公开(公告)号：US20110173116A1

公开(公告)日：2011-07-14

申请号：US12687098

申请日：2010-01-13

申请人： Rui Yan ,  Hoi-Ming Chi ,  Seongjoon Koo ,  James Baker

发明人： Rui Yan ,  Hoi-Ming Chi ,  Seongjoon Koo ,  James Baker

IPC分类号： G06Q40/00 ,  G06Q10/00 ,  G06N5/02

CPC分类号： G06Q40/025 ,  G06Q10/067 ,  G06Q30/0185 ,  G06Q40/02

摘要： Embodiments include systems and methods of detecting and assessing multiple types of risks related to mortgage lending. One embodiment includes a system and method of detecting and assessing risks including fraud risks, early payment default risks, and risks related to fraudulently stated income on loan applications. One embodiment includes a computerized method that includes creating a combined risk detection model based on a plurality of risk detection models and using the combined risk detection model to evaluate loan application data and generate a combined risk score that takes into account interaction of different types of risks individually and collectively detected by the plurality of risk detection models.

摘要翻译： 实施例包括检测和评估与抵押贷款相关的多种风险的系统和方法。 一个实施例包括检测和评估风险的系统和方法，包括欺诈风险，早期支付违约风险以及与贷款申请中的欺诈性收入相关的风险。 一个实施例包括计算机化方法，其包括基于多个风险检测模型创建组合风险检测模型，并使用组合风险检测模型来评估贷款应用数据并生成考虑到不同类型风险的相互作用的组合风险评分 由多个风险检测模型单独和共同地检测。

公开(公告)号：US20100262481A1

公开(公告)日：2010-10-14

申请号：US12756059

申请日：2010-04-07

申请人： James Baker ,  Peter Ellis ,  Apoorv Kashyap ,  Thomas Murphy ,  Clint Pruett

发明人： James Baker ,  Peter Ellis ,  Apoorv Kashyap ,  Thomas Murphy ,  Clint Pruett

IPC分类号： G06Q30/00 ,  G06Q10/00 ,  G06Q50/00

CPC分类号： G06Q30/02 ,  G06Q10/30 ,  G06Q30/0222 ,  Y02W90/20

摘要： A method, a system, and a computer program for recapturing electronic devices no longer of use to their owners. The method, which is implemented by the computer program, broadly comprises the steps of identifying at least one electronic device no longer of use to the device's owner by managing one or more identification parameters; matching the device with a recapture offer so as to incentivize the owner to donate or sell the device; notifying the device owner of the recapture offer; and acquiring the device from the owner to complete recapture of the device.

摘要翻译： 一种用于重新捕获不再对其所有者使用的电子设备的方法，系统和计算机程序。 由计算机程序实现的方法广泛地包括以下步骤：通过管理一个或多个识别参数来识别不再对设备所有者使用的至少一个电子设备; 将设备与重新获得报价相匹配，以激励所有者捐赠或销售设备; 通知设备所有者重新获得报价; 并从所有者获取设备以完成设备的重新捕获。

公开(公告)号：US07632269B2

公开(公告)日：2009-12-15

申请号：US11038930

申请日：2005-01-18

申请人： Csaba Truckai ,  John Shadduck ,  James Baker

发明人： Csaba Truckai ,  John Shadduck ,  James Baker

IPC分类号： A61B18/18

CPC分类号： A61B18/1442 ,  A61B17/32 ,  A61B2017/2945 ,  A61B2018/00619 ,  A61B2018/00755 ,  A61B2018/00791 ,  A61B2018/00875 ,  A61B2018/1432 ,  A61B2018/1495

摘要： An electrosurgical instrument with a disposable electrosurgical cartridge is provided. The cartridge has first and second energy-delivery surfaces that carry first and second opposing polarity conductors coupled to a voltage source, together with first and second temperature-responsive variable impedance bodies exposed partly in the respective-delivery surfaces. The cartridge further carries a slidable blade member. The temperature-responsive variable impedance bodies are coupled to the voltage source by series and parallel circuitry. In use, the variable impedance bodies are adapted to modulate current flow and ohmic heating in engaged tissue by providing controlled current paths in the tissue and through the variable impedance bodies as the temperature-responsive bodies sense the temperature of adjacent engaged tissue. The engagement surfaces are capable of highly localized modulation of Rf energy application to engage engaged tissue to provide high and low temperatures, voltage and current in the tissue to create high strength welds.

