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公开(公告)号：US20180068301A1
公开(公告)日：2018-03-08
申请号：US15692868
申请日：2017-08-31
Applicant: Apple Inc.
Inventor： Najeeb M. ABDULRAHIMAN , Matthias LERCH , George R. DICKER , Oren M. ELRAD , Glen W. STEELE , Charles T. AHN , Onur E. TACKIN , Gordon Y. SCOTT
CPC classification number: G06Q20/3278 , G06Q20/322 , G06Q20/342 , G06Q20/3572 , G06Q20/3674 , G06Q20/401 , G06Q20/4014 , G06Q20/405
Abstract: A device implementing an express credential transaction system includes at least one processor configured to receive an indication that a payment applet for a service provider has been provisioned on a secure element of the device with a first attribute indicating that the payment applet can be utilized for a transaction without authentication associated with the transaction. The processor is configured to set the first attribute of the payment applet to indicate that authentication is required to utilize the payment applet when another payment applet for the service provider provisioned on the secure element of the device has an attribute that indicates the other payment applet can be utilized for the transaction without user authentication. The at least one processor is configured to control whether the user authentication is requested when utilizing the payment applet or the other payment applet, respectively, in transactions.
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公开(公告)号：US20160358167A1
公开(公告)日：2016-12-08
申请号：US14871635
申请日：2015-09-30
Applicant: Apple Inc.
Inventor： Marcel VAN OS , Donald W. PITSCHEL , Gregg SUZUKI , Lawrence Y. YANG , Peter D. ANTON , Glen W. STEELE , George R. DICKER
Abstract: The present disclosure generally relates to the use of loyalty accounts, private label payment accounts, and general payment accounts using an electronic device with an electronic wallet. Various accounts are linked to the electronic device. In some examples, the electronic device is NFC-enabled. The electronic device may be used to provide loyalty account information and payment account information to a payment terminal, such as an NFC-enabled payment terminal.
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公开(公告)号：US20160253665A1
公开(公告)日：2016-09-01
申请号：US15137944
申请日：2016-04-25
Applicant: Apple Inc.
Inventor： Marcel VAN OS , Pablo F. CARO , George R. DICKER , Glen W. STEELE
CPC classification number: G06Q20/40145 , G06Q20/10 , G06Q20/102 , G06Q20/227 , G06Q20/32 , G06Q20/322 , G06Q20/3223 , G06Q20/3224 , G06Q20/327 , G06Q20/3278 , G06Q20/36 , G06Q20/3821 , G06Q20/40 , G06Q20/401 , G06Q20/4014 , G06Q20/405 , G06Q30/0631 , H04L67/10 , H04M1/72522 , H04M1/72561
Abstract: The present disclosure relates to making payments with a mobile device. In one example process, the mobile device receives and stores information for one or more payment accounts on the mobile device. The mobile device is used to make payments using the payment accounts. In some examples, authorization to proceed with a payment is performed before each purchase made by the user. The authorization process can include receiving a verification of the user, such as a fingerprint scan or passcode. In some examples, a payment account is selected from among available payment accounts. In some examples, an indication is displayed of a digital item associated with a purchased item. In some examples, a payment transaction is initiated with participants of an ongoing communication. In some examples, an application of a retailer is invoked based on the availability of the application. In some examples, a purchase recommendation is provided.
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公开(公告)号：US20130332826A1
公开(公告)日：2013-12-12
申请号：US13843962
申请日：2013-03-15
Applicant: APPLE INC.
Inventor： Chanaka G. KARUNAMUNI , Marcel VAN OS , Scott HERZ , Eliza BLOCK , Glen W. STEELE , Ken FERRY , Peter LAURENS
IPC: G06F17/27
CPC classification number: G06F17/27 , G06F16/487 , G06F16/489 , G06Q10/10
Abstract: In some implementations, documents can be presented on a display of a computing device based on a context of the computing device. The context can include a current time and/or current location associated with the computing device. The documents can be presented based on a time and/or location associated with the documents. Documents can be downloaded and shared between devices. Documents can be dynamically updated based on document vendor provided information and/or other network based resources. In some implementations, the various graphical interfaces described herein provide access to a variety of document types in an organized and efficient manner.
Abstract translation: 在一些实现中，文档可以基于计算设备的上下文呈现在计算设备的显示器上。 上下文可以包括与计算设备相关联的当前时间和/或当前位置。 可以基于与文档相关联的时间和/或位置来呈现文档。 文件可以在设备之间下载和共享。 可以基于文档供应商提供的信息和/或其他基于网络的资源动态地更新文档。 在一些实施方案中，本文描述的各种图形界面以有组织且有效的方式提供对各种文档类型的访问。
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公开(公告)号：US20250022049A1
公开(公告)日：2025-01-16
申请号：US18896824
申请日：2024-09-25
Applicant: Apple Inc.
