公开(公告)号：US08690052B1

公开(公告)日：2014-04-08

申请号：US13862614

申请日：2013-04-15

申请人： Diebold Self-Service Systems division of Diebold, Incorporated

发明人： David N. Lewis ,  Jeffery Enright ,  Natarajan Ramachandran ,  Mark A. Douglass ,  Tim Crews ,  Songtao Ma ,  Randall Jenkins ,  H. Thomas Graef ,  Sathish M. Irudayam ,  Klaus Steinbach

IPC分类号： G06Q40/00 ,  G07F19/00

CPC分类号： G06K7/0004 ,  G06K13/08 ,  G06Q20/102 ,  G06Q20/105 ,  G06Q20/1085 ,  G06Q20/32 ,  G06Q20/3227 ,  G06Q20/3274 ,  G06Q20/352 ,  G06Q20/385 ,  G06Q30/0237 ,  G07F7/10 ,  G07F7/1075 ,  G07F19/20 ,  G07F19/205

摘要： A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The card data is usable by the machine to authorize a user to carry out a financial transfer involving the account.

摘要翻译： 银行系统响应于从数据记录中读取的数据进行操作。 该系统包括包括读卡器的自动银行机。 读卡器包括一个可移动的读取头，可读取沿着长边插入的卡的磁条的卡数据。 读卡器包括卡入口门。 门被打开以确定正确定向以进行数据读取的卡。 读卡器可以加密卡数据，包括帐号数据。 该卡数据可由机器授权用户执行涉及该账户的财务转移。

公开(公告)号：US20130175338A1

公开(公告)日：2013-07-11

申请号：US13780076

申请日：2013-02-28

申请人： Diebold Self-Service Systems division of Diebold, Incorporated

发明人： James Block ,  Natarajan Ramachandran ,  Ashok Modi ,  Jeff Hill ,  Ray Motz ,  Klaus Steinbach

IPC分类号： G07F19/00

CPC分类号： G07F19/206 ,  G06Q20/327 ,  G06Q20/4014 ,  G07F19/20 ,  G07F19/205

摘要： A portable terminal operates to cause financial transfers responsive to data read from data bearing records in the form of user cards. The user cards include credit and/or debit cards. Data corresponding to the card data is stored in memory of the terminal. The portable terminal includes a wireless communication device. The terminal operates to wirelessly communicate data corresponding to card data to one or more remote computers to cause financial transfers to or from selected accounts. The portable terminal also operates to provide outputs corresponding to account balances and to receive data corresponding to receipts.

摘要翻译： 便携式终端操作以响应于以用户卡的形式从数据承载记录读取的数据进行财务转移。 用户卡包括信用卡和/或借记卡。 对应于卡数据的数据被存储在终端的存储器中。 便携式终端包括无线通信设备。 该终端用于将与卡数据相对应的数据无线地传送到一个或多个远程计算机，从而导致从所选帐户进入或来自所选账户的资金转移。 便携式终端还操作以提供对应于帐户余额的输出并且接收对应于收据的数据。

公开(公告)号：US10026271B2

公开(公告)日：2018-07-17

申请号：US15408139

申请日：2017-01-17

申请人： Diebold Self-Service Systems, division of Diebold, Incorporated

发明人： Eric Toepke ,  Mike R. Ryan ,  Randall W. Jenkins ,  Natarajan Ramachandran ,  Thomas D. Ertle ,  Tim Crews ,  Willis Miller ,  Nicholas T. Billett, Jr. ,  Steven Shepley ,  Dave Krzic ,  Songtao Ma ,  Victor A. Cogan

IPC分类号： G06Q40/00 ,  G07F19/00

摘要： An automatic banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to included devices to avoid exceeding power supply capacity.

公开(公告)号：US09595026B2

公开(公告)日：2017-03-14

申请号：US15188531

申请日：2016-06-21

申请人： Diebold Self-Service Systems Division of Diebold, Incorporated

发明人： David Lewis ,  Jeffery Enright ,  Natarajan Ramachandran ,  Mark A. Douglass ,  Timothy Crews ,  Songtao Ma ,  Randall W. Jenkins ,  H. Thomas Graef ,  Sathish M. Irudayam ,  Klaus Steinbach

IPC分类号： G06Q40/00 ,  G07D11/00 ,  G07F19/00 ,  G06Q20/10 ,  G06Q20/38 ,  G06Q20/40

CPC分类号： G06Q20/4012 ,  G06Q20/1085 ,  G06Q20/3829 ,  G06Q2220/00 ,  G07F7/0873 ,  G07F19/202 ,  G07F19/203 ,  G07F19/205 ,  G07F19/2055

摘要： A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The machine also includes a PIN keypad. The card reader can send encrypted card data to the keypad. The keypad can decipher the encrypted card data. The keypad can encrypt both deciphered card data and a received user PIN. The card data and the PIN are usable by the machine to authorize a user to carry out a financial transfer involving the account.