摘要翻译： 提供具有一次性电外科手术盒的电外科器械。 盒具有第一和第二能量传递表面，其承载耦合到电压源的第一和第二相对极性导体以及部分地暴露在相应输送表面中的第一和第二温度响应可变阻抗体。 该盒还带有可滑动的刀片部件。 温度响应可变阻抗体通过串联和并联电路耦合到电压源。 在使用中，可变阻抗体适于通过在温度响应体感测相邻接合组织的温度时通过在组织中和通过可变阻抗体中提供受控的电流路径来调制接合组织中的电流和欧姆加热。 接合表面能够高度局部调节Rf能量施加以接合啮合组织，以在组织中提供高温和低温，电压和电流以产生高强度焊缝。

公开(公告)号：US20080026988A1

公开(公告)日：2008-01-31

申请号：US11786855

申请日：2007-04-13

申请人： James Baker ,  Anna Bielinska ,  Andrzej Myc

发明人： James Baker ,  Anna Bielinska ,  Andrzej Myc

IPC分类号： A61K38/16 ,  A61P31/18

CPC分类号： A61K39/21 ,  A61K31/00 ,  A61K39/12 ,  A61K39/39 ,  A61K2039/541 ,  A61K2039/543 ,  A61K2039/55555 ,  A61K2039/55561 ,  A61K2039/55566 ,  A61K2039/55572 ,  C07K14/005 ,  C12N2740/16122 ,  C12N2740/16134

摘要： The present invention relates to methods and compositions for the stimulation of immune responses. Specifically, the present invention provides methods of inducing an immune response to human immunodeficiency virus (HIV) in a subject (e.g., a human subject) and compositions useful in such methods (e.g., a nanoemulsion comprising HIV or antigenic portion thereof).

摘要翻译： 本发明涉及用于刺激免疫应答的方法和组合物。 具体地，本发明提供了在受试者（例如人类受试者）中诱导对人类免疫缺陷病毒（HIV）的免疫应答的方法和用于这些方法（例如，包含HIV或其抗原部分的纳米乳剂）的组合物。

公开(公告)号：US20070258628A1

公开(公告)日：2007-11-08

申请号：US11245883

申请日：2005-10-07

申请人： John Schneider ,  Jack Kitchens ,  James Baker

发明人： John Schneider ,  Jack Kitchens ,  James Baker

IPC分类号： G06K9/00 ,  G01N29/04

CPC分类号： G01N29/2437 ,  A61B5/1172 ,  A61B8/0858 ,  A61B8/4483 ,  G06K9/0002 ,  G06K9/00026

摘要： The invention may be embodied as a fingerprint scanner having an ultrasonic wave detector, a platen, an ultrasonic wave generator located between the detector and the platen. The invention may be embodied as a method of scanning a finger. One such method includes providing a platen, a detector and a generator, the generator being placed between the platen and the detector. A finger may be provided on the platen, and an ultrasound wave pulse may be sent from the generator toward the finger. The wave pulse may be reflected from the finger, and received at the detector. The received wave pulse may be used to produce an image of the finger.

摘要翻译： 本发明可以被实现为具有超声波检测器，压板，位于检测器和压板之间的超声波发生器的指纹扫描器。 本发明可以被实施为扫描手指的方法。 一种这样的方法包括提供压板，检测器和发生器，发电机被放置在压板和检测器之间。 可以在压板上设置手指，并且可以从发生器向手指发送超声波脉冲。 波脉冲可以从手指反射并在检测器处接收。 所接收的波脉冲可用于产生手指的图像。

公开(公告)号：US07290974B1

公开(公告)日：2007-11-06

申请号：US10921727

申请日：2004-08-19

申请人： Gary E. Baker ,  James Baker

发明人： Gary E. Baker ,  James Baker

IPC分类号： B60P3/42

CPC分类号： B60P3/42 ,  B62D53/0828

摘要： A mountable hitch for converting a normally fixed mounted material hauling device for use with a fifth wheel capable vehicle. The mountable hitch includes a mountable frame assembly selectively engaging the vehicle. A load carrying device is coupled to the frame assembly. The load carrying device is for containing material when the mountable frame assembly engages the vehicle and the load carrying device is transported by the vehicle. A securing assembly selectively engages the load carrying device. The securing assembly is coupled to the vehicle whereby the securing assembly inhibits the load carrying device and the mountable frame assembly from sliding off of the vehicle when the load carrying device engages the securing assembly.

摘要翻译： 一种用于转换常规固定的安装材料运输装置的可安装搭接件，用于与具有第五轮能力的车辆一起使用。 可安装搭接件包括可选择地接合车辆的可安装框架组件。 承载装置联接到框架组件。 承载装置用于在可安装框架组件与车辆接合并且承载装置由车辆运输时容纳材料。 固定组件选择性地接合负载装置。 固定组件联接到车辆，由此当承载装置接合固定组件时，固定组件阻止承载装置和可安装的框架组件从车辆滑出。

公开(公告)号：US20070156324A1

公开(公告)日：2007-07-05

申请号：US11705627

申请日：2007-02-12

申请人： Roger Percy ,  Kay Burke ,  James Baker ,  R. Percy

发明人： Roger Percy ,  Kay Burke ,  James Baker ,  R. Percy

IPC分类号： G08G1/00 ,  G01C21/32

CPC分类号： G06Q30/0205 ,  G01S1/02 ,  G01S5/0027 ,  G01S5/0294 ,  G01S19/14 ,  G01S19/34 ,  G01S2205/002 ,  G06Q30/0201 ,  G06Q30/0242 ,  H04H60/52 ,  H04H60/66 ,  H04W4/023

