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公开(公告)号:US10515372B1
公开(公告)日:2019-12-24
申请号:US14873817
申请日:2015-10-02
Inventor: Jackie O. Jordan, II , John Donovan , David Turrentine , Torri Wollenschlager , Bryan R. Nussbaum , Deanna Stockweather , Jeffrey W. Stoiber , Kerstin Markwardt , Gail L. Carlson , Kyle C. Schiebel , Troy Winslow , Joseph P. Harr , Ellakate Wagner , Michael Harris, Jr. , Jennylind Sun
Abstract: Methods and systems that manage building code compliance are provided. A smart or interconnected home may be populated with multiple smart or other devices that are in wired or wireless communication with a central controller. The smart devices may be covered by an insurance policy, such as a homeowners, renters, or personal articles insurance policy. The controller may receive building code compliance information associated with the smart devices, and may update an inventory list to include the building code compliance information. The controller may detect that one or more devices do not comply with building code requirements. The controller may transmit a notification to a customer about possible corrective actions to remedy non-compliant conditions and to facilitate building code compliance. The smart devices may be associated with appliances, electronics, wiring, pipes, ducts, or other equipment or personal belongings. Insurance discounts may be provided based upon the building code compliance functionality.
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公开(公告)号:US10282788B1
公开(公告)日:2019-05-07
申请号:US14873968
申请日:2015-10-02
Inventor: Jackie O. Jordan, II , John Donovan , David Turrentine , Torri Wollenschlager , Bryan R. Nussbaum , Deanna Stockweather , Jeffrey W. Stoiber , Kerstin Markwardt , Gail L. Carlson , Kyle C. Schiebel , Troy Winslow , Joseph P. Harr , Ellakate Wagner , Michael Harris, Jr. , Jennylind Sun
IPC: G06Q40/08
Abstract: Methods and systems for processing insurance policies associated with properties may be provided. A home may be populated with smart devices that are connected to, or in communication with, a central (or “smart home”) controller, such as via wired or wireless communication. The smart devices are covered by an insurance policy, such as homeowners, renters, or personal articles insurance. The central controller may receive, with customer permission, service log information for the devices, and update an inventory list to include the service log information. The controller may detect that a smart device has been repaired, and then generate and transmit a notification to the customer. In some cases, the notification may prompt the customer to schedule a future repair event. The smart devices may be associated with appliances, electronics, computers, televisions, jewelry, vehicles, furniture, or other personal belongings. Insurance discounts may be provided based upon the service log/maintenance functionality.
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公开(公告)号:US10077056B1
公开(公告)日:2018-09-18
申请号:US14978701
申请日:2015-12-22
Inventor: Brian M. Fields , Joseph P. Harr , Jeremy Myers
CPC classification number: B60W40/09 , G05D1/0088 , G06Q40/08
Abstract: A system and method for measuring a driver's actual driving behaviors (e.g., acceleration, deceleration) in a manual driving mode to determine their preferred driving style, and then causing an autonomous or semi-autonomous vehicle to operate itself, within limits, in accordance with the drivers' driving style when operating in a self-driving mode, thereby providing a more familiar and comfortable driving experience for the driver. Data is collected on the actual driving behavior, any pre-existing data is accessed on the actual driving behavior, and the collected data and the pre-existing data are combined. A custom control is then created based upon the combined data, and the custom control is applied to manage the self-driving behavior of the autonomous or semi-autonomous vehicle in a self-driving mode. Additional data continues to be collected on the actual driving behavior, and the custom control is adjusted based upon the collected additional data.
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公开(公告)号:US12202507B2
公开(公告)日:2025-01-21
申请号:US17962070
申请日:2022-10-07
Inventor: Brian M. Fields , Nathan L. Tofte , Aaron C. Williams , Joseph P. Harr , Vicki King
IPC: G06T19/00 , B60K35/00 , B60W40/02 , B60W40/04 , B60W40/08 , B60W50/14 , G01S1/04 , G02B27/01 , G06V20/59 , B60K35/28 , B60K35/29 , B60K35/65 , B60Q9/00 , G01C21/34 , G06F40/279 , G06Q50/12
Abstract: The following generally relates to using Augmented Reality (AR) to enhance the in-vehicle experience. In some examples, AR techniques are applied to provide AR indications of vehicle safety indicia to alert vehicle occupants to information that may not otherwise be perceptible. In other example, AR techniques are applied to provide emergency vehicle warnings to improve the likelihood of safe responses thereto. In yet other examples, AR techniques are applied to generated personalized outdoor displays, for example, to ameliorate conditions that may impair safe operation of a vehicle.
