公开(公告)号：US20030007615A1

公开(公告)日：2003-01-09

申请号：US10203216

申请日：2002-08-07

发明人： Beatrice Parfait ,  Eric Depret ,  Michel Mirouze

IPC分类号： G06F017/60 ,  H04M015/00 ,  H04M017/00

CPC分类号： G07F7/0866 ,  G06Q20/28 ,  G06Q20/363 ,  G06Q40/02

摘要： The balance or a portion of the balance associated with a prepaid card with or without a microcircuit is paid into a balance portion collection server, as a donations to charities, after setting up a call between a terminal and the server and after confirmation of the payment by the user at the terminal to increment a counter with the balance or balance portion. In another embodiment, balance portions are paid cyclically into the server or into a connection unit as and when a telephone call runs.

摘要翻译： 与具有或不具有微电路的预付卡相关联的余额或一部分余额在向终端和服务器建立呼叫之后并且在支付确认之后被支付到余额部分收集服务器中，作为对慈善机构的捐赠 由用户在终端处用余额或余额部分增加计数器。 在另一个实施例中，当电话呼叫运行时，余额部分被循环地支付到服务器或连接单元中。

公开(公告)号：US20020176555A1

公开(公告)日：2002-11-28

申请号：US09864597

申请日：2001-05-23

发明人： Li-Ta Ku

IPC分类号： H04M011/00 ,  H04M017/00

CPC分类号： H04M17/02 ,  H04M17/026 ,  H04M2215/22

摘要： A kit for converting an existing pay telephone to additionally provide computer network access includes an upper housing unit that latches to a lower housing of the existing telephone, and a network adapter unit which includes a network computer and a control module that selectively disables a hook switch connection to a payphone electronics module of the existing payphone. A coin scanner and an escrow unit of the existing payphone are connected through the control module to the payphone electronics unit. The network computer, in combination with the control module, provides a stand by mode, a pay phone mode, and a network mode. Also disclosed are a complete network access pay telephone and a method for converting the existing payphone to add network access.

摘要翻译： 用于转换现有付费电话机以额外提供计算机网络访问的套件包括锁定到现有电话的下壳体的上壳体单元和包括网络计算机和控制模块的网络适配器单元，所述网络计算机和控制模块选择性地禁用挂钩开关 连接到现有付费电话的付费电话电子模块。 现有的投币电话的硬币扫描器和暂存单元通过控制模块连接到付费电话电子单元。 网络计算机与控制模块结合，提供待机模式，付费电话模式和网络模式。 还公开了一种完整的网络接入付费电话和用于转换现有的付费电话以增加网络接入的方法。

公开(公告)号：US20020064261A1

公开(公告)日：2002-05-30

申请号：US09750619

申请日：2000-11-30

发明人： Marwan Monir Afana

IPC分类号： H04M015/00 ,  H04M017/00

CPC分类号： H04M15/854 ,  H04M15/00 ,  H04M15/48 ,  H04M15/51 ,  H04M17/00 ,  H04M2215/0156 ,  H04M2215/54 ,  H04M2215/8166

摘要： A system, and methods for billing clients of services providers are presented. Calls to the services providers are received at a prepaid calling center where the clients are prompted to provide an identification number. The identification number is then used to retrieve a record from a database which includes the client's debit account information as well as a menu of services available from a services provider, and the services provider's telephone number. After retrieving the foregoing information, the prepaid calling center completes a telephone call between the client and the services provider. The prepaid calling centers then debits the prepaid account at a prescribed billing rate until the telephone call is terminated.

