road ahead of the vehicle to detect lane deviation, lane centering, and time to collision. Accelerometers may detect acceleration in the direction of vehicle travel and/or lateral acceleration.
Abstract translation: 方法，系统和计算机可读介质便于在车辆操作过程中监视车辆操作者，以确定车辆操作者是否受损（例如，分心，困倦，醉人），并且使用由 当检测到损伤时，由车辆操作者佩戴的可穿戴计算装置。 方法，系统和计算机可读介质可以使用包括光学传感器或加速度计的各种传感器来监视车辆操作者，车辆周围的环境和/或作用在车辆上的力。 特别地，光学传感器可以监视车辆操作者以检测眨眼，头部头部，头部旋转和/或注视固定。 光学传感器还可以监视车辆前方的道路，以检测车道偏离，车道居中和碰撞时间。 加速度计可以检测车辆行驶方向和/或横向加速度的加速度。
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公开(公告)号：US20220172280A1
公开(公告)日：2022-06-02
申请号：US17673106
申请日：2022-02-16
Inventor： Brian N. Harvey , Joseph Robert Brannan , J. Lynn Wilson , Matthew Eric Riley, SR. , Ryan Gross
Abstract: In a method for applying penalties or incentives to a driver of a rented vehicle, an indication that the driver has agreed to terms for renting the vehicle from the vehicle owner is received, with the terms including the potential application of penalties or incentives to the driver based on driving behavior. Telematics data, indicative of operation of the rented vehicle by the driver during a period of time, is received. By analyzing the telematics data, one or more driving behaviors of the driver during the time period is/are identified. For each driving behavior, a corresponding state of an environment of the rented vehicle when the driving behavior occurred is determined. One or more penalties or incentives are caused to be applied to the driver, based on the driving behavior(s) and the corresponding state(s) of the environment of the rented vehicle.
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公开(公告)号：US20240087005A1
公开(公告)日：2024-03-14
申请号：US18514876
申请日：2023-11-20
Inventor： Brian N. Harvey , Joseph Robert Brannan , J. Lynn Wilson , Matthew Eric Riley, SR. , Ryan Gross
IPC: G06Q30/0645 , B60W40/04 , B60W40/06 , B60W40/09
CPC classification number: G06Q30/0645 , B60W40/04 , B60W40/06 , B60W40/09
Abstract: In a method for applying penalties or incentives to a driver of a rented vehicle, an indication that the driver has agreed to terms for renting the vehicle from the vehicle owner is received, with the terms including the potential application of penalties or incentives to the driver based on driving behavior. Telematics data, indicative of operation of the rented vehicle by the driver during a period of time, is received. By analyzing the telematics data, one or more driving behaviors of the driver during the time period is/are identified. For each driving behavior, a corresponding state of an environment of the rented vehicle when the driving behavior occurred is determined. One or more penalties or incentives are caused to be applied to the driver, based on the driving behavior(s) and the corresponding state(s) of the environment of the rented vehicle.
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Patent Agency Ranking
公开(公告)号：US20220274605A1
公开(公告)日：2022-09-01
申请号：US17745036
申请日：2022-05-16
Inventor： Brian N. Harvey , Matthew Eric Riley, SR. , Joseph Robert Brannan , J. Lynn Wilson , Ryan Gross
Abstract: In a method for applying penalties or incentives to a driver of a rented vehicle, an indication that the driver has agreed to terms for renting the vehicle from the vehicle owner is received, with the terms including the potential application of penalties or incentives to the driver based on driving behavior. Telematics data, indicative of operation of the rented vehicle by the driver during a period of time, is also received. By analyzing the telematics data, one or more driving behaviors of the driver during the time period is/are identified. One or more characteristics of the rented vehicle are also determined. One or more penalties or incentives are caused to be applied to the driver, based on the driving behavior(s) and the one or more characteristics of the rented vehicle.
