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55 条记录 (耗时 0.06 秒)

    Banking system controlled responsive to data bearing records
    41.
    发明授权
    Banking system controlled responsive to data bearing records 有权
    控制数据记录的银行系统

    公开(公告)号：US09047728B1

    公开(公告)日：2015-06-02

    申请号：US13799802

    申请日：2013-03-13

    申请人： Diebold Self-Service Systems division of Diebold, Incorporated

    发明人： Sathish Irudayam ,  Nicholas Schott ,  Willis Miller ,  Matthew Zaugg ,  James Block ,  H. Thomas Graef ,  Natarajan Ramachandran ,  Jeffrey M. Enright ,  Mark A. Douglass

    IPC分类号： G07F19/00 ,  G06Q40/00

    CPC分类号： G07F19/20 ,  G06Q20/3221 ,  G07F19/2055 ,  G07F19/211

    摘要： An automated banking machine operates to cause financial transfers responsive at least in part to data read from data bearing records. The automated banking machine includes a card reader that is operative to read card data corresponding to financial accounts from user cards. The card data is linked in at least one data store to data indicating that the card data corresponds to a financial account that is authorized to be used to conduct at least one transaction through use of the automated banking machine. The automated banking machine may be used to carry out financial transfers involving financial accounts by users who are determined to be authorized users of such accounts.

    摘要翻译： 自动银行业务机构至少部分地响应于从数据记录中读取的数据来进行财务转移。 自动银行机包括读卡器，用于从用户卡读取对应于金融账户的卡数据。 卡数据在至少一个数据存储器中链接到指示卡数据对应于被授权用于通过使用自动银行机进行至少一个交易的金融账户的数据。 自动银行机器可以用于执行涉及金融账户的金融转帐，这些用户被确定为这种账户的授权用户。

    Automated banking machine operated responsive to data bearing records with improved resistance to fraud
    43.
    发明授权
    Automated banking machine operated responsive to data bearing records with improved resistance to fraud 有权
    自动银行业务响应数据记录，改善抵制欺诈行为

    公开(公告)号：US08944317B2

    公开(公告)日：2015-02-03

    申请号：US14172454

    申请日：2014-02-04

    申请人： Diebold Self-Service Systems, division of Diebold, Incorporated

    发明人： David N. Lewis ,  Randall Jenkins ,  James Block ,  Songtao Ma ,  Natarajan Ramachandran ,  Jeffery Enright ,  James Pettitt

    IPC分类号： G07F19/00

    CPC分类号： G07F19/209 ,  G07F19/2055

    摘要： A banking system machine is controlled responsive to data read from data bearing records. The machine includes a card reader, a keypad, a cash dispenser, a cash outlet, a deposit accepting opening, and other transaction locations that may be susceptible to the installation of fraudulent devices adjacent thereto. Such unauthorized devices may include for example, a fraudulent card reading device, a fraudulent keypad input intercepting device, a cash outlet trap device, a deposit input diversion device, or other illegitimate devices. The machine includes an anti-fraud arrangement that is operative to deter the attachment of unauthorized devices to the machine. The arrangement can sense and/or dislodge an unauthorized device attached to the machine. The arrangement also allows for the machine's card slot bezel to be frequently exchanged for a differently contoured card slot bezel.

    摘要翻译： 响应于从数据记录读取的数据控制银行系统机器。 该机器包括读卡器，小键盘，自动取款机，现金出口，存款接收开口以及可能易于安装与其相邻的欺诈设备的其他交易地点。 这种未经授权的设备可以包括例如欺诈性读卡设备，欺诈键盘输入拦截设备，现金出口陷阱设备，存款输入转移设备或其他非法设备。 该机器包括防欺诈布置，其可操作以阻止将未经授权的设备附接到机器。 该装置可以感测和/或移除附着在机器上的未授权设备。 这种安排还允许机器的卡插槽挡板频繁更换不同形状的卡槽挡板。

    Automated banking machine operated responsive to data bearing records with improved resistance to fraud
    45.
    发明授权
    Automated banking machine operated responsive to data bearing records with improved resistance to fraud 有权
    自动银行业务响应数据记录，改善抵制欺诈行为

    公开(公告)号：US08820636B2

    公开(公告)日：2014-09-02

    申请号：US13871829

    申请日：2013-04-26

    申请人： Diebold Self-Service Systems division of Diebold, Incorporated

    发明人： Randall Jenkins ,  Songtao Ma ,  Natarajan Ramachandran ,  Jeffery M Enright ,  Dale H. Blackson

    IPC分类号： G06F19/00

    CPC分类号： G07F19/2055

    摘要： A banking system machine is controlled responsive to data read from data bearing records. The machine includes a card reader, a keypad, a cash dispenser, a cash outlet, a deposit accepting opening, and other transaction locations that may be susceptible to the installation of fraud devices. An anti-fraud sensing system is associated with the machine to sense the probable installation of unauthorized devices on the machine. Such unauthorized devices may include fraudulent card reading devices, fraudulent keypad input intercepting devices, cash outlet trap devices, and deposit input diversion devices.