摘要翻译： 介绍了一种系统和用于计费服务提供商客户端的方法。 在预付费呼叫中心接收到服务提供商的呼叫，客户端被提示提供识别号码。 然后，识别号用于从数据库检索包括客户的借记帐户信息的记录，以及从服务提供商获得的服务菜单以及服务提供商的电话号码。 在检索上述信息之后，预付费呼叫中心在客户端和服务提供商之间完成电话呼叫。 然后，预付费呼叫中心以预定的计费费率借记预付账户，直到电话终止。

公开(公告)号：US20020014389A1

公开(公告)日：2002-02-07

申请号：US09874157

申请日：2001-06-04

发明人： Peter L. Bach

IPC分类号： G07F005/10 ,  H04M017/00

CPC分类号： H04M17/02 ,  G07F5/10 ,  H04M17/026

摘要： A low-cost, single solenoid operated relay for a coin escrow assembly used in coin operated equipment. The single solenoid moves a forked electromagnet secured thereto to operate a selector card having a magnet held therein to bias between the collect and refund sides of a hopper in the coin escrow assembly, without the need for complex and expensive electronic circuitry.

摘要翻译： 一种用于投币式设备的硬币托管组件的低成本，单电磁操作继电器。 单个螺线管移动固定在其上的叉形电磁体，以操作具有保持在其中的磁体的选择卡，以在硬币暂存组件中的料斗的收集和退出侧之间偏置，而不需要复杂且昂贵的电子电路。

公开(公告)号：US20040043754A1

公开(公告)日：2004-03-04

申请号：US10230852

申请日：2002-08-29

发明人： Jean E. Whewell

IPC分类号： H04M015/00 ,  H04M017/00 ,  H04M011/00

CPC分类号： H04M15/70 ,  H04M15/00 ,  H04M15/49 ,  H04M15/73 ,  H04M15/8044 ,  H04M15/8083 ,  H04M17/00 ,  H04M2215/0184 ,  H04M2215/2026 ,  H04M2215/32 ,  H04M2215/42 ,  H04M2215/46 ,  H04M2215/70 ,  H04M2215/7072 ,  H04M2215/745 ,  H04W4/24

摘要： Provided herein is a variable billing plan which calculates the lowest possible invoice amount to be billed to a consumer of cellular services from a variety of billing options. Through use of a billing method according to the invention, consumer loyalty is increased at negligible expense to bandwidth consumption.

摘要翻译： 这里提供了一种可变计费计划，其计算从各种计费选项向蜂窝服务的消费者计费的最低可能发票金额。 通过使用根据本发明的计费方法，将消费者忠诚度以可忽略的费用增加到带宽消耗。

公开(公告)号：US20030174823A1

公开(公告)日：2003-09-18

申请号：US10355376

申请日：2003-01-31

发明人： Scott C. Justice ,  Eric L. Hopper ,  Ken C. Obrist

IPC分类号： H04M017/00

CPC分类号： G07F7/08 ,  G06Q20/4016 ,  G06Q20/4037 ,  G06Q40/08 ,  G07G3/003 ,  H04M3/2281 ,  H04M15/00 ,  H04M15/47 ,  H04M2215/0148

摘要： A system and method for preventing fraud. The method typically includes identifying one or more fraud indicators and examining past transactions and/or a pending transaction associated with the account for the presence of the fraud indicators. The method also includes, by said examining, detecting at least one of the fraud indicators. The method also includes calculating a cumulative fraud risk level associated with the pending transaction based on the detected fraud indicators. The method may also include determining whether the cumulative fraud risk level meets or exceeds a predetermined threshold, and if the cumulative fraud risk level meets or exceeds the predetermined threshold, verifying the request for the transaction with an owner of the account. The method may further include assigning a weighted value to each of the fraud indicators. The account is typically a telephone calling account, such as a calling card account.

