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111.
公开(公告)号:US12062097B1
公开(公告)日:2024-08-13
申请号:US16838485
申请日:2020-04-02
Inventor: Nathan L. Tofte , Timothy W. Ryan , Nathan W. Baumann , Michael Shawn Jacob , Joshua David Lillie , Brian N. Harvey , Roxane Lyons , Rosemarie Geier Grant
IPC: G06V20/40 , B64C39/02 , B64D47/08 , G01C11/02 , G06F18/22 , G06Q40/08 , G06T7/00 , G06T7/20 , G06T7/246 , G06T7/73 , G06T11/60 , G06T17/05 , G06V10/42 , G06V20/10 , H04N5/44 , H04N7/18 , B64U10/00 , B64U101/00 , B64U101/30
CPC classification number: G06Q40/08 , B64C39/024 , B64D47/08 , G01C11/02 , G06F18/22 , G06T7/00 , G06T7/20 , G06T7/246 , G06T7/75 , G06T11/60 , G06T17/05 , G06V10/42 , G06V20/10 , G06V20/41 , H04N5/44 , H04N7/185 , B64U10/00 , B64U2101/00 , B64U2101/30 , G06T2207/10032 , G06T2207/30232 , G06T2207/30236 , G06T2207/30252 , G06T2215/16 , G06V20/44
Abstract: Various techniques are described utilizing one or more unmanned aerial vehicles (UAVs, or “drones”) for various disaster and/or catastrophe-related purposes. UAVs may collect data in an attempt to predict the occurrence and/or extent of a catastrophe and/or to mitigate the impact of a catastrophe before and, if not at that time, once it has occurred. The UAVs may perform various tasks such that the damage to property caused by a catastrophe (or potential catastrophe) may be eliminated or mitigated. A UAV may receive a flight path based on an energy consumption related condition and operate based on the flight path. Operating based on the flight path includes docking the UAV with a power supply device for charging a power source of the UAV.
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公开(公告)号:US12020330B2
公开(公告)日:2024-06-25
申请号:US17723908
申请日:2022-04-19
Inventor: Nathan L. Tofte , Timothy W Ryan , Nathan W. Baumann , Michael Shawn Jacob , Joshua David Lillie , Brian N. Harvey , Roxane Lyons , Rosemarie Geier Grant
IPC: G06Q40/08 , B64C39/02 , B64D47/08 , G01C11/02 , G06F18/22 , G06Q40/00 , G06T7/00 , G06T7/20 , G06T7/246 , G06T7/73 , G06T11/60 , G06T17/05 , G06V10/42 , G06V20/10 , G06V20/40 , H04N5/44 , H04N7/18 , B64U10/00 , B64U101/00 , B64U101/30
CPC classification number: G06Q40/08 , B64C39/024 , B64D47/08 , G01C11/02 , G06F18/22 , G06Q40/00 , G06T7/00 , G06T7/20 , G06T7/246 , G06T7/75 , G06T11/60 , G06T17/05 , G06V10/42 , G06V20/10 , G06V20/41 , H04N5/44 , H04N7/185 , B64U10/00 , B64U2101/00 , B64U2101/30 , G06T2207/10032 , G06T2207/30232 , G06T2207/30236 , G06T2207/30252 , G06T2215/16 , G06V20/44
Abstract: Unmanned aerial vehicles (UAVs) may facilitate the generation of a virtual reconstruction model of a vehicle collision. UAVs may collect data (including images) related to the vehicle collision, such as with the insured's permission, which may be received by an external computing device associated with the insurer and utilized to perform a photogrammetric analysis of the images to determine vehicle impact points, the road layout at the scene of the collision, the state of the traffic light at the scene of the collision, the speeds and directions of vehicles, etc. This data may be used to generate a virtual reconstruction model of the vehicle collision. An insurer may use the virtual reconstruction model to perform various insurance-related tasks, such as allocating fault to drivers or autonomous vehicles involved in the vehicle collision, and adjustment of insurance pricing based upon the fault allocation.
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公开(公告)号:US20240142065A1
公开(公告)日:2024-05-02
申请号:US18095678
申请日:2023-01-11
Inventor: Brian N. Harvey , Vicki King
Abstract: Systems and methods are described for detecting a leak based upon home telematics data. The method may include: (1) receiving home telematics data from one or more sensors associated with one or more pipes (or piping systems) in a structure, wherein the home telematics data is indicative of the frequency with which the one or more pipes are being used; (2) determining, using a trained machine learning algorithm, pipe activity associated with the one or more pipes is occurring at an irregular frequency; (3) determining, based upon at least the determination that the pipe activity associated with the one or more pipes is occurring at the irregular frequency, that the one or more pipes are leaking; and (4) transmitting an indication to a user associated with the home that the one or more pipes are leaking.
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公开(公告)号:US20240142037A1
公开(公告)日:2024-05-02
申请号:US18122871
申请日:2023-03-17
Inventor: Nathan L. Tofte , Brian N. Harvey , Vicki King , Joseph P. Harr
CPC classification number: F16L55/48 , G01M3/005 , F16L2101/30
Abstract: A system and method for detecting blockages or leaks in a piping system. A water-resistant pill sensor is tracked while it travels through the piping system. The pill sensor's travel speed, travel time, movement, images, audio, and/or other data determines if a leak or blockage exists, and if so, an electronic notification detailing the blockage or leak, its location, and corrective action is sent.
