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91.发明公开公开(公告)号：US20240364673A1
公开(公告)日：2024-10-31
申请号：US18138798
申请日：2023-04-25
Applicant: BANK OF AMERICA CORPORATION
Inventor： George Anthony Albero , Olga Kocharyan , Elizabeth Rhodes Kral
IPC: H04L9/40 , H04L67/131
CPC classification number: H04L63/08 , H04L67/131
Abstract: Reverse authentication of (i) virtual objects (e.g., avatars or the like) located in or proximate to sub-environments of virtual reality computing environments and, in some embodiments, (ii) the sub-environments themselves. The virtual object is authenticated as being associated with an individual/associate of the entity in control of the sub-environment and/or the sub-environment is authenticated as being associated with/controlled by the entity and, in response, a sensory-perceptible indicator (e.g., audible, visual, haptic indicator) is obtained/generated, which is communicated to a user device that outputs the sensory-perceptible indicator to notify the virtual reality user that the virtual object and/or sub-environment has been authenticated. Communication of the sensory-perceptible indicator and/or output of the sensory-perceptible indicator on the user device may be external to the virtual reality computing environment and, as such, may be communicated to and/or outputted on a user device different than the user device on which the virtual reality experience occurs.
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92.发明公开公开(公告)号：US20240362634A1
公开(公告)日：2024-10-31
申请号：US18140854
申请日：2023-04-28
Applicant: BANK OF AMERICA CORPORATION
Inventor： Nisha Dahiya
CPC classification number: G06Q20/40145 , G06Q20/389
Abstract: Systems, computer program products, and methods are described herein orchestrating resource instruments in an electronic network utilizing unique hash tokens. The invention relates to a system and method for managing and processing transactions using non-fungible tokens (NFTs) representing NFT checks. The system receives resource action data from an end-point device of a user and determines metadata from the resource action data required for generating the NFT check. The system performs a voice verification of the user via data received from the end-point device to authenticate the user's identity. Utilizing a distributed ledger architecture, the system generates the NFT based on the metadata and transmits unique hash code data representing the NFT to an entity resource account management and settlement repository. The system further generates a link to the NFT and transmits the link to the end-point device of the user, enabling secure, efficient, and user-friendly financial transactions leveraging NFT technology.
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公开(公告)号：US20240362159A1
公开(公告)日：2024-10-31
申请号：US18769134
申请日：2024-07-10
Applicant: Bank of America Corporation
Inventor： Swathi Bussa
CPC classification number: G06F11/3692 , G06F11/0712 , G06F11/0751 , G06F11/0793 , G06F11/3688 , G06T7/0002 , G06T2207/10016
Abstract: A system includes a memory and a processor coupled to the memory. The processor renders a virtual environment on a user device. The processor detects that a first view of the virtual environment has been rendered and accesses from the memory a first expected view pattern that corresponds to the first view. The processor compares the first view to the first expected view pattern and detects that a pattern of one or more visual elements in the first view does not match with an expected pattern of visual elements in the first expected view pattern. In response, the processor determines that an error has occurred relating to rendering the virtual environment. The processor obtains a solution corresponding to the error and applies the solution to resolve the detected error.
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公开(公告)号：US20240361995A1
公开(公告)日：2024-10-31
申请号：US18138779
申请日：2023-04-25
Applicant: Bank of America Corporation
Inventor： Arunkumar Somasundaram , Udhayan M , Lalitha Rajeswari Karanam , Balamurali Lakshminarayanan
CPC classification number: G06F8/36 , G06F8/71 , G06T19/006
Abstract: A method for deploying executable programming code, in real-time, leveraging an augmented reality (“AR”) device may be provided. The AR device may be a part of a network of AR devices. Each AR device within the network may be in electronic communication with each other during a duration of time that data displayed is captured, converted, analyzed, code generated and further visualized as a preview in an AR display through the AR device. The method may include capturing, continuously, images of data displayed on a display screen. The method may further include analyzing each captured image in order to identify a captured image comprising a plurality of text associated with computer processing steps for processing a set of documents. In response to the identifying, converting the captured image into a text file and searching to find an optimal function for each step in the set of computer processing steps.
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95.发明授权公开(公告)号：US12133064B2
公开(公告)日：2024-10-29
申请号：US17955736
申请日：2022-09-29
Applicant: Bank of America Corporation
Inventor： Brian Christman , Kamal D. Sharma , Kevin A. Delson , Robert R. Rosseland , Amer Ali , Gilbert Gatchalian
CPC classification number: H04S7/304 , G06F3/165 , H04M3/568 , H04S1/007 , H04S2400/11 , H04S2400/13 , H04S2400/15
Abstract: Apparatus and methods for enhancing a videotelephony conference experience by generating dynamic audio channels. Audio outputs may be provided to listeners over different channels. The multiple channels may simulate live, in-person conversation with conference participants. For example, listeners may also conduct separate, private conversations with other participants of the conference without leaving the general conference conversation. The videotelephony conference interface may coordinate presentation of participants to reflect the audio channels provided to a listener. For example, actively speaking participants may be positioned in different regions of the interface.