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公开(公告)号：US20220036466A1
公开(公告)日：2022-02-03
申请号：US16677340
申请日：2019-11-07
Inventor： Brian N. Harvey , Ryan Michael Gross , Matthew Eric Riley, SR. , J. Lynn Wilson , Joseph Robert Brannan
Abstract: An analytics computing device is disclosed that includes a processor in communication with at least one memory device. The processor is configured to receive dynamic data corresponding to activity of a user, and including telematics data generated by a user device associated with the user. The processor is also configured to generate a plurality of analytics values based upon the dynamic data by applying at least one artificial intelligence (AI) model to the dynamic data, and generate an analytics vector for the user. The analytics vector includes the plurality of analytics values. The processor is further configured to use the analytics vector and at least one rule set of a plurality of rule sets to calculate at least one price for a usage-based insurance (UBI) policy of the user.
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8.发明公开公开(公告)号：US20240336270A1
公开(公告)日：2024-10-10
申请号：US18745397
申请日：2024-06-17
Inventor： Brian N. Harvey , Joseph Robert Brannan , Ryan Gross , J. Lynn Wilson , Matthew Eric Riley, SR.
IPC: B60W40/09 , G06Q30/0645 , G06Q50/40 , G07C5/00
CPC classification number: B60W40/09 , G06Q30/0645 , G06Q50/40 , G07C5/008
Abstract: Embodiments described herein receive telematics data collected over a period of time, wherein the telematics data is indicative of operation of a vehicle by an owner of the vehicle during the period of time; analyze the telematics data to identify driving behavior(s) of the owner during the period of time; predict one or more user preference values of a vehicle-sharing platform profile of the owner based on the identified one or more driving behaviors, wherein the one or more user preference values define one or more criteria for vehicle renters with whom the first vehicle can be shared; apply the one or more criteria to a potential vehicle renter; and cause an indication of the first vehicle of the owner to be displayed via a mobile device of the potential renter only if the potential vehicle renter satisfies the one or more criteria.
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9.发明公开公开(公告)号：US20240193675A1
公开(公告)日：2024-06-13
申请号：US18587640
申请日：2024-02-26
Inventor： Brian N. Harvey , Joseph Robert Brannan , J. Lynn Wilson , Matthew Eric Riley, SR. , Ryan Gross
IPC: G06Q30/0645 , B60W40/04 , B60W40/06 , B60W40/09
CPC classification number: G06Q30/0645 , B60W40/04 , B60W40/06 , B60W40/09
Abstract: Embodiments described herein, inter alia, receive telematics data collected over a period of time, wherein the telematics data is indicative of operation of a vehicle by a potential renter during the period of time; identify, upon analyzing the telematics data, driving behavior(s) of the renter during the period of time; determine, for each driving behavior, a corresponding state of an environment of the vehicle when the driving behavior occurred; determine renter eligibility value(s) for the renter based on the driving behavior(s) and the corresponding state of an environment of the vehicle; compare the renter eligibility value(s) to user preference value(s) of a profile of a vehicle owner, wherein the user preference value(s) define one or more criteria for vehicle renters with whom the vehicle can be shared; and cause an indication of the vehicle associated with the profile to be displayed only if the renter satisfies the criteria.
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公开(公告)号：US20240177121A1
公开(公告)日：2024-05-30
申请号：US18431328
申请日：2024-02-02
Inventor： Joseph Robert Brannan , Ryan Michael Gross , Matthew Eric Riley, SR. , Darwin Gene Beachy , Michael Aaron Myers , Brian N. Harvey , Benjamin Joel Tucker , Scott Thomas Christensen
Abstract: Described herein are methods and systems for generating and applying vehicle maintenance models to vehicle telematics data. A vehicle telematics analytics (VTA) computing device is configured to receive vehicle telematics data associated with operation of a subject vehicle, and apply the received vehicle telematics data to a vehicle maintenance model to determine whether the operation of the subject vehicle is better or worse than standard operation of like vehicles. The VTA computing device may adjust a maintenance cost and/or determine if a user of the vehicle is eligible for a reward based upon this determination. The VTA computing device is configured to transmit an itemized report to the user including the adjusted maintenance cost and/or the reward as well as one or more other vehicle costs.
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