摘要翻译： 一种防止欺诈的系统和方法。 该方法通常包括识别一个或多个欺诈指示符并且检查与帐户相关联的过去交易和/或未决交易以存在欺诈指示符。 该方法还包括通过所述检查来检测至少一个欺诈指示符。 该方法还包括基于检测到的欺诈指示来计算与待处理交易相关联的累积欺诈风险水平。 该方法还可以包括确定累积欺诈风险等级是否满足或超过预定阈值，以及如果累积欺诈风险等级达到或超过预定阈值，则验证与帐户所有者的交易请求。 该方法还可以包括为每个欺诈指示符分配加权值。 该帐户通常是电话帐户，例如电话卡帐户。

公开(公告)号：US20030086544A1

公开(公告)日：2003-05-08

申请号：US10008888

申请日：2001-11-08

发明人： John Ruckart ,  Rimas Rauba ,  Jerome Wendell Myers

IPC分类号： H04M015/00 ,  H04M017/00

CPC分类号： H04M15/44 ,  G06Q30/0283 ,  H04L67/306 ,  H04L69/329 ,  H04M15/68 ,  H04M15/75 ,  H04M15/765 ,  H04M15/7652 ,  H04M15/7655 ,  H04M15/77 ,  H04M15/772 ,  H04M15/773 ,  H04M15/79 ,  H04M15/88 ,  H04M15/90 ,  H04M17/00 ,  H04M17/10 ,  H04M2215/0104 ,  H04M2215/0116 ,  H04M2215/016 ,  H04M2215/0196 ,  H04M2215/22 ,  H04M2215/32 ,  H04M2215/72 ,  H04M2215/724 ,  H04M2215/7245 ,  H04M2215/725 ,  H04M2215/7254 ,  H04M2215/7263 ,  H04M2215/7268

摘要： A method and system for prepaying credits to a user account for communications services provided. If a system detects a predefined condition associated with a communications connection, the system deducts the cost of the communications connection from the credit in the user account. The predefined condition includes the origination of the communications connection from one of a plurality of predefined sources. Software for implementing the method may be implemented in a number of environments, including a computer system accessible remotely or a processor located on the user's telephone.

摘要翻译： 一种用于向所提供的通信服务的用户账户预付信用的方法和系统。 如果系统检测到与通信连接相关联的预定义条件，则系统从用户帐户中的信用中扣除通信连接的成本。 预定义条件包括来自多个预定义源之一的通信连接的发起。 用于实现该方法的软件可以在许多环境中实现，包括远程访问的计算机系统或位于用户电话上的处理器。

公开(公告)号：US20030026404A1

公开(公告)日：2003-02-06

申请号：US10096912

申请日：2002-03-14

发明人： Simon James Joyce ,  Murali Goparaju ,  Sundaram Mohan Kumar ,  Radhakrishnan Subhashree ,  Michel Heitstuman

IPC分类号： H04M015/00 ,  H04M017/00 ,  H04M003/42

CPC分类号： G06Q20/00 ,  G06Q20/32 ,  G06Q20/322 ,  G06Q20/363 ,  G06Q20/40 ,  G06Q20/403 ,  G06Q30/0601 ,  G06Q40/12 ,  G07F7/0866 ,  H04M15/00 ,  H04M15/68 ,  H04M15/8038 ,  H04M15/854 ,  H04M17/00 ,  H04M2215/0196 ,  H04M2215/32 ,  H04M2215/34 ,  H04M2215/7442 ,  H04M2215/8166 ,  H04Q3/0029 ,  H04Q2213/13003 ,  H04Q2213/1305 ,  H04Q2213/13093 ,  H04Q2213/13095 ,  H04Q2213/13098 ,  H04Q2213/13103 ,  H04Q2213/13106 ,  H04Q2213/13109 ,  H04Q2213/1313 ,  H04Q2213/13134 ,  H04Q2213/1315 ,  H04Q2213/13152 ,  H04Q2213/13176 ,  H04Q2213/13204 ,  H04Q2213/1322 ,  H04Q2213/1324 ,  H04Q2213/13274 ,  H04Q2213/13282 ,  H04Q2213/1332 ,  H04Q2213/13331 ,  H04Q2213/1334 ,  H04Q2213/13345 ,  H04Q2213/13349 ,  H04Q2213/13372 ,  H04Q2213/13377 ,  H04Q2213/13389 ,  H04Q2213/13405 ,  H04W12/12

