Sensing peripheral heuristic evidence, reinforcement, and engagement system

    公开(公告)号:US11670153B2

    公开(公告)日:2023-06-06

    申请号:US17874010

    申请日:2022-07-26

    IPC分类号: G08B21/04 G16H80/00 G06N20/00

    摘要: Systems and methods for identifying a condition associated with an individual in a home environment are provided. Sensors associated with the home environment detect data, which is captured and analyzed by a local or remote processor to identify the condition. In some instances, the sensors are configured to capture data indicative of electricity use by devices associated with the home environment, including, e.g., which devices are using electricity, what date/time electricity is used by each device, how long each device uses electricity, and/or the power source for the electricity used by each device. The processor analyzes the captured data to identify any abnormalities or anomalies, and, based upon any identified abnormalities or anomalies, the processor determines a condition (e.g., a medical condition) associated with an individual in the home environment. The processor generates and transmits a notification indicating the condition associated with the individual to a caregiver of the individual.

    Manual control re-engagement in an autonomous vehicle

    公开(公告)号:US11507086B2

    公开(公告)日:2022-11-22

    申请号:US16950558

    申请日:2020-11-17

    IPC分类号: G05D1/00

    摘要: Vehicles may have the capability to navigate according to various levels of autonomous capabilities, the vehicle having a different set of autonomous competencies at each level. In certain situations, the vehicle may shift from one level of autonomous capability to another. The shift may require more or less driving responsibility from a human operator. Sensors inside the vehicle collect human operator parameters to determine an alertness level of the human operator. An alertness level is determined based on the human operator parameters and other data including historical data or human operator-specific data. Notifications are presented to the user based on the determined alertness level that are more or less intrusive based on the alertness level of the human operator and on the urgency of an impending change to autonomous capabilities. Notifications may be tailored to specific human operators based on human operator preference and historical performance.

    Systems and methods for managing insurance premiums based upon peer-to-peer property sharing

    公开(公告)号:US11328363B1

    公开(公告)日:2022-05-10

    申请号:US16413245

    申请日:2019-05-15

    IPC分类号: G06Q40/08 G06Q30/04

    摘要: A property sharing insurance management (“PSIM”) computing device for analyzing data from a property sharing platform to adjust insurance premiums for an offerer of a property may be provided. The PSIM computing device may include at least one processor programmed to (i) receive, from a data source, a plurality of property data, (ii) store the property data in a plurality of data records in a database, wherein each data record is associated with one property and stores the plurality of property data for that property, (iii) analyze the property data for the property, (iv) determine a percentage of time that the property is used for commercial purposes in an insurance billing cycle, and (v) process one or more adjusted insurance premiums for the offerer based upon the determined percentage of time that the property is used for commercial purposes in the insurance billing cycle.

    Providing Temporary Insurance Coverage Using Temporary Risk Data

    公开(公告)号:US20210272209A1

    公开(公告)日:2021-09-02

    申请号:US15863208

    申请日:2018-01-05

    IPC分类号: G06Q40/08

    摘要: A computer-implemented method of providing insurance coverage using temporary risk data may include: (1) receiving, at an insurance provider computing device(s), data indicative of a risk of a loss associated with a party; (2) determining, based upon the data indicative of the risk, whether the risk of the loss associated with the party is temporarily different from an ordinary risk of the loss; (3) determining, when the risk of the loss is temporarily different from the ordinary risk of the loss, terms of temporary insurance coverage for the loss having the risk that is temporarily different from the ordinary risk of the loss; and (4) providing or offering, for a duration for which the risk of the loss is to be temporarily different from the ordinary risk of the loss, the temporary insurance coverage for the loss. As a result, insurance-cost savings may be passed on to risk averse customers.

    MANUAL CONTROL RE-ENGAGEMENT IN AN AUTONOMOUS VEHICLE

    公开(公告)号:US20210064027A1

    公开(公告)日:2021-03-04

    申请号:US16950558

    申请日:2020-11-17

    IPC分类号: G05D1/00

    摘要: Vehicles may have the capability to navigate according to various levels of autonomous capabilities, the vehicle having a different set of autonomous competencies at each level. In certain situations, the vehicle may shift from one level of autonomous capability to another. The shift may require more or less driving responsibility from a human operator. Sensors inside the vehicle collect human operator parameters to determine an alertness level of the human operator. An alertness level is determined based on the human operator parameters and other data including historical data or human operator-specific data. Notifications are presented to the user based on the determined alertness level that are more or less intrusive based on the alertness level of the human operator and on the urgency of an impending change to autonomous capabilities. Notifications may be tailored to specific human operators based on human operator preference and historical performance.

    Manual control re-engagement in an autonomous vehicle

    公开(公告)号:US10935974B1

    公开(公告)日:2021-03-02

    申请号:US15957637

    申请日:2018-04-19

    IPC分类号: G05D1/00

    摘要: Vehicles may have the capability to navigate according to various levels of autonomous capabilities, the vehicle having a different set of autonomous competencies at each level. In certain situations, the vehicle may shift from one level of autonomous capability to another. The shift may require more or less driving responsibility from a human operator. Sensors inside the vehicle collect human operator parameters to determine an alertness level of the human operator. An alertness level is determined based on the human operator parameters and other data including historical data or human operator-specific data. Notifications are presented to the user based on the determined alertness level that are more or less intrusive based on the alertness level of the human operator and on the urgency of an impending change to autonomous capabilities. Notifications may be tailored to specific human operators based on human operator preference and historical performance.