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Patent Agency Ranking
96.发明授权公开(公告)号：US12132819B2
公开(公告)日：2024-10-29
申请号：US18226862
申请日：2023-07-27
Applicant: Bank of America Corporation
Inventor： Manu Kurian , Joseph Castinado
CPC classification number: H04L9/0637 , G06F16/235 , G06Q20/3672 , G06Q40/02 , H04L9/50
Abstract: Aspects of the disclosure relate to processing systems for performing cross-sectional asset editing. A computing platform may receive permission to perform a first subset of event processing steps. The computing platform may delegate permission to an external event processor to perform a second subset of event processing steps and to an external resource management platform to perform a third subset of event processing steps. The computing platform may generate an element chain corresponding to the account. In response to receiving a request to process an event, the computing platform may add a sub-element to the element chain containing a fixed parameter corresponding to an expected value associated with the event and a variable parameter corresponding to an actual value associated with the event. In response to receiving a request to write the actual value to the element chain, the computing platform may modify the variable parameter of the sub-element accordingly.
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公开(公告)号：US12131328B2
公开(公告)日：2024-10-29
申请号：US17943252
申请日：2022-09-13
Applicant: BANK OF AMERICA CORPORATION
Inventor： Saurabh Arora , Sheetal Bhatia , Sandeep Kumar Chauhan
IPC: G06Q20/00 , G01J3/28 , G06F21/30 , G06Q20/04 , G06Q20/40 , G06T7/00 , G06V10/44 , G06V10/60 , G06V10/74
CPC classification number: G06Q20/4016 , G01J3/2823 , G06F21/30 , G06Q20/042 , G06T7/0002 , G06V10/44 , G06V10/60 , G06V10/761 , G06T2207/10036
Abstract: Systems, methods, and computer program products are provided herein for hyperspectral imaging based authentication. An example method includes receiving check data associated with at least a first user and extracting one or more field details from the check data. By leveraging a hyperspectral imaging module, the method further includes generating hyperspectral image data associated with the one or more extracted field details and determining one or more spectral characteristics associated with the one or more extracted field details based on the hyperspectral image data. The method further includes determining a tampering indication for the check data based on the one or more spectral characteristics. The spectral characteristics may include one or more reflectance values associated with extracted field details across a plurality of spectral bands.
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公开(公告)号：US20240356914A1
公开(公告)日：2024-10-24
申请号：US18137459
申请日：2023-04-21
Applicant: Bank of America Corporation
Inventor： Maharaj Mukherjee , George Albero
IPC: H04L9/40
CPC classification number: H04L63/0838 , H04L63/0861 , H04L63/1491
Abstract: A computing device may configure a plurality of device partitions. The computing device may send, to a one time password (OTP) server and via an interface of a first partition of the plurality of device partitions, a login request. The computing device may receive, at a second partition of the plurality of device partitions, an OTP. The computing device may access, by validating authentication credentials corresponding to the second partition of the plurality of device partitions, the OTP. The computing device may send, to the OTP server, the OTP. The computing device may access, upon receiving confirmation of validation of the OTP, services hosted by the OTP server.
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公开(公告)号：US20240356761A1
公开(公告)日：2024-10-24
申请号：US18648430
申请日：2024-04-28
Applicant: BANK OF AMERICA CORPORATION
Inventor： Manu Jacob Kurian
CPC classification number: H04L9/3263 , G06Q40/08 , H04L2209/64
Abstract: Systems, computer program products, and methods are described herein for the convergent distribution of electronic digital certificates. The present invention may be configured to generate electronic digital certificates associated with artifacts, store the electronic digital certificates on a distributed ledger, and record, on the distributed ledger, interests of the users in the electronic digital certificates. The present invention may be configured to receive a request from at least one user of the group of users to combine ownership of the electronic digital certificates. The present invention may be configured to generate, based on the request and based on the electronic digital certificates, a combined electronic digital certificate. The present invention may be configured to store the combined electronic digital certificate on the distributed ledger.
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公开(公告)号：US20240355317A1
公开(公告)日：2024-10-24
申请号：US18135800
申请日：2023-04-18
Applicant: BANK OF AMERICA CORPORATION
Inventor： George Anthony Albero , Maharaj Mukherjee , Prashant Thakur
IPC: G10L13/08 , H04N21/43 , H04N21/439
CPC classification number: G10L13/086 , H04N21/4307 , H04N21/4396
Abstract: Systems, computer program products, and methods are described herein for automated translation of digital multimedia. The present disclosure is configured to receive, from a user input device, a search request; determine the response for the search query in a first natural language, wherein the response comprises digital multimedia; reconfigure the response for display on the user input device in the preferred natural language, wherein reconfiguring further comprises: determining an intermediate natural language based on a lexical similarity with the preferred natural language; translating, using a first natural language translation subsystem, the response from the first natural language to the intermediate language; and translating, using a second natural language translation subsystem, the response from the intermediate language to the preferred natural language; and display the reconfigured response on the user input device in the preferred natural language.
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