Inventor： Marcel VAN OS , Jennifer J. BAILEY , Jae Woo CHANG , Jarad M. FISHER , Richard W. HEARD , Mischa MCLACHLAN , Ashish C. NAGRE , Glen W. STEELE , Akila SURESH
IPC: G06Q40/02 , G06F3/04817 , G06F3/0484 , G06F3/04845 , G06Q20/10 , G06Q20/38 , G06Q20/40 , H04M3/00
Abstract: In some embodiments, exemplary user interfaces for provisioning an electronic device with an account are described. In some embodiments, exemplary user interfaces for providing usage information of an account are described. In some embodiments, exemplary user interfaces for providing visual feedback on a representation of an account are described. In some embodiments, exemplary user interfaces for managing the tracking of a category are described. In some embodiments, exemplary user interfaces for managing a transfer of items are described. In some embodiments, exemplary user interfaces for managing an authentication credential connected with an account are described. In some embodiments, exemplary user interfaces for activating a physical account object are described. In some embodiments, exemplary user interfaces for managing balance transfers are described.
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Patent Agency Ranking
公开(公告)号：US20230334522A1
公开(公告)日：2023-10-19
申请号：US18211199
申请日：2023-06-16
Applicant: Apple Inc.
Inventor： Marcel VAN OS , Donald W. PITSCHEL , Gregg SUZUKI , Lawrence Y. YANG , Peter D. ANTON , Glen W. STEELE , George R. DICKER
IPC: G06Q30/0226 , G06Q30/0207 , G06Q20/36 , G06Q20/40 , G06Q20/32
CPC classification number: G06Q30/0226 , G06Q20/3278 , G06Q20/36 , G06Q20/363 , G06Q20/40 , G06Q20/40145 , G06Q30/0207
Abstract: The present disclosure generally relates to the use of loyalty accounts, private label payment accounts, and general payment accounts using an electronic device with an electronic wallet. Various accounts are linked to the electronic device. In some examples, the electronic device is NFC-enabled. The electronic device may be used to provide loyalty account information and payment account information to a payment terminal, such as an NFC-enabled payment terminal.
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公开(公告)号：US20210201288A1
公开(公告)日：2021-07-01
申请号：US17200455
申请日：2021-03-12
Applicant: Apple Inc.
Inventor： Marcel VAN OS , Oluwatomiwa B. ALABI , Peter D. ANTON , George R. DICKER , Donald W. PITSCHEL , Danvin RUANGCHAN , Glen W. STEELE , Simon TICKNER , Shawn T. WEBSTER
Abstract: In some examples, an account is provisioned onto an electronic device. In some examples, the device receives a value to fund the account provisioned on the electronic device. In some examples, the electronic device transacts with a contactless transaction terminal using the provisioned account and displays an indication of the transaction. In some examples, the electronic device transmits information corresponding to the provisioned account without checking for authentication. In some examples, the device receives user input initiating a process for moving the account from a first device to a second device. In some examples, the device receives account payment credentials from a second device when a set of payment criteria are met.
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公开(公告)号：US20180349880A1
公开(公告)日：2018-12-06
申请号：US15994992
申请日：2018-05-31
Applicant: Apple Inc.
CPC classification number: G06Q20/3223 , G06Q20/38
Abstract: A device implementing a peer transaction system may include at least one processor configured to receive, within a messaging application, a request to send a transaction amount from a first user to a second user. The at least one processor may be further configured to transmit, to a mobile transaction system, a request to transfer the transaction amount from a first debit account of the first user to a second debit account of the second user. The at least one processor may be further configured to receive, from the mobile transaction system, a confirmation that the transaction amount has been transferred from the first user to the second user. The at least one processor may be further configured to transmit, via the messaging application, a message to the second user that indicates that the transaction amount has been sent from the first user to the second user.
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公开(公告)号：US20180089660A1
公开(公告)日：2018-03-29
申请号：US15627285
申请日：2017-06-19
Applicant: APPLE INC.
Inventor： Thomas ELLIOTT , Timothy S. HURLEY , Richard M. KRAKOWSKI , Richard D. EWING , Glen W. STEELE , Rupa B. VAZIRANI
CPC classification number: G06Q20/322 , G06Q20/10 , G06Q20/223 , G06Q20/383
Abstract: The systems and methods disclosed herein provide features that allow a user (e.g., sender) to make anonymous direct person-to-person payments to a recipient (e.g., another user). In some cases, the recipient may be someone that the sender of the payment does not know. Thus, the sender and/or recipient of the payment may wish to obfuscate (e.g., hide, obscure, etc.) at least a portion their respective identities. The sender and/or recipient can configure the system to provide a limited amount (e.g., some, or none) of personal information to the other party to the transaction. When the system processes the transaction, the configured amount of personal information can be shared with each party (e.g., sender, recipient) to the transaction so that each party can maintain a desired level of anonymity.
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公开(公告)号：US20180082288A1
公开(公告)日：2018-03-22
申请号：US15675626
申请日：2017-08-11
Applicant: Apple Inc.
Inventor： Benjamin D. CHESTER , Glen W. STEELE , Jeff W. LIN , Vineet CHADHA
CPC classification number: G06Q20/3821 , G06Q20/085
Abstract: A device implementing an inter-device credential transfer system may include at least one processor that is configured to receive a request to transfer a transaction credential from a first device to a second device, the transaction credential being associated with a stored monetary value and the request comprising a transaction credential identifier of the transaction credential. The at least one processor is further configured to prevent, responsive to the request, the transaction credential from being utilized for payment transactions by the first device. The at least one processor is further configured to provision an instance of the transaction credential on the second device. The at least one processor is further configured to cause the instance of the transaction credential to be activated on the second device with a balance corresponding to the stored monetary value associated with the transaction credential.
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