摘要： The present invention is directed to utilizing monitoring devices (200) for determining the effectiveness of various locations, such as media display locations (150) for an intended purpose (media display exposure). The monitoring devices (200) are distributed to a number of study respondents. The monitoring devices (200) track the movements of the respondents. While various technologies may be used to track the movements of the respondents, at least some of the location tracking of the monitoring device (200) utilize a satellite (105) location system such as the global positioning system (“GPS”). These movements of the respondent and monitoring device (200) at some point coincide with exposure to a number of media displays (150). Geo data (movement data) collected by the monitoring devices, is downloaded to a download server (300), for determining which media displays (150) the respondent was exposed to. The exposure determinations are made by a post-processing server (400).

公开(公告)号：US20070151984A1

公开(公告)日：2007-07-05

申请号：US11678005

申请日：2007-02-22

申请人： James Baker ,  Gary Kirian

发明人： James Baker ,  Gary Kirian

IPC分类号： B67D5/56

CPC分类号： A61J1/2089 ,  A61J1/201 ,  A61J1/2055 ,  A61J1/2058 ,  A61J1/2062 ,  A61J1/2096 ,  A61M5/14216 ,  A61M5/1452 ,  A61M39/223

摘要： Systems, including methods and apparatus, for dispensing biological fluids, such as allergens.

摘要翻译： 用于分配生物流体（例如变应原）的系统，包括方法和装置。

公开(公告)号：US20070118192A1

公开(公告)日：2007-05-24

申请号：US11650887

申请日：2007-01-08

申请人： James Baker

发明人： James Baker

IPC分类号： A61F7/00 ,  A61F7/12

CPC分类号： A61B18/14

摘要： Methods and apparatus are provided for an achieving low-rate collagen shrinkage using an electrode array comprising an elongated insulator strip having at least one pair of spaced-apart bi-polar RF electrodes, and a “channeling” disposed on the strip between the bi-polar electrodes to direct the flow of RF current therebetween. The channeling electrode is not directly coupled to the RF power source, but only indirectly through the tissue in contact with the channeling electrode. The apparatus enables low RF power levels (e.g., 0.5 watts to 25 watts) to be applied over time intervals of 5 seconds to 180 seconds to attain low-rate collagen shrinkage by directing or focusing the path of the RF current.

摘要翻译： 提供了使用电极阵列实现低速率胶原收缩的方法和装置，所述电极阵列包括具有至少一对间隔开的双极性RF电极的细长绝缘条，以及设置在所述双极性RF极之间的带上的“沟道” 极性电极以引导其间的RF电流流动。 沟道电极不直接耦合到RF电源，而是仅间接地通过与沟道电极接触的组织。 该装置能够通过5秒至180秒的时间间隔施加低RF功率水平（例如，0.5瓦至25瓦特），以通过引导或聚焦RF电流的路径来获得低速率胶原收缩。

公开(公告)号：US20070106582A1

公开(公告)日：2007-05-10

申请号：US11543271

申请日：2006-10-03

申请人： James Baker ,  Jacob Spoelstra ,  Yuansong Liao

发明人： James Baker ,  Jacob Spoelstra ,  Yuansong Liao

IPC分类号： G06Q40/00

CPC分类号： G06Q40/00 ,  G06Q10/067 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q20/108 ,  G06Q20/40 ,  G06Q20/4016 ,  G06Q20/403 ,  G06Q30/0185 ,  G06Q30/06 ,  G06Q40/025 ,  G06Q40/08 ,  G06Q40/12

摘要： Embodiments include systems and methods of detecting fraud. In particular, one embodiment includes a system and method of detecting fraud in transaction data such as payment card transaction data. For example, one embodiment includes a computerized method of detecting that comprises receiving data associated with a financial transaction and at least one transacting entity, wherein the data associated with the transacting entity comprises at least a portion of each of a plurality of historical transactions of the transacting entity, applying the data to at least one first model, generating a score based on the first model, and generating data indicative of fraud based at least partly on the score. Other embodiments include systems and methods of generating models for use in fraud detection systems.

摘要翻译： 实施例包括检测欺诈的系统和方法。 特别地，一个实施例包括检测诸如支付卡交易数据的交易数据中的欺诈的系统和方法。 例如，一个实施例包括检测的计算机化方法，包括接收与金融交易相关联的数据和至少一个交易实体，其中与交易实体相关联的数据包括多个历史交易中的每一个的至少一部分 交易实体，将数据应用于至少一个第一模型，基于第一模型生成分数，以及至少部分地基于分数生成指示欺诈的数据。 其他实施例包括用于在欺诈检测系统中使用的模型的系统和方法。