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公开(公告)号:US20240141611A1
公开(公告)日:2024-05-02
申请号:US18122867
申请日:2023-03-17
Inventor: Nathan L. Tofte , Brian N. Harvey , Vicki King , Joseph P. Harr
Abstract: A system and method for measuring water pressure on a foundation. Sensors may provide data related to the environment surrounding a foundation. Analysis of the sensor data determines properties of the environment, which may include a foundation water pressure. The system and method may determine damage to the foundation based upon the foundation water pressure.
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公开(公告)号:US20240112267A1
公开(公告)日:2024-04-04
申请号:US18124485
申请日:2023-03-21
Inventor: Brian N. Harvey , Joseph Robert Brannan , Joseph P. Harr , Edward W. Breitweiser
IPC: G06Q40/08 , G06Q10/087 , G06Q20/36
CPC classification number: G06Q40/08 , G06Q10/087 , G06Q20/3672
Abstract: The following relates generally to updating an inventory of insured items. In some embodiments, one or more processors: identify a digital wallet of non-fungible tokens (NFTs) configured to store NFTs that correspond to insured items associated with an individual; detect a request to add a NFT corresponding to an insured item to the digital wallet; update the digital wallet to include the NFT; and display a virtual representation of the insured items of the NFTs of the digital wallet.
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公开(公告)号:US20240112266A1
公开(公告)日:2024-04-04
申请号:US18124467
申请日:2023-03-21
Inventor: Brian N. Harvey , Joseph Robert Brannan , Joseph P. Harr , Edward W. Breitweiser
IPC: G06Q40/08
CPC classification number: G06Q40/08 , G06Q2220/00
Abstract: The following relates generally to providing insurance for a non-fungible token (NFT). For example, an NFT may represent ownership of a digital asset, such as an image and/or video. However, NFTs are sometimes lost (e.g., due to hacking, data corruption, etc.), and it thus may be wise to purchase insurance for the NFT. As such, in some embodiments, one or more processors: receive a request to purchase insurance for an NFT; determine an insurance premium for the NFT; and send an insurance quote including the determined insurance premium.
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公开(公告)号:US20240087005A1
公开(公告)日:2024-03-14
申请号:US18514876
申请日:2023-11-20
Inventor: Brian N. Harvey , Joseph Robert Brannan , J. Lynn Wilson , Matthew Eric Riley, SR. , Ryan Gross
IPC: G06Q30/0645 , B60W40/04 , B60W40/06 , B60W40/09
CPC classification number: G06Q30/0645 , B60W40/04 , B60W40/06 , B60W40/09
Abstract: In a method for applying penalties or incentives to a driver of a rented vehicle, an indication that the driver has agreed to terms for renting the vehicle from the vehicle owner is received, with the terms including the potential application of penalties or incentives to the driver based on driving behavior. Telematics data, indicative of operation of the rented vehicle by the driver during a period of time, is received. By analyzing the telematics data, one or more driving behaviors of the driver during the time period is/are identified. For each driving behavior, a corresponding state of an environment of the rented vehicle when the driving behavior occurred is determined. One or more penalties or incentives are caused to be applied to the driver, based on the driving behavior(s) and the corresponding state(s) of the environment of the rented vehicle.
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公开(公告)号:US20240087001A1
公开(公告)日:2024-03-14
申请号:US18124182
申请日:2023-03-21
Inventor: Joseph Robert Brannan , Brian N. Harvey , Edward W. Breitweiser , Joseph P. Harr
IPC: G06Q30/0601 , G06F21/31 , G06F21/62 , G06Q40/08
CPC classification number: G06Q30/0643 , G06F21/31 , G06F21/62 , G06Q40/08
Abstract: The following relates generally to providing a virtual insurance kiosk within a virtual environment. In some embodiments, an insurance server receives authentication credentials of a user device attempting to interact with the virtual insurance kiosk. The insurance server may authenticate the user device and establish a secure connection to the user device. The insurance server may then provide an insurance service to the user device. The following also relates generally to providing a secure virtual mall within a virtual environment. In some embodiments, a mall server receives authentication credentials from a user device and/or a vender server. The mall server may then authenticate the user to establish secure connection(s) to the user device and/or vender server. The mall server may process transactions between the user device and vender server, such as by underwriting insurance products related to the transactions.
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120.
公开(公告)号:US11915306B1
公开(公告)日:2024-02-27
申请号:US16267023
申请日:2019-02-04
Inventor: Brian N. Harvey , Joseph Robert Brannan , J. Lynn Wilson , Matthew Eric Riley, Sr. , Ryan Gross
IPC: G06Q30/0645 , B60W40/04 , B60W40/06 , B60W40/09
CPC classification number: G06Q30/0645 , B60W40/04 , B60W40/06 , B60W40/09
Abstract: Embodiments described herein, inter alia, receive telematics data collected over a period of time, wherein the telematics data is indicative of operation of a vehicle by a potential renter during the period of time; identify, upon analyzing the telematics data, driving behavior(s) of the renter during the period of time; determine, for each driving behavior, a corresponding state of an environment of the vehicle when the driving behavior occurred; determine renter eligibility value(s) for the renter based on the driving behavior(s) and the corresponding state of an environment of the vehicle; compare the renter eligibility value(s) to user preference value(s) of a profile of a vehicle owner, wherein the user preference value(s) define one or more criteria for vehicle renters with whom the vehicle can be shared; and cause an indication of the vehicle associated with the profile to be displayed only if the renter satisfies the criteria.
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