摘要翻译： 银行系统响应于从数据记录中读取的数据进行操作。 该系统包括包括读卡器的自动银行机。 读卡器包括一个可移动的读取头，可读取沿着长边插入的卡的磁条的卡数据。 读卡器包括卡入口门。 门被打开以确定正确定向以进行数据读取的卡。 读卡器可以加密卡数据，包括帐号数据。 该机器还包括一个PIN键盘。 读卡器可以将加密的卡数据发送到键盘。 键盘可以解密加密的卡数据。 键盘可以对已解密的卡片数据和接收到的用户PIN进行加密。 卡片数据和PIN可由机器授权用户执行涉及该帐户的财务转移。

公开(公告)号：US09569937B2

公开(公告)日：2017-02-14

申请号：US14070696

申请日：2013-11-04

申请人： Diebold-Self-Service Systems, division of Diebold, Incorporated

发明人： Randall Jenkins ,  Tim Crews ,  Natarajan Ramachandran ,  Joseph Hartman ,  Raymond P. Motz ,  Anne E. Konecny ,  Klaus Steinbach

IPC分类号： G06Q40/00 ,  G07F19/00

CPC分类号： G06Q20/1085 ,  G06F3/016 ,  G06F3/0482 ,  G06F3/04886 ,  G06Q20/4012 ,  G07F19/201 ,  G07F19/205

摘要： A machine (10) is operative to carry out financial transfers responsive to data included on data bearing records including user cards. The machine includes a user interface (15) including a display (24). The user interface includes a card reader (16) which is operative to read data on user cards which identify at least one of user and a user's financial accounts. Records of the financial transfers are provided by a printer (30). A touch screen display module (608) is operative to securely receive manual inputs and/or card data. The touch screen display module includes a contact surface that can be electronically contoured to provide outputs that can be perceived through finger contact with the contact surface.

摘要翻译： 机器（10）可操作以响应包括在包括用户卡的数据承载记录上的数据执行财务转移。 该机器包括包括显示器（24）的用户界面（15）。 用户接口包括读卡器（16），其可用于读取识别用户和用户财务帐户中的至少一个的用户卡上的数据。 财务转账记录由打印机（30）提供。 触摸屏显示模块（608）可操作以安全地接收手动输入和/或卡数据。 触摸屏显示模块包括接触表面，该接触表面可以被电子地轮廓化以提供通过手指与接触表面接触可感知的输出。

公开(公告)号：US09564985B2

公开(公告)日：2017-02-07

申请号：US14955712

申请日：2015-12-01

申请人： Diebold Self-Service Systems, Division of Diebold, Incorporated

发明人： Gregory S. Ray ,  David N. Lewis ,  Randall Jenkins ,  James Block ,  Songtao Ma ,  Natarajan Ramachandran ,  Jeffery Enright ,  James E. Pettitt

IPC分类号： G06K7/04 ,  H04K3/00 ,  G06K7/08

CPC分类号： H04K3/825 ,  G06K7/087 ,  H04K3/42 ,  H04K3/45 ,  H04K3/65 ,  H04K3/86 ,  H04K2203/20

摘要： A banking system is controlled responsive to data read from data bearing records. The system comprises an automated banking machine. The machine includes at least one type of data reader, which includes a card reader. The machine also includes an anti-fraud arrangement that can deter effective operation of unauthorized devices attached to the machine. Such unauthorized devices may include a fraudulent card reader placed adjacent to a card entry slot that leads to the card reader. The arrangement can sense a fraudulent card reader installed on the machine. The arrangement can additionally emit jamming signals that interfere with an ability of a sensed fraudulent card reader to accurately read card data.

摘要翻译： 响应于从数据记录读取的数据来控制银行系统。 该系统包括自动银行机。 该机器包括至少一种类型的数据读取器，其包括读卡器。 该机器还包括可以阻止附着在机器上的未授权设备的有效操作的反欺诈安排。 这种未经授权的设备可以包括与通向读卡器的卡入口槽相邻放置的欺诈读卡器。 该装置可以感测安装在机器上的欺诈读卡器。 该装置还可以发出妨碍感测到的欺诈读卡器精确读取卡片数据的能力的干扰信号。

公开(公告)号：US09547961B2

公开(公告)日：2017-01-17

申请号：US14078220

申请日：2013-11-12

申请人： Diebold Self-Service Systems, division of Diebold, Incorporated

发明人： Eric Toepke ,  Mike Ryan ,  Randall Jenkins ,  Natarajan Ramachandran ,  Thomas Ertle ,  Tim Crews ,  Willis Miller ,  Nicholas T. Billett, Jr. ,  Steven Shepley ,  Dave Krzic ,  Songtao Ma ,  Victor A. Cogan

IPC分类号： G06F17/00 ,  G06Q40/00 ,  G06K5/00 ,  G06F1/00 ,  G07F19/00 ,  G06F1/32 ,  G06Q20/10

CPC分类号： G07F19/209 ,  G06F1/32 ,  G06F1/3293 ,  G06Q20/1085 ,  G07F19/20 ,  G07F19/206 ,  G07F19/207 ,  Y02D10/122 ,  Y10S902/08

摘要： An automatic banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to included devices to avoid exceeding power supply capacity.