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公开(公告)号:US20240142037A1
公开(公告)日:2024-05-02
申请号:US18122871
申请日:2023-03-17
Inventor: Nathan L. Tofte , Brian N. Harvey , Vicki King , Joseph P. Harr
CPC classification number: F16L55/48 , G01M3/005 , F16L2101/30
Abstract: A system and method for detecting blockages or leaks in a piping system. A water-resistant pill sensor is tracked while it travels through the piping system. The pill sensor's travel speed, travel time, movement, images, audio, and/or other data determines if a leak or blockage exists, and if so, an electronic notification detailing the blockage or leak, its location, and corrective action is sent.
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公开(公告)号:US20240141611A1
公开(公告)日:2024-05-02
申请号:US18122867
申请日:2023-03-17
Inventor: Nathan L. Tofte , Brian N. Harvey , Vicki King , Joseph P. Harr
Abstract: A system and method for measuring water pressure on a foundation. Sensors may provide data related to the environment surrounding a foundation. Analysis of the sensor data determines properties of the environment, which may include a foundation water pressure. The system and method may determine damage to the foundation based upon the foundation water pressure.
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公开(公告)号:US20240112267A1
公开(公告)日:2024-04-04
申请号:US18124485
申请日:2023-03-21
Inventor: Brian N. Harvey , Joseph Robert Brannan , Joseph P. Harr , Edward W. Breitweiser
IPC: G06Q40/08 , G06Q10/087 , G06Q20/36
CPC classification number: G06Q40/08 , G06Q10/087 , G06Q20/3672
Abstract: The following relates generally to updating an inventory of insured items. In some embodiments, one or more processors: identify a digital wallet of non-fungible tokens (NFTs) configured to store NFTs that correspond to insured items associated with an individual; detect a request to add a NFT corresponding to an insured item to the digital wallet; update the digital wallet to include the NFT; and display a virtual representation of the insured items of the NFTs of the digital wallet.
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公开(公告)号:US20240112266A1
公开(公告)日:2024-04-04
申请号:US18124467
申请日:2023-03-21
Inventor: Brian N. Harvey , Joseph Robert Brannan , Joseph P. Harr , Edward W. Breitweiser
IPC: G06Q40/08
CPC classification number: G06Q40/08 , G06Q2220/00
Abstract: The following relates generally to providing insurance for a non-fungible token (NFT). For example, an NFT may represent ownership of a digital asset, such as an image and/or video. However, NFTs are sometimes lost (e.g., due to hacking, data corruption, etc.), and it thus may be wise to purchase insurance for the NFT. As such, in some embodiments, one or more processors: receive a request to purchase insurance for an NFT; determine an insurance premium for the NFT; and send an insurance quote including the determined insurance premium.
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公开(公告)号:US20240087001A1
公开(公告)日:2024-03-14
申请号:US18124182
申请日:2023-03-21
Inventor: Joseph Robert Brannan , Brian N. Harvey , Edward W. Breitweiser , Joseph P. Harr
IPC: G06Q30/0601 , G06F21/31 , G06F21/62 , G06Q40/08
CPC classification number: G06Q30/0643 , G06F21/31 , G06F21/62 , G06Q40/08
Abstract: The following relates generally to providing a virtual insurance kiosk within a virtual environment. In some embodiments, an insurance server receives authentication credentials of a user device attempting to interact with the virtual insurance kiosk. The insurance server may authenticate the user device and establish a secure connection to the user device. The insurance server may then provide an insurance service to the user device. The following also relates generally to providing a secure virtual mall within a virtual environment. In some embodiments, a mall server receives authentication credentials from a user device and/or a vender server. The mall server may then authenticate the user to establish secure connection(s) to the user device and/or vender server. The mall server may process transactions between the user device and vender server, such as by underwriting insurance products related to the transactions.
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公开(公告)号:US20240054733A1
公开(公告)日:2024-02-15
申请号:US17962070
申请日:2022-10-07
Inventor: Brian M. Fields , Nathan L. Tofte , Aaron C. Williams , Joseph P. Harr , Vicki King
CPC classification number: G06T19/006 , G02B27/0172 , G06F40/279
Abstract: The following generally relates to using Augmented Reality (AR) to enhance the in-vehicle experience. In some examples, AR techniques are applied to provide AR indications of vehicle safety indicia to alert vehicle occupants to information that may not otherwise be perceptible. In other example, AR techniques are applied to provide emergency vehicle warnings to improve the likelihood of safe responses thereto. In yet other examples, AR techniques are applied to generated personalized outdoor displays, for example, to ameliorate conditions that may impair safe operation of a vehicle.
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