    摘要翻译： 响应于从数据记录读取的数据控制银行系统机器。 该机器包括读卡器，小键盘，自动提款机，现金出口，存款接收开口以及可能易于安装欺诈设备的其他交易地点。 防欺诈感知系统与机器相关联，以感测机器上未经授权的设备的可能安装。 这种未经授权的设备可能包括欺诈性读卡设备，欺诈键盘输入拦截设备，现金出口陷阱设备和存款输入转移设备。

    AUTOMATED BANKING MACHINE OPERATED RESPONSIVE TO DATA BEARING RECORDS WITH IMPROVED RESISTANCE TO FRAUD
    46.
    发明申请
    AUTOMATED BANKING MACHINE OPERATED RESPONSIVE TO DATA BEARING RECORDS WITH IMPROVED RESISTANCE TO FRAUD 有权
    自动化银行机器对数据承载记录的响应具有改进的抵抗力

    公开(公告)号：US20140151449A1

    公开(公告)日：2014-06-05

    申请号：US13871829

    申请日：2013-04-26

    申请人： Diebold Self-Service Systems division of Diebold, Incorporated

    发明人： Randall Jenkins ,  Songtao Ma ,  Natarajan Ramachandran ,  Jeffery M. Enright ,  Dale H. Blackson

    IPC分类号： G07F19/00

    CPC分类号： G07F19/2055

    摘要： A banking system machine is controlled responsive to data read from data bearing records. The machine includes a card reader, a keypad, a cash dispenser, a cash outlet, a deposit accepting opening, and other transaction locations that may be susceptible to the installation of fraud devices. An anti-fraud sensing system is associated with the machine to sense the probable installation of unauthorized devices on the machine. Such unauthorized devices may include fraudulent card reading devices, fraudulent keypad input intercepting devices, cash outlet trap devices, and deposit input diversion devices.

    摘要翻译： 响应于从数据记录读取的数据控制银行系统机器。 该机器包括读卡器，小键盘，自动提款机，现金出口，存款接收开口以及可能易于安装欺诈设备的其他交易地点。 防欺诈感知系统与机器相关联，以感测机器上未经授权的设备的可能安装。 这种未经授权的设备可能包括欺诈性读卡设备，欺诈键盘输入拦截设备，现金出口陷阱设备和存款输入转移设备。

    Banking terminal that operates to cause financial transfers responsive to data bearing records
    47.
    发明授权
    Banking terminal that operates to cause financial transfers responsive to data bearing records 有权
    银行终端经营以响应数据记录的财务转移

    公开(公告)号：US08540147B2

    公开(公告)日：2013-09-24

    申请号：US13780076

    申请日：2013-02-28

    申请人： Diebold Self-Service Systems division of Diebold, Incorporated

    发明人： James Block ,  Natarajan Ramachandran ,  Ashok Modi ,  Jeff Hill ,  Ray Motz ,  Klaus Steinbach

    IPC分类号： G07F19/00

    CPC分类号： G07F19/206 ,  G06Q20/327 ,  G06Q20/4014 ,  G07F19/20 ,  G07F19/205

    摘要： A portable terminal operates to cause financial transfers responsive to data read from data bearing records in the form of user cards. The user cards include credit and/or debit cards. Data corresponding to the card data is stored in memory of the terminal. The portable terminal includes a wireless communication device. The terminal operates to wirelessly communicate data corresponding to card data to one or more remote computers to cause financial transfers to or from selected accounts. The portable terminal also operates to provide outputs corresponding to account balances and to receive data corresponding to receipts.

    摘要翻译： 便携式终端操作以响应于以用户卡的形式从数据承载记录读取的数据进行财务转移。 用户卡包括信用卡和/或借记卡。 对应于卡数据的数据被存储在终端的存储器中。 便携式终端包括无线通信设备。 该终端用于将与卡数据相对应的数据无线地传送到一个或多个远程计算机，从而导致从所选帐户进入或来自所选账户的资金转移 便携式终端还操作以提供对应于帐户余额的输出并且接收对应于收据的数据。

    Check cashing with a mobile phone
    48.
    发明授权
    Check cashing with a mobile phone 有权
    用手机检查兑现

    公开(公告)号：US09552575B2

    公开(公告)日：2017-01-24

    申请号：US15076506

    申请日：2016-03-21

    申请人： Diebold Self-Service Systems, Division of Diebold, Incorporated

    发明人： Mark D. Smith ,  David E. Kolinski-Schultz ,  Dale H. Blackson ,  Natarajan Ramachandran

    IPC分类号： G07F19/00 ,  G06Q20/32 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q40/00 ,  G07F7/04 ,  G06K9/00 ,  G06K9/18 ,  G06Q20/40

    CPC分类号： G06Q20/3223 ,  G06K9/00442 ,  G06K9/18 ,  G06Q20/042 ,  G06Q20/1085 ,  G06Q20/3221 ,  G06Q20/40 ,  G06Q20/4016 ,  G06Q40/00 ,  G07F7/04 ,  G07F19/20 ,  G07F19/201 ,  G07F19/203 ,  G07F19/211

    摘要： A card actuated automated banking machine (152, 198, 200) includes a plurality of transaction function devices. The transaction function devices include a card reader (170), a printer (174), a bill dispenser (176), a display (182), a check imaging device (186), and at least one processor (190). The machine is operative, responsive to receiving a check and certification data, to dispense cash in exchange for the check. The person presenting the check to the machine need not provide user identifying inputs through input devices of the machine in order to receive cash for the check. Furthermore, prior to accepting the check as a payment, the person can communicate with at least one computer (204) through at least one consumer interface device (208) to verify that the check is payable for the check amount.

    摘要翻译： 卡致动自动银行机（152,198,200）包括多个交易功能装置。 交易功能设备包括读卡器（170），打印机（174），纸币分配器（176），显示器（182），检查成像设备（186）和至少一个处理器（190）。 该机器可操作，响应于收到支票和认证数据，分配现金以换取支票。 向机器呈现支票的人不需要通过机器的输入设备提供用户识别输入，以便接收支票的现金。 此外，在接受支票作为付款之前，该人可以通过至少一个消费者接口设备（208）与至少一台计算机（204）进行通信，以验证支票是否支付支票金额。