摘要翻译： 自动银行业务响应于与授权用户或财务账户数据相对应的数据承载记录读取的数据。 该机器包括用于从用户卡读取数据的读卡器。 自动银行机器引起与财务帐户相关的财务转移，这些转账对应于从用户卡读取的数据。 自动银行机还包括控制所包含设备的电力供应以避免超过电力供应能力的设备。

公开(公告)号：US09251540B1

公开(公告)日：2016-02-02

申请号：US13687033

申请日：2012-11-28

申请人： Diebold Self-Service Systems division of Diebold, Incorporated

发明人： Paul D Magee ,  James Block ,  Randall W Jenkins ,  Tim Crews ,  Michael J Harty ,  Richard C Lute ,  Klaus Steinbach ,  Natarajan Ramachandran ,  Songtao Ma ,  Sathish Irudayam ,  Robert Konecny ,  James D Atkinson

IPC分类号： G06F17/00 ,  G06Q40/02

CPC分类号： G06Q40/02 ,  G07F19/2055 ,  G07F19/206

摘要： An apparatus that operates to cause financial transfers responsive to data read from data bearing records, includes at least one processor that is in operative connection with a card reader, a check acceptor, a cash dispenser and a display. The at least one processor causes the machine to operate to read card data from a user card, and to cause a determination to be made that the read card data corresponds to an authorized financial account. The at least one processor is operative to cause data to be read from a check and/or cash to be dispensed, and a financial transfer to or from the account corresponding to the value thereof. Machine instructions are output and user transaction inputs can be received through either a primary or an auxiliary touch screen display.

公开(公告)号：US20140138434A1

公开(公告)日：2014-05-22

申请号：US14078220

申请日：2013-11-12

申请人： Diebold Self-Service Systems, division of Diebold, Incorporated

发明人： Eric Toepke ,  Mike Ryan ,  Randall Jenkins ,  Natarajan Ramachandran ,  Thomas Ertle ,  Tim Crews ,  Willis Miller ,  Nick Billett ,  Steven Shepley ,  Dave Krzic ,  Songtao Ma ,  Victor A. Kogan

IPC分类号： G07F19/00

CPC分类号： G07F19/209 ,  G06F1/32 ,  G06F1/3293 ,  G06Q20/1085 ,  G07F19/20 ,  G07F19/206 ,  G07F19/207 ,  Y02D10/122 ,  Y10S902/08

摘要： An automatic banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to included devices to avoid exceeding power supply capacity.

摘要翻译： 自动银行业务响应于与授权用户或财务账户数据相对应的数据承载记录读取的数据。 该机器包括用于从用户卡读取数据的读卡器。 自动银行机器引起与财务帐户相关的财务转移，这些转账对应于从用户卡读取的数据。 自动银行机还包括控制所包含设备的电力供应以避免超过电力供应能力的设备。

公开(公告)号：US20130311365A1

公开(公告)日：2013-11-21

申请号：US13740809

申请日：2013-01-14

申请人： Diebold Self-Service Systems division of Diebold, Incorporated

发明人： Willis Miller ,  Matthew R. Zaugg ,  James Block ,  H. Thomas Graef ,  Natarajan Ramachandran ,  Jeffery M. Enright ,  Mark A. Douglass ,  Dale H. Blackson

IPC分类号： G07F19/00 ,  G06Q20/40 ,  G06Q20/32 ,  G06Q20/10

CPC分类号： G07F19/201 ,  G06Q20/1085 ,  G06Q20/322 ,  G06Q20/3221 ,  G06Q20/3223 ,  G06Q20/388 ,  G06Q20/40 ,  G06Q20/4014 ,  G06Q20/40145 ,  G06Q20/425 ,  G06Q40/02 ,  G07F19/20 ,  G07F19/205

摘要： A banking system operates to cause financial transfers responsive to card data read from data bearing records by a card reader. The system includes at least one automated banking machine comprising a cash dispenser. The system is operative during a cash dispense transaction request to receive through an automated banking machine, machine user input of data corresponding to a mobile phone number. The system is operative to generate a security code for the requested cash dispense transaction. The system uses the phone number to send the generated security code to the mobile phone. The cash dispense transaction is allowed to proceed only if the system receives machine user input of the sent security code.

摘要翻译： 银行系统的操作是响应于读卡器从数据记录读取的卡数据进行财务转移。 该系统包括至少一个包括自动提款机的自动银行机。 该系统在现金分配交易请求期间操作以通过自动银行机接收机器用户对与移动电话号码相对应的数据的输入。 该系统用于生成所请求的现金分配交易的安全代码。 系统使用电话号码将生成的安全码发送到手机。 仅当系统接收到发送的安全码的机器用户输入时，才允许现金分发交易进行。