摘要： A convergent communications system and method employing a rule set, having several functions, including determining, for an authorized user, at least one rule applicable at that time for authorizing a transaction and debiting an account of the authorized user, applying the at least one rule for authorizing the transaction, debiting the account, according to the at least one rule for debiting an account, in real time if the transaction is authorized and settling the real time debit to a plurality of transaction providers in accordance with at least one settlement rule. The system and method can also include determining that the authorized user does not have sufficient value in an authorized user account to debit for the transaction and recharging the authorized user account after completing a recharge routine having several functions including determining a recharge user account to transfer funds from and authorizing the transfer by at least one of referring to a pre-authorized transfer and requesting authorization from the authorized user. The system and method can also include where the transaction is requested and a connection to the plurality of transaction providers is across heterogeneous networks.

摘要翻译： 一种采用具有若干功能的规则集合的收敛通信系统和方法，包括为授权用户确定当时适用的至少一个规则，用于授权交易并借记授权用户的帐户，应用至少一个规则 根据至少一个用于借记帐户的规则，根据至少一个结算规则，如果该交易被授权并且将多个交易提供者的实时借方结算到实时借款，则根据至少一个借记帐户的规则来借记该交易。 该系统和方法还可以包括确定授权用户在授权用户帐户中没有足够的价值来为交易借记并在完成具有若干功能的充值例行程序之后对授权用户账户进行充值，包括确定充值用户帐户以转账资金 通过至少一个引用预授权转让并从授权用户请求授权来进行授权。 系统和方法还可以包括请求交易的地方，并且与多个交易提供商的连接跨异构网络。

公开(公告)号：US20020176553A1

公开(公告)日：2002-11-28

申请号：US10131570

申请日：2002-04-25

发明人： Alexander Aschir

IPC分类号： H04M015/00 ,  H04M017/00 ,  H04M011/00

CPC分类号： G06Q30/04 ,  H04M15/00 ,  H04M15/765 ,  H04M15/77 ,  H04M17/00 ,  H04M17/10 ,  H04M2215/2026 ,  H04M2215/32 ,  H04M2215/724 ,  H04M2215/7254 ,  H04W4/24

摘要： The invention relates to a method for invoicing communications charges incurred when using a communications terminal, in which a charge account associated with the communications terminal and at least one supplementary-charge account are used for invoicing charges, the account balance of the charge account or of the supplementary-charge account at the time at which the communications link is set up is evaluated for the respective communications link as a communications link property, and, depending on the occurrence of this communications link property, either the charge account or one of the supplementary-charge accounts is debited with the communications charges.

摘要翻译： 本发明涉及一种用于在使用通信终端时发送通信费用的方法，其中与通信终端相关联的费用账户和至少一个附加费用账户用于开具费用，收费账户的帐户余额或 针对通信链路建立通信链路时的补充费帐户作为通信链路属性进行评估，并且根据该通信链路属性的发生，收费账户或补充的一个 收费帐户借记通信费用。

公开(公告)号：US20020150221A1

公开(公告)日：2002-10-17

申请号：US09834046

申请日：2001-04-12

发明人： Douglas John Carson ,  Stuart McDonald ,  David Moir Archibald

IPC分类号： H04M015/00 ,  H04M017/00

CPC分类号： H04L65/1043 ,  H04L29/06027 ,  H04L65/1026 ,  H04L65/1036 ,  H04L65/1069 ,  H04M3/2218 ,  H04M7/1255

摘要： Request and response messages conforming to Media Gateway Control Protocol (MGCP) between media gateways 12 and 16 and a media gateway controller (MGC) 22 are examined to enable them to be correlated. The correlated messages are assembled to produce a call detail record (CDR) describing a voice or data call established over an IP network via the media gateways under the control of the MGC.

摘要翻译： 检查符合媒体网关控制协议（MGCP）的介质网关12和16与媒体网关控制器（MGC）22之间的请求和响应消息，以使它们能够相关。 相关消息被组合以产生描述在MGC的控制下经由媒体网关在IP网络上建立的语音或数据呼叫的呼叫详